MORTGAGE INTEREST RATE LOCK ADVISORY May 5, 2014 7:50 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.03 point. Rates are at three month lows and the odds the market will reverse are 80%. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.04% to 4.29% on May 1.MBS (4%) - Currently 104.97, High: 105.19, Low: 104.97 DJI Stocks currently $16,502.87, Down $10.02, Change -0.061% Asian & European Stock Market Indexes changed -0.447% Crude Oil (WTI) Currently $99.43 - Change -0.33% Gold 1 Ounce - $1,311.67   MORTGAGE AND REAL ESTATE NEWS  Senators urge crackdown on reverse mortgage... 05/05/2014

MORTGAGE INTEREST RATE LOCK ADVISORY May 2, 2014 3:30 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities closed down 0.03 point today and down 0.47 point for the week.  I am staying with this morning's recommendation to lock ASAP.  Rates are at three month lows and the odds the market will reverse are good. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.04% to 4.29% on May 1. MBS (4%) - Closed at:  105.01, High: 105.18, Low: 104.61 DJI Stocks closed at $16,512.89,  Down $45.98, Change -0.278% Asian & European Stock Market Indexes changed -0.101% Crude Oil (WTI) Closed at $99.76 - C... 05/02/2014

MORTGAGE INTEREST RATE LOCK ADVISORY May 2, 2014 8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.03 point. Rates are at three month lows and the odds the market will reverse are good. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.04% to 4.29% on May 1. MBS (4%) - Currently 105, High: 105.01, Low: 104.61 DJI Stocks currently $16,530.73, Down $28.14, Change -0.17% Asian & European Stock Market Indexes changed 0.283% Crude Oil (WTI) Currently $99.52 - Change 0.1% Gold 1 Ounce - $1,294.32   MORTGAGE AND REAL ESTATE NEWS    Americans ready to spend money...especially ... 05/02/2014

MORTGAGE INTEREST RATE LOCK ADVISORY May 1, 2014 8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.11 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.04% to 4.29% on May 1. MBS (4%) - Currently 104.89, High: 104.94, Low: 104.67 DJI Stocks currently $16,574.83, Down $6.01, Change -0.036% Asian & European Stock Market Indexes changed -0.192% Crude Oil (WTI) Currently $99.01 - Change -0.73% Gold 1 Ounce - $1,279.74 MORTGAGE AND REAL ESTATE NEWS    Mortgage Rates Improve on Weak GDP  by: Matthew Graham - Mortgage rates fell at a solid pace yesterday following a r... 05/01/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 30, 2014 2:45 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities closed down 0.32 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.04% to 4.33% on April 24. MBS (4%) - Closed at:  104.77, High: 104.89, Low: 104.31 DJI Stocks closed at $16,580.84,  Up $45.47, Change 0.274% Asian & European Stock Market Indexes changed -0.21% Crude Oil (WTI) Currently $99.69 - Change -1.57% Gold 1 Ounce - $1,290.60 MORTGAGE AND REAL ESTATE NEWS    FHA 99.50% Financing 99.50% financing is available in California using a FHA 99.5% LTV  first and 3% LTV sec... 04/30/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 30, 2014 7:55 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.25 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.04% to 4.33% on April 24. MBS (4%) - Currently 104.69, High: 104.69, Low: 104.31 DJI Stocks currently $16,547.26, Up $11.89, Change 0.072% Asian & European Stock Market Indexes changed -0.342% Crude Oil (WTI) Currently $99.56 - Change -1.7% Gold 1 Ounce - $1,291.93   MORTGAGE AND REAL ESTATE NEWS    FHA 99.50% Financing 99.50% financing is available in California using a FHA 99.5% LTV  first and 3% LTV secondar... 04/30/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 29, 2014 8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.06 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.04% to 4.33% on April 24. MBS (4%) - Currently 104.4, High: 104.45, Low: 104.25 DJI Stocks currently $16,524.81, Up $76.07, Change 0.46% Asian & European Stock Market Indexes changed 0.686% Crude Oil (WTI) Currently $102.01 - Change 1.16% Gold 1 Ounce - $1,298.02   MORTGAGE AND REAL ESTATE NEWS     Pending Home Sales Wake Up After Long Sleep  By: Tory Barringer - Following months of stagnancy, the National Associa... 04/29/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 28, 2014 7:45 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.10 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.04% to 4.33% on April 24. MBS (4%) - Currently 104.44, High: 104.61, Low: 104.41 DJI Stocks currently $16,489.13, Up $127.67, Change 0.774% Asian & European Stock Market Indexes changed 0.211% Crude Oil (WTI) Currently $100.73 - Change 0.13% Gold 1 Ounce - $1,293.97   MORTGAGE AND REAL ESTATE NEWS     Six New Markets Rebound Fully in February  By: Tory Barringer -  Markets around the nation that have seen home val... 04/28/2014

Escondido Homes for Sale - What Happened in the Escondido Real Estate Market in March 2014? Escondido is an inland community, about 17 miles from the coast and just east of San Marcos.   Like its neighbors, San Marcos, Vista and Oceanside, Escondido has seen fairly significant shifts in the real estate market with a large number of short sales and foreclosures, although that has shifted in the last year in a positive direction.   As a buyer or seller in the housing market in Escondido, understanding recent trends and current market conditions is essential so you can make informed decisions about buying and selling Escondido homes; media reports focus on general market conditions and therefore will not provide an accurate picture of the local Escondido real estate market.   READ MORE:  A... 04/27/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 25, 2014 8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.13 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.04% to 4.33% on April 24. MBS (4%) - Currently 104.59, High: 104.61, Low: 104.43 DJI Stocks currently $16,375.59, Down $126.06, Change -0.77% Asian & European Stock Market Indexes changed -0.727% Crude Oil (WTI) Currently $100.88 - Change -1.04% Gold 1 Ounce - $1,302.05  MORTGAGE AND REAL ESTATE NEWS     Massive New Fraud Cover-up:  How Banks Are Pillaging Homes-While the Government Watches When financial crime... 04/25/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 24, 2014 9:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.06 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.04% to 4.33% on April 24. MBS (4%) - Currently  104.31, High: 104.41, Low: 104.12 DJI Stocks currently $16,514.69,  Up $13.04, Change 0.079% Asian & European Stock Market Indexes changed 0.11% Crude Oil (WTI) Currently $102.06 - Change 0.61% Gold 1 Ounce - $1,288.30 MORTGAGE AND REAL ESTATE NEWS      March durable goods orders blew the doors off at 8:30 this morning and sent MBS prices lower. Durables were wide... 04/24/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 24, 2014 9:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.03 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.04% to 4.33% on April 24. MBS (4%) - Currently 104.32, High: 104.41, Low: 104.12 DJI Stocks currently $16,529.43, Up $27.78, Change 0.168% Asian & European Stock Market  Indexes changed 0.064% Crude Oil (WTI) Currently $102.25 - Change 0.8% Gold 1 Ounce - $1,290.11   MORTGAGE AND REAL ESTATE NEWS    RealtyTrac: Home sales tick up slightly in March  Up 0.3% over February and 8% year-over-yearTrey Garrison - Sing... 04/24/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 22, 2014 8:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.20 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.27% on April 17. MBS (4%) - Currently 103.94, High: 104.1, Low: 103.97 DJI Stocks currently $16,536.26, Up $87.01, Change 0.526% Asian & European Stock Market Indexes changed 0.823% Crude Oil (WTI) Currently $102.70 - Change -1.6% Gold 1 Ounce - $1,282.10 MORTGAGE AND REAL ESTATE NEWS    Mortgage Hassles Spurring More All-Cash Activity  By: Tory Barringer - A survey of real estate agents released Mon... 04/22/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 21, 2014 8:45 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.20 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.27% on April 17. MBS (4%) - Currently  104.16, High: 104.23, Low: 103.94 DJI Stocks currently $16,433.41,  Up $24.87, Change 0.151% Asian & European Stock Market Indexes changed 0.324% Crude Oil (WTI) Currently $104.55 - Change 0.24% Gold 1 Ounce - $1,286.61 MORTGAGE AND REAL ESTATE NEWS  Realtors Anticipate Healthy Market for Spring Buyers  By: Paul Salfen - The National Housing Trend Report for Mar... 04/21/2014

HOME LOAN INTEREST RATE ADVISORY This page was updated  April 18, 2014 8:30 AM PST  Lock Advice is Updated Several Times Daily Stock and Bond Markets Closed for Good Friday LOCK ADVISORY      7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK      30 Day Close Mortgage Interest Rate Lock or Float Advice:  LOCK   MORTGAGE MARKET INDICATORS FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.27% on April 17. MBS (4%) - Closed Thursday at 103.95, down .0.54 point DJI Stocks Closed Thursday: $16,408.54,  Down $16.31, Change -0.099% Asian & European Stock Market Indexes changed 0.476% Crude Oil (WTI) Currently $103.74 - Change 0.33% Gold 1 Ounce - $1,289.90 MORTGAGE & REAL ESTATE NEWS Fannie Mae Fixed Rate Mortgage Rates Hit a Six Week Low Victory on Flood Insurance Could Be... 04/18/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 17, 2014 11:15 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.52 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.27% on April 17. MBS (4%) - Currently 103.95, High: 104.53, Low: 103.93 DJI Stocks currently $16,434.84, Up $9.99, Change 0.061% Asian & European Stock Market Indexes changed 0.33% Crude Oil (WTI) Currently $104.19 - Change 0.42% Gold 1 Ounce - $1,294.50  MORTGAGE AND REAL ESTATE NEWS Yellen: Interest rates won't increase anytime soon  by David Shirmeyer - A lot of things to think about today; March ho... 04/17/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 16, 2014  2:30 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities closed up 0.01 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Closed at:  104.48, High: 104.5, Low: 104.31 DJI Stocks closed at $16,424.85,  Up $162.29, Change 0.988% Asian & European Stock Market Indexes changed 2.176% Crude Oil (WTI) Currently $103.79 - Change 0.04% Gold 1 Ounce - $1,302.01 REAL ESTATE AND MORTGAGE NEWS     New Home Purchase Applications Up 15%  By:Tory Barringer - Applications for new home purchases increased in... 04/16/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 16, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.15 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently 104.34, High: 104.5, Low: 104.31 DJI Stocks currently $16,340.66, Up $78.1, Change 0.478% Asian & European Stock Market Indexes changed 1.793% Crude Oil (WTI) Currently $104.27 - Change 0.5% Gold 1 Ounce - $1,300.17   REAL ESTATE AND MORTGAGE NEWS     New Home Purchase Applications Up 15%  By:Tory Barringer - Applications for new home purchases increased in March, ... 04/16/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 15, 2014  3:00 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities closed down 0.12 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Closed at:  104.51, High: 104.66, Low: 104.26 DJI Stocks closed at $16,117.00,  Down $56.24, Change -0.349% Asian & European Stock Market Indexes changed -0.958% Crude Oil (WTI) Currently $103.53 - Change -0.2% Gold 1 Ounce - $1,302.46 REAL ESTATE AND MORTGAGE NEWS   March retail sales at 8:30 Monday morning were much better than forecasts; By David Shimeyer - sales ex... 04/15/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 15, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.04 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently 104.4, High: 104.47, Low: 104.36 DJI Stocks currently $16,187.24, Up $14, Change 0.086% Asian & European Stock Market Indexes changed -0.547% Crude Oil (WTI) Currently $103.88 - Change 0.13% Gold 1 Ounce - $1,301.33   REAL ESTATE AND MORTGAGE NEWS    Price Gains Continue to Build Up Steam  By: Tory Barringer - FNC, Inc.'s Residential Price Index (RPI) once again pi... 04/15/2014