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Rainmaker
843,796
Pete Xavier
Investments to Luxury - Pacific Palisades, CA
Outstanding Agent Referrals-Nationwide

I never knew the answer to that.. I've never shopped around for E & O as the price is a relatively low $500./year with a high deductible. I do carry a very high personal/professional umbrella policy with Chubb for nearly complete protection (certain exclusions are there).

Offhand I don't recall who my current E & O insurer is.

Mar 25, 2016 03:16 PM
Rainmaker
1,869,435
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

Kevin S. McCullough you may want to check with local brokerages in your area to find out who is the best fit for you.  Good luck.

Mar 25, 2016 09:26 AM
Rainmaker
576,323
Eric Kodner
Madeline Island Realty - La Pointe, WI
CRS, Madeline Island Realty, LaPointe, WI 54850 -

Whatever company you deal with, watch for the policy exclusions. There are plenty of them in policies available from major providers.

Mar 25, 2016 07:42 PM
Rainmaker
1,987,878
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

You might ask other brokers in your area - I doubt you will get much information from the group here 

Mar 25, 2016 12:17 PM
Rainmaker
818,337
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Go local; can start with your association.

Mar 26, 2016 12:25 PM
Rainmaker
1,380,323
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

I hear good things about CRES, especially that you can get the fee paid if your buyers buy a CRES home protection policy.

Mar 26, 2016 08:13 AM
Rainmaker
3,069,934
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

parked and reading

Mar 25, 2016 11:17 PM
Rainmaker
4,054,153
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

I haven't a clue as my E&O is provided through my brokerage. This is like shopping for any insurance... not just what it costs, but what's the coverage for the price. You can be penny wise and pound foolish in the end.

Mar 25, 2016 10:52 PM
Rainmaker
5,525,411
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Kevin,

You have some great suggestions and I agree with them. A

Mar 25, 2016 01:49 PM
Ambassador
5,357,799
Bob Crane
Woodland Management Service / Woodland Real Estate, EXP - Stevens Point, WI
Forestland Experts! 715-204-9671

Excellent question, I am reading the answers too.

Mar 26, 2016 11:38 AM
Rainmaker
3,985,837
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

That really depends on a lot of things including where you live

Mar 26, 2016 11:34 AM
Ambassador
3,036,957
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

In California ... they all are hella-expensive.  I do not know if CRES is in your area ... check them out.  Ask a few local brokers who they are insured with. 

Mar 26, 2016 02:14 AM
Rainmaker
6,540,835
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Ask the other brokers in your area.

Mar 26, 2016 01:02 AM
Ambassador
1,576,105
John McCormack, CRS
Albuquerque Homes Realty - Albuquerque, NM
Honesty, Integrity, Results, Experienced. HIRE Me!

Talk with your Broker.

Mar 25, 2016 11:35 PM
Rainmaker
1,707,423
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

NAR has agreements with quite a few companies and you can check this at realtor.org. I do recommend that you talk to them first but do not have all of them submit proposals. I found through doing this that they do not send in the same information and it can trip you up.

Mar 25, 2016 10:26 PM
Rainmaker
4,433,583
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

good luck.

Mar 25, 2016 09:31 PM
Rainmaker
1,157,485
FN LN
Toronto, ON

In my jurisdiction, we purchase E&O insurance through the regulator each year.

Mar 25, 2016 06:45 PM
Rainmaker
634,272
Kathleen Luiten
Resort and Second-Home Specialist - Princeville, HI
Kauai Luxury Ocean Home Sales

Sorry, I'm not in Florida. Your local and state associations may have some resources on pricing for E&O in your area.

Mar 25, 2016 06:10 PM
Rainmaker
1,149,109
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

E& O insurances for realtors

Suggest you shop around. Calling up a few. Good luck

Mar 25, 2016 02:13 PM
Ambassador
2,224,117
Debbie Laity
Cedaredge Land Company - Cedaredge, CO
Your Real Estate Resource for Delta County, CO

Your broker might want you to use a particular company. Check with your broker. 

Mar 25, 2016 11:38 AM
Rainmaker
1,715,066
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Property Manager

 Have you networked with your peer Broker/Owners?  

Mar 25, 2016 09:17 AM
Rainmaker
4,882,965
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

We have CRES, but it could be only available in Colorado.

Mar 26, 2016 11:53 PM
Rainmaker
4,059,133
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Where I currently hang my license, it is the choice of the brokerage.

Mar 25, 2016 11:10 PM