How to Rock a 10% Down Payment!!!   Why go home to your grungy apartment when you can buy your first home instead?  Oh, what's that?  Haven't saved the full 20% down payment?  Live in a part of the country where home prices and loan sizes easily outpace the capacity of conforming, FHA and even VA loans? Let's learn how to rock the best of the 10% down jumbo mortgage options, some without PMI, and jam on why with a changing real estate market, you may be in luck with half the down payment you thought it might otherwise take. Jeremy's spoken,  Rob SpinosaSVP of Mortgage LendingGuaranteed RateNMLS: 22343 Cell/Text: 415-367-5959 rob.spinosa@rate.com Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960 *The views and opinions expressed on this site about work-related matters ar... 07/14/2022

There is not much time left to cast your vote in what may be the most significant American Presidential Election of our lifetimes.The election deadline is November 3rd at 8:00 pm.If you have not voted yet and you still have your ballot, your options are:        Mail you ballot NOW. Yet…will it be delivered on time?    Drop your ballot into a Voting Drop Box.    Deliver your ballot to the office of the Registrar of   Voters in your County.        Vote in person. I have already voted. I elected #2 and I urge you to do the same. This is my routine and has been for several years. Hand-delivering one’s own ballot instills voters with justified confidence that their vote has been cast, counted and isn’t lost in the ether. Additionally, drop boxes can be available around the clock, allowing vo... 10/29/2020

The Annual July 4th Parade in Fremont, Ca. was cancelled in the face a world-wide pandemic. If Disneyland is closed; if you cannot visit a number of U. S. States without self-quarantining for two weeks; if you must prudently keep a distance of at least six feet between yourself and others who are not a part of your immediate household…how can you have a parade with all of the attendant hoopla and spectators?So, the non-profit Fremont Fourth of July Committee decided to stage a Porch Parade!Running from 10 a.m. to 1 p.m. on July 4th, with live events on Facebook every half hour, the Porch Parade offers an opportunity for citizen involvement, since anyone can participate across the city. Homeowners, residents and business are asked to dress up porches, windows, and front yards in family-f... 07/04/2020

Lock Watch for the Week of 4/15/2019 Volatility-O-Meter:Fairly light week of reports that should mean no fireworks.  But beware every time you issue such a comment... Economicalendar (all times are Pacific):Mon, 4/15:    Empire State Mfg Survey (5:30am).Tues, 4/16:     Industrial Production (6:15am), Housing Market Index (7am).Weds, 4/17:     International Trade (5:30am), Beige Book (11am).Thurs, 4/18:    Jobless Claims, Philadelphia Fed Bus. Outlook Survey, Retail Sales (5:30am), Business Inventories (7am) and Fed Balance Sheet (1:30pm).Fri, 4/19:        Housing Starts (5:30am). 10-Year Treasury History2.56%     Market Open2.51%     One Week Ago2.59%     One Month Ago2.83%     One Year Ago(Need a rate quote for your specific scenario?  Click anywhere on this link.) John C. FremontForgi... 04/15/2019

I Got Another Rate Quote.  Can You Beat It? Talk may be cheap, but money is not.  And you can bet your bottom dollar that most consumers seeking to get a mortgage will shop for the best rate quotes through any number of ways; their local bank, the internet, etc.  We will often get requests to match or beat rate quotes as a result.  Instead of publishing rates and promising that we're the cheapest and best source for all rate shoppers, which is something that is frowned upon by the regulators of our industry, I instead want to shed some light on some of the governing principles that guide rate quotes from any and all lending sources.  Below are three constants that apply in each case and to all shoppers for all programs. [Too lazy to read the rest?  Watch the rockin' video below for all ... 03/07/2019

Imagine a fabulous Niles area home in a private court location. Imagine a spacious open floor plan designed for modern living. Imagine soaring vaulted ceilings bathed in light. Imagine gleaming hardwood floors and designer updates throughout. Imagine a gourmet granite & stainless kitchen. Imagine a private yard with deck and numerous fruit trees. Welcome Home!  SOLD! 36954 Blaisdell Ter, Fremont, CA 94536 Overview Maps Photos Market Stats IDX Search $1,504,000 Single Family Home Main Features 5 Bedrooms 3 Full Bathrooms Interior: 2,640 sqft Lot: 11,187 sqft Year Built: 1997 Location 36954 Blaisdell Ter Fremont, CA 94536 USA Doug BuenzVenture | Sotheby's International Realty (925) 621-0680 doug@680homes.com http://www.680homes.com          Listed by: Doug Buenz Our recent listings  Subsc... 09/22/2018

 Real estate market data for Fremont, CA provided by Janki Patel of The J-Team at Legacy Real Estate and Associates. Fremont, CA 94536 Home Prices We have seen 6 straight months of listing price increases on home prices in Fremont and don’t expect things to slow down anytime soon.  If you are considering buying a home you can still find deals on a house in Fremont but having a good real estate agent who understands the market is a must.  Don’t wait on the sidelines for too long, many of our listings are starting to sell within a few days of hitting the market. As you can see from the graph below, listings are not selling exactly for asking price. To make sure you don't overpay for your home, you'll want to have an agent that does a thorough market analysis of the Fremont home on which y... 07/20/2016

This home is located on Borgia Rd in Fremont, CA 94538. This is a one story, single family home with 4 bedrooms and 2 baths, and an attached 2 car garage.This home was listed on the market on Thursday, June 24. It is measured in 1,324 square feet with a lot size of 7,474 square feet. It has many recent updates including new interior and exterior paint, new hardwood floors, new electrical, new baseboards, new solar panels and landscaping.The cozy, open living room features views to the eat-in kitchen and large picture window. This beautifully updated kitchen boasts granite countertops with full backsplash, new cabinets, center island with pendant lights, and stainless steel appliances including gas cooktop with hood, double ovens and dishwasher.The dining room offers a wood-burning firep... 06/24/2016

Beautiful single level home with many upgrades!Beautiful single level home with large corner lot, newly landscaped, freshly painted inside/out, updated kitchen w/granite counters,center island,hardwood floors throughout, updated baths, newly paved driveway, new dual pane windows, huge backyard, new baseboards & more! OH 6/25 & 6/26 from 1-4pm!Janki Patel The J-Team  (925)-989-8998 4637 Chabot Dr, Suite 115 Pleasanton CA 94588 06/23/2016

What should you do once you decide to buy a home? Here are 3 initial steps to get you started. First off, congratulations, or should I say welcome to home ownership. Buying a home is a big decision.   There are so many do's and don't's, however, here are 3 intial steps that will help you in your buying process. 1. Choosing the right realtor: It is very important to choose the RIGHT realtor to help you with your buying process.  How do you know who is the best fit for you? What is most important to you? What are you looking for in a realtor? Is it someone that has great communication skills? Is it someone that has a team? Is it someone that is efficient? Write down what is most important to you as the BUYER.  The best way to hire a realtor is to ask key questions.Next, go on different we... 06/17/2016

This San Jose home is located on Edenview Dr. This is a 2 story, single family home with 4 bedrooms and 2.5 baths, with a charming front porch to welcome you home. This spacious home sits on a 5,000 sq ft lot and is a great family home priced to sell.This home was listed on the market on Thursday, April 21. It is measured in 2,165 square feet with large archways downstairs and plenty of room for entertaining. The lovely backyard has a patio, built-in basketball hoop, rose bushes and a lemon tree.In a great location close to many amenities, the master bedroom offers full bathroom with tile floor, sink vanity and enclosed stall shower. It has much potential to be someone's dream home with the right vision.The number of active listings in San Jose, CA 95111 increased by 103.6% from the pre... 04/22/2016

Rent Payments Can Really Add Up!No matter how much you pay in rent, you might be surprised what it adds up to over the years. Investing your money is a wiser financial choice. With the current home prices and mortgage rates, this is an excellent time to look into buying your own home in Fremont, California.Common Concerns of Renters and Homeowners - Advantages and ConsiderationsBUYINGProperty builds equityResponsible for maintenanceTax deductible mortgage interest*Responsible for property taxesFree to change decor and landscapingResponsible for hazard insuranceNot dependent on landlord to maintain propertyRENTINGLandlord is responsiblefor maintenanceNo equity gainsLandlord is responsible forproperty taxesRent payments are not tax deductiblePossibility of evictionNo control over rent inc... 03/23/2016

How's the Real Estate Market in The Fremont areaPrice Trends: Sold Vs. Listed in The 94539 Zip Code of Fremont CAUnderstand the difference between "listing prices" (what sellers are asking for) and "sold prices" (what buyers are willing to pay).By comparing these price trends, you'll have a good idea of where the market is heading. The median listing and sold property prices are calculated based on the market activity each month. Current Market Inventory in the Fremont CA 94539 Zip Code.The number of active listings in Fremont (94539) dropped by 43.8% from the previous month.The median number of days active properties have been listed is 41. This is significantly shorter than the national average.The number of sales in November dropped by 80.4%from the previous month. Here at The J-Team... 02/02/2016

Alameda County Tax records shows that  a client of mine from 1999 sold her Fremont Niles home in 2004 without me as her real estate agent.  I was the real estate agent who helped her buy the Niles Canyon home back in 1999, but we had lost contact after a few missed tries to stay in touch. When I saw that she sold her Niles home in Fremont, I felt bad. Turns out, the tax records are incorrect. Recently, I received a text to voice line from a Zillow app. Something about selling her house. It was quite jumbled. After some quick digging, I realized it was my long lost client who now needed to sell her home in Niles Fremont.  She must have typed in Jeff Pereyda, real estate agent in google and "pow" there I was, now a real estate broker. She was so glad she found Jeff Pereyda, Real Estate Br... 01/31/2016

Why is staging important and what difference does it make when selling your home?? When selling your home, it is so important to understand that different types of people will be entering your home and each of them will have different opinions, so to make the home flow with good energy it is quite important to do the following: Stage your home:Does it make s difference, whether you stage it or not, does it sffect the net profit that goes in your pocket!? You don't need a professional to do this. You can do it yourself. Here's the basic idea:Make sure your home is spotlessly clean, especially your kitchen and bathrooms.Clean the carpets professionally. Paint the main areas of your home with a neutral color.  Get rid of the clutter:Pack away personal stuff like photos of family and person... 01/19/2016

                      Find out what your FREMONT CA Home is worth? Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market.  To find out what your home is worth CLICK HERE When you're looking for a partner to help you negotiate the complexities of selling a home, The J-Team can assist you with their luxury Marketing presentation, that will not only help you SELL your HOME but also help you get multiple offers over asking price.   The experience, dedication and strong communication you'll receive with The J-Team will help ensure the success and profit of the sale of your home: 1. The Local Advantage - Take advantage of a broad spectrum of technologies and tools to support the sale of your home from start to close. The ... 01/15/2016

The J-Team has helped another client sell their home in the Northgate area of Fremont, CA 94555. This house is a single residence in the 94555 zip code area. It has 3 bedrooms, 2 updated bathrooms and 1,353 square feet and sits on a large lot of 5,800 square feet. Featuring a beautiful sunroom adding bonus square footage to the living area, the buyers of this home are sure to have pride of ownership in this excellent neighborhood, close to top-rated schools and centrally located in Fremont.This family home boasts energy saving features such as solar panels, solar tubes and a double-insulated crawl space. It also has many recent upgrades and the updated kitchen has granite countertops, custom cabinets, hardwood floors and stainless steel appliances.“After multiple offers the seller decid... 01/07/2016

Price Trends - Sold vs. Listed in 94555 Here is a graph that shows the difference between "listing prices" (what sellers are asking for) and "sold prices" (what buyers are willing to pay) in zip code 94555 Fremont.By comparing these price trends, you'll have a good idea of where the market is heading. The median listing and sold property prices are calculated based on the market activity each month.   Additional Statistics for Single Family Homes and Condos in Fremont, CA 94555 $1,059,150 Median Listing Price 56 Median Days on Market 9 Active Listings     Our Mission at The J-Team is to help Sellers sell their home for maximum NET PROFIT. If you are looking to SELL a home, visit our website and view our listings: www.jankisellshomes.us or give us a call for a free consultation and we wi... 01/06/2016

Market Inventory Trends for Ardenwood and Northgate Community in Fremont CA The number of active listings in Fremont (94555) dropped by 19.4% from the previous month.The median number of days active properties have been listed is 24. This is significantly shorter than the national average.The number of sales in August dropped by 52.4%from the previous month. Medium LIST Price in this area is : $851,700 and the average days on the market is: 24 days.  While The J-Team average days on the market is less than 10 days.If you are looking for a Team that will sell YOUR home for maximum NET profit to YOU.. Call The J-Team today to see what we do to get home SOLDThe J-Team is a Team that keeps your END goal in mind..A SOLD sign in your front yard. WE go from HOME FOR SALE to Sale PENDING within... 12/10/2015

Sold vs. LIST Home Prices in the 94555 area of Fremont!Here is a trend of what the market is currently doing in the 94555 zip code of Fremont.  Communities include Ardenwood and Northgate.Understanding the difference between "listing prices" (what sellers are asking for) and "sold prices" (what buyers are willing to pay).By comparing these price trends, you'll have a good idea of where the market is heading. The median listing and sold property prices are calculated based on the market activity each month. If you are looking for a Team that will sell YOUR home for maximum NET profit to YOU.. Call The J-Team today to see what we do to get home SOLDThe J-Team is a Team that keeps your END goal in mind..A SOLD sign in your front yard. WE go from HOME FOR SALE to Sale PENDING within a few d... 11/25/2015