Steve Matsumoto specializes in fulfilling the hopes and dreams of Oceanside first time home buyers. A former teacher, Steve carefully explains the home buying process and navigates buyers through an increasingly complex market. In addition educating his clients, Steve is a staunch advocate for buyers, making sure they receive all the protection and rights provided to them by the California purchase contract. Steve has helped numerous clients find the perfect first home; 40% of Steve’s transactions are with first time home buyers. The most gratifying part of Steve's job is handing a first time home buyer the keys to their Oceanside home.
The first step for Oceanside first time home buyers is a consultation with a lender. It's important to work with a lender who is familiar with a number of different programs, including FHA and VA loans, which are commonly employed by Oceanside first time home buyers. Additionally, there is a home buyer assistance program in Oceanside. First time home buyers should ask their lender if it makes sense for them to apply to this program, as there can be some financial strings attached. No matter which type of loan you apply for, your lender should always focus the conversation around your monthly payment. With target monthly payment in mind, your lender can provide you with an purchase price you will feel comfortable with.
REALTOR® in North County San Diego helping first time home buyers in Oceanside, Carlsbad, Vista, San Marcos, and Encinitas.