My Daughter is the wind behind my sails. She definately keeps me motivated. As for everything else about me, just keep reading.
I have recently received national certification from the CMPS Institue as a Certified Mortgage Planning Specialist. I provide my clients a network of financial professionals including Certified Financial Planners (CFP), Certified Public Accountants (CPA), Estate Planners, Financial Advisors. I try to be the finacial hub for my client's financial picture. I have received certifications in the following areas: Construction Lending, ITIN (undocumented resident taxpayer program), FHA 203K Rehab loans and Washtenaw Housing Education Partners (W.H.E.P) Certified.
I got into the mortgage business after I purchased my first home. I had such a bad experience. I told myself that there had to be a better way to this. I am now in my fifth year in the business. My ethics sometimes get in the way of me doing business. I simply will not do business that falls in the "gray" area. Meaning if a deal walks like a duck and talks like a duck... I know the rules and I follow them to the letter. I expect my clients and Associates to also follow those rules. My reputation and career are not worth doing the wrong thing. That doesn't mean that I can't get the hard deals done. It just means I won't "get around" the system.
For Realtors I provide the following:Lost contact capture system - Most Realtors can effictively work with no more than 10 qualified buyers. Let me show you how I can help you work with 100-200 qualified buyersHUD-1 reviews for loans that close with other lendersMy commitment to the team atmosphere
My areas of expertiese include: mortgage planning and real estate investment strategy, non-prime, FHA 203K rehab loans.
My Certified Mortgage Planner business provides my clients a network of financial professionals to help acheive overall financial goals - not just a new home loan.