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Escondido, CA Real Estate News

By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 24, 2014 9:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.06 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.04% to 4.33% on April 24. MBS (4%) - Currently  104.31, High: 104.41, Low: 104.12 DJI Stocks currently $16,514.69,  Up $13.04, Change 0.079% Asian & European Stock Market Indexes changed 0.11% Crude Oil (WTI) Currently $102.06 - Change 0.61% Gold 1 Ounce - $1,288.30 MORTGAGE AND REAL ESTATE NEWS      March durable goods orders blew the doors off at 8:30 this morning and sent MBS prices lower. Durables were wide...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 24, 2014 9:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.03 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.04% to 4.33% on April 24. MBS (4%) - Currently 104.32, High: 104.41, Low: 104.12 DJI Stocks currently $16,529.43, Up $27.78, Change 0.168% Asian & European Stock Market  Indexes changed 0.064% Crude Oil (WTI) Currently $102.25 - Change 0.8% Gold 1 Ounce - $1,290.11   MORTGAGE AND REAL ESTATE NEWS    RealtyTrac: Home sales tick up slightly in March  Up 0.3% over February and 8% year-over-yearTrey Garrison - Sing...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 22, 2014 8:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.20 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.27% on April 17. MBS (4%) - Currently 103.94, High: 104.1, Low: 103.97 DJI Stocks currently $16,536.26, Up $87.01, Change 0.526% Asian & European Stock Market Indexes changed 0.823% Crude Oil (WTI) Currently $102.70 - Change -1.6% Gold 1 Ounce - $1,282.10 MORTGAGE AND REAL ESTATE NEWS    Mortgage Hassles Spurring More All-Cash Activity  By: Tory Barringer - A survey of real estate agents released Mon...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 21, 2014 8:45 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.20 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.27% on April 17. MBS (4%) - Currently  104.16, High: 104.23, Low: 103.94 DJI Stocks currently $16,433.41,  Up $24.87, Change 0.151% Asian & European Stock Market Indexes changed 0.324% Crude Oil (WTI) Currently $104.55 - Change 0.24% Gold 1 Ounce - $1,286.61 MORTGAGE AND REAL ESTATE NEWS  Realtors Anticipate Healthy Market for Spring Buyers  By: Paul Salfen - The National Housing Trend Report for Mar...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
HOME LOAN INTEREST RATE ADVISORY This page was updated  April 18, 2014 8:30 AM PST  Lock Advice is Updated Several Times Daily Stock and Bond Markets Closed for Good Friday LOCK ADVISORY      7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK      30 Day Close Mortgage Interest Rate Lock or Float Advice:  LOCK   MORTGAGE MARKET INDICATORS FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.27% on April 17. MBS (4%) - Closed Thursday at 103.95, down .0.54 point DJI Stocks Closed Thursday: $16,408.54,  Down $16.31, Change -0.099% Asian & European Stock Market Indexes changed 0.476% Crude Oil (WTI) Currently $103.74 - Change 0.33% Gold 1 Ounce - $1,289.90 MORTGAGE & REAL ESTATE NEWS Fannie Mae Fixed Rate Mortgage Rates Hit a Six Week Low Victory on Flood Insurance Could Be...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 17, 2014 11:15 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.52 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.27% on April 17. MBS (4%) - Currently 103.95, High: 104.53, Low: 103.93 DJI Stocks currently $16,434.84, Up $9.99, Change 0.061% Asian & European Stock Market Indexes changed 0.33% Crude Oil (WTI) Currently $104.19 - Change 0.42% Gold 1 Ounce - $1,294.50  MORTGAGE AND REAL ESTATE NEWS Yellen: Interest rates won't increase anytime soon  by David Shirmeyer - A lot of things to think about today; March ho...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 16, 2014  2:30 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities closed up 0.01 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Closed at:  104.48, High: 104.5, Low: 104.31 DJI Stocks closed at $16,424.85,  Up $162.29, Change 0.988% Asian & European Stock Market Indexes changed 2.176% Crude Oil (WTI) Currently $103.79 - Change 0.04% Gold 1 Ounce - $1,302.01 REAL ESTATE AND MORTGAGE NEWS     New Home Purchase Applications Up 15%  By:Tory Barringer - Applications for new home purchases increased in...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 16, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.15 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently 104.34, High: 104.5, Low: 104.31 DJI Stocks currently $16,340.66, Up $78.1, Change 0.478% Asian & European Stock Market Indexes changed 1.793% Crude Oil (WTI) Currently $104.27 - Change 0.5% Gold 1 Ounce - $1,300.17   REAL ESTATE AND MORTGAGE NEWS     New Home Purchase Applications Up 15%  By:Tory Barringer - Applications for new home purchases increased in March, ...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 15, 2014  3:00 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities closed down 0.12 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Closed at:  104.51, High: 104.66, Low: 104.26 DJI Stocks closed at $16,117.00,  Down $56.24, Change -0.349% Asian & European Stock Market Indexes changed -0.958% Crude Oil (WTI) Currently $103.53 - Change -0.2% Gold 1 Ounce - $1,302.46 REAL ESTATE AND MORTGAGE NEWS   March retail sales at 8:30 Monday morning were much better than forecasts; By David Shimeyer - sales ex...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 15, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.04 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently 104.4, High: 104.47, Low: 104.36 DJI Stocks currently $16,187.24, Up $14, Change 0.086% Asian & European Stock Market Indexes changed -0.547% Crude Oil (WTI) Currently $103.88 - Change 0.13% Gold 1 Ounce - $1,301.33   REAL ESTATE AND MORTGAGE NEWS    Price Gains Continue to Build Up Steam  By: Tory Barringer - FNC, Inc.'s Residential Price Index (RPI) once again pi...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 14, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.07 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently 104.47, High: 104.64, Low: 104.46 DJI Stocks currently $16,158.27, Up $131.52, Change 0.814% Asian & European Stock Market Indexes changed -0.109% Crude Oil (WTI) Currently $103.83 - Change 0.09% Gold 1 Ounce - $1,330.07   REAL ESTATE AND MORTGAGE NEWS   Banks Pushing Court Foreclosures Means More Inventory  Lenders are increasingly using the courts to foreclose ...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 11, 2014  1:15 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.02 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently:  104.64, High: 104.78, Low: 104.57 DJI Stocks closed at $16,026.75,  Down $143.47, Change -0.895% Asian & European Stock Market Indexes changed -1.459% Crude Oil (WTI) Currently $103.35 - Change -0.05% Gold 1 Ounce - $1,318.22 REAL ESTATE AND MORTGAGE NEWS   Asking Prices Up 10.0% Year-on-Year; Urban Areas Lead  By: Scott Morgan - As the housing market inches f...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 11, 2014  9:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.07 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently 104.66, High: 104.78, Low: 104.6 DJI Stocks currently $16,085.56, Down $84.66, Change -0.526% Asian & European Stock Market Indexes changed -1.459% Crude Oil (WTI) Currently $104.21 - Change 0.78% Gold 1 Ounce - $1,318.57 REAL ESTATE AND MORTGAGE NEWS   Asking Prices Up 10.0% Year-on-Year; Urban Areas Lead  By: Scott Morgan - As the housing market inches further...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 10, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.28 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently 104.61, High: 104.62, Low: 104.33 DJI Stocks currently $16,404.88, Down $32.3, Change -0.197% Asian & European Stock Market Indexes changed -0.324% Crude Oil (WTI) Currently $103.45 - Change -0.14% Gold 1 Ounce - $1,319.53   REAL ESTATE AND MORTGAGE NEWS   Foreclosure activity at lowest level since 2Q 2007  Foreclosures up 4% from February but down 23% since Mar...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 9, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.05 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3. MBS (4%) - Currently 104.16, High: 104.61, Low: 104.03 DJI Stocks currently $16,286.90, Up $30.76, Change 0.189% Asian & European Stock Market Indexes changed -0.264% Crude Oil (WTI) Currently $102.62 - Change 0.06% Gold 1 Ounce - $1,305.27  REAL ESTATE AND MORTGAGE NEWS   Credit Availability Improves With New Jumbo Programs  by: Jann Swanson -The Mortgage Bankers Association (MBA) noted t...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 8, 2014  8:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.05 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3. MBS (4%) - Currently 104.51, High: 104.52, Low: 104.31 DJI Stocks currently $16,290.31, Up $44.44, Change 0.273% Asian & European Stock Market Indexes changed -1.062% Crude Oil (WTI) Currently $101.01 - Change 0.57% Gold 1 Ounce - $1,308.53   REAL ESTATE AND MORTGAGE NEWS   Americans' Feelings Mixed on Present, Future of Housing  By: Tory Barringer - Housing optimism for the year ahead ...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 7, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.23 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3. MBS (4%) - Currently 104.38, High: 104.43, Low: 104.09 DJI Stocks currently $16,307.26, Down $105.45, Change -0.647% Asian & European Stock Market Indexes changed -0.896% Crude Oil (WTI) Currently $101.05 - Change -0.09% Gold 1 Ounce - $1,300.75   REAL ESTATE AND MORTGAGE NEWS Online home shopping surges; Mortgages tank  Brena Swanson - Online home shopping hit new records in March, wit...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 6, 2014  11:45 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities closed Friday down 0.42 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3. MBS (4%) - Closed Friday:  104.14, High: 104.25, Low: 103.68 DJI Stocks closed at $16,412.71,  Down $159.84, Change -0.974% Asian & European Stock Market Indexes changed 0.481% Crude Oil (WTI) Currently $101.14 - Change 0.85% Gold 1 Ounce - $1,302.70 REAL ESTATE AND MORTGAGE NEWS   2 in 3 homes is affordable, is a bubble forming?  Zillow study shows drastic housing affordabi...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 4, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.45 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3.MBS (4%) - Currently 104.17, High: 104.17, Low: 103.68 DJI Stocks currently $16,589.77, Up $17.22, Change 0.104% Asian & European Stock Market Indexes changed 0.538% Crude Oil (WTI) Currently $101.24 - Change 0.95% Gold 1 Ounce - $1,300.03   REAL ESTATE AND MORTGAGE NEWS   1 in 3 homes is an unaffordable, is a bubble is forming?  Zillow study shows drastic housing affordability gapBy: Tr...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY April 3, 2014  7:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.03 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3. MBS (4%) - Currently 103.63, High: 103.72, Low: 103.57 DJI Stocks currently $16,586.97, Up $13.97, Change 0.084%  Asian & European Stock Market Indexes changed 1% Crude Oil (WTI) Currently $99.39 - Change -0.23%  Gold 1 Ounce - $1,285.17   REAL ESTATE AND MORTGAGE NEWS   Purchase Volumes Fail to Lift March Mortgage Applications  By: Tory Barringer - After months of weak growth to start t...
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