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Benicia, CA Real Estate News

By Melanie Ross, Benicia CA & Vallejo CA Real Estate, 707-319-2828
(Coldwell Banker Solano Pacific)
 Benicia Greening what do those words mean? I am going on record that "Green' is the future of Benicia Real Estate.  I do not mean painting your home green or that the hills surrounding our lovely city are green in the spring.  I am speaking about being aware of how we use energy, how we can be environmentally sensitive of our city today and protect the clean air we all like to breathe.  No I am not a tree hugger. I realize it is baby steps for most people. As a local Benicia Realtor my focus has been getting the job done.  However there is another side that gently nudges me every day.  How can I bring value to my clients beyond just selling their homes or finding the right home for our buyers.  Last year I completed two intensive courses sponsored by the National Association of Realtor...
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By Melanie Ross, Benicia CA & Vallejo CA Real Estate, 707-319-2828
(Coldwell Banker Solano Pacific)
Benicia CA Short Sale Truths prove that short sales are here to stay and homes worth less than what is owed are being sold.  Every where you go...stand in line at the grocery store, eat at a restaurant, meet at Starbucks, Benicia Short Sales is a hot topic.  People are comparing notes, myths and truths.  The truth is most people, and that includes Realtors, do not know the difference between the myths or the truths.  It all becomes true because that is what they heard.....in line at the grocery store, in a restaurant.  They hear Short Sales are not approved.  They hear "don"t do a short sale." They hear "let the bank take it." The truth is since January 1, 2011, 75 homes have sold in Benicia CA (per BARIES MLS dated 3-25-2011).  28 of them were short sales.  27 were REOS/Bank Owned/Fore...
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By Melanie Ross, Benicia CA & Vallejo CA Real Estate, 707-319-2828
(Coldwell Banker Solano Pacific)
Benicia In Bloom is this weekend.  Hopefully we will have some better weather than the rain and rain and more rain this past week.  If you are looking for something to do and get some fresh air, plan on visiting Benicia, Ca March 25 and 26th. Celebrate the magic of spring in Downtown Benicia during the 8th Annual "Benicia in Bloom" on Saturday, March 26th from 11am until 5pm and Sunday, March 27 from 12 noon until 4pm. This year the celebration continues to build upon the theme of "Going Green" and will feature earth-friendly displays and demonstrations from Bay Area non-profits and eco-partners. Beautiful Downtown Benicia will spring to life with a bustle of family-friendly activities including sidewalk chalk artists, face painting and even a visit from the Easter Bunny. First Street M...
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By Nicole Monary, Nicole Knows San Diego Neighborhoods
(Sellstate Next Gen Realty)
Benicia Real Estate--Eight Eco-Friendly Home Tips Make Going Green Easy Incorporating eco-friendly measures in homes has moved beyond installing energy efficient appliances and swapping out incandescent light bulbs for compact fluorescents - going green is giving home sellers a competitive advantage. With home builders incorporating energy saving features into new homes, it's no wonder real estate professionals say more and more home buyers are asking about "green homes." In the end, small changes to a home can help the environment and help a property stand out among the competition.  "It makes sense on a number of levels to incorporate green principles into a home and many consumers are surprised at just how easy it is to do so," said Nicole Monary, REALTOR® for Coldwell Banker Solano ...
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By Nicole Monary, Nicole Knows San Diego Neighborhoods
(Sellstate Next Gen Realty)
Benicia Real Estate--Eight Eco-Friendly Home Tips Make Going Green Easy Incorporating eco-friendly measures in homes has moved beyond installing energy efficient appliances and swapping out incandescent light bulbs for compact fluorescents - going green is giving home sellers a competitive advantage. With home builders incorporating energy saving features into new homes, it's no wonder real estate professionals say more and more home buyers are asking about "green homes." In the end, small changes to a home can help the environment and help a property stand out among the competition.  "It makes sense on a number of levels to incorporate green principles into a home and many consumers are surprised at just how easy it is to do so," said Nicole Monary, REALTOR® for Coldwell Banker Solano ...
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By Melanie Ross, Benicia CA & Vallejo CA Real Estate, 707-319-2828
(Coldwell Banker Solano Pacific)
Benicia Community Park is a great place to play. This park is one of many in Benicia.  Benicia Community Park is one of the more popular because it has so much to offer.  Located next to Matthew Turner Elementary School off of Rose Dr, this park has it all!  Softball, baseball, dog park, skate park, playgrounds, jogging paths and most important....bathroom facilities!  Stop by and play!      
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By Nicole Monary, Nicole Knows San Diego Neighborhoods
(Sellstate Next Gen Realty)
BENICIA REAL ESTATE-HOMES FOR SALE--SIX INEXPENSIVE RENOVATIONS THAT CAN INCREASE A HOME'S VALUE AND APPEAL TO BUYERS Home value is top of mind for many homeowners.  Renovations and remodeling can play a critical role in both increasing the value of a home and ensuring that it stands out to potential buyers.  At a time when most consumers are looking to do more with less, few homeowners may be ready to commit the thousands of dollars it can take to fully redo even a single room.  I suggest the following six affordable home improvements for potentially increasing the overall value of a home: Reface Kitchen Cabinets. Kitchen updates are among the smartest remodeling projects when it comes to "upping" the resale value of a home. But homeowners do not need to spring for an entire new cabine...
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By Melanie Ross, Benicia CA & Vallejo CA Real Estate, 707-319-2828
(Coldwell Banker Solano Pacific)
Waters End HAFA Short Sales do happen and if you are underwater and need advice, please be sure and ask about the HAFA program (Homes Affordable Foreclosure Alternatives). Last week I attended a conference where Bank of America, Chase, and Wells Fargo presented information about short sales and REOS (foreclosed homes).  The banks and the companies that service your loans are gearing up for more short sales.  IF they said it once, they said it twice, they would rather do a short sale than foreclose. There are so many distressed homeowners who just give up and do not ask for help or options. Please do not be like that!  Waters End Short Sale Realtors can help you.   Many Real Estate Agents shy away from helping their client when it comes to buying or selling a home for less that what may ...
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By Nicole Monary, Nicole Knows San Diego Neighborhoods
(Sellstate Next Gen Realty)
BENICIA Real Estate-Homes For Sale--Determine how much you can afford This is an important first step on your road to home ownership. Three key costs to consider are: •·         Down payment - The part of the property purchase price paid in cash and not financed with a mortgage. One thing to consider is that the larger your down payment, the lower your monthly mortgage payments will be. •·         Closing costs - Cash due at closing for expenses you and the seller pay to complete the transfer of ownership. Closing costs are typically based on the home price and vary according to location. They might include an origination fee, attorney's fee, initial escrow payments, and charges for obtaining title insurance and a survey. •·         Monthly payments - When you are approved for a mortgag...
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By Earl Miller, Solano County, Contra Costa,Benicia Real Estate, 707-280-6366
(Coldwell Banker Solano Pacific)
Short sale experts, In solano County (edit/delete) Short Sales in Benicia  Short Sales in Solano County Foreclose or Short Sale?  Benicia, Valleo Ca, Short Sales  COLDWELL BANKER SOLANO PACIFIC SHORT SALE TEAM  Earl Miller has teamed up with two of Solano Counties top experts on Short Sales. We can get the job done and you can get on with your life. No more stress or fear.  Call the experts.                                                Call 707-280-6366          www.earlsbeniciarealestate.com 707-280-6366 Earl Miller  Jenny Castaneda ,  Melanie Ross Earl Miller Benicia Real Estate Coldwell Banker Solano Pacific Short Sale Experts Buying, Selling, Forclosures, Relocation all Bay Area locations
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By Earl Miller, Solano County, Contra Costa,Benicia Real Estate, 707-280-6366
(Coldwell Banker Solano Pacific)
short sales in Benicia, ca (edit/delete)  upside down in Benicia, Short Sale Foreclosures and Short Sales in Benicia Benicia Short Sales  Foreclosure, in Benicia, Upside down? Upside down? Short Sales in Benicia, ca www.earlsbeniciarealestate.com   707-280-6366 Earl Miller, Jenny Castaneda , Melanie Ross Earl Miller Benicia Real Estate Coldwell Banker Solano Pacific Short Sale Experts Buying, Selling, Forclosures, Relocation all Bay Area locations
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By Nicole Monary, Nicole Knows San Diego Neighborhoods
(Sellstate Next Gen Realty)
Benicia Real Estate--The Value of a Pre-Approval If you're thinking about buying a home, a pre-approval is a fast and simple way to make your home buying experience easier from start to finish. Pre-approval means you get an approval for a mortgage loan before you make an offer on a home or even find a home you want. (This is in contrast to pre-qualification - a preliminary evaluation of your financial status that does not include a commitment to giving you a loan.) We even put our commitment to the loan in writing, in a pre-approval letter. That means you'll have the benefit of knowing how much home you can afford. In fact, many real estate agents will ask you to get pre-approved before you begin house hunting so they can show you homes that suit your budget. Get an edge over other buye...
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By Melanie Ross, Benicia CA & Vallejo CA Real Estate, 707-319-2828
(Coldwell Banker Solano Pacific)
Benicia Short Sales do happen and if you are underwater and need advice, please be sure and ask about the HAFA program.  Last week I attended a conference where Bank of America, Chase, and Wells Fargo presented information about short sales and REOS (foreclosed homes).  The banks and the companies that service your loans are gearing up for more short sales.  IF they said it once, they said it twice, they would rather do a short sale than foreclose. There are so many distressed homeowners who just give up and never even ask for help or guidance.  Please do not be one of those people!  Experienced Benicia Short Realtors can help you.   Many Real Estate Agents shy away from helping their client when it comes to buying or selling a home for less that what may be owed on it.  Frankly, that i...
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By Paul Walton, CMPS
(Cherry Creek Mortgage Co)
FHA Changes coming in April to Monthly Mortgage Insurance for FHA loans Mortgagee Letter 11-10 Effective April 18th the Annual Mortgage Insurance will increase 25 basis points. 30 YEAR Term Mortgage LTV 95% and above: Current 90 BPS April 18th 115 BPS LTV 95% and below: Current 85 BPS April 18th 110 BPS 15 YEAR Term Mortgage LTV 90% and above: Current 25 BPS April 18th 50 BPS LTV 90% and below: Current none April 18th 25BPS
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By Paul Walton, CMPS
(Cherry Creek Mortgage Co)
A Wonderful Weds Morning to all, Morning economic news: Existing home sales beat expectations..up 2.7% from the previous month. Be careful as the focus on the Mid East settles.. Tip for business expenses 2011 Have a great day!
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By Nicole Monary, Nicole Knows San Diego Neighborhoods
(Sellstate Next Gen Realty)
BENICIA REAL ESTATE-WHAT ARE CLOSING COSTS? Closing on the purchase of your new home, also known as "settlement," involves a good deal of coordination. Costs and fees are paid at closing to cover many of the elements that accompany the purchase. All closing costs are outlined in the Good Faith Estimate (GFE) you receive - a written list of the approximate closing costs associated with your transaction, including charges from us, the local closing agent and other third parties. Closing costs may be added to the amount of your mortgage loan, and a seller may sometimes cover closing costs you would usually pay. Ask us for details. All closing costs can be divided into two basic groups: •·         State and local government charges and fees - These include city, county and state transfer ta...
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By Paul Walton, CMPS
(Cherry Creek Mortgage Co)
A Wonderful Weds Morning to all, Morning Economic news: Building Permits down, Housing starts were up ( mainly to beat the changes in building codes), Industrial production came in under expectations. PPI (Producer Price Index measures inflation) was up. Have a great day!
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By Paul Walton, CMPS
(Cherry Creek Mortgage Co)
Happy Valentine’s Day Lean Economic news: FED’s Budget proposal with spending cuts. Be careful as the afternoon progresses.. Have a great day!
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By Nicole Monary, Nicole Knows San Diego Neighborhoods
(Sellstate Next Gen Realty)
Benicia Homes for Sale--I want to move up to a better home. What can I afford? Each buyer is unique - and we'll help you find out just what you can afford. You already know that monthly income and financial obligations are most important in determining your price range. It's simple to make an estimate: just run the numbers for yourself using our Affordability Calculator. I'm buying a second home. Is it a different process? No. Whether you need to be near the water or in the mountains, a vacation home offers an opportunity for fun and relaxation - and we make it just as easy to obtain a mortgage. But keep in mind you'll need to identify sources for your down payment, since you're not selling your current house and using the proceeds, and you'll need to expect a larger monthly obligation ...
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By Earl Miller, Solano County, Contra Costa,Benicia Real Estate, 707-280-6366
(Coldwell Banker Solano Pacific)
short sales in Benicia, ca (edit/delete)  upside down in Benicia, Short Sale (edit/delete) Foreclosures and Short Sales in Benicia (edit/delete) Benicia Short Sales  Foreclosure, in Benicia, Upside down? Upside down? Short Sales in Benicia, ca www.earlsbeniciarealestate.com   707-280-6366 Earl Miller, Jenny Castaneda , Melanie Ross Earl Miller Benicia Real Estate Coldwell Banker Solano Pacific Short Sale Experts Buying, Selling, Forclosures, Relocation all Bay Area locations
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