Granite Bay, CA Real Estate News

By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
  Short Sale Granite Bay – Granite Bay Short Sale Specialist, Mark Peek, is discussing finance guru  Dave Ramsey. He has a popular radio program where he explains the benefits of getting out of debt. Dave is a zealot for the debt free life. "You don't need to see the inside of a restaurant unless you are working there", he tell speople in financial trouble that call his show. What does Dave recommend people do to get out of debt? Reduce spending, eat at home, pay off high interest debt first, etc. Here is why I think Dave would love a short sale. A short sale is a great way to reduce debt. Where else can you wipe out $100,000, $200,000, and even more in debt? That will make up for eating a lot of rice and beans. Do you have a house that is underwater to the tune of $50,000 or more? Try ...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
    Granite Bay Short Sale - Short Sales are on the rise in Granite Bay CA and account for a substantial amount of available homes on the market today. There are 48 Short Sales that are unsold out of 155 total homes for sale in Granite Bay. I expect these numbers to soar in 2011.  Unfortunately, only 4 Granite Bay short sale homes sell every month, on average. That's less than 10% of the available Granite Bay short sale listings! In addition, 14 Short Sales in Granite Bay have expired or have been withdrawn in the last 6 months alone, many due to foreclosure. It is very important to choose an experienced Short Sale Agent for your Short Sale in Granite Bay. Can the agent provide recent short sale approval letters? Are they negotiating the deals themselves or are they farming out to a thi...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA 95746 - Residential Lots & Land Sales of 2010 In 2010, there were 10 closed sales of residential lots & land in Granite Bay, California: 9804 Wexford Circle, Granite Bay, CA 95746 (0.691 acre) SOLD for $135,000 on 1/29/10 - 10 DOM * 9200 Tuscany Oaks Court, Granite Bay, CA 95746 (2.5 acres) SOLD for $150,000 on 5/19/10 - 69 DOM ** Greyhawk Road, Granite Bay, CA 95746 (10.3 acres) SOLD for $750,000 on 6/11/10 - 87 DOM * 6325 Ardea Court, Granite Bay, CA 95746 (0.771 acre) SOLD for $86,000 on 6/30/10 - 148 DOM * 6340 Ardea Court, Granite Bay, CA 95746 (1 acre) SOLD for $127,000 on 6/30/10 - 103 DOM * 6315 Ardea Court, Granite Bay, CA 95746 (0.69 acre) SOLD for $81,500 on 7/22/10 - 110 DOM * 4809 Cavitt Ranch Place, Granite Bay, CA 95746 (5.8 acres) SOLD for $285,000 on 7/...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA - Foreclosures / Bank Owned Homes / REO Properties (January 24-28, 2011) Here is a list of foreclosures in Granite Bay, California (Placer County) that became bank owned during the week of January 24-28, 2011: 4849 Cavitt Ranch Place, Granite Bay, CA 95746 (5/6, 6506 sq. ft. built in 2006) In comparison, there were 0 properties in Granite Bay, California that went back to the bank last week. This REO property may soon be listed on the market, so consider this an sneak preview of a future foreclosure listing in Granite Bay, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying foreclosures through Souza Realty and would like to be notified when a particular foreclosed property becomes available for sale. ...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Short Sale Granite Bay vs. Foreclosure – This is a continuation of a former article about short sales. I often get asked if a short sale is even worth the effort. “Why don’t I just let the bank have the property”, sellers tell us. “I don’t ever think I’ll be able to fix my credit to be able to buy another house.” Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Short sales are worth the extra effort. They enable you to buy another home much faster than you would have to wait if you experience a foreclosure. And they cost you nothing. All the costs are covered by your lender. Now, I’m sure you’re thinking, “I might have to pay my agent to sell the house.That sounds risky.” That is a legitimate concern. Here is why the lenders are willing to...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Granite Bay Short Sale – Granite Bay Short Sale Specialist, Mark Peek, often gets asked if a short sale is even worth the effort. “Why don’t I just let the bank have the property”, sellers tell us. “I don’t ever think I’ll be able to fix my credit to be able to buy another house.” Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. When you are having a tough time financially, it may seem like you will never get back on your feet. But, most people do get back on their feet. They find another job and start making money again. Their credit will usually be back to normal in 2-3 years. Why not buy a new home at that time? If you short sale, then you will be eligible to do that. Fannie Mae will consider you for a new loan 2 years after a short sal...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA - Foreclosures / Bank Owned Homes / REO Properties (January 10-14, 2011) Here is a list of foreclosures in Granite Bay, California (Placer County) that became bank owned during the week of January 10-14, 2011: 4850 Knightswood Way, Granite Bay, CA 95746 (5/3, 2661 sq. ft. built in 1997) 8265 West Granite Drive, Granite Bay, CA 95746 (4/2, 2584 sq. ft. built in 1976) In comparison, there were 2 properties in Granite Bay, California that went back to the bank last week. These REO properties may soon be listed on the market, so consider this an sneak preview of future foreclosure listings in Granite Bay, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying foreclosures through Souza Realty and would like t...
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By SacramentoCommercialLoans Bank Turn downs welcomed, Quick closings 916-847-7212
(Sacramento commercial loans)
Access nationwide commercial lending. Local service with multiple commercial loan programs.  Purchase Refinance Long and short terms available.    Roberto 916-847-7212 Commercial real estate lending   http://www.linkedin.com/pub/roberto-cre-connections/b/642/a59  
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Short Sale Granite Bay CA, Mark Peek, recently received a question from John. Here is John's Question. "I bought several investment properties at the peak of the market. The homes have dropped in value by almost 50% and I am losing money on the rent every month. I am sick of writing a check every single month to cover the loss. I would like to short sale these properties if possible. I am just wondering if the banks would allow it. What do you think?” asked John. Discover how other sellers successfully did a Granite Bay Short Sale to avoid foreclosure by clicking here. Here was our answer. John, there is no answer that is correct 100% of the time. In your situation, it depends on your lender. Many lenders will allow a short sale. Others won’t talk to you until you are behind on the pay...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Granite Bay Short Sale Agent,  Mark Peek,  gets asked frequently: Do I qualify for a short sale?  I have cash in the bank, assets, retirement accounts, etc..   Typically, a seller generally "qualifies" for a short sale with some type of hardship: 1 - Job Loss 2 - Job Transfer (out of the area) 3 - Curtailment of Income (pay cuts, reduced hours, furloughs etc.) 4 - Medical Conditions 5 - Death 6 - Divorce or Separation 7 - Increasing Debt and more. In this economy, many people have experienced one or more of these types of hardships.  Professional Athletes and Public Figures are not immune to this either.   For example, Ron Artest, formerly of the Sacramento Kings, experienced at least 2 of the hardships above. His employment transferred to the Los Angeles Lakers and he took a pay cut fr...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA - Foreclosures / Bank Owned Homes / REO Properties (January 3-7, 2011) Here is a list of foreclosures in Granite Bay, California (Placer County) that became bank owned during the week of January 3-7, 2011: 7670 Memory Lane, Granite Bay, CA 95746 (2/2, 1275 sq. ft. built in 1957) 8446 Granite Cove Drive, Granite Bay, CA 95746 (4/3, 2399 sq. ft. built in 2000) In comparison, there was 1 property in Granite Bay, California that went back to the bank last week. These REO properties may soon be listed on the market, so consider this an sneak preview of future foreclosure listings in Granite Bay, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying foreclosures through Souza Realty and would like to be notifi...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Want to know what the smallest, largest, cheapest and most expensive homes in Granite Bay, California that sold in 2010 were? Here you go, based on MLS data for single-family detached homes in Granite Bay, CA zip code 95746 (not including condominiums, mobile homes or properties sold at trustee sales):   SMALLEST HOME IN GRANITE BAY, CA (912 SQ. FT.) SOLD IN 2010 7665 Memory Lane, Granite Bay, CA 95746 is a 2-bedroom, 1-bath, 912 sq. ft. home on a 13,809 sq. ft. lot. This home was built in 1972 and was sold as a short sale (after 76 days on the market) for $170,000.   LARGEST HOME IN GRANITE BAY, CA (16,200 SQ. FT.) SOLD IN 2010 Located at Cavitt Ranch Estates, 4411 Polo Ranch Place, Granite Bay, CA 95746 was built in 2008 and was never lived in before it sold on 7/2/10 for $2,550,000....
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA - Foreclosures / Bank Owned Homes / REO Properties (December 27-30, 2010) Here is a list of foreclosures in Granite Bay, California (Placer County) that became bank owned during the week of December 27-30, 2010 (there were no trustee sales on December 31, 2010): 9447 Treelake Road, Granite Bay, CA 95746 (5/3, 3554 sq. ft. built in 1991) In comparison, there were 2 properties in Granite Bay, California that went back to the bank last week. This REO property may soon be listed on the market, so consider this an sneak preview of a future foreclosure listing in Granite Bay, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying foreclosures through Souza Realty and would like to be notified when a particular ...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA - Foreclosures / Bank Owned Homes / REO Properties (December 20-23, 2010) Here is a list of foreclosures in Granite Bay, California (Placer County) that became bank owned during the week of December 20-23, 2010 (there were no trustee sales on December 24, 2010): 8442 Joe Rodgers Road, Granite Bay, CA 95746 (1/1, 2128 sq. ft. built in 1962) 5981 Silkwood Way, Granite Bay, CA 95746 (4/3, 2870 sq. ft. built in 1996) In comparison, there were 2 properties in Granite Bay, California that went back to the bank last week. These REO properties may soon be listed on the market, so consider this an sneak preview of future foreclosure listings in Granite Bay, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying fo...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA - Foreclosures / Bank Owned Homes / REO Properties (December 13-17, 2010) Here is a list of foreclosures in Granite Bay, California (Placer County) that became bank owned during the week of December 13-17, 2010: 8371 East Hidden Lakes Drive, Granite Bay, CA 95746 (4/3, 3397 sq. ft. built in 1960) 8503 Quartzite Circle, Granite Bay, CA 95746 (4/3, 2393 sq. ft. built in 1982) In comparison, there was 1 property in Granite Bay, California that went back to the bank last week. These REO properties may soon be listed on the market, so consider this an sneak preview of future foreclosure listings in Granite Bay, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying foreclosures through Souza Realty and would l...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA - Foreclosures / Bank Owned Homes / REO Properties (December 6-10, 2010) Here is a list of foreclosures in Granite Bay, California (Placer County) that became bank owned during the week of December 6-10, 2010: 5550 Douglas Boulevard, Granite Bay, CA 95746 (8118 sq. ft. commercial on 5 acres, built in 1960) In comparison, there were 2 properties in Granite Bay, California that went back to the bank last week. This REO property may soon be listed on the market, so consider this an sneak preview of a future foreclosure listing in Granite Bay, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying foreclosures through Souza Realty and would like to be notified when a particular foreclosed property becomes ava...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA - Foreclosures / Bank Owned Homes / REO Properties (November 29 - December 3, 2010) Here is a list of bank owned homes in Granite Bay, California (Placer County) that foreclosed during the week of November 29-December 3, 2010: 4524 Shari Way, Granite Bay, CA 95746 (5/3, 2739 sq. ft. built in 2001) 5013 Westbury Circle, Granite Bay, CA 95746 (5/4, 6607 sq. ft. built in 1992) In comparison, there were 2 properties in Granite Bay, California that went back to the bank last week. These REO properties may soon be listed on the market, so consider this an sneak preview of a future foreclosure listing in Granite Bay, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying foreclosures through Souza Realty and wou...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA - Foreclosures / Bank Owned Homes / REO Properties (November 22-26, 2010) Here is a list of bank owned homes in Granite Bay, California (Placer County) that foreclosed during the week of November 22-26, 2010 (note: there were no trustee sales on November 25-26 due to the Thanksgiving holiday): 9200 Auburn Folsom Road, Granite Bay, CA 95746 (3/2, 1809 sq. ft. built in 1979) 5141 Ashley Woods Drive, Granite Bay, CA 95746 (5/5, 3940 sq. ft.) In comparison, there was 1 property in Granite Bay, California that went back to the bank last week. These REO properties may soon be listed on the market, so consider this an sneak preview of a future foreclosure listing in Granite Bay, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Granite Bay, CA - Foreclosures / Bank Owned Homes / REO Properties (November 15-19, 2010) Here is a list of bank owned homes in Granite Bay, California (Placer County) that foreclosed during the week of November 15-19, 2010: 6963 Green Leaf Court, Granite Bay, CA 95746 (4/3, 2852 sq. ft. built in 1991) In comparison, there were 2 properties in Granite Bay, California that went back to the bank last week. This REO property may soon be listed on the market, so consider this an sneak preview of a future foreclosure listing in Granite Bay, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are interested in buying foreclosures through Souza Realty and would like to be notified when a particular foreclosed property becomes available for sale. WEE...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Granite Bay CA – Wells Fargo is one of the largest lenders in the US. They are the second biggest short sale lender we work with. The Wells Fargo Loss Mitigation Department is much better to work with than other lender’s loss mitigation departments. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. Wells Fargo has two loss mitigation departments. One is located in Fort Mill, South Carolina. The other is located in Milwaukee, Wisconsin. Here is what we do to negotiate a short sale with Wells Fargo. To start a short sale with Wells Fargo, we first call 1-877-216-8448. We ask the representative what the short sale fax number is. That is where we fax the entire short sale package. In my experience, these phone and fax numbers are ofte...
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