MORTGAGE INTEREST RATE LOCK ADVISORY January 9, 2014  6:30 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is Up 0.04 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.05% to 4.53% on Jan. 2 MBS (4%) - Currently 103.2, High: 103.29, Low: 103.1 DJI Stocks currently $16,508.72, Up $45.98, Change 0.279% Asian & European Stock Market Indexes changed 0.133% Crude Oil (WTI) Currently $92.64 - Change 0.34% Gold 1 Once - $1,225.22   REAL ESTATE & MORTGAGE NEWS Homebuyer Demand Plummets in December Tory Barringer - Homebuyer demand experienced a sharp downturn as the book closed... 01/10/2014

MORTGAGE INTEREST RATE LOCK ADVISORY January 10, 2014  10:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is Down 0.78 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.02% to 4.51% on Jan. 9 MBS (4%) - Currently  103.67, High: 103.78, Low: 102.88 DJI Stocks currently $16,403.90,  Down $-40.86, Change -0.249% Asian & European Stock Market Indexes changed 0.457% Crude Oil (WTI) Currently $92.50 - Change 0.92% Gold 1 Once - $1,246.18 REAL ESTATE & MORTGAGE NEWS New Mortgage Rules Roll Out - What Will Be the Impact? New mortgage rules take effect Friday that set out t... 01/10/2014

MORTGAGE INTEREST RATE LOCK ADVISORY January 8, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is Up 0.23 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.05% to 4.53% on Jan. 2 MBS (4%) - Currently 103.27, High: 103.5, Low: 103.23 DJI Stocks currently $16,462.87, Down $-68.07, Change -0.413% Asian & European Stock Market Indexes changed 0.695% Crude Oil (WTI) Currently $93.52 - Change -0.16% Gold 1 Once - $1,222.04  REAL ESTATE & MORTGAGE NEWS Consumer Attitudes on Housing Recover   By: Tory Barringer - Consumer attitudes about housing ended 2013 on solid ... 01/08/2014

MORTGAGE INTEREST RATE LOCK ADVISORY January 7, 2014  9:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is Down 0.18 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.05% to 4.53% on Jan. 2 MBS (4%) - Currently  103.43, High: 103.44, Low: 103.23 DJI Stocks currently $16,537.49,  Up $112.39, Change 0.68% Asian & European Stock Market Indexes changed 0.815% Crude Oil (WTI) Currently $94.01 - Change 0.62% Gold 1 Once - $1,227.26 REAL ESTATE & MORTGAGE NEWS What to watch out for in the 2014 MBS market Road ahead for investors remains uncertain amid QRM regulatory indecis... 01/07/2014

MORTGAGE INTEREST RATE LOCK ADVISORY January 6, 2014 9:45 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is Down 0.26 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.05% to 4.53% on Jan. 2 MBS (4%) - Currently  103.29, High: 103.3, Low: 103.02 DJI Stocks currently $16,416.50,  Down $-53.49, Change -0.326% Asian & European Stock Market Indexes changed -0.289% Crude Oil (WTI) Currently $93.59 - Change -0.39% Gold 1 Once - $1,241.46 REAL ESTATE & MORTGAGE NEWS Sellers Continue to Lose High Ground   Reports from Redfin agents indicate the fourth quarter was a rough one f... 01/06/2014

Questions About Manufactured Home Engineer's Certification - HUD Guidelines Part 4   One of the requirements of all FHA-insured loans and some VA loans is that an engineer certify that the manufactured home's foundation comply with THE PERMANENT FOUNDATION GUIDE FOR MANUFACTURED HOMES (PFGMH), dated September 1996 with a written site-specific letter, stamped with his/her Seal.      The Engineer's Certification generally identifies the home by its HUD Label numbers and states the type of foundation system that is supporting the home as well as addresses ventilation, dead loads, snow loads, wind loads, seismic loads and the impact of any modifications, alterations and additions to the home such as attached porches, decks, garages, new roof or other additions.   PLEASE NOTE:  If the founda... 01/06/2014

MORTGAGE INTEREST RATE LOCK ADVISORY January 2, 2014  7:55 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.15 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.01% to 4.48% on Dec. 26 MBS (4%) - Currently  103.13, High: 103.22, Low: 102.89 DJI Stocks currently $16,489.23,  Down $-87.43, Change -0.53% Asian & European Stock Market Indexes changed -0.188% Crude Oil (WTI) Currently $96.59 - Change -1.86% Gold 1 Once - $1,224.01 REAL ESTATE & MORTGAGE NEWS More Than Half of Americans Feel They Will be Better Off Next Year The December poll hosted on the National F... 01/01/2014

MORTGAGE INTEREST RATE LOCK ADVISORY December 30, 2013  10:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.35 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     Gold 1 Once - $1,205.02 National Average for 30-Yr Fixed Mortgage Rate is up 0.01% to 4.48% on Dec. 26 MBS (4%) - Currently  103.2, High: 103.28, Low: 102.84 DJI Stocks currently $16,477.96,  Down $-0.45, Change -0.003% Asian & European Stock Market Indexes changed 0.124% Crude Oil (WTI) Currently $99.34 - Change -0.98% REAL ESTATE & MORTGAGE NEWS Looser Credit Could Make 2014 a Very Good Year  We are hearing that 2014 could be a breakout year for the U.... 12/30/2013

MORTGAGE INTEREST RATE LOCK ADVISORY December 27, 2013  9:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.07 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.01% to 4.47% on Dec. 26 MBS (4%) - Currently  102.96, High: 103.05, Low: 102.69 DJI Stocks currently $16,474.86,  Down $-5.02, Change -0.03% Asian & European Stock Market Indexes changed 0.899% Crude Oil (WTI) Currently $100.41 - Change 0.86% Gold 1 Once - $1,213.00 REAL ESTATE & MORTGAGE NEWS 7 Reasons You May Want to Fire Yourself As real estate and mortgage salespeople, we're pretty much our own bo... 12/27/2013

As its name suggests, real estate in Escondido is one of California’s best kept secrets. Settled first by the Native Luiseño and Kumeyaay Tribes, and later by Spanish explorer, Juan Bautista de Anza in 1776, Escondido has a rich and storied history. Nestled within a long valley along Southern California's coastal mountains, and about 18 miles inland, it was christened Escondido, or “hidden” in Spanish. Officially incorporated as a city in 1888, it stands today as one of the oldest cities in in San Diego County. Its age however, is the only thing dated about this beautiful city, which boasts a culturally diverse epicenter of arts, education, and stunning geographical features.    Escondido has been widely praised as one of the few remaining places in California to offer fiscally attainab... 12/23/2013

MORTGAGE INTEREST RATE LOCK ADVISORY December 18, 2013  2:30 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.56 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.04% to 4.42% on Dec. 12 MBS (3.5%) - Currently  99.49, High: 100.11, Low: 99.48 DJI Stocks closed at $16,167.97,  Up $292.71, Change 1.81% Asian & European Stock Market Indexes changed 1.149% Crude Oil (WTI) Currently $97.68 - Change 0.47% Gold 1 Once - $1,218.70 REAL ESTATE & MORTGAGE NEWS Rates Are Up as the Bond Market Drops on News of the "Taper" The Federal Reserve finally did what it had hinted ... 12/18/2013

Escondido Homes for Sale - What Happened in the Escondido Real Estate Market in November 2013?   Escondido is an inland community, about 17 miles from the coast and just east of San Marcos. Like its neighbors, San Marcos, Vista and Oceanside, Escondido has seen fairly significant shifts in the real estate market with a large number of short sales and foreclosures, although that has shifted in the last year in a positive direction.   As a buyer or seller in the Escondido real estate market, understanding recent trends and current market conditions is essential so you can make informed decisions about Escondido homes for sale; media reports focus on general market conditions and therefore will not provide an accurate picture of the local Escondido real estate market.   READ MORE: A Tour o... 12/17/2013

MORTGAGE INTEREST RATE LOCK ADVISORY December 16, 2013  8:oo AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.20 point Rate prices are down this morning and it would be a good time to lock. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.04% to 4.42% on Dec. 12 MBS (3.5%) - Currently  97.97, High: 100.05, Low: 99.77 DJI Stocks currently $15,879.87,  Up $124.51, Change 0% Asian & European Stock Market Indexes changed 0.73% Crude Oil (WTI) Currently $97.47 - Change 0.9% Gold 1 Once - $1,243.00 REAL ESTATE & MORTGAGE NEWS   Full Housing Recovery Hinges on Young Adults... 12/16/2013

Downtown Escondido Two Bedroom Condo for Sale OverviewMapsPhotosMarket Stats $180,000 Condominium Main Features 2 Bedrooms2 BathroomsInterior: 1,064 sqft Location 810 Washington Avenue#DEscondido, CA 92025USA Melissa Zavala Broadpoint Properties(760) 542-8658melissa@broadpointproperties.comhttp://www.servingsandiegocounty.com          Listed by: Broadpoint Properties Our recent listings Downtown Escondido Two Bedroom Condo for Sale2 Bedroom Condo in Felicita Villas Escondido4 Bedroom Home in Harmony Grove EscondidoRemodeled 4 Bedroom Home in Murrieta4 Bedroom Home in Hidden Trails Escondido Subscribe to our listing feed Nearby properties for sale 12/14/2013

2 Bedroom Condo in Felicita Villas Escondido OverviewMapsPhotosMarket Stats $180,000 Condominium Main Features 2 Bedrooms1 BathroomInterior: 988 sqft Location 1651 S. Juniper Street#70Escondido, CA 92025USA Melissa Zavala Broadpoint Properties(760) 542-8658melissa@broadpointproperties.comhttp://www.servingsandiegocounty.com          Listed by: Broadpoint Properties Our recent listings 2 Bedroom Condo in Felicita Villas EscondidoNice 2 Bedroom Condo in Escondido4 Bedroom Home in Harmony Grove EscondidoRemodeled 4 Bedroom Home in Murrieta4 Bedroom Home in Hidden Trails Escondido Subscribe to our listing feed Nearby properties for sale 12/13/2013

Are you searching for a house in the city of Escondido? Do you want to learn more about Brookside? Brookside Escondido is a gated neighborhood consisting of 262 homes; it's located beside the Reidy Creek Golf Course in Northwest Escondido. Brookside offers many great amenities: large homes on large lots in a protected, gated location just minutes to transportation, schools, and shopping areas. The Brookside community is made up of two areas: one is Pine Valley. All of the 136 homes in Pine Valley start at approximately 2933 square feet, and there are three different floor plans. The other part of Brookside is Oakmont. Most of the homes in the Oakmont section are single story, starting at approximately 2550 square feet, with a minimum lot size of 10,000 square feet. All the homeowners of... 12/04/2013

MORTGAGE INTEREST RATE LOCK ADVISORY December 04, 2013  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.36 point 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.07% to 4.29% on Nov 28,. MBS (3.5%) - Currently 100.5, High: 100.54, Low: 101.3 DJI Stocks currently $15,951.20, Down $-57.57, Change -0.361% Asian & European Stock Market Indexes changed -0.881% Crude Oil (WTI) Currently $93.79 - Change -0.03% Gold 1 Once - $1,218.31  REAL ESTATE & MORTGAGE NEWS October Price Growth Slows, Flatness Expected in November   CoreLogic's Home Price Index (HPI) report for Oc... 12/04/2013

MORTGAGE INTEREST RATE LOCK ADVISORY December 03, 2013  :7:35 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.23 point Today there is a good possibility of a "snap back" to better rates after declines in the previous three trading sessions   30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK  MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.07% to 4.29% on Nov 28,.  MBS (3.5%) - Currently  100.44, High: 100.54, Low: 101.3    DJI Stocks currently $15,949.94,  Down $-58.83, Change -0.369%    Asian & European Stock Market Indexes changed -0.734%    Crude Oil (WTI) Currently $94.91 - Change 1.16%    Gold 1 Once - $1,219.... 12/02/2013

MORTGAGE INTEREST RATE LOCK ADVISORY December 02, 2013  :9:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.51 point    30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.07% to 4.29% on Nov 28,. MBS (3.5%) - Currently 100.31, High: 100.81, Low: 101.35 DJI Stocks currently $16,070.92, Down $-15.49, Change -0.096% Asian & European Stock Market Indexes changed -0.687% Crude Oil (WTI) Currently $93.29 - Change 0.61% Gold 1 Once - $1,227.94    REAL ESTATE & MORTGAGE NEWS Pending Sales Slip to Lowest Reading in Nearly a Year By: Tory Barringer - Pending home sales slipped... 12/02/2013

4 Bedroom Home in Harmony Grove Escondido OverviewMapsPhotosMarket Stats $375,000 Single Family Home Main Features 4 Bedrooms2 BathroomsInterior: 2,166 sqftLot: 0.85 acre(s) Location 1417 Country Club DriveEscondido, CA 92029USA Melissa Zavala Broadpoint Properties(760) 542-8658melissa@broadpointproperties.comhttp://www.servingsandiegocounty.com          Listed by: Broadpoint Properties Our recent listings 4 Bedroom Home in Harmony Grove EscondidoRemodeled 4 Bedroom Home in Murrieta4 Bedroom Home in Hidden Trails Escondido3 Bedroom Home for Sale in Downtown EscondidoGorgeous 1 Bedroom Condo in San Diego Subscribe to our listing feed Nearby properties for sale 11/29/2013