Visit our web site at www.myslohomefinder.com for all your San Luis Obispo County home search needs.   The Day Ahead:FOMC Minutes               FOMC Minutesat 11:00 PST       Dow is trading at 14,807 +31  the 10 yr bond is at 2.65 from 2.64yesterday, . Currently point structure isunchangedfrom yesterday           Conv. - 4.25%­­   FHA. -3.875%           Have a great day!!! 10/09/2013

Visit our web site at www.myslohomefinder.com for all your real estate needs in San Luis Obispo County.   The Day Ahead:Still no Data, but Treasury Auctions Begin               International Trade, this release is delayed due to federal budget issues.       Dow is trading at 14,867 -74  the 10 yr bond is at 2.64 from 2.61yesterday, . Currently point structure ishigherfrom yesterday           Conv. - 4.25%­­   FHA. -3.875%           Make it a Great Day! 10/08/2013

Visit www.myslohomefinder.com for all your San Luis Obispo County search needs!     The Day Ahead:Initial Jobless Claims               Layoffs were at or near their lowest point of the recovery going into the government shutdown. Initial Jobless Claims were little changed in the September 28 week, up only 1,000 to 308,000 with the prior week revised very slightly higher, up 2,000 to 307,000. These are the second and third lowest levels of the recovery. Yesterday, Chairman Bernanke gave only opening remarks on conference issues and did not comment on monetary policy. There was no Q&A.       Dow is trading at 15,003 -154  the 10 yr bond is at 2.60 from 2.59Yesterday, . Currently point structure isunchangedfrom Yesterday       Conv. - 4.25%­­   FHA.   - 4.0%           Have a great day!!! 10/03/2013

Want to find a home or investment property Atascadero or in San Luis Obispo County?    Go to www.myslohomefinder.com to search the cities of San Luis Obispo County to find that special home.  We are known for our special treatment of people, and being able to help you find that special home.   - See more at: http://activerain.com/blogsview/4188114/atascadero-s-number-1-rated-real-estate-web-site#sthash.MbdnMkea.dpuf   - See more at: http://activerain.com/blogsview/4198798/atascadero-top-rated-real-estate-web-site-www-myslohomefinder-com#sthash.6SQPfseE.dpuf 09/30/2013

The Week Ahead: Government Shutdown Hogs Spotlight; Potential Jobs Report Delay  Visit our web site at www.myslohomefinder.com for all your San Luis Obispo County home search needs.                       There was positive news on manufacturing from the Dallas Fed. Texas factory activity expanded in September, according to business executives responding to the Texas Manufacturing Outlook Survey. The production index, a key measure of state manufacturing conditions, rose from 7.3 to 11.5, suggesting output increased at a slightly faster pace than in August.   Tuesday: PMI Manufacturing Index, Prior 53.1 Consensus 52.9. ISM Mfg Index, Prior 53.1 Consensus 52.9. Wednesday: ADP Employment Report Prior 176 K Consensus 180 K. Federal Reserve Chairman Ben Bernanke speaks Thursday: Jobless Clai... 09/30/2013

For the first time in its history the FHA is drawing $1.7 Billion from the U.S Treasury based on losses from mortgages originated in the 2007-2009 period.   The consumer sector in August added a little more momentum to third quarter GDP. Personal Income gained 0.4 percent after rising 0.2 percent in July. The August figure matched market expectations. The wages & salaries component rebounded 0.4 percent in August, following a 0.3 percent decline the month before.After four months in the low to mid 80s area, Consumer Sentiment this month fell back below 80, to a final September reading of 77.5 which is slightly above the mid-month reading of 76.8 but with both sizably below the final August reading of 82.1.   Dow is trading at 15,232 -95  the 10 yr bond is at 2.62 from 2.65 Yesterday, . ... 09/27/2013

New home sales are up 7.9% in August compared to being down in July.       The Day Ahead: S&P Case-Shiller, Consumer Confidence           Home-price appreciation is slowing on a monthly basis though is still growing on a year-on-year basis. S&P Case-Shiller's 20-city adjusted monthly index is up 0.6 percent in July, down from 0.9 percent gains in the prior two months and down from 1.7 and 1.9 percent gains in the two months before that.Consumer spirits have been sagging a bit in recent readings, a 2.1 point dip in the Consumer Confidence index 81.8to 79.7, there are positives in today's Conference Board's report.   Dow is trading at 15,405  +5  the 10 yr bond is at 2.68 from 2.71 Yesterday, . Currently point structure is slightly lower from Yesterday   Conv. - 4.375%­­ FHA.   - 4.125%  ... 09/25/2013

Want to find a home or investment property Atascadero or in San Luis Obispo County?    Go to www.myslohomefinder.com to search the cities of San Luis Obispo County to find that special home.  We are known for our special treatment of people, and being able to help you find that special home.   - See more at: http://activerain.com/blogsview/4188114/atascadero-s-number-1-rated-real-estate-web-site#sthash.MbdnMkea.dpuf 09/20/2013

  The Week Ahead: Lots of Data, and FOMC, Should be very Interesting           TodayOverall industrial production gained close to expectations while the manufacturing component notably topped forecasts. Overall industrial production posted a 0.4 percent increase in August, following no change in July (originally unchanged). Analysts projected a 0.5 percent jump for August.   Tuesday:Consumer Price Index, Prior0.2%, Consensus 0.1%. Wednesday:Housing Starts, Prior0.896M, Consensus 0.915M.FOMC Meeting Announcement, andForecastsat11:00 a.m. PST. Chairman Press Conference right after announcement. Thursday:Jobless Claims, Prior292K, Consensus341K. Existing Home Sales, Prior5.390 M, Consensus5.255 M. Philadelphia    Fed Survey, Prior9.3, Consensus10.0. Friday:Quadruple Witching   Dow is trad... 09/16/2013

  Rates on the average 30 year fixed mortgage are at an average 4.8%.  Re-fi's are down 20.2% and mortgage apps are down 13.5% last month. Visit www.myslohomefinder.com for all your San Luis Obispo County California home search needs. Or call Mike at 805-459-0074 DRE 01880951   The Day Ahead: No significant data                 Dow is trading at 15,234  +45  the 10 yr bond is at 2.94 from 2.96 Yesterday, . Currently point structure isunchangedfrom Yesterday       Conv. - 4.625%­­   FHA.   - 4.25%   Avereage 30 yr fixed - 4.8%           Have a super day!!! 09/11/2013

Want to find a home or investment property Atascadero or in San Luis Obispo County?    Go to www.myslohomefinder.com to search the cities of San Luis Obispo County to find that special home.  We are known for our special treatment of people, and being able to help you find that special home. 09/09/2013

The past week: Nonfarm Payroll           Nonfarm Payroll Jobs were slow while the unemployment rate dipped. Total payroll jobs in August gained 169,000, following July of 162,000. Expectations was for 175,000. The unemployment rate dipped to 7.3 percent from 7.4 percent in July. Expectations were for a 7.4 percent unemployment rate.     Dow is trading at 14,904  -33  the 10 yr bond is at 2.89 from 2.98 Yesterday, . Currently point structure isunchangedfrom Yesterday   Conv. - 4.625%­­ FHA.   - 4.25%       Have a Great Weekend!       09/07/2013

Go to www.myslohomefinder.com for all your San Luis Obispo County wide home search needs.   The Day Ahead: Nonfarm Payroll               Nonfarm Payroll Jobs were slow while the unemployment rate dipped. Total payroll jobs in August gained 169,000, following July of 162,000. Expectations was for 175,000. The unemployment rate dipped to 7.3 percent from 7.4 percent in July. Expectations were for a 7.4 percent unemployment rate.           Dow is trading at 14,904  -33  the 10 yr bond is at 2.89 from 2.98 Yesterday, . Currently point structure isunchangedfrom Yesterday       Conv. - 4.625%­­   FHA.   - 4.25%   Average - 4.73%   Jumbo average - 4.71%           Have a super weekend!!!   09/06/2013

Visit our web site at www.myslohomefinder.com for all your San Luis Obispo County real estate needs.       The Day Ahead: International Trade             The International Trade deficit worsened in July but remained relatively low after an especially good June number. The trade gap widened to -39.1 billion from -34.4 billion in June. Expectations were for a -39.0 billion gap. Exports dipped 0.6 percent, following a 2.2 percent gain in June. Imports rose 1.6 percent in July after a 2.2 percent decline the month before.     Dow is trading at 14,911  +77  the 10 yr bond is at 2.86 from 2.91 Yesterday, . Currently point structure islowerfrom Yesterday   Conv. - 4.625%­­ FHA.   - 4.25%   Average -  4.72%      Have a great day!   09/04/2013

Rates are up to start off the week.  With some of the developing worlds once strong economies now in contraction, they are now selling the U.S Treasures they bought during good times.  This along with tapering will drive the mortgage rates up further.  Buyers shouldn't be dragging their feet!     Go to our web site www.myslohomefinder.com for all your San Luis Obispo County home search needs.     The Week Ahead: Jobs Reports to Cast Deciding Vote on September Tapering           Manufacturing growth slowed the last two weeks of August based on the final PMI from Market Economics which slipped to 53.1 from 53.9. The ISM's sample is reporting very strong growth for a second month with the index at 55.7 in August which is even stronger than the 55.4 surge in July.Construction in July was st... 09/03/2013

Want to find a home or investment property Atascadero or in San Luis Obispo County?    Go to www.myslohomefinder.com to search the cities of San Luis Obispo County to find that special home.  We are known for our special treatment of people, and being able to help you find that special home. 09/01/2013

The Day Ahead: Consumer Spending, Consumer Sentiment           Consumer Spending slowed sharply to a 0.1 percent rise in July but followed a strong 0.6 percent boost the month before. July posted lower than market expectations for a 0.3 percent increase.The consumer's assessment of economic conditions picked up the last two weeks of August, helping to lift the Consumer Sentiment index from 80.0 at mid-month to 82.1.   Dow is trading at 14,792  -48  the 10 yr bond is at 2.76 from 2.79 Yesterday, . Currently point structure islowerfrom Yesterday   Conv. - 4.5%­­ FHA.   - 4.25%       Have a great Labor Day weekend!   09/01/2013

    The Day Ahead: Consumer Spending, Consumer Sentiment           Consumer Spending slowed sharply to a 0.1 percent rise in July but followed a strong 0.6 percent boost the month before. July posted lower than market expectations for a 0.3 percent increase.The consumer's assessment of economic conditions picked up the last two weeks of August, helping to lift the Consumer Sentiment index from 80.0 at mid-month to 82.1.   Dow is trading at 14,792  -48  the 10 yr bond is at 2.76 from 2.79 Yesterday, . Currently point structure islowerfrom Yesterday   Conv. - 4.5%­­ FHA.   - 4.25%       Have a great Labor Day weekend!   08/30/2013

The nations GDP for the 2nd quarter was raised to 2.5%!   So it looks like the economy is expanding more than thougt!            Real GDP growth for the second quarter was raised to an annualized rate of 2.5 percent compared to the initial estimate of 1.7 percent and compared to a fourth quarter rise of 1.1 percent. Expectations were for 2.2 percent.Incremental declines in Jobless Claims may not point to new hiring but they do point to positive momentum in employment activity. Initial claims in the August 24 week fell 6,000 to 331,000 vs a revised 337,000 in the prior week.   Dow is trading at 14,905  +80  the 10 yr bond is at 2.79 from 2.77 Yesterday, . Currently point structure ishigherfrom Yesterday   Conv. - 4.5%­­ FHA.   - 4.25%       Make it a Great Day!   08/29/2013

Mortgage rates are going up!  Now home owners can lock in lower rates.   New lending programs are allowing homeowners to lock in a low rate mortgage before the Fed increases interest rates Wednesday, August 28, 2013 When homeowners visit the The Easy Loan™ official website, they may be shocked at the low interest rates available to them. Many are also surprised that in less than 2 minutes they can qualify for a low-rate fixed mortgage with no appraisal necessary. Best of all, homeowners who use this free service will be able to compare rates from at least 4 lenders that match their scenario. Banks are anxious to start lending during the upswing of the current housing market and while rates may never be this low again. Although, an increase in home values is good for the economy, it coul... 08/28/2013