MORTGAGE INTEREST RATE LOCK ADVISORY August 7, 2014, 8:40 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: NEUTRAL The price for 3.50% Mortgage Loans based on MBS is currently down 0.04 point. 30 Day Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS    FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.01 to 4.12% on July 31. MBS (3.5%) - Currently 102.47, High: 102.47, Low: 102.44 DJI Stocks currently $16,425.59, Down $17.75, Change -0.108% Asian & European Stock Market Indexes changed -0.742% Crude Oil (WTI) Currently $96.79 - Change -0.13% Gold 1 Ounce - $1,306.80    MORTGAGE AND REAL ESTATE NEWS  RealtyTrac: One-third of U.S. counties drop in home affordability - (2/3 Still Affordable BL) B... 08/07/2014

MORTGAGE INTEREST RATE LOCK ADVISORY July 16, 2014, 7:45 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Up 0.04 point. 30 Day Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, Up 0.03% to 4.15% on July 10. MBS (3.5%) - Currently 102.08, High: 102.12, Low: 101.93 DJI Stocks currently $17,099.48, Up $38.8, Change 0.227% Asian & European Stock Market Indexes changed 1.228% Crude Oil (WTI) Currently $100.83 - Change 0.87% Gold 1 Ounce - $1,303.19   MORTGAGE AND REAL ESTATE NEWS       Home Values Expected to Depreciate in 20% of U.S. Markets  Author: Tory Barringer - With ongoing home pr... 07/16/2014

MORTGAGE INTEREST RATE LOCK ADVISORY May 29, 2014 7:30 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The price for 4.00% Mortgage Loans based on MBS is currently down 0.06 point. Gold is down, stocks are up and rates should be rising.  Yet, they decline.  It seems that we are pushing the rate envelope and locking is the safe bet with mixed signals.  30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK   MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.02% to 4.12% on May 29.MBS (4%) - Currently 106.14, High: 106.14, Low: 105.95 DJI Stocks currently $16,631.54, Down $1.64, Change -0.01% Asian & European Stock Market Indexes changed -0.235% Crude Oil (WTI) Currently $103.03 - Change 0.3% Gold 1 Ou... 05/29/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 30, 2014 2:45 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities closed down 0.32 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.04% to 4.33% on April 24. MBS (4%) - Closed at:  104.77, High: 104.89, Low: 104.31 DJI Stocks closed at $16,580.84,  Up $45.47, Change 0.274% Asian & European Stock Market Indexes changed -0.21% Crude Oil (WTI) Currently $99.69 - Change -1.57% Gold 1 Ounce - $1,290.60 MORTGAGE AND REAL ESTATE NEWS    FHA 99.50% Financing 99.50% financing is available in California using a FHA 99.5% LTV  first and 3% LTV sec... 04/30/2014

MORTGAGE INTEREST RATE LOCK ADVISORY January 13, 2014  9:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is Down 0.32 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.02% to 4.51% on Jan. 9 MBS (4%) - Currently  104.02, High: 104.05, Low: 103.69 DJI Stocks currently $16,372.09,  Down $-64.96, Change -0.397% Asian & European Stock Market Indexes changed 0.465% Crude Oil (WTI) Currently $91.97 - Change -0.81% Gold 1 Once - $1,250.00 REAL ESTATE & MORTGAGE NEWS Everything You Need to Know About the New Mortgage Rules  By K athryn Buschman -.New mortgage regulations ... 01/13/2014

MORTGAGE INTEREST RATE LOCK ADVISORY January 9, 2014  6:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is Up 0.04 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.05% to 4.53% on Jan. 2 MBS (4%) - Currently 103.2, High: 103.29, Low: 103.1 DJI Stocks currently $16,508.72, Up $45.98, Change 0.279% Asian & European Stock Market Indexes changed 0.133% Crude Oil (WTI) Currently $92.64 - Change 0.34% Gold 1 Once - $1,225.22   REAL ESTATE & MORTGAGE NEWS Homebuyer Demand Plummets in December Tory Barringer - Homebuyer demand experienced a sharp downturn as the book closed... 01/10/2014

MORTGAGE INTEREST RATE LOCK ADVISORY January 6, 2014 9:45 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is Down 0.26 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.05% to 4.53% on Jan. 2 MBS (4%) - Currently  103.29, High: 103.3, Low: 103.02 DJI Stocks currently $16,416.50,  Down $-53.49, Change -0.326% Asian & European Stock Market Indexes changed -0.289% Crude Oil (WTI) Currently $93.59 - Change -0.39% Gold 1 Once - $1,241.46 REAL ESTATE & MORTGAGE NEWS Sellers Continue to Lose High Ground   Reports from Redfin agents indicate the fourth quarter was a rough one f... 01/06/2014