They'll both be worth what a buyer is willing to pay.  They will likely be priced, taking winter/remote access into consideration - and I would think that the appraisal will appraise it based on that as well.  

It would be much like appraisals based on properties being on a main road compared to one on the interior of a neighborhood - the value would, of course, be lower on the home on the main road.

I don't really think the purpose has anything to do with the value of a particular property.  It just depends on the market, the location and property condition.  And the market doesn't really care whether you are planning to live there.

I am not suure about anything with appraisal anymore

They are worth what someone is willing to pay for them. And the appraiser may value something at less than what a buyer might value it for a varity of reasons. I really don't know how an appraiser might value these given the issues you mention.

Accessibility and who maintains the roads is a consideration to appraisers just like it is to buyers.

I think it depends on location and the market.  I'm not an appraiser.

Yes, the value is affected if it is not winterized or can not be lived in year round. A year round home would be worth more

I'm going to second what Jeff Dowler said.  I think some people would like both of these.  Me, I'd use the winter one as an excuse to buy a sweet snow mobile!

Comps ( if available) would probably be a better indicator of value.

I am with Debe Maxwell on this.  I wish you all the best with those listings. 

Worth is subjective - I think there is always a buyer who would want either as a primary home

I don't believe intent is necessarily the issue as much as what a buyer is willing to pay for it.  

Utility is a consideration for appraisers

Great question--the home is being valued regardless

You need to worry about the lender. Is there a road maintenance agreement, do the dwellings have heat in each room. These are items that will kick out a loan

Others have answered.

You need to have local market knowledge to answer this with any certainty.

Those conditions will be considered by the appraiser. I would not want to face the appraisal fee.

Your appraiser will love driving there over ''miles of dirt roads:) Good luck with the sale. 

Value is determined by the market and may not be greatly impacted by limited accessibility. An appraiser will factor in the lack of road access for a season.

Patricia Kennedy nailed this one!

In my marketplace it doesn't matter...

What do the comps say the property is worth? An appraiser should be using comps that closely reflect the subject's location. An adjustment would then be made for similar homes with different locations. 

I would say the fact they are perhaps not ideal for full time living might affect value.  But a weekend house vs. full time in a different area I see no value difference.

Lack of access for certain periods of time should be considered. Interesting question only a buyer can answer and an appraiser can deny!

John Mosier - well, beauty is in the eye of beholder and price, in the eyes of buyers!

What ever a willing buyer is willing to pay is what it is worth....ditto Jeff Dowler's comment! 

I would think the price would be the same if you were a snowbird or a year-rounder, meaning if this was your second home or your primary home.  The location and the comparables have not changed - only you have changed - if you are using the home more as in an only home, or less, because you have other residences.  Now if you are talking decades down the road then the price can be very different!  Yes, my thought is that Appraisers would consider the facts you have mentioned in your sentences of specifics John Mosier.  

I believe that ultimately it is up to the buyers as to which they will pay more for.  A good appraiser knows how to determine what the buyer will pay for each.

An appraiser and also myself, we look to what has sold and how the property is being used is secondary

What an excellent question I would like to know too

John Mosier I've seen vacation homes priced more than some primary homes. Location plays a big factor.

John,

It is worth what someone is willing to pay for it.  That is always the bottom line !  A

It depends on a number of factors. 

A home is a home is a home.  Value is value and nothing to do with the use.

Yes, I think they would consider this.