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Sandy Padula & Norm Padula, JD, GRI
HomeSmart Realty West & Florida Realty Investments - , CA
Presence, Persistence & Perseverance

We prefer the personal service offered by mortgage brokers with whom we have a sucessful track record of ecxceptional service.Big banks treat clients like the account numbers that they are.

May 23, 2015 11:46 PM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

In my case it isn't about who the lender is, it is the loan officer.  He works at Wells Fargo, and gets the job done each time and with excellent communication.   He also gives me leads. 

May 24, 2015 12:30 AM
Jill Murty, Realtor - Orange County, CA
Movoto - Laguna Niguel, CA

I'm not a huge fan of the big banks.  There are too many layers to get through and they often don't seem to move too quickly.

May 24, 2015 12:01 AM
Eve Alexander
Buyers Broker of Florida - Tampa, FL
Exclusively Representing ONLY Tampa Home Buyers

Local lender only please. 

Florida has many financing nuances that out of town lenders have no clue about.


May 24, 2015 10:15 PM
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Local lender is always the best choice Richard Woodward NMLS#217454 .

May 24, 2015 02:46 PM
Larry Johnston
Broker, Friends & Neighbors Real Estate and Elkhart County Subdivisions, LLC - Elkhart, IN
Broker,Friends & Neighbors Real Estate, Elkhart,IN

I don't like working with big banks.  They don't have the fexability.

May 24, 2015 01:32 PM
Kathleen Luiten
Resort and Second-Home Specialist - Princeville, HI
Kauai Luxury Ocean Home Sales

Local really makes a difference here on Kauai. We have some unusual holidays not on the mainland lenders' calendar and our closing process usually adds a couple of days. Non-local lenders make for more work and usually problems in escrow.

May 24, 2015 11:03 AM
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC Calabasas CA

I work mostly with local brokers, they are more competitive and much easier to reach ( try to reach a BofA person during weekend or after 5pm!).

May 24, 2015 08:51 AM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I prefer a local mortgage broker who will find the best rate and product for my clients.

May 24, 2015 05:02 AM
Cindy Davis
SD Home Source Realty - San Diego, CA

I prefer local mortgage brokers who are well known. They have reputations to protect!

May 24, 2015 01:17 AM
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

Better communications and proactive service comes from Wells Fargo, then three days before closing, everything changes.

Local lenders will work plan B and will close on time. However, I need to understand throwing tantrums because I need instant gratification does not work well in this local arrangement, so we cut each other some slack because we know in the end. there IS a solution, unlike the big bank situation.

May 24, 2015 12:58 AM
Richard Weeks
Dallas, TX
REALTOR®, Broker

Lenders that I recommend, those with a proven track record.

May 24, 2015 12:05 AM
Dan & Laurie Pittsenbarger Team
Keller Williams Western Realty - Bellingham, WA
Lakeside & Coastal Single Family Homes

I don't so much care the size of the lending institution but working with a loan local loan officer is far superior to working with an out of state lender the buyer found on line. The local loan officer definitely wants the principles & agents involved to be happy as there's a lot more than one transaction involved. This of course doesnot guarantee that an extension won't be required but one does have the best potential for that loan officer to do everything possible to close on time.

May 23, 2015 11:47 PM
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Whoever can deliver on time

Jan 21, 2018 05:15 AM
Chris and Dick Dovorany
Homes for Sale in Naples, Bonita Springs and Estero, Florida - Naples, FL
Broker/Associate at Premiere Plus Realty

We don't care who they work with and we have no communication with the lender.  Thats why God invented Title Companies.

May 24, 2015 11:48 PM
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

local lender - although I have relationships with the big box lenders too so I can give my buyers their names

May 24, 2015 09:16 PM
Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Richard - I believe the actual loan officer is the most critical, and not whether they work with a big national bank or are a local lender. It is the person that you work with that will determine how much they communicate with you, and whether they really know what they are doing or not.

May 24, 2015 04:53 PM
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

Depends, some of my investors are using a Wells Fargo broker in Los Angeles and he does a fantastic job. Outside of him we go local and smaller.

May 24, 2015 08:21 AM
Roy Kelley
Retired - Gaithersburg, MD

I prefer clients to work with loan officers with whom I have a regular working relationship. I know they will deliver the needed service. Those loan officers are available with both national and regional mortgage lenders.

May 24, 2015 04:45 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Local lenders seem to be more responsive and timely. But I have good people at some of the large banks who work hard for my clients, as well.

May 24, 2015 03:45 AM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hi Richard - it's always the buyer's choice and communication skills depends on the individual lender regardless of location and/or size.  

May 24, 2015 01:11 AM