Daniel Lloyd, Real Estate training (Issue Records)

Spam prevention
Rainmaker
2,475,743
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

I stay informed through the media sources of selection and as an agent I would want the best loan officer working with my clients or concerns

Nov 01, 2018 10:17 AM
Ambassador
4,324,565
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

I bought my first house with 18% interest.

I dont get excited about any of the current rates, people will buy when they are ready regardless of the rates.

Nov 01, 2018 09:58 AM
Rainmaker
3,176,927
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

1. Interest rates are posted everywhere.

2. I don't determine if they are going up or down. Projections by economists are posted everywhere.

3. I do not consult on loan programs... I am not a mortgage lender.

Nov 01, 2018 09:53 AM
Rainmaker
475,876
Diana Dahlberg
1 Month Realty - Pleasant Prairie, WI
Real Estate in Kenosha, WI since 1994 262-308-3563

I will ditto Nina Hollander's points.

Nov 01, 2018 02:15 PM
Rainmaker
567,909
Peter Testa
Nationwide Homes - Danbury, CT
PETER TESTA

Similar to how a Mortgage person shouldn't give out Real Estate advice I make it a point to not give out Mortgage advice.

I am however aware of the current rates because it relates to my business.

I don't get involved in finding the right loan for the buyer. I will, when asked, make a recommendation for a mortgage broker who can do that for them . 

Nov 01, 2018 01:06 PM
Ambassador
4,048,821
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude

The best resources are my trusted lenders, who can also help my buyers choose the best loan.

Nov 01, 2018 12:14 PM
Rainmaker
5,084,164
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

we leave that up to the mortgage experts that we use.... we have specific people we have confidence in....

Nov 01, 2018 11:53 AM
Ambassador
1,651,056
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

You don't determine squat but my lendersw keep me up on things.

Nov 01, 2018 10:28 AM
Ambassador
2,361,720
Fred Griffin, on leave of absence from ActiveRain
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

  Nina Hollander has the answer.

Nov 01, 2018 11:29 AM
Rainmaker
4,536,430
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Daniel,

What Nina Hollander said.  A

Nov 01, 2018 10:09 AM
Rainmaker
5,466,897
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Our trusted local mortgage loan officers keep us informed.

The agent needs to understand the options available for mortgage borrowers.

Nov 01, 2018 09:55 AM
Rainmaker
3,394,444
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

There are many lenders who will contact you so this information is easily/ readily available. 

Nov 01, 2018 03:55 PM
Rainer
91,432
Jon K. Judd
Keller Williams Realty - Central Delaware - Dover, DE
GRI, e-PRO, SFR, Delaware Homes

Nina Hollander , guess you are the winning answer on this one... or at least you should be!

Nov 01, 2018 02:49 PM
Rainmaker
2,810,883
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

I work with an amazing lender who is my lending resource. 

Nov 02, 2018 06:41 AM
Ambassador
3,401,896
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

We should absolutely know what packages our lenders offer but, when the rubber meets the road, it's ultimately the lenders who have all of the information you are asking about.

We simply need to know which lender to send the buyers to!

Nov 01, 2018 08:25 PM
Rainmaker
1,257,022
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

I have a couple of lenders that have me on their email campaign for when new rates get published.

 

As to the agent's role, we can provide lender references but that's it.

Nov 01, 2018 06:04 PM
Rainmaker
1,638,671
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co. Notary Services, retired Realtor

I just call my favorite lenders Daniel Lloyd .

Nov 01, 2018 04:55 PM
Rainmaker
3,340,807
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Have a loan officer you trust handle it for you!

Nov 01, 2018 03:56 PM
Rainmaker
4,432,317
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

No.

Nov 01, 2018 03:14 PM
Rainmaker
1,953,336
Andrew Mooers | 207.532.6573
MOOERS REALTY - Houlton, ME
Northern Maine Real Estate-Aroostook County Broker

Sure do if you want front row tickets to another real estate closing. The underwriting criteria for a mortgage home loan program better match the property. Local lending works best from service to the good feeling you are dealing with live and local community members creating jobs and helping the economy in your home town. We have lots of gypsy lenders trying to poach the local market that come bearing food gifts to entice us to lend outside the local limits. I love the blueberry pies and treats but no thank you... we deal locally for our lending choices.

Nov 02, 2018 03:57 AM
Rainmaker
3,227,696
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

I deal with three lenders and have them email me with current rates every Friday!

Nov 05, 2018 05:10 PM
Rainmaker
4,135,631
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

I call my preferred lender, and rarely ever get involved with the buyer's decision.

Nov 05, 2018 08:12 AM
Rainmaker
3,983,519
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

Not my job that is for other profesionals

Nov 03, 2018 07:33 PM
Rainmaker
1,217,416
Valeria Mola
SIB Realty - Miami, Sunny Isles Beach - Sunny Isles Beach, FL
305-607-0709 SIB Realty

I don't help a borrower to chose...

Nov 02, 2018 05:46 PM
Rainmaker
1,651,862
Evelina Tsigelnitskaya
SIB Realty - Sunny Isles Beach, FL
www.SIBRealty.org 305-931-6931

My job to sell, and I never get involved in the financing. 

Nov 02, 2018 05:27 PM
Rainer
1,015
Keith McGurk
KM Beach Life LLC - Myrtle Beach, SC
Relocation, single family / oceanfront condo sales

Staying in touch with the current news from reputable outlets like Reuters and Inman. I also have regular conversations with lenders in my area to stay in touch with the programs available for our unique market. I always lend my list of recommedations when it comes to lenders, attorneys, inspectors etc...I was a consumer in this market not too long ago so I can always relate my own personal experiences. 

Nov 02, 2018 04:52 PM
Rainmaker
542,276
The Villages Realty
The Villages Realty - San Jose, CA
"Our Performance Will Move You!"

Agents whould have a role--it could easily derail.  Just get in close to 2-3 lenders. 

Nov 02, 2018 04:04 PM
Rainmaker
741,625
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

There are many resources, e.g. Bloomberg news or any other news outlet. Up or down? There are many Fed watchers that try to do just that at investment banks as their holdings depend on interest rates; not an easy matter. Read reports from Federal Reserve Bank. A good agent should guide a client to a trustworthy lender to select the proper loan and terms.

Nov 02, 2018 01:04 PM
Rainmaker
4,797,811
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

The newspaper.  No, an agent does not have a role in selecting the appropriate loan.

Nov 02, 2018 10:45 AM