Tony Bolodar, Residential Mortgage Loan Originator, #1320876 (NEXA Mortgage)

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Rainmaker
3,127,938
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

I don't ever do coop advertising with any lenders. That is not a way I want to be beholden to anyone.

Sep 18, 2017 02:53 PM
Rainmaker
3,358,839
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Well, a better rate is always good but I'll throw in communication, follow-through plus getting the job done on time and as promised. 

Sep 18, 2017 03:09 PM
Rainmaker
718,881
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

Give client the best rate possible!

 

Sep 18, 2017 02:53 PM
Ambassador
1,643,920
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

Just the rate, just the rate.

Sep 18, 2017 02:44 PM
Rainmaker
1,027,000
Susan Haughton
Long and Foster REALTORS (703) 470-4545 - Alexandria, VA
Susan & Mindy Team...Honesty. Integrity. Results.

Best rate for my cllient;  I don't do co-op advertising with anyone.  

Sep 19, 2017 04:43 AM
Rainmaker
846,015
Marco Giancola
Beachfront Realty - Miami Beach, FL
Realtor (305)608-1922, Miami Beach Florida

Watch and understand those legal guidelines before taking any "help" from a lender. RESPA is a serious girl!

Sep 19, 2017 03:21 AM
Rainmaker
932,211
Thomas J. Nelson, Realtor, ePRO, CRS, RCS-D
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

Since no lender controls rate, I'll take the marketing within RESPA guidelines.

Now if you asked about fees, I'd say fees. Let's ask Jason E. Gordon ...

Sep 18, 2017 08:06 PM
Ambassador
3,348,690
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

Oh, definitely a better rate - hands down!

Sep 18, 2017 06:24 PM
Rainmaker
1,079,692
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

Give my clients a better rate.

Sep 18, 2017 04:14 PM
Rainmaker
2,799,010
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

No help with Marketing ... I just want excellent service and a lender that knows their stuff and closes!!!!!!  

If the rate is competitive or better, than that is gravy on the top. 

Sep 18, 2017 03:16 PM
Rainmaker
2,802,645
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Tony Bolodar Give client good service and better rate.

Sep 18, 2017 03:14 PM
Ambassador
1,648,199
Alan May
Jameson Sotheby's International Realty - Evanston, IL
Helping you find your way home.

Always "give my clients a better rate".   Always.

Sep 18, 2017 03:06 PM
Rainmaker
408,112
Lynnea Miller
Bend Premier Real Estate - Bend, OR
Premier Real Estate Service in Central Oregon

I think the best rate and the best service is a win-win for all.

Sep 18, 2017 03:02 PM
Rainmaker
4,103,176
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

I would definitely want excellent service and rates to my clients.

Sep 21, 2017 07:42 AM
Ambassador
2,868,607
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

great service is better than a low rate or a co op ad

Sep 20, 2017 02:18 PM
Ambassador
4,300,542
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Tony Bolodar - is it allowed?  I thought it is against RESPA.

Sep 19, 2017 10:57 PM
Rainmaker
1,246,577
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

My preference would be reasonable fees.

Sep 19, 2017 10:29 AM
Rainmaker
2,463,594
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

marketing expense help is always welcomed and client rates are competitive

Sep 19, 2017 10:06 AM
Rainmaker
4,797,386
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Give the client a better rate.

Sep 19, 2017 07:36 AM
Rainmaker
1,542,870
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg IL Real Estate

I do joint marketing efforts with my LO.

Sep 19, 2017 06:53 AM
Rainer
187,640
Bob Betel
Allstar Home Mortgage, Inc. - Sweetwater, TN
President, Allstar Home Mortgage, Inc

Sorry guys, but in my opinion agents don't care about rates. In my 17 years of meetings with agents, not one, has ever asked me a single question about my interest rates. They care about programs, service, communication, and getting loans closed on time. But never about rates and fees. I'm willing to go out on a limb here and say that I bet no agent has ever checked with their lenders to see who has the best rates and fees. I realize that many here have their answers seen by the public so it sounds great that you care about rates and fees, but that is not what I've been seeing.

Sep 19, 2017 06:53 AM
Rainmaker
3,019,690
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

I likemy loan officer to give us the best service possible, update us, call us, email us even with no news. The best rate and fees should also be there.

Sep 19, 2017 06:20 AM
Rainmaker
3,298,847
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Provide the courtesy and service to the customer!

Sep 19, 2017 05:36 AM
Rainmaker
4,485,347
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Tony, 

Neither.  I don't like the idea of being in debt to anyone else.  It can get murky.  A

Sep 19, 2017 05:33 AM
Rainmaker
565,413
Nathan Gesner
American West Realty and Management - Cody, WY
Broker / Property Manager

I've never done it, though I'm sure it could work. I prefer to remain independent and not be tied to others through long-term agreements.

Sep 19, 2017 05:03 AM
Rainmaker
4,432,217
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Give a better rate.

Sep 19, 2017 04:37 AM
Rainmaker
3,053,541
Tony and Suzanne Marriott, Associate Brokers
Haven Express @ Keller Williams Arizona Realty - Scottsdale, AZ
Serving Scottsdale, Phoenix and Maricopa County AZ

Both!!

Sep 19, 2017 04:26 AM
Rainmaker
636,249
Brenda Mayette
Miranda Real Estate Group, Inc. - Glenville, NY
Getting results w/ knowledge & know-how!

I'm thinking the "either/or" isn't really necessary... 2 different "pockets" so to say.  I keep my marketing "solo line" but know that co-op advertising is helpful especially to agents new to the biz. 

Sep 19, 2017 04:23 AM
Rainmaker
1,021,088
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

better services...

Sep 18, 2017 09:19 PM
Ambassador
4,011,134
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude

The best rate is what is most important!!

Sep 18, 2017 09:03 PM
Rainmaker
3,983,315
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

Help the client.  I do not want any interferemce in my marketing

Sep 18, 2017 08:22 PM
Ambassador
4,262,633
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

What does your conscience say?

Sep 18, 2017 07:36 PM
Rainmaker
3,201,120
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

I would prefer legal co-op

 

Sep 18, 2017 06:01 PM
Rainer
64,674
Evelyn M Epperson
Coldwell Banker Residential Brokerage - Johns Creek, GA
A Tradition Of [Excellence, Trust & Service]

Give the client the best rate always!

Sep 18, 2017 05:43 PM
Rainmaker
737,460
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

The lender should always give his best rate. "Helping" with marketing expenses just doesn't sound legit.

Sep 18, 2017 05:11 PM
Rainer
236,387
Caroline Gerardo
CMG Financial - Newport Beach, CA
C. G. Barbeau the Loan Lady nmls 324982

Touchy question Tony Bolodar  read about the CFBP investigations (S) of Zillow ads

Sep 18, 2017 04:46 PM
Rainmaker
1,548,385
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West & Geneva Financial, Llc. - Carlsbad, CA
Presence, Persistence & Perseverance

We co-market 50/50 and only with select lenders. They are extremely competitive with the other lenders as they need to be to win the business as consumers shop everything.

Sep 18, 2017 04:36 PM
Rainmaker
5,421,221
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Both.

Sep 18, 2017 04:20 PM
Ambassador
3,983,135
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

I want the best rate and best service for my client. If the service isn't there, the good rate isn't worth it.

Sep 18, 2017 04:07 PM
Ambassador
2,357,754
Fred Griffin, on leave of absence from ActiveRain
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

       Some lenders here offer $100 gift cards at Broker opens.  My clients would rather see the lower rate.

Sep 18, 2017 03:45 PM
Rainmaker
5,032,744
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

I know some agents who market in that manner... I don't.... I won't dilute our presence with that of another business....I'll pay my own bills and the commission is what it is.... no one will assist with helping the seller....I don't like it....

Sep 18, 2017 03:34 PM
Rainmaker
1,838,240
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

I think the two aren't apples to apples ! If we co market don't we both believe we'll have more leads ? 

Sep 18, 2017 02:53 PM
Rainer
40,464
LaShonda Solomon
Atlanta Communities Real Estate Brokerage - Kennesaw, GA
Serving Cobb, Paulding, Douglas, Bartow Counties

Can't I have both?  Having a reliable lender co-market is mutually beneficial.  But of course I would love to see my buyer get the best possible rate to make their home purchase more affordable. 

Sep 21, 2017 07:02 PM
Rainmaker
1,039,798
Dave Martin (703) 585-4687
Fairfax Realty - Fairfax, VA
Making Realty Dreams a Reality #WeWillGetYouHome

Personally, I am going to try to select the best lender for the situation.

Sep 18, 2017 09:26 PM