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Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

pray that it never happens....

Oct 06, 2015 12:43 AM
Jeffrey Jones
AZ Home Seekers - San Tan Valley, AZ
AZ Home Seekers,

as you said Winston, they are unforseen so I guess, prepare for the unexpected! kinda broad huh?

Oct 06, 2015 12:30 AM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Few people listen when I suggest they move North.

Oct 12, 2018 10:02 PM
Wayne Zuhl
Remax First Realty II - Cranford, NJ
The Last Name You'll Ever Need in Real Estate


Oct 06, 2015 08:37 PM
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Today, no advice is necessary. Diligence and disclosure is on point

Oct 06, 2015 11:45 AM
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES
Tropic Shores Realty - Ich spreche Deutsch! - Spring Hill, FL
Florida Waterfront and Country Club Living

How can you give advice when it's unforeseen?  For example, I wouldn't think of talking about preparing for an earthquake in Florida but we definitely get asked about hurricanes (haven't really had one in years!) all the time.

Oct 06, 2015 11:27 AM
Ryan Huggins - Thousand Oaks, CA - Thousand Oaks, CA
Residential Real Estate and Investment Properties

My advice is: Expect the unexpected!

Look at all the likely threats to impact your area.  Rate them on a scale of 1-10 for liklihood of occurrance and also for level of devistation.  Then use the rating scale to sort them by most likely to occur with a secondary sort on most damage. 


Make a plan that addresses the top 3-5 (one plan for each).  Then annually review that plan and as time permits add new plans for additional disasters.  I was involved in this for my old job at the hospital.  Cyber attack and prolonged loss of IT systems.


For an example, I'm in Souther California.  Earthquakes and Fires are my two biggest threats.  Our county has a large biotech company (Amgen) headquartered here with production.  At one point it had government contracts.  We also have two military bases.  An accidental release of a contagion from Amgen is one threat that I've chosen to not worry about given the liklihood of the event happening and realistic protective measures (even the investing group "The Motly Fool" worried about that).  Another threat is an attack against the bases by an invading army.  Again, low risk of occurrence and not much I could do.

Flooding from torrential rains, that's one I'm working on now.

Oct 06, 2015 09:24 AM
Tony Lewis
Summit Real Estate Group - Valencia, CA
Summit Real Estate Group Valencia & Aliso Viejo

The law will supersede any contract in the case of an emergency.  We had the Northridge earthquake in 1996.  No contract terms could have forced a buyer to purchase a home that was damaged in the earthquake.  The word unforeseen indicates unpredictable so it is not possible to cover the unforeseen.  I might be wrong on this one though. I'd like to hear if I am.

Oct 06, 2015 05:02 AM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Other than I think everyone should have flood insurance no matter where they live, I can't think of anything.

Oct 06, 2015 04:42 AM
Caroline Gerardo
Licensed in 20 states - Newport Beach, CA
C. G. Barbeau the Loan Lady nmls 324982

Flood insurance (might only cover a percentage of damage) Build on higher ground. Keep sand bags handy (just the bags and fill with dirt). Move things you treasure upstairs. Flash lights, extra batteries, shovel, plenty of bottled water and (this may not be P.C.) a gun that you know how to use. Be kind to neighbors and team up. Can you get your vehicles on blocks?  Know how to turn off gas and power. Have an out of state contact person to relay calls (local phones might not work) Donate to Salvation Army (not the Red Cross)

Oct 06, 2015 03:43 AM
Mike Kelly,CRS,CIPS
The MJKelly Team - Santa Rosa, CA
"One of Sonoma County's Natural Resources"

I grew up in a small resort town on the Russian River in Sonoma County, California. The river has been subject to flooding for years. I always tell anyone thinking of buying in the town to never buy any home UNDER the water "riing" on the Redwood Trees! As far as "Unforseen" I don't really get the term. If you live in "Tornado Alley" I don't think losing your town or house to a tornado is unforseen. Hurricanes in Florida--Unforseen? Summer flooding in the south? Unforseen? Fires in the summer time in our area of "high severity fire areas" Unforseen?

Oct 06, 2015 03:34 AM
Andrzej Niemyjski
Realty One Group - Sun City West, AZ

Even in my parts for number of properties I suggest in getting flood insurance

Oct 06, 2015 03:17 AM
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Winston Heverly If the property is in a flood zone, it is a good idea to get flood insurance.

Oct 06, 2015 03:06 AM
Stefan Winter
Real Estate in IL & NV | Owner of Real Estate Web Tech | Daily Vlogger - Las Vegas, NV
Owner - Winter Group & Real Estate Web Tech

I don't really give advice, if I was a real estate agent in the area I guess advise people to get insurance and make sure it covers floods. 

Oct 06, 2015 02:30 AM
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

To make sure one has enough insurance coverage.... 

Oct 06, 2015 02:01 AM
Cindy Davis
SD Home Source Realty - San Diego, CA

I honestly don't give advice on disaster prepation. It is not in my realm of expertise. I do think we should all have a box o two of must-have paperwork if we need to flee from our homes.

Oct 06, 2015 01:38 AM
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

None - I'm not a weather forecaster, nor do I have a fully functioning crystal ball!

Oct 06, 2015 01:37 AM
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

" you give BEFORE unforeseen disasters....."

Hmm, "Don't stand there?"

Hmmm, "Nothing bad happens in Wyoming."

Hmmmmmmm, "RUN!"

Hurricanes happen. Sink holes happen. People do bad things. Banks do bad things. Governments do bad things. Elements of anarchy and chaos seek opportunity.

But what you can control is your perception and reaction, then choose kindness.

Oct 06, 2015 01:32 AM
Roy Kelley
Retired - Gaithersburg, MD

I expect that many home owners will suffer because they failed to purchase flood insurance. This becomes a good reminder for those without flood insurance.

Oct 06, 2015 01:08 AM