John DL Arendsen, Crest Backyard Homes "ADU" dealer & RE Developer (CREST "BACKYARD' HOMES, ON THE LEVEL General & Manufactured Home Contractor, TAG Real Estate Sales & Investments)

Spam prevention
Big Block Realty 858.232.8722 - La Jolla, CA
Serving Coastal San Diego, Veteran's & Seniors

Pay down my current mortgages/pay off personal residence and buy more "buy & hold" properties to rent out. And go on a 2 week vacation to Portofino, Italy or Kyoto, Japan.

Oct 02, 2015 03:33 AM
Stefan Winter
Real Estate in IL & NV | Owner of Real Estate Web Tech | Daily Vlogger - Las Vegas, NV
Owner - Winter Group & Real Estate Web Tech

Buy myself a few multi family properties and expand into some new areas of business I have been wanting to get into. Maybe even get back into options trading myself, I did good with that in the past but am just working on building my brand right now.

Oct 02, 2015 03:09 AM
Anjanette White
Johnson & Wilson Real Estate Co LLC - Summerville, SC
Real estate agent serving the Lowcountry of SC.

Good question!  I think I'd invest in a good financial advisor!  Surely can do better than <1%.

Oct 02, 2015 01:02 AM
Spirit Messingham
Tierra Antigua Realty - Tucson, AZ
Third Generation Full-Time Realtor® 520 471-6900

Tax free?  Since we are already fully invested, I would have some fun with it.  By fun I mean buy some properties at Trustee Sale on Court House steps, and flip them.

Oct 02, 2015 03:05 AM
The Woodland Team of Texas
The Woodland Companies - Austin, TX
Land Specialists

I have my eye on a few good investments.

Mar 28, 2019 10:40 PM
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

I would probably take 1/2 of it to pay down some remaining debt I have from loans on my biz (so I wouldn't have to worry abt those) and invest majority of this half in my business/new business.  Given my age, smarts and income potential, investing that in my biz would be one of the smart things I could that I'm earning more money on yearly basis to invest more as I'm going along (for next 20 yrs or so).

I would invest the other 1/2.  I already have some money in 401K's and retirement funds.  But, with the $500,000, I would (for now), 80% to index funds prob S&P 500., $20,000 for myself, and remainder in bonds or something similar.

Oct 02, 2015 03:13 AM
Roy Kelley
Retired - Gaithersburg, MD

I would add it to my professionally managed retirement accounts. 

Oct 02, 2015 01:56 AM
Noah Seidenberg
Coldwell Banker - Evanston, IL
Chicagoland and Suburbs (800) 858-7917

Put it in an investment for retirement.

Oct 02, 2015 01:20 AM
Cindy Davis
SD Home Source Realty - San Diego, CA


Oct 02, 2015 12:55 AM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

I have plenty of investments waiting for every available dime, and I do keep my money busy.

Oct 03, 2018 11:49 PM
John DL Arendsen
CREST "BACKYARD' HOMES, ON THE LEVEL General & Manufactured Home Contractor, TAG Real Estate Sales & Investments - Leucadia, CA
Crest Backyard Homes "ADU" dealer & RE Developer

Having read every comment on this thread, several more than once and even multiple times, I'm really impressed with a lot of answers, ideas and suggestions. 

I've been in the stock market for several years and have done pretty well. But then anyone who bought in and could fog a mirror in '08 had to do pretty well as the only way the market went was North. 

But that joyride is strarting to slow down big time. Yes, you can still make money in the SM if you're positioned with lot's of good dividend growth stocks or buying into IPO's that you've got an inside track on. But It's going to be a lot more of a risk nowadays than it has been for the past several years so you better know what you're doing or have a good broker that does.

Recently I've been starting to feel that way about RE as well. The same thing happened for the past several years (in Cali). If you were vertical and investing in RE you were making $$$. But I'm starting to see some bubbles looming on the horizon and it ain't as easy making $ in RE as it was when there was a flood of distressed and foreclosed properties to pick through.

Presently and personally I really like the idea of cooling your jets for awhile and parking the 1m in a <1% money market spread out at 250k chunks in order to play it safe with FDIC limitations or be in a bank you trust with a sweep.

I think, and it's just my personal humble opinion as a 70 year old that's been through several downturns, that we've reached another pinnacle in our economy. Friday's employment, or should I say unemployment and jobs growth outlook coupled with the FED's inevitbale interest rate hike looming, problems with China's economy, the EU, South America and elsewhere including the USA is worrisome at best.

Lot's of major players are moving into cash as well and that should be a very good sign that it might be time to play it safe, stay in cash and get ready for the next feeding frenzy and there will be one I strongly believe. 

It get's back to that age old adage, when you start getting tips from the cab driver and shoe shine guy about how to invest your doe, rey, me it's time to Park it for awhile.


Oct 03, 2015 06:56 PM
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC Calabasas CA

The answer is simple: Invest in Real Estate.

Do you have an spare million? I'm open always willing to accept $$$ donation:)

Oct 02, 2015 05:17 PM
Ryan Huggins - Thousand Oaks, CA - Thousand Oaks, CA
Residential Real Estate and Investment Properties

REAL ESTATE!!!  I'd buy and fix up a few more rental properties, maybe flip a couple.  Isn't anything out there like real estate for long term appreciation and cash flow.

Oct 02, 2015 03:56 PM
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

I'd put in in a mutal fund. 

Oct 02, 2015 11:49 AM
Anita Allen
Levin Rinke Realty - 850-377-4410 - Pace, FL
Your Realtor for NW Florida, Pace/Milton/Pensacola

I would invest in real estate and put the rest into retirement funds.

Oct 02, 2015 10:03 AM
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Owning anything free and clear is the best return on investment

Oct 02, 2015 09:05 AM
TeamCHI - Complete Home Inspections, Inc.
Complete Home Inspections, Inc. - Brentwood, TN
Home Inspectons - Nashville, TN area - 615.661.029

Put it in investments. Some RE some stocks, bonds, ect.

Oct 02, 2015 08:39 AM
Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

John - Well I don't think I would pay off any debt, because I actually don't have much to begin with. I would much rather invest that money into real estate. Perhaps some fixing and flipping, maybe another rental property or two, and perhaps investing in some sort of business that I could own.

I would much rather try and make tens or hundreds of thousands of dollars each year out of that million, than to pay off some debt where I am maybe paying a couple thousand dollars in interest each year.

Of course I wouldn't spend it all, perhaps save 25% just in case.

Oct 02, 2015 07:55 AM
John Meussner
Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - Fair Oaks, CA
#MortgageMadeEasy Fair Oaks, CA 484-680-4852

Pay off all debts, buy a couple investment properties, take a nice vacation, and throw the rest of it back into my business.  I'd probably give $100K to my financial advisor and trust him to do his thing.

Oct 02, 2015 05:42 AM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

If it was my only savings, I'd probably get a good life annuity with a guaranteed return and payout.

Oct 02, 2015 04:12 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

I'd probably invest some of it in the stock market.

Oct 02, 2015 04:00 AM
Blanca Barajas
Winter Group - Las Vegas, NV

Definitely invest in real estate and put some of that money in my other businesses. 

Oct 02, 2015 03:41 AM
Amanda at VA HLC & FedHomeLoan
VA Home Loan Centers - San Diego, CA
Social Media, Content & Client Relations

Buy a modest home, travel more to see my East Coast family, give a good chunk to charity, and invest in retirement and interest-building savings. I would definitely take a little trip around the world, since I've only been around (not out to Hawaii or Alaska yet) America and two cities in Canada, so far.

Oct 02, 2015 02:04 AM
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

Good question. This modest 1300 sf SFH is one of the most affordable homes in SF South Bay  CALIF MODEST HOME. It would sell around $0.65M-not the best neighborhood.  No serious crimes. Go a few miles west to job center.  It will dble that value. Same home for $650K or so you get $2500. Go further west you can get a small loan and rent it for $3500/mo?  You can do the math.. Expect 12-15% appreciation for the next 2-3 yrs.... No recession in the horizon....

Oct 02, 2015 01:11 AM
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

I must first consider the source of this million dollars.

If I did not earn this money, I must understand it is not mine.

If that million is a result of my effort, will would continue the same efforts that earned it, but on a larger scale. Healthcare, healthcare middleware, defense, government middleware, food supply (ie:Monsanto) are no-brainer investments.

If I did not earn the money, I would invest it in people.

Oct 02, 2015 12:57 AM