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Sirena Thomas (Real Estate America - REA mortgage) Real Estate Agent

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Sirena Thomas
location_on Citrus Heights, CA — Real Estate America - REA mortgage
Get to Know Sirena Thomas


How wise is your investment!Renting - Zero investmentOwning - Your home in a few years.Learn More...Be the first to get hot new listings...Stay ahead of the game.Click here to start...Have you decided it's time to look for a home? WAIT! Before you start your search, it is smart to take a few preliminary steps to ensure you'll be ready when the right one comes along.Learn More...Take the stress out of buying a home. Choose the right agent!?Learn More...Negotiating the deal - Best Strategies.Learn More...Home Inspection - Get it right the first time!Learn More...Making relocation easier - Tips for a smooth move.Learn More...Do you prefer shared spaces or complete ownership - Is a Town Home good for you? Learn More...Power talk your way to a deal. Click here for a list of commonly used real estate terminology.Learn More...Don't drain money on Rent - Invest in your own home.Learn More...Dazzle of the NEW or comfort and value of the OLD. Find out what is the right one for you.Learn More...Negotiating for a win-win deal.Learn More...You can buy with Zero Down.Learn More...Be the first to get hot new listings...How to end up FIRST each time.Learn more...Saving money for the right home... It is all about information and STRATEGY!Learn More...Making Your Move Less Stressful - Preparation makes a pleasant move.Learn More...Home inspection - Get it right the first time!Learn More...Condo Or Townhouse - Focus on your needs first.Learn More...Grab the new listings before any one else gets to them.Learn more...Consult with the Real Estate Expert; you may end up saving yourself a lot of hassle and precious weekends.Learn More..."Getting to Yes" on a deal.Learn More...Get a hold on Real Estate Terms & Gain Control Over the Negotiation Process.Learn More...Saving money on a home purchase... It is all about information and strategy.Learn More...You need an ACTIVE Real Estate agent. Find someone who will do all the legwork for you.Learn More...Get treated like a VIP. Have the latest listings emailed to you, cherry picked by your REALTOR®.Learn more...Questions you should ask your home inspector.Learn More...Preparation makes for a pleasant move - Take the pain out of moving.Learn More...Your Home - New or Resale. Learn More...

 


Difficulty selling your home, identifying the culprits.Learn More...Stuck with two homes, or Stuck without a home.Learn More...Get a hold on Real Estate Terms & Gain Control Over the Negotiation Process.Learn More...What is your home's worth in today's market? Learn more...Market the home, but don't brand it. Make it the glass slipper that will fit your buyer.Learn More...What to ask your tax consultant about getting a tax break on your home sale. Learn More...Property Inspection - Get it right the first time!Learn More...You need an ACTIVE Real Estate agent. Find someone who will do all the legwork for you.Learn More...Don't let your home go abegging just because you set the list price incorrectly.Learn more...Sell quickly and smoothly by understanding buyer emotions"Getting to Yes" despite a high listing price.How to make the home worth the price. Learn More...Culprits that prevent your home from selling; don't condemn them, nail them!Learn More...Find out if your home sale gain is tax-free Learn More...Consult with the Real Estate Expert; you may end up saving yourself a lot of hassle and yes... precious weekends.Learn More...Arm yourself with Free Market Evaluation before you set a listing price.Learn more...Should I buy first then sell or sell first then buy?Learn More...Questions you should ask your home inspector.Learn More...Don't play second fiddle. Gain a command over Real Estate Jargon with this simple list of frequently used terms.Learn More...Preparing your home for a sale? How much is enough!Learn More...
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"Fulfilling The American Dream Of Home Ownership"Market Watch: It's a Great Buyer's Market - Good Time To Buy  REAL ESTATE AMERICA - REA MORTGAGE  Looking for a home loan?We have a common goal! Helping homebuyers make an informed decision about the choice of home financing that is best for them. This Mortgage Center is your one stop resource for home loans and financing. Whether you are looking for a loan, want to get pre-qualified, want to understand the loan process, have mortgage questions or want to request a free consultation with a loan expert, request a credit report or crunch numbers with your mortgage calculator, we are here to help.Should you refinance your current mortgage?Refinancing your mortgage can be a good financial move but you should think it through. Refinancing your home loan can reduce your monthly payment significantly and save you thousands in interest over the course of your loan. Evaluating whether you should apply now for a mortgage refinance now or stick with your current loan is a decision we can help you make with a free mortgage consultation. Things you should consider in refinancingMortgage refinancing is a powerful tool for homeowners who expect to stay in their current home for a few years and want to either shorten a home loan to increase equity faster, to pull funds out of a home for large expenses (home improvements, payoff car, credit cards, etc.), or to change the terms of their loan to save in interest charges thereby reducing their monthly payment. Refinancing is also useful for people who have an adjustable rate mortgage (ARM) and want to convert their loan to a fixed interest rate for the duration of the loan.Get the best rates for your situationWe will help you find the best rates and terms to finance or refinance your home. Leave the analysis to the experts and enjoy reduced rates and monthly payments.  There are many options and programs to choose from. Our goal is to get the right mortgage loan for you. The first step is to call us so we can help you make the right decision for your situation.  Advice You Can TrustGet trusted advice on your credit history, how much home you can afford, pre-approval, refinancing and more. Get a long-term financial advisor to guide you on tapping or building your home equity. We will guide you at each step from pre-qualification, to comparing loans, to improving your credit score, to applying for a loan and ensure a timely closing.Flexibility and ConvenienceEmploy the mortgage experts who understand your unique situation and financing needs. Allow us to put together a loan package for you to help you breeze through the paperwork and documentation. You can count on our personalized service and specialized knowledge. "Fulfilling The American Dream" (TM) 
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I am here to serve you with your real estate and mortgage needs. I am here to "Fulfill Your American Dream"