MORTGAGE INTEREST RATE LOCK ADVISORY April 14, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.07 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently 104.47, High: 104.64, Low: 104.46 DJI Stocks currently $16,158.27, Up $131.52, Change 0.814% Asian & European Stock Market Indexes changed -0.109% Crude Oil (WTI) Currently $103.83 - Change 0.09% Gold 1 Ounce - $1,330.07   REAL ESTATE AND MORTGAGE NEWS   Banks Pushing Court Foreclosures Means More Inventory  Lenders are increasingly using the courts to foreclose ... 04/14/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 11, 2014  1:15 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.02 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently:  104.64, High: 104.78, Low: 104.57 DJI Stocks closed at $16,026.75,  Down $143.47, Change -0.895% Asian & European Stock Market Indexes changed -1.459% Crude Oil (WTI) Currently $103.35 - Change -0.05% Gold 1 Ounce - $1,318.22 REAL ESTATE AND MORTGAGE NEWS   Asking Prices Up 10.0% Year-on-Year; Urban Areas Lead  By: Scott Morgan - As the housing market inches f... 04/11/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 11, 2014  9:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.07 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently 104.66, High: 104.78, Low: 104.6 DJI Stocks currently $16,085.56, Down $84.66, Change -0.526% Asian & European Stock Market Indexes changed -1.459% Crude Oil (WTI) Currently $104.21 - Change 0.78% Gold 1 Ounce - $1,318.57 REAL ESTATE AND MORTGAGE NEWS   Asking Prices Up 10.0% Year-on-Year; Urban Areas Lead  By: Scott Morgan - As the housing market inches further... 04/11/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 10, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.28 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.07% to 4.34% on April 10. MBS (4%) - Currently 104.61, High: 104.62, Low: 104.33 DJI Stocks currently $16,404.88, Down $32.3, Change -0.197% Asian & European Stock Market Indexes changed -0.324% Crude Oil (WTI) Currently $103.45 - Change -0.14% Gold 1 Ounce - $1,319.53   REAL ESTATE AND MORTGAGE NEWS   Foreclosure activity at lowest level since 2Q 2007  Foreclosures up 4% from February but down 23% since Mar... 04/10/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 9, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.05 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3. MBS (4%) - Currently 104.16, High: 104.61, Low: 104.03 DJI Stocks currently $16,286.90, Up $30.76, Change 0.189% Asian & European Stock Market Indexes changed -0.264% Crude Oil (WTI) Currently $102.62 - Change 0.06% Gold 1 Ounce - $1,305.27  REAL ESTATE AND MORTGAGE NEWS   Credit Availability Improves With New Jumbo Programs  by: Jann Swanson -The Mortgage Bankers Association (MBA) noted t... 04/09/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 8, 2014  8:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.05 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3. MBS (4%) - Currently 104.51, High: 104.52, Low: 104.31 DJI Stocks currently $16,290.31, Up $44.44, Change 0.273% Asian & European Stock Market Indexes changed -1.062% Crude Oil (WTI) Currently $101.01 - Change 0.57% Gold 1 Ounce - $1,308.53   REAL ESTATE AND MORTGAGE NEWS   Americans' Feelings Mixed on Present, Future of Housing  By: Tory Barringer - Housing optimism for the year ahead ... 04/08/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 7, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.23 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3. MBS (4%) - Currently 104.38, High: 104.43, Low: 104.09 DJI Stocks currently $16,307.26, Down $105.45, Change -0.647% Asian & European Stock Market Indexes changed -0.896% Crude Oil (WTI) Currently $101.05 - Change -0.09% Gold 1 Ounce - $1,300.75   REAL ESTATE AND MORTGAGE NEWS Online home shopping surges; Mortgages tank  Brena Swanson - Online home shopping hit new records in March, wit... 04/07/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 6, 2014  11:45 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities closed Friday down 0.42 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3. MBS (4%) - Closed Friday:  104.14, High: 104.25, Low: 103.68 DJI Stocks closed at $16,412.71,  Down $159.84, Change -0.974% Asian & European Stock Market Indexes changed 0.481% Crude Oil (WTI) Currently $101.14 - Change 0.85% Gold 1 Ounce - $1,302.70 REAL ESTATE AND MORTGAGE NEWS   2 in 3 homes is affordable, is a bubble forming?  Zillow study shows drastic housing affordabi... 04/06/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 4, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.45 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3.MBS (4%) - Currently 104.17, High: 104.17, Low: 103.68 DJI Stocks currently $16,589.77, Up $17.22, Change 0.104% Asian & European Stock Market Indexes changed 0.538% Crude Oil (WTI) Currently $101.24 - Change 0.95% Gold 1 Ounce - $1,300.03   REAL ESTATE AND MORTGAGE NEWS   1 in 3 homes is an unaffordable, is a bubble is forming?  Zillow study shows drastic housing affordability gapBy: Tr... 04/04/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 3, 2014  7:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.03 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     FHLMC Average: 30-Yr Fixed Mortgage Rate, up 0.01% to 4.41% on April 3. MBS (4%) - Currently 103.63, High: 103.72, Low: 103.57 DJI Stocks currently $16,586.97, Up $13.97, Change 0.084%  Asian & European Stock Market Indexes changed 1% Crude Oil (WTI) Currently $99.39 - Change -0.23%  Gold 1 Ounce - $1,285.17   REAL ESTATE AND MORTGAGE NEWS   Purchase Volumes Fail to Lift March Mortgage Applications  By: Tory Barringer - After months of weak growth to start t... 04/03/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 2, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.32 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, up 0.08% to 4.40% on Mar. 27 MBS (4%) - Currently 103.56, High: 103.93, Low: 103.56 DJI Stocks currently $16,557.69, Up $25.08, Change 0.151% Asian & European Stock Market Indexes changed 0.042% Crude Oil (WTI) Currently $99.03 - Change -0.71% Gold 1 Ounce - $1,291.68   REAL ESTATE AND MORTGAGE NEWS PIMCO expects U.S. economy to grow 2.5-3% in 2014   Biggest risk for growth? Ongoing tapering  By Ben Lane... 04/02/2014

MORTGAGE INTEREST RATE LOCK ADVISORY April 1, 2014  12:00 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.18 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, up 0.08% to 4.40% on Mar. 27 MBS (4%) - Currently 103.81, High: 104, Low: 103.78 DJI Stocks currently $16,521.72, Up $64.06, Change 0.388% Asian & European Stock Market Indexes changed 0.607% Crude Oil (WTI) Currently $99.76 - Change -1.79% Gold 1 Ounce - $1,278.46   REAL ESTATE AND MORTGAGE NEWS Overvalued Markets on the Rise; National Prices Still Under  By: Tory Barringer - With year-over-year price ... 04/01/2014

Escondido CA Country Living -  Homes for sale $350,000 - $500,000 Escondido CA is located approximately 30 miles northeast from downtown San Diego. It offers that country feel with acres of citrus and avocado groves. Escondido is a diverse community with just the right mix of small town friendliness. But what you won't miss is the big city opportunities. You will find one of the largest shopping centers in San Diego County and vast cultural opportunities being the home of "California Center for the Arts" which hosts thousands of visitors each year.  Do you like boating, fishing, hiking, jogging, biking, check out Lake Wohlford or the many other urban parks. How about family fun, try the San Diego Zoo Safari Park. Escondido is a great place to live! 04/01/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 31, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.16 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, up 0.08% to 4.40% on Mar. 27 MBS (4%) - Currently 103.82, High: 103.97, Low: 103.68 DJI Stocks currently $16,440.61, Up $117.55, Change 0.715% Asian & European Stock Market Indexes changed 0.803% Crude Oil (WTI) Currently $101.49 - Change -0.18% Gold 1 Ounce - $1,292.63   REAL ESTATE AND MORTGAGE NEWS Loan Shortage Pushes Mortgage Firms to Accept Lower Credit Scores By Bonnie Sinnock - A growing number ... 03/31/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 28, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.04 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, up 0.08% to 4.40% on Mar. 27 MBS (4%) - Currently 104.08, High: 104.22, Low: 104.05 DJI Stocks currently $16,381.51, Up $117.28, Change 0.716% Asian & European Stock Market Indexes changed 0.904% Crude Oil (WTI) Currently $101.85 - Change 0.56% Gold 1 Ounce - $1,293.65   REAL ESTATE AND MORTGAGE NEWS Fed dialing back its support of the mortgage bond market  Just as peak home buying season approachesB... 03/28/2014

Escondido Homes for Sale What Happened in the Escondido Real Estate Market in February 2014?   Escondido is an inland community, about 17 miles from the coast and just east of San Marcos. Like its neighbors, San Marcos, Vista and Oceanside, Escondido has seen fairly significant shifts in the real estate market with a large number of short sales and foreclosures, although that has shifted in the last year in a positive direction . As a buyer or seller in the housing market in Escondido, understanding recent trends and current market conditions is essential so you can make informed decisions about buying and selling Escondido homes; media reports focus on general market conditions and therefore will not provide an accurate picture of the local Escondido real estate market.   READ MORE:  A... 03/27/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 27, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.06 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, up 0.08% to 4.40% on Mar. 27 MBS (4%) - Currently 104.12, High: 104.19, Low: 104.03 DJI Stocks currently $16,289.60, Up $20.61, Change 0.127% Asian & European Stock Market Indexes changed 0.25% Crude Oil (WTI) Currently $101.47 - Change 1.21% Gold 1 Ounce - $1,285.89   REAL ESTATE AND MORTGAGE NEWS The cost of closing mortgages is officially astronomical  By: Jacob Gaffney - First, the Federal Reserv... 03/27/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 26, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.19 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, down 0.05% to 4.32% on Mar. 20 MBS (4%) - Currently 104.05, High: 104.9, Low: 103.75 DJI Stocks currently $16,397.68, Up $29.8, Change 0.182% Asian & European Stock Market Indexes changed 0.921% Crude Oil (WTI) Currently $100.08 - Change 0.9% Gold 1 Ounce - $1,301.96   REAL ESTATE AND MORTGAGE NEWS New Home Sales Retreat After January Surge  By: Tory Barringer - New single-family home sales weakene... 03/26/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 25, 2014  8:15 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.01 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, down 0.05% to 4.32% on Mar. 20 MBS (4%) - Currently 103.88, High: 103.9, Low: 103.7 DJI Stocks currently $16,324.25, Up $47.56, Change 0.291% Asian & European Stock Market Indexes changed 0.614% Crude Oil (WTI) Currently $98.95 - Change -0.65% Gold 1 Ounce - $1,313.21   REAL ESTATE AND MORTGAGE NEWS Home Price Appreciation Decelerating on Average  by: Matthew Graham - The pace of appreciation varies g... 03/25/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 24, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities isup 0.09 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, down 0.05% to 4.32% on Mar. 20 MBS (4%) - Currently 103.75, High: 103.88, Low: 103.61 DJI Stocks currently $16,276.18, Down $26.59, Change -0.163% Asian & European Stock Market Indexes changed -0.529% Crude Oil (WTI) Currently $99.91 - Change 0.45% Gold 1 Ounce - $1,312.81   REAL ESTATE AND MORTGAGE NEWS Sunny Days Ahead for Growth?  By: Krista Franks Brock - Following a slowdown in activity over the pre... 03/24/2014