First, hope you are doing as well as can be expected (and better!) since your surgery. The Down Payment Protection program is a new one on me and I'm going to have to do a bit of research on it.

Tony, glad you are back! Never heard of the program and first glance sounds like a potential scam!

Glad you're feeling well and back in the blogging land.  

 Good Friday morning Tony. Good to hear that you are recovering from your surgery. And no, I've not heard of the down payment protection program.

YES! PYT (Protect Your Transaction) and my lender Jason E. Gordon and his company Amerifirst offer a $10K perfromance assurance &  proprietary version of it that is unmatched by the imitators...ask him about it and here you go: Protect Your Transaction and Down Payment Assistance I'm actually a PYT Certified Realtor.

Well Tony nice to have you back that is some serious surgery and here you are a few days later back on the Rain that is incredible kudos to you....as to your question No I have not, when you find out please share with us,Endre

Welcome back, Tony Lewis .  Yes, blood & oxygen are kind of important!  Thanks for the post.  I had not heart of that program.

Tony - I had not heard of the Down Payment Protection program, and want to thank you for sharing this information.

Also, did not know you had such an extensive surgery. Glad to see you are back, and seem to be healthy.

Hi Tony, I have never heard of the program, but I am so delighted to hear that you are doing well.

Well, it's a good sign that you're blogging.  Hope your recovery goes smooth.  I have not heard of the Down Payment Protection program.

I'm glad you're back and feeling better. Never heard of this. 

Yes I have and there is an insurance product you can buy that will protect almost anything. I remember my dad used to tell me that Greta Gabor had insurance on her legs as she considered it her greatest asset.

Best wishes for a speedy recovery. I am personally 2+ years and 3 stents beyond the trauma of a MI...definitely not fun. Thomas J. Nelson, Realtor was kind enough to reference me in an earlier comment. Not sure if my program is what you had in mind, but below is a link to an AR blog I wrote about it a few months ago. Feel free to reach out to me for details.

A Lender with more skin in the game than a Buyer during escrow? 

If you want to view a short instructional video rather than read an article, click here.

Tony-It’s amazing you can be back so quickly.  Glad you are well!  I am the CMO of ValueInsured, the maker of +Plus down payment protection.  We have worked years post-meltdown to develop the only insurance that protects homebuyers’ down payments.  As we all know, at closing every bank and related interest in that transaction is covered by PMI, title insurance, etc. but the homebuyers' down payment is not.  They are given keys to a home whose value can change for no reason of their own (economy slips, local jobs dry up, etc). Bigger than that though, millennials and modern homebuyers have different preferences - they want more simplicity, transparency, fairness and flexibility in their purchases.  Really, that is why renting is so compelling to them right now even as rates soar.  So, by covering their down payments - what may be their biggest savings in their lifetime - we reduce fear and even more give them back control of their home so that if they ever need to move - due to having a child, getting a better job or just because they want to - they can sell even if the market is down and move on with their life.  It’s something that can bridge that gap between renting and committing to a home.  I invite you to check out our new research, media coverage and our video on valueinsured.com.  Like anything new, we expect skepticism but know that we have been at this a long time working with many people across the entire home buying process - from realtors to builders to mortgage originators - to develop +Plus.  We officially launch in January 2016.  I wish you all the best in your ongoing recovery!

Glad to hear you are doing well. 

I have not heard of this program

Tony Lewis I am not familiar with the Down Payment Protection program. Glad to hear you're on the road to recovery.

I've never heard of that program..... and I hope you're recovering well....

Welcome back. I am not familiar with this program.

Congratulations on a speedy recovery - I haven't heard of the down payment protection program. 

I have not heard of it. Glad you are feeling better.

Tony Lewis glad to here everything went well. I have never heard of such thing.

its good to have you back. i bet you thik the same! now just dont deliver any low ball offers and your heart will be fine :)

That's a big time surgery you had!  Glad to see you're back.  Blood flow and oxygen are important; I'm a fan. 

Tony, I am pleased you are doing okay.

Wish I'd have thought of it! Nothing like pulling in $1M+ a month in pure profits. I'll bet you feel like an elephant was lifted off your chest. I've had a stent for almost 20 years now. 

I have heard of it but it's been a while.  I'm glad you are over your surgery.

I have heard those words, but cannot recall anything about it right now.