Escondido CA Country Living -  Homes for sale $350,000 - $500,000 Escondido CA is located approximately 30 miles northeast from downtown San Diego. It offers that country feel with acres of citrus and avocado groves. Escondido is a diverse community with just the right mix of small town friendliness. But what you won't miss is the big city opportunities. You will find one of the largest shopping centers in San Diego County and vast cultural opportunities being the home of "California Center for the Arts" which hosts thousands of visitors each year.  Do you like boating, fishing, hiking, jogging, biking, check out Lake Wohlford or the many other urban parks. How about family fun, try the San Diego Zoo Safari Park. Escondido is a great place to live! 04/01/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 31, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.16 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, up 0.08% to 4.40% on Mar. 27 MBS (4%) - Currently 103.82, High: 103.97, Low: 103.68 DJI Stocks currently $16,440.61, Up $117.55, Change 0.715% Asian & European Stock Market Indexes changed 0.803% Crude Oil (WTI) Currently $101.49 - Change -0.18% Gold 1 Ounce - $1,292.63   REAL ESTATE AND MORTGAGE NEWS Loan Shortage Pushes Mortgage Firms to Accept Lower Credit Scores By Bonnie Sinnock - A growing number ... 03/31/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 28, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.04 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, up 0.08% to 4.40% on Mar. 27 MBS (4%) - Currently 104.08, High: 104.22, Low: 104.05 DJI Stocks currently $16,381.51, Up $117.28, Change 0.716% Asian & European Stock Market Indexes changed 0.904% Crude Oil (WTI) Currently $101.85 - Change 0.56% Gold 1 Ounce - $1,293.65   REAL ESTATE AND MORTGAGE NEWS Fed dialing back its support of the mortgage bond market  Just as peak home buying season approachesB... 03/28/2014

Escondido Homes for Sale What Happened in the Escondido Real Estate Market in February 2014?   Escondido is an inland community, about 17 miles from the coast and just east of San Marcos. Like its neighbors, San Marcos, Vista and Oceanside, Escondido has seen fairly significant shifts in the real estate market with a large number of short sales and foreclosures, although that has shifted in the last year in a positive direction . As a buyer or seller in the housing market in Escondido, understanding recent trends and current market conditions is essential so you can make informed decisions about buying and selling Escondido homes; media reports focus on general market conditions and therefore will not provide an accurate picture of the local Escondido real estate market.   READ MORE:  A... 03/27/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 27, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.06 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, up 0.08% to 4.40% on Mar. 27 MBS (4%) - Currently 104.12, High: 104.19, Low: 104.03 DJI Stocks currently $16,289.60, Up $20.61, Change 0.127% Asian & European Stock Market Indexes changed 0.25% Crude Oil (WTI) Currently $101.47 - Change 1.21% Gold 1 Ounce - $1,285.89   REAL ESTATE AND MORTGAGE NEWS The cost of closing mortgages is officially astronomical  By: Jacob Gaffney - First, the Federal Reserv... 03/27/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 26, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.19 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, down 0.05% to 4.32% on Mar. 20 MBS (4%) - Currently 104.05, High: 104.9, Low: 103.75 DJI Stocks currently $16,397.68, Up $29.8, Change 0.182% Asian & European Stock Market Indexes changed 0.921% Crude Oil (WTI) Currently $100.08 - Change 0.9% Gold 1 Ounce - $1,301.96   REAL ESTATE AND MORTGAGE NEWS New Home Sales Retreat After January Surge  By: Tory Barringer - New single-family home sales weakene... 03/26/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 25, 2014  8:15 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.01 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, down 0.05% to 4.32% on Mar. 20 MBS (4%) - Currently 103.88, High: 103.9, Low: 103.7 DJI Stocks currently $16,324.25, Up $47.56, Change 0.291% Asian & European Stock Market Indexes changed 0.614% Crude Oil (WTI) Currently $98.95 - Change -0.65% Gold 1 Ounce - $1,313.21   REAL ESTATE AND MORTGAGE NEWS Home Price Appreciation Decelerating on Average  by: Matthew Graham - The pace of appreciation varies g... 03/25/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 24, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities isup 0.09 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, down 0.05% to 4.32% on Mar. 20 MBS (4%) - Currently 103.75, High: 103.88, Low: 103.61 DJI Stocks currently $16,276.18, Down $26.59, Change -0.163% Asian & European Stock Market Indexes changed -0.529% Crude Oil (WTI) Currently $99.91 - Change 0.45% Gold 1 Ounce - $1,312.81   REAL ESTATE AND MORTGAGE NEWS Sunny Days Ahead for Growth?  By: Krista Franks Brock - Following a slowdown in activity over the pre... 03/24/2014

VA Home Loan With Zero Down Up To $546,250 Purchase Price In Escondido CA Escondido CA - Did you know that qualified veterans can obtain a VA home loan in Escondido CA with zero money down up to a sales price of $546,250?  This limit is for VA home loans closed in Escondido CA from February 28, 2014 through December 31, 2014. In late December of 2013, the VA announced the new VA Zero Down loan limits for 2014 for Escondido CA.  At that time, the VA Zero Down Loan Limit was going to be $527,500 which was an increase from the 2013 VA Zero Down Loan Limit of $500,000.   However, the VA Zero Down Loan Limits for Escondido CA were REVISED and there was a slight increase from $527,500 to $546,250. Does this mean that the maximum VA loan in Escondido CA is only $546,250?  Absolutely not.  This... 03/21/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 21, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.03 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, down 0.05% to 4.32% on Mar. 20 MBS (4%) - Currently 103.72, High: 103.79, Low: 103.59 DJI Stocks currently $16,435.12, Up $104.07, Change 0.633% Asian & European Stock Market Indexes changed -0.494% Crude Oil (WTI) Currently $99.57 - Change 0.68% Gold 1 Ounce - $1,336.38   REAL ESTATE AND MORTGAGE NEWS FHA launching Fannie, Freddie-style appraisal portal  Will be similar to Uniform Collateral Data Por... 03/21/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 20, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.12 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate, down 0.05% to 4.32% on Mar. 20 MBS (3.5%) - Currently 100.09, High: 100.22, Low: 100.06 DJI Stocks currently $16,272.87, Up $50.7, Change 0.312% Asian & European Stock Market Indexes changed -0.337% Crude Oil (WTI) Currently $100.29 - Change -0.08% Gold 1 Ounce - $1,326.97   REAL ESTATE AND MORTGAGE NEWS CFPB still flooded with mortgage complaints  Receives 4,300 mortgage complaints per month  By: Jacob... 03/20/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 19, 2014  2:00 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.79 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate up 0.09% to 4.37% on Mar. 13 MBS (3.5%) - Closed at: 100.22, High: 101.02, Low: 100.14 DJI Stocks closed at $16,222.17, Down $114.02, Change -0.703% Asian & European Stock Market Indexes changed -0.027% Crude Oil (WTI) Currently $100.33 - Change 0.63% Gold 1 Ounce - $1,329.60   REAL ESTATE AND MORTGAGE NEWS Mortgage apps decline 1.2% week after big spike  MBA: Mortgage applications continue 6-week drop B... 03/19/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 19, 2014  8:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.08 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate up 0.09% to 4.37% on Mar. 13 MBS (3.5%) - Currently 100.88, High: 101.02, Low: 100.88 DJI Stocks currently $16,339.22, Up $3.03, Change 0.019% Asian & European Stock Market Indexes changed 0.006% Crude Oil (WTI) Currently $100.24 - Change 0.54% Gold 1 Ounce - $1,339.25   REAL ESTATE AND MORTGAGE NEWS Mortgage apps decline 1.2% week after big spike  MBA: Mortgage applications continue 6-week drop By Trey ... 03/19/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 18, 2014  9:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.10 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate up 0.09% to 4.37% on Mar. 13 MBS (3.5%) - Currently 100.84, High: 100.9, Low: 100.7 DJI Stocks currently $16,328.07, Up $80.85, Change 0.495% Asian & European Stock Market Indexes changed 0.985% Crude Oil (WTI) Currently $99.12 - Change 1.06% Gold 1 Ounce - $1,356.94   REAL ESTATE AND MORTGAGE NEWS Realtors sue Zillow for breach of contract  Lawsuit alleges violation of trade secrets  By: Jacob Gaffney... 03/18/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 14, 2014  8:55 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.10 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS      Freddie Mac National Average: 30-Yr Fixed Mortgage Rate up 0.09% to 4.37% on Mar. 13 MBS (3.5%) - Currently 101.45, High: 101.14, Low: 101.08 DJI Stocks currently $16,147.13, Down $0, Change 0.237% Asian & European Stock Market Indexes changed -1.881% Crude Oil (WTI) Currently $98.82 - Change 0.63% Gold 1 Ounce - $1,375.57 REAL ESTATE AND MORTGAGE NEWS Student Loans Stifle the Housing Market  As origination costs continue to climb due to regulations and t... 03/14/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 13, 2014  8:15 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.17 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate up 0.09% to 4.37% on Mar. 13 MBS (3.5%) - Currently 100.8, High: 100.88, Low: 100.5 DJI Stocks currently $16,301.58, Down $0, Change -0.236% Asian & European Stock Market Indexes changed -0.102% Crude Oil (WTI) Currently $98.15 - Change 0.16% Gold 1 Ounce - $1,368.73   REAL ESTATE & MORTGAGE NEWS  Consumer Expectations Stay Steady in February  By: Tory Barringer - The latest poll from the Federal Re... 03/13/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 12, 2014  9:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.25 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate down 0.09% to 4.28% on Mar. 6 MBS (3.5%) - Currently 100.61, High: 100.75, Low: 100.4 DJI Stocks currently $16,325.91, Down $-25.34, Change -0.155% Asian & European Stock Market Indexes changed -0.962% Crude Oil (WTI) Currently $98.43 - Change -1.6% Gold 1 Ounce - $1,365.60   REAL ESTATE & MORTGAGE NEWS    Credit Availability Up in February  By: Tory Barringer - Mortgage credit availability opened u... 03/12/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 11, 2014  7:45 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: NEUTRAL The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.22 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate down 0.09% to 4.28% on Mar. 6 MBS (3.5%) - Currently 100.48, High: 100.84, Low: 100.46 DJI Stocks currently $16,439.48, Up $20.8, Change 0.127% Asian & European Stock Market Indexes changed 0.418% Crude Oil (WTI) Currently $100.54 - Change -0.57% Gold 1 Ounce - $1,345.28   REAL ESTATE & MORTGAGE NEWS  Consumer Attitudes Improve on Housing, Weaken on EconomyBy: Tory Barringer - After starting the year ... 03/11/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 10, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.14 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate down 0.09% to 4.28% on Mar. 6   MBS (3.5%) - Currently 100.67, High: 100.68, Low: 100.5 DJI Stocks currently $16,346.80, Down $-105.92, Change -0.648% Asian & European Stock Market Indexes changed -0.408% Crude Oil (WTI) Currently $101.24 - Change -1.31% Gold 1 Ounce - $1,343.86   REAL ESTATE & MORTGAGE NEWS Scorecard: Housing still wears Great Recession scar  By Brena Swanson - The housing economy pos... 03/10/2014

MORTGAGE INTEREST RATE LOCK ADVISORY March 7, 2014  3:30 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.37 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Freddie Mac National Average: 30-Yr Fixed Mortgage Rate down 0.09% to 4.28% on Mar. 6 MBS (3.5%) - Closed at:  100.52, High: 100.99, Low: 100.41 DJI Stocks closed at $16,452.72,  Up $30.83, Change 0.187% Asian & European Stock Market Indexes changed -0.678% Crude Oil (WTI) Closed at $102.58 - Change 0% Gold 1 Ounce - $1,339.20 REAL ESTATE & MORTGAGE NEWS Worst Week for Mortgage Rates since August 2013 By Matthew Graham - Mortgage rates rose sharply for the thi... 03/07/2014