CrossCountry Mortgage Inc is a large privately owned direct lender and mortgage banking company with headquarters in Ohio.
CrossCountry Mortgage, Inc. NMLS3029, NMLS1278231, NMLS13921, KY MC313688, KY MC80334, NC MLO I-160504, MLO-19171VA.
So why should you utilize the lending services of Rusty Brown versus someone else for a home purchase or refinance mortgage transaction?
The bottom line is that I am a straight shooter and operate by the Golden Rule: Do unto others as you would have them do unto you. I have 15 years of residential mortgage lending experience as a loan originator and branch manager. I have worked as a mortgage broker, bank loan officer, and correspondent lender. Currently I am a branch manager and mortgage loan originator with CrossCountry Mortgage Inc NMLS3029. CrossCountry Mortgage. Inc underwrites and fund loans for several of the largest mortgage lenders in the US (I can't name names). Most loans are transferred to the respective servicing lender shortly after closing. This gives us the ability to pick and choose the lender with the best rate and terms for each client.
All I do is mortgages - no push for checking accounts, bank deposits etc. I am comfortable in saying that if a conventional, FHA, Rural Housing or VA loan can be done, CrossCountry Mortgage Inc and I can usually get it done well, and get it closed faster than most lenders (average 3-4 weeks to closing), and with very competitive interest rates and closing costs. Don't fall for lenders who offer free stuff, because if it seems too good to be true, it probably is too good to be true! I personally manage my client loans from the application until closing.
My business is 100% referral based and I strive to give the best service as possible. My goal is for every client to be pleased to the point that they are comfortable referring there friends and associates. I welcome first time home buyers as well as multiple time homeowners. Prompt and straightforward communication to realtors and customers is a top priority, as this is critical in avoiding any surprises throughout the lending process.
The increase lending regulations, requirements for loan officer licensing, and rationalization of available lending programs over the past several years had a positive influence on the mortgage industry as a whole, which has resulted good things for consumers!
Contact me via the cell phone (859-312-4311). Have a good day. You would be suprised at how many borrowers are getting purchase and refinance loans done in these times of low interest rates! Low rates = pay less for what you buy, or allows you to buy more home for the same monthly $.
NMLS # 13921 Mortgage Loan Officer
Licensed in KY (MC80334), VA (MLO-19171-VA) & NC (I-160504)
NMLS # 3029 CorssCountry Mortgage Inc Corporate
NMLS # 1278231 CrossCountry Mortgage Inc Branch Office
Licensed in KY (MC313688), VA (VA MCX4072) & NC (L-142902)
Helping clients get there home purchase or refinance loans closed quickly.
Providing straight forward mortgage advice for borrowers in all types of situations.
Residential mortgage lender for homes located in KY, VA & NC. Specializing in Conventional, FHA, Rural Housing, Kentucky Housing and VA home loan programs.