RE/MAX Homes & Estates Pre-Foreclosure Division 9241 Irvine Boulevard, Suite 150, Irvine, California 92618 (714) 588 -7676 ∙  www.ReMaxAnn.com   If you are in a situation where: •You lost your job •Your Medical Expenses are too high •Just went through/going through a divorce •You are behind on your payments •You have no equity •You can't afford the cost of selling your home •Your income has been reduced •You are in foreclosure   WE CAN HELP YOU! It's easy and doesn't cost you any MONEY! Our services are Free!!! WHEN THE DEBT EXCEEDS YOUR HOME'S VALUE... we can help is with a SHORT SALE.   Benefits of a Short Sale: •Avoid Foreclosure •Avoid Bankruptcy •Reduced damage to your credit •Postpone your foreclosure sale date •A short sale will stay on your credit approx 3 years •BE FREE of fina... 05/26/2009

Fountain Valley is centrally located in Orange County. It likes between Newport Beach, Huntington Beach, Costa Mesa and Santa Ana. It is known as "A Nice Place to Live". Fountain Valley has 18 parks, the greatest of which is Miles Square Park, which has 640 acres. The Park is home to an archery range, three golf courses, 2 lakes for fishing, picnic areas and numerous other amenities. In addition, Fountain Valley offers a wonderful First Time Home Buyer Program with up to $150,000 to qualified buyers. Below is the current Fountain Valley market report:   Market reports for other local areas:   Huntington Beach Real Estate Report Newport Beach Real Estate Report South Coast Metro Real Estate Report Mesa Verde Costa Mesa Real Estate Report Westside Costa Mesa Real Estate Report Eastside Co... 04/18/2009

RE/MAX Homes & Estates Pre-Foreclosure Division 9241 Irvine Boulevard, Suite 150, Irvine, California 92618 (714) 588 -7676 ∙  www.ReMaxAnn.com   If you are in a situation where: • You lost your job • Your Medical Expenses are too high • Just went through/going through a divorce • You are behind on your payments • You have no equity • You can't afford the cost of selling your home • Your income has been reduced • You are in foreclosure   WE CAN HELP YOU! It's easy and doesn't cost you any MONEY! Our services are Free!!! WHEN THE DEBT EXCEEDS YOUR HOME'S VALUE... we can help is with a SHORT SALE. Benefits of a Short Sale:  • Avoid Foreclosure • Avoid Bankruptcy • Reduced damage to your credit • Postpone your foreclosure sale date • A short sale will stay on your credit approx 3 years • BE... 04/13/2009

Fountain Valley's Annual Easter Egg Hunt is being held this Saturday, April 11, 2009 between 8:00 am and 11:00 am at the Fountain Valley Recreation Center & Sports Park at 16400 Brookhurst for children 11 and under. There will be an egg hunt starting at 9:30 am.  There will also be a pancake breakfast for $5 per person. The Easter bunny will be available for pictures, and there will be a decorated egg basket contest.  Baskets must be ready for display at 9:00 am. For more information, call 714-839-8611.   *************************************************************************** About the author: Christine Donovan is a California Residential Real Estate Broker with experience in assisting clients buy and sell residential real estate. Fountain Valley First Time Home Buyer Program provid... 04/09/2009

Claim Jumper Claim Jumper Restaurant has been a great place to go forever. You are bound to gain at least 5 pounds every time you go.  The Claim Jumpers on Brookhurst at Talbert has been open since I first came to the area in 1987. My wife and daughter and I went last Saturday night and had a great meal. It was my wife and daughters first time and they love the restaurant.  The Gold mine atmosphere is fun with some great picture of miners and their claims on the wall throughout the place. My daughter and I could not finish our plates but my wife finished hers . She is pregnant so that might help explain her incredible feat. In my younger days I would have included the salad bar with the meal but being wiser and heavier I choose to skip that and had the Tri tip meal, my wife had the shri... 03/30/2009

If you're a first time home buyer, looking to buy in Fountain Valley, you should know about the City's first time home buyer program. The City currently has $1,000,000 available for First Time Buyers who meet the City's qualifications. The City of Fountain Valley has a first time home buyer's program under which it offers a forty-five year loan.  A qualified home buyer can obtain up to $50,000 for a one bedroom, $100,000 for a two bedroom and $150,000 for a home that is three or more bedrooms.  The loan is a second, secured by the home. Interest and payments on the loan are deferred for the first ten years. The property must a be a single family, condo or town home located in Fountain Valley.  All code violations and/or health and safety deficiencies as well as any unpermitted improveme... 03/28/2009

Important Hot Off  The Press Info Fountain Valley Barons, the local youth football league, will be having Football and Cheerleading Camp on two dates. Sunday April 26th and Sunday June 28th are the dates and the camps are FREE. The location for the camps will be at Fountain Valley High School which is between Talbert and Slater on Bushard. For more info Please call 714-968-6128 or www.fvjaaf.com No experience is required and you do not need to be on a team. The age range to participate is 5 to 14 and both girls and boys are invited. Which mean I just missed the age cutoff. Registration for football team and cheerleading squads are March 18th, April 22 and May 6th from 6 to 8 PM. The registration sign ups are at the Lamp Post Pizza at 10130 Warner Fountain Valley.  For more info Please c... 03/05/2009

Beautiful 3 Bedroom w/ 2 car garage in Fountain Valley $302,400 Location:17333 BrookhurstA4Fountain Valley, CA 92708 Map and Directions Condominium 3 Bedrooms 2 Bathrooms Interior: 1100 sqft Description Gorgeous Fountain Crest home with 3 bedrooms, 2 baths, & your own 2 car garage. This home boasts vaulted ceilings, inside laundry, open kitchen, oversized patio, and light bright & open floor plan. You are close to all shops, parks and schools, not to mention the easy access to the freeway. This would be great for a first time buyer, family, or even and investor. A must see! Photos Features Condominium *3 bedrooms 2 baths *Vaulted ceilings *Large patio *Open kitchen w/ SS Refrigerator *2 car garage *Much, Much More! Listed by Fred SedPhone: (949) 272-0125 BestOCproperties.com   02/06/2009

Good morning, All In Fountain Valley, does anyone cook anymore? Why do I ask? When I take my walks often I will walk down Brookhurst from Talbert to Garfield there are 50 restaurants. 50 and they all seem to be making money. We have the fast food chains: Wendy's, Mac Donald's, Carl's, Jack in the Box, and many more.  Hot dogs, Burgers, and Chicken are well represented. We are lacking the major pizza chains but of course they are just a phone call away. We are very well represented by the Asian cuisine 16 restaurants along Brookhurst. I have to admit I have only eaten at maybe 25% of the restaurants so far but I am now on a quest to try everyone at least once. I will keep you updated .Yum Yum 11/11/2008

Fountain Valley could be the first in the county to begin a program to buy bank-owned homes and sell them as affordable housing. The Fountain Valley Community Development Agency recently gave unanimous approval for a policy that would allow the city to negotiate with lenders to purchase lender-owned homes and sell them as affordable housing. In July, President Bush signed legislation to allow local cities to start similar programs funded by a portion of $4 billion in federal funds. The move by the city is geared toward reducing the number of vacant properties caused by the recent spate of foreclosures and to provide housing for low-income households. In its second quarter, Fountain Valley has 32 foreclosures with the median price for a bank-owned home at $567,500, according to a Dataqui... 09/14/2008

The City of Fountain Valley has a first time home buyer's program under which it offers a forty-five year loan.  A qualified home buyer can obtain up to $50,000 for a one bedroom, $100,000 for a two bedroom and $150,000 for a home that is three or more bedrooms.  The loan is a second, secured by the home. Interest and payments on the loan are deferred for the first ten years. The property must a be a single family, condo or town home located in Fountain Valley.  All code violations and/or health and safety deficiencies as well as any unpermitted improvements must be corrected prior to the funding of the loan. Qualifications: Income must be less than 120% of the median income for Orange County, based upon family size. Must not have had ownership interest in a property in the last three y... 07/22/2008

Freeze credit cards and ATM cards in a glass of water in your refrigerator freezer. Get spending on a cash basis and make notes/keep receipts on all purchases to help raise your awareness of where your money is going, day in and day out. Take some financial pictures of yourself. The big picture is your net worth, listing the things you own versus the things you owe. But don't stop there, Take a close-up picture of your net worth, that is your cash-flow, which is money moving in and out of your life on a monthly basis. It is a list of all income received in a month and also a list of all expenses during the same month. The difference in the two amounts equals your cash flow, be it positive (more income than expenses), or be it negative (more expenses than income), or be it zero (monthly... 05/28/2008

1. Create a list to take shopping. Put anything you want on the list, but don't add to the list once you get to the store. Using a list will help plan for your needs in advance, so take advantage of sale prices and avoid impulse purchases. "Go alone after a meal". If you go shopping hungry or with another, you're shopping for more than one appetite and the result is always increased spending. 2. Watch for coupons in your mail box and flyers distributed at the stores, watch for store ads in the newspapers and coupons on Sundays. Check for sale prices on the items you regularly purchase. Compare prices with other stores, especially those you don't normally visit. Pay special attention to the days of the week the sale prices are in effect. For example some stores have no sale prices in eff... 05/28/2008

Buyers in Fountain Valley, this is your opportunity to take advantage of the high rate of foreclosures in Orange County! In the coming months, foreclosures are going to dominate every market in Orange County, and affect housing values in every neighborhood. Throughout the county, there are currently 5954 bank-owned properties, with another 3801 up for auction and 8723 in a state of pre-foreclosure. In Fountain Valley alone, there are 89 pre-foreclosures, 43 auctions, and 64 REOs, meaning the number of foreclosed properties is only going to increase over the course of this year. What does this mean for you? The high number of foreclosures means a large inventory of properties that banks are eager to sell. In Fountain Valley, the amount of time it will take to sell this abundance of inve... 05/05/2008

Mike Pahua | The Pahua Group - Fairview Realty | info@brokeroc.com | 949-309-2400 10944 La Batista Ave, Fountain Valley, CA Fountain Valley Real Estate in Green Valley 3 Bdrm Single Family House offered at $579,000 Year Built 1968 Sq Footage 1,500 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size 5,320 sqft HOA/Maint $40 per month DESCRIPTION This wonderfully appointed 1500 sqft home features 3 bedrooms, 2 bathrooms, a huge kitchen, a family room, a living room, 3 distinct outdoor entertaining areas, all with plenty of room left for an RV or boat. Upgraded features include: Newer tile, hardwood floors, all newer dual pane vinyl windows, etched glass sliders, new water heater, newer ovens, newer 5 burner gas cook top, upgraded bathroom vanities with newly til... 04/29/2008

The existing dynamics between the financial market, and the solutions that mortgage professionals cater to borrowers to help them navigate on this volatile environment, is one of the reasons I love my career.Every day I look forward to see how economic reports influence the traders' investment decisions in the mortate bond and stock market... Last Friday's Initial Jobless Claims were reported at 356,000, that was above expectations of 340,000. It is important to notice that in the review of the previous week claims increased from 375,000 to 378,000.The most significant average  movement was on the last four weeks where Initial Claims increased to 335,000, following an increment in unemployment claims from 75,000 to 2.78 millions, representing the highest level recorded since October 200... 02/11/2008

The early release of the ISM Report caught traders by surprise. How problematic is that? First, the 44.6 reading was waaay below expectations, considering that Economists were expecting a 53.0. This data indicates that the service sector is shrinking for the first time in almost five years, implying  economic slow down. Second,the markets are trying to figure out if the slowing in the manufacturing and the service sector is a clear indication that we are indeed heading towards recession. By now this is no surprise, however the cause of uncertainty this morning was a combination of bad news and how they were delivered.  David's mortgage update:This afternoon Bonds continue to trade higher as weak economic news weighs on stock markets, so I will recommend to float for now, but say tune!Ex... 02/05/2008

In slower markets, some loan officers may feel pressured to close deals that aren't in the homeowner's best interest.  In order to avoid getting into difficult and financially compromised positions with their mortgages, borrowers are well advised to be acutely aware of the signs of a responsible loan officer when selecting a mortgage professional.    First, look for an Orange County Mortgage Planner whose values are focused on helping individuals to achieve their financial goals in both the fastest and the safest way possible.  A reputable Mortgage Planner will show you the numbers associated with the proposed loan and provide you with concrete information that backs up his or her claims. Review all of the numbers. If they don't add up, ask for clarification.  If your loan officer can't... 02/03/2008

By now, we have all heard the good news of increased lending limits in high cost areas, and tax rebates to help stimulate the economy. On the surface, we all rejoice now that more loans and with less restriction will become available, right?This is what's happening: The US House of Representatives overwhelmingly passed HR 5140 recently - an economic stimulus package that includes a temporary increase in the conforming loan limit and the upper threshold for FHA loan programs to as much as $729,750 in high-cost areas.  The temporary increase would last only until the end of 2008.  This bill would also restrict Fannie Mae, Freddie Mac and the Federal Housing Administration from guaranteeing or purchasing loans above 125 percent of the median home price for a given area.  Plain English plea... 01/31/2008

One of my clients called me last week after reading my latest posting, on our conversation I was explaining to him that most homeowners look at mortgages from the homeownership perspective instead of the personal finance point of view costing themselves a lot of money in lost opportunities to increase their bottom line (net worth.)I shared with my client that a newsletter from Paul Richard, RFC., Executive Director of the Institute of Consumer Financial Education says, "the big picture is your net worth, listing the things you own versus the things you owe." Along with that he said, "you should determine how many years you have been working full-time and how much money you have earned during that time. Then you should ask yourself, what percentage of your lifetime income (to date) is re... 01/29/2008