4,582,434
I don't look at it that way. It's not even a possibility. Don't count your $$$ too soon.
-
Mary Yonkers
Erie, PA
-
Valeria Mola
Sunny Isles Beach, FL
-
Debe Maxwell, CRS
Charlotte, NC
-
Kathleen Daniels, Prob...
San Jose, CA
-
Susie Kay
Plano, TX
-
Ron and Alexandra Seigel
Carpinteria, CA
-
Bob "RealMan" Timm
Minot, ND
-
Kasey & John Boles
Boise, ID
-
Peter Testa
Danbury, CT
5,113,121
None that I know of. Maybe it's my client base, but I can't remember the last time I had an issue based on credit scores.
-
Mary Yonkers
Erie, PA
-
Kat Palmiotti
Kalispell, MT
-
Kathleen Daniels, Prob...
San Jose, CA
-
Susie Kay
Plano, TX
-
Ron and Alexandra Seigel
Carpinteria, CA
-
Michael Jacobs
Pasadena, CA
-
Bob "RealMan" Timm
Minot, ND
-
Peter Testa
Danbury, CT
-
Kasey & John Boles
Boise, ID
2,400,425
Maybe 1 or 2 a YEAR Kyle Frasier .
-
Mary Yonkers
Erie, PA
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Peter Testa
Danbury, CT
-
Debe Maxwell, CRS
Charlotte, NC
-
Susie Kay
Plano, TX
-
Michael Jacobs
Pasadena, CA
2,684,669
None. If they are not pre-approved or don't have POF then I won't show them houses or write offers.
-
Mary Yonkers
Erie, PA
-
Valeria Mola
Sunny Isles Beach, FL
-
Debe Maxwell, CRS
Charlotte, NC
-
Kathleen Daniels, Prob...
San Jose, CA
-
Susie Kay
Plano, TX
-
Michael Jacobs
Pasadena, CA
-
Bob "RealMan" Timm
Minot, ND
2,071,025
Tenant or buyer.
First question will be about financial situation.
If it is not good - I will pass from the day one...
-
Debe Maxwell, CRS
Charlotte, NC
-
Mary Yonkers
Erie, PA
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
-
Bob "RealMan" Timm
Minot, ND
-
Valeria Mola
Sunny Isles Beach, FL
5,254,675
I get a lot of sign and web calls and have a few each year - certainly not monthly - that have blimishes on their credit reports.
I just keep in touch with them while they are repairing their credit and when they're ready to buy a house, we get in the car and go!
-
Mary Yonkers
Erie, PA
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
-
Peter Testa
Danbury, CT
-
Kasey & John Boles
Boise, ID
509,449
Not that many but some. Usually my lender will refer them to a credit repair person.
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Peter Testa
Danbury, CT
-
Debe Maxwell, CRS
Charlotte, NC
-
Michael Jacobs
Pasadena, CA
-
Susie Kay
Plano, TX
613,494
"0"
Those type of buyers don't call us...most of our clients are cash.
Eve
-
Bob "RealMan" Timm
Minot, ND
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Debe Maxwell, CRS
Charlotte, NC
-
Michael Jacobs
Pasadena, CA
-
Kathleen Daniels, Prob...
San Jose, CA
6,418,440
Generally zero
-
Mary Yonkers
Erie, PA
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
-
Debe Maxwell, CRS
Charlotte, NC
-
Susie Kay
Plano, TX
-
Michael Jacobs
Pasadena, CA
519,324
If they are not qualified now, I see my obligation to inform them of how to get qualified in the future. I refer them to a competent lender who I work with that can advise them on the right steps according to their situation. He is also knowledgeable of programs that might help them qualify at lower scores as well. Many of these turn into transactions months later, but they are fully qualified and very grateful for the time, effort and knowledge put into helping them achieve their dreams.
-
Valeria Mola
Sunny Isles Beach, FL
-
JoAnn Moore
Georgetown, DE
-
Kasey & John Boles
Boise, ID
-
Debe Maxwell, CRS
Charlotte, NC
-
Bob "RealMan" Timm
Minot, ND
-
Michael Jacobs
Pasadena, CA
759,485
That hasn't happened to me with a buyer. It has however happened to me with Renters; it's quite common in that arena.
-
Mary Yonkers
Erie, PA
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Debe Maxwell, CRS
Charlotte, NC
-
Susie Kay
Plano, TX
-
Bob "RealMan" Timm
Minot, ND
809,258
Hardly any over the course of a year. 1-2 per year maybe?
-
Mary Yonkers
Erie, PA
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Debe Maxwell, CRS
Charlotte, NC
-
Bob "RealMan" Timm
Minot, ND
-
Michael Jacobs
Pasadena, CA
1,553,599
1-2 out of 2-3 dozen.
-
Thomas J. Nelson, REAL...
La Jolla, CA
-
Mary Yonkers
Erie, PA
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
3,139,060
Zero
-
Debe Maxwell, CRS
Charlotte, NC
-
Mary Yonkers
Erie, PA
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
1,506,163
I work with sellers mainly.
-
Mary Yonkers
Erie, PA
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Debe Maxwell, CRS
Charlotte, NC
-
Bob "RealMan" Timm
Minot, ND
-
Michael Jacobs
Pasadena, CA
3,349,554
So far ... zero that I know of.
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Debe Maxwell, CRS
Charlotte, NC
-
Bob "RealMan" Timm
Minot, ND
-
Michael Jacobs
Pasadena, CA
5,583,328
we require a pre-approval and that includes a credit score that is satisfactory.... we speak with the mortgage person dealing with the potential buyer....
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Debe Maxwell, CRS
Charlotte, NC
-
Michael Jacobs
Pasadena, CA
-
Bob "RealMan" Timm
Minot, ND
1,598,452
None as of today.
-
Debe Maxwell, CRS
Charlotte, NC
-
Mary Yonkers
Erie, PA
-
Bob "RealMan" Timm
Minot, ND
-
Valeria Mola
Sunny Isles Beach, FL
3,416,038
Could be 1-2 a week. There is no shortage of people who want to buy, just short on getting them approved
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
JoAnn Moore
Georgetown, DE
-
Bob "RealMan" Timm
Minot, ND
2,456,865
None. If their credit score isn't high enough, they won't get a pre-approval, which means they won't be looking for homes, which means they won't call..?
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Debe Maxwell, CRS
Charlotte, NC
-
Bob "RealMan" Timm
Minot, ND
5,772,587
Michael Jacobs stated it perfectly...
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
-
Michael Jacobs
Pasadena, CA
1,712,776
Almost none since we work with high wealth investors.
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
-
Michael Jacobs
Pasadena, CA
5,240,021
It has been years since a deal went south over financing!
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
-
Michael Jacobs
Pasadena, CA
2,221,377
None, most buyers I work with are pre qualified and ready to go before we go out to look at properties.
-
Debe Maxwell, CRS
Charlotte, NC
-
Mary Yonkers
Erie, PA
-
Anthony Acosta - ALLAT...
Atlanta, GA
4,800,132
I don't know.
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
1,241,879
It is a misnomer. 0% for years.
That is the least important part as one can even get mortgage w/o documentation or prrof of funds. You got 25% down? We only process major lenders or local lenders applicants. 25% still buy 6 figures homes with cash, 1-3 days escrow.
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
3,986,308
Very few
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
7,864,157
None.
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Valeria Mola
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
4,434,177
None.
-
Evelina Tsigelnitskaya
Sunny Isles Beach, FL
-
Bob "RealMan" Timm
Minot, ND
1,231,853
I prefer to work with qualified buyers. Good luck.
-
Debe Maxwell, CRS
Charlotte, NC
1,571,765
As a Realtor, none. When I was a lender 20 years ago, there were quite a few.
-
Debe Maxwell, CRS
Charlotte, NC
1,390,113
Just lost one a few weeks ago, but it's rare.
-
Debe Maxwell, CRS
Charlotte, NC
3,167,714
pretty close to zero because of what I sell. I specialize in second homes and it's pretty rare that my clients are not only with great credit scores, but also have 20 to 50 % to put down as well.
-
Debe Maxwell, CRS
Charlotte, NC
1,847,051
I do not know as I don't talk with them about it & refer them immediately to a LO. YOU BETTER NOT BE SPAMMING HERE.
-
Debe Maxwell, CRS
Charlotte, NC
1,386,774
Not an issue here. All buyers I work with are either pre-approved or cash.
-
Debe Maxwell, CRS
Charlotte, NC
1,045,440
Deals? as in you start working with them before you know if they can buy? or do you mean how many leads are screen and found not to be in a position to buy because of their credit?
5,877,855
4,961,536
5,060,824
None that I am aware of. The bigger issue for many is the price range they want to buy in which will not work in my area in many cases.
1,323,529
420,003
All credit is fixable in time and with work. We offer a free credit program. A buyer can get into a property with as low as 520 score, if they have to do it now they will pay a higher rate then work on the credit and refinance later