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Rainer
279,598
Dipti Thakkar
LAER Realty Partners - Andover, MA
On a team with Praful Thakkar

Google!

Jun 09, 2018 10:43 PM
Rainer
21,910
Mike Sasse
OfferPad Home Loans, LLC - Scottsdale, AZ
Sales Leader

Hi Julie, I've worked with hundreds of clients over the phone and internet - I definitely understand that some people just want to go online and find the info themselves. I have always referred clients with credit issues to www.myfico.com - they do offer paid services, but they have a TON of information regarding what goes into their scores, myths vs. facts of reprecussions of pulling credit, etc.

Hope this helps!

Feb 10, 2015 12:53 PM
Ambassador
928,385
John Meussner
Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA, - Walnut Creek, CA
#MortgageMadeEasy Walnut Creek, CA 484-680-4852

I'll first say that I ALWAYS try to get people to use a credit repair service- when they go it alone, they do it 'when they have time' and it takes forever.  When they pay someone to help, they move along much quicker & it benefits them in the end.

 

That being said, creditinfocenter.com is an incredible place to learn everything and anything about credit, including credit repair - there are templates and step by step instructions for nearly any scenario, all at no cost

Jan 29, 2015 01:22 PM
Rainer
8,645
Beth Peele
Fonville Morisey Realty - Cary, NC
At Home In The Triangle

I suggest people check out the information and advice on the Federal Trade Commission website, http://www.consumer.ftc.gov/, and the CFPB (Consumer Financial Protection Bureau) website, http://www.consumerfinance.gov.

Here's an FTC article about repairing your credit:

http://www.consumer.ftc.gov/articles/0058-credit-repair-how-help-yourself

And one from the CFPB on getting and maintaining a good credit score:

http://www.consumerfinance.gov/askcfpb/318/how-do-i-get-and-keep-a-good-credit-score.html

I hope these are helpful!

Beth

 

Jan 29, 2015 11:29 AM
Ambassador
4,847,141
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

Check with a trusted lender.

Sep 24, 2019 10:31 PM
Rainmaker
629,751
Ajay Pandya
e-Merge Real Estate - Columbus, OH
Realtor Ajay Pandya

I will connect them with the credit repair specialist - or even a lender can help.

Jan 28, 2018 08:52 PM
Rainmaker
4,798,978
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I don't know.

Nov 26, 2017 06:54 AM
Ambassador
4,307,769
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

I have few pamphlets for this.

Sep 08, 2017 11:31 PM
Rainmaker
3,067,302
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

parked and reading....

May 29, 2017 05:07 AM
Rainmaker
4,432,971
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

I am glad I read this question. John has great information.

Jan 29, 2015 09:59 PM
Rainer
37,383
Julie Tulowitzki - (480) 369-8188
HomeSmart - Gilbert, AZ
Your Friend in the Arizona Real Estate Business

- Hi Evelyn, I always offer clients contact info for a few local professions they can call or meet.  People often ask for a something they can also read and explore online.

- Good info, Beth. Thank you!  :)

Jan 29, 2015 01:25 PM
Rainmaker
2,432,999
Evelyn Johnston
Friends & Neighbors Real Estate - Elkhart, IN
The People You Know, Like and Trust!

Gee Julie, I would much rather find a local loan officer that knows what they are doing than refer them to someone they can't look in the eye.

Jan 29, 2015 12:35 PM