MORTGAGE INTEREST RATE LOCK ADVISORY October 21 2013  :7:00 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.07 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.05% to 4.28% on Oct 17,. MBS (3.5%) - Currently 102.05, High: 102.2, Low: 101.97 DJI Stocks currently $15,385.81, Down $-13.84, Change -0.09% Asian & European Stock Market Indexes changed 0.352% Crude Oil (WTI) Currently $100.09 - Change -0.71% Gold 1 Once - $1,318.00   REAL ESTATE & MORTGAGE NEWS Home Value Appreci... 10/21/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 17, 2013  :4:30 PM PST  Click for Updated Lock Advice    LOCK ADVISORY      7 Day Close Mortgage Interest Rate lock or Float Advice:  LOCK           The price for 3.50% Mortgage Loans based on Mortgage Backed Security closed down 0.60 Point.            The MBS market is trading just below a long time resistance level.  The safe move is to lock this afternoon.       30 Day Close Mortgage Interest Rate Lock or Float Advice:  LOCK           Lock on any market improvement, the rate trend will be up for the rest of the year.    MORTGAGE MARKET INDICATORS National Average for 30-Yr Fixed Mortgage Rate is up 0.05% to 4.28% on Oct 17,. MBS (3.5%) - Closed at:  101.95, High: 102.08, Low: 101.34 DJI Stocks closed at $15,371.65,  Down $-2.18, Change -0... 10/17/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 17, 2013  :12:00 PM PST  Click for Updated Lock Advice    LOCK ADVISORY      7 Day Close Mortgage Interest Rate lock or Float Advice:  LOCK           The price for 3.50% Mortgage Loans based on Mortgage Backed Security is down 0.70 Point.            The MBS market is trading just below a long time resistance level.  The safe move is to lock this afternoon..       30 Day Close Mortgage Interest Rate Lock or Float Advice:  LOCK           Lock on any market improvement, the rate trend will be up for the rest of the year.    MORTGAGE MARKET INDICATORS National Average for 30-Yr Fixed Mortgage Rate is up 0.05% to 4.28% on Oct 17,. MBS (3.5%) - Currently  102.05, High: 102.08, Low: 101.34 DJI Stocks currently $15,338.61,  Down $-35.22, Change -0.2... 10/17/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 16, 2013  :3:00 PM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities closed down 0.45 point. Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.01% to 4.23% on Oct 10,. MBS (3.5%) - Closed at:  101.34, High: 101.38, Low: 100.78 DJI Stocks closed at $15,373.83,  Up $205.82, Change 1.339% Asian & European Stock Market Indexes changed 0.601% Crude Oil (WTI) Currently $102.08 - Change 0.86% Gold 1 Once - $1,282.10 REAL ESTATE & MORTGAGE NEWS   Mortgage r... 10/16/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 16, 2013  :11:00 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.38 point. Expect midday price improvement Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.01% to 4.23% on Oct 10,. MBS (3.5%) - Currently  101.25, High: 101.27, Low: 100.78 DJI Stocks currently $15,343.58,  Up $175.57, Change 1.144% Asian & European Stock Market Indexes changed 0.601% Crude Oil (WTI) Currently $102.72 - Change 1.49% Gold 1 Once - $1,281.75 REAL ESTATE ... 10/16/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 16, 2013  :6:30 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.07 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.01% to 4.23% on Oct 10,. MBS (3.5%) Current 100.81, High: 100.91, Low: 100.8   DJI Stocks currently $15,246.39,  Up $78.38, Change 0.514%   Asian & European Stock Market Indexes changed -5.64%   Crude Oil (WTI) Currently $101.08 - Change -0.13%   Gold 1 Once - $1,279.60   REAL ESTATE & MORTGAGE NEWS   5 tips for borr... 10/15/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 15, 2013  :6:30 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:FLOAT With Caution The cost for a 3.50% rate based on Mortgage Backed Securities unchanged Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.01% to 4.23% on Oct 10,. MBS (3.5%) - Currently 101.09, High: 101.09, Low: 100.84 DJI Stocks currently $15,246.80, Down $-54.46, Change -0.357% Asian & European Stock Market Indexes changed 0.535% Crude Oil (WTI) Currently $101.42 - Change -0.97% Gold 1 Once - $1,269.34  REAL ESTATE & MORTGAGE NEWS Consumer Co... 10/14/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 11, 2013  :7:00 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:FLOAT With Caution The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.26 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.01% to 4.23% on Oct 10,. MBS (3.5%) - Currently 101.49, High: 101.51, Low: 101.19 DJI Stocks currently $15,135.38, Up $9.31, Change 0.062% Asian & European Stock Market Indexes changed 0.506% Crude Oil (WTI) Currently $101.04 - Change -1.91% Gold 1 Once - $1,267.13  REAL ESTATE & MORTGAGE NEWS House M... 10/10/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 9, 2013  :6:30 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.18 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.10% to 4.22% on Oct 3,. MBS (3.5%) - Currently 101.43, High: 102.6, Low: 101.29 DJI Stocks currently $14,794.06, Up $17.53, Change 0.118% Asian & European Stock Market Indexes changed 0.733% Crude Oil (WTI) Currently $103.19 - Change -0.29% Gold 1 Once - $1,308.02   REAL ESTATE & MORTGAGE NEWS Report: Housing Up t... 10/08/2013

    Don't let the Government SHUT DOWN get you down!   Bill is here to help!!      As many Federal Offices have been affected by the Government Shut down or have experienced reduced staffing, we currently have the following updates...     HUD / FHA: The FHA should not be significantly impacted, providing the shutdown is brief. HUD has provided the following information that applies to daily operations:   FHA will be able to endorse single family loans, however, only a limited number of FHA staff will be available, so the process may take longer.   FHA Connection will still be availableto obtain FHA Case numbers CAIVRS, LDP/GSA and FHA Total Scorecard will still be available.     VA: VA loans will continue to operate as usual.     Rural Housing / USDA:   USDA has ceased all but essentia... 10/08/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 8, 2013  :6:45 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.15 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.10% to 4.22% on Oct 3,. MBS (3.5%) - Currently 101.64, High: 102.83, Low: 101.56 DJI Stocks currently $14,919.93, Down $-16.31, Change -0.109% Asian & European Stock Market Indexes changed -0.11% Crude Oil (WTI) Currently $103.62 - Change 0.57% Gold 1 Once - $1,324.03   REAL ESTATE & MORTGAGE NEWS  Government Shutdo... 10/07/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 7, 2013  :6:45 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:FLOAT With Caution The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.34 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.10% to 4.22% on Oct 3,. MBS (3.5%) - Currently 102.12, High: 102.12, Low: 101.78 DJI Stocks currently $14,948.70, Down $-123.88, Change -0.829% Asian & European Stock Market Indexes changed -0.682% Crude Oil (WTI) Currently $102.47 - Change -1.32% Gold 1 Once - $1,324.22   REAL ESTATE & MORTGAGE NEWS... 10/07/2013

  Saturday Oct. 12th  The 2013 Wedge Cheese Festival Local Craft Beer, Wine, & Cheese RESERVE TICKETS       Experience the Perfection of Locally Grown... Tantalize your taste buds at The Wedge. The hip and historic architectural district of Grand Avenue in Escondido is rich in character and personality. On Saturday October 12, 2013, the Escondido Downtown Business Association will host a culinary playground where food, beer and wine enthusiasts unite.  Indulge in the pure pleasure of local cuisines!      About the Event   "Much of the San Diego region's farm to table movement is produced in the hills and valleys surrounding Escondido and yet we didn't have any way of highlighting our local abundance. Our goal with this event is to bring people into our downtown and increase awareness o... 10/05/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 4, 2013  :6:30 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:FLOAT With Caution The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.23 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.10% to 4.22% on Oct 3,. MBS (3.5%) - Currently 101.84, High: 101.98, Low: 101.78 DJI Stocks currently $14,999.05, Up $2.57, Change 0.017% Asian & European Stock Market Indexes changed 0.33% Crude Oil (WTI) Currently $104.04 - Change 0.71% Gold 1 Once - $1,317.87   REAL ESTATE & MORTGAGE NEWS    Inter... 10/03/2013

Emerald Heights Escondido is a true gem, just like it says in the name of this lovely community. It is a residential community located in the North San Diego County suburb of Escondido. Emerald Heights is a 481 acre exclusive community with roughly 691 view-oriented single family homes in six very unique neighborhoods luxurious amenities and what seems to feel like unlimited acres of open space. While the community is located in Escondido, it is served by the San Marcos School District. The sports facility and clubhouse are located in the Emerald Heights community on 6.2 acres. This includes a 4400 square foot Spanish colonial clubhouse featuring a domed entry and showroom, a nicely appointed gym with kitchen space, an amusement room with wet bar and fireplace and meeting rooms. The hom... 10/03/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 3, 2013  :8:00 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:FLOAT With Caution The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.23 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.18% to 4.32% on Sept. 26,. MBS (3.5%) - Currently 102.02, High: 102.02, Low: 101.67 DJI Stocks currently $15,009.26, Down $-123.88, Change -0.825% Asian & European Stock Market Indexes changed -0.321% Crude Oil (WTI) Currently $103.93 - Change -0.16% Gold 1 Once - $1,310.19   REAL ESTATE & MORTGAGE N... 10/03/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 2, 2013  :11:50 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:FLOAT With Caution The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.25 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.18% to 4.32% on Sept. 26,. MBS (3.5%) - Currently  101.82, High: 101.95, Low: 101.56 DJI Stocks currently $15,097.70,  Down $-94, Change -0.623% Asian & European Stock Market Indexes changed -0.565% Crude Oil (WTI) Currently $103.91 - Change 1.83% Gold 1 Once - $1,316.00 REAL ESTATE & MORTGAGE NEWS ... 10/02/2013

MORTGAGE INTEREST RATE LOCK ADVISORY October 2, 2013  :6:30 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:FLOAT With Caution The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.23 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.18% to 4.32% on Sept. 26,. MBS (3.5%) - Currently 101.8, High: 101.89, Low: 101.56 DJI Stocks currently $15,137.70, Down $-54, Change -0.357% Asian & European Stock Market Indexes changed -0.641% Crude Oil (WTI) Currently $102.05 - Change 0.01% Gold 1 Once - $1,299.30  REAL ESTATE & MORTGAGE NEWS Pri... 10/01/2013

MORTGAGE INTEREST RATE LOCK ADVISORY September 30, 2013  :4:30 PM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:LOCK The cost for a 3.50% rate based on Mortgage Backed Securities closed down 0.15 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.18% to 4.32% on Sept. 26,. MBS (3.5%) - Closed at:  101.88, High: 101.94, Low: 101.59 DJI Stocks closed at $15,129.67,  Down $-128.57, Change -0.85% Asian & European Stock Market Indexes changed -1.133% Crude Oil (WTI) Closed at $102.35 - Change 0.02% Gold 1 Once - $1,329.15 REAL ESTATE & MORTGAGE NEWS   Fi... 09/30/2013

MORTGAGE INTEREST RATE LOCK ADVISORY September 30, 2013  :11:55 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.03 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.18% to 4.32% on Sept. 26,. MBS (3.5%) - Currently 101.79, High: 101.94, Low: 101.59 DJI Stocks currently $15,167.71, Down $-90.53, Change -0.597% Asian & European Stock Market Indexes changed -1.133% Crude Oil (WTI) Currently $102.21 - Change -0.64% Gold 1 Once - $1,329.20  REAL ESTATE & MORTGAGE NEWS Five Ways ... 09/30/2013