Orange County, CA - December 9,2009 - Announcing a new service to the Orange County area - Pre-foreclosure list of homes.  For information on receiving yours, call Jane at Lippman Properties at 949-267-9999.     12/09/2009

Orange County, CA - December 7, 2009 - There are many avenues that homeowners have to save their home from bank foreclosure.  The best thing one can do is to hire a loss mitigation attorney or to speak with a seasoned real estate professional about the different options available to them.  We have assisted many people in saving their home and at other times, we have helped in selling their home in a timely manner to help save their credit in the long run.  We have legal affiliates we can direct you to if you do not know where to begin. We specialize in loss mitigation and are available to help you. We work with Orange County homeowners who are interested short sales.  Some cities where we focus our efforts include Mission Viejo, Ladera Ranch, Coto de Caza, Las Flores, Rancho Santa Marga... 12/07/2009

December 4, 2009/Ladera Ranch, CA - I've been asked quite a bit over the past few weeks when we were going to be putting on this year's annual toys for tots event in our area by the local Las Flores homeowners.  Well, my answer is bittersweet. Besides being a neighborhood realtor for Ladera Ranch, I are also a neighborhood realtor in Las Flores, we've always incorporated some sort of service objectives into our business plan. For the homes we service in Las Flores, we had asked our children what they thought we should do to give back for all of the goodness we had received from our clients.  "Collect toys for kids.", was their reply.  We have enjoyed putting on a beautiful Toys for Tots Drive for the past 8 years.  We have brought in snow for hundreds of kids to play in, along with a p... 12/04/2009

December 4, 2009-Ladera Ranch, CA/Orange County, CA - We take things for granted when they are working for us. In our homes, the water flows, the lights go on and off, the garage door automatically opens, etc.  However, when items breakdown, they can be downright expensive to repairs.  If your home is over 10 years old, it is a good time to consider a home warranty.  There are some wonderful plans out there to cover your home in cases of items needing repairing. A comprehensive plan that covers your air conditioning along with most of your major operating systems cost on average $350.00-$450.00 for a year of coverage. Ladera Ranch homes along with homes in Rancho Santa Margarita, Las Flores, Coto de Caza, Mission Viejo and Laguna Niguel are all good candidates for this service. For more... 12/04/2009

Orange County, CA- Many buyers have moved away from Short Sale purchases after having undergone tremendous upset and months of waiting.  However, some banks are implementing systems that are getting short sale escrows closed within 40 days of an accepted offer.  We are entrenched with these banks and are privy to which homes will be able to benefit from these new systems.  Give us a call to close escrow fast on a short sale property or to get your home sold quickly at 949-355-9520. The following cities offer buyers tremendous savings on short sales - Mission Viejo, Rancho Santa Margarita, Ladera Ranch short sales, Las Flores homes, Laguna Niguel, Coto de Caza and Lake Forest. 12/02/2009

Orange County real estate - Although some expected sales and open houses to be busy, this past weekend proved to be slow, as is most often the case on this holiday weekend.  I sat at one open house where only two couples came through.  For the most part, it was a busy November with sales increasing, and I believe we will see higher sales in December over last year. Short sales and foreclosures continue to flood the market and buyers have tremendous interest in these properties. For a list of upcoming foreclosures to hit the market, give us a call at 949-355-9520. We specialize in homes in Mission Viejo, Ladera Ranch, Coto de Caza, Rancho Santa Margarita, Las Flores and Laguna Niguel. 11/29/2009

Ladera Ranch, CA - Another Successful Short; Short Sale Expert Jim Eichenbaum and his specialized team completed another successful short sale relieving the property owner of the negative equity and relieving them of Any and ALL future liability and deficiency. This was a single family home initially purchased in 2008 for $555,000 with a FHA 1st mortgage of $546,425.00 with Flagstar Bank. The husband was self employed with reduced income over the past year. Attempts by the homeowner to get a loan modification did not yield results to get any payment reduction or needed modification.  The homeowner tried to sell their home as a "For Sale by Owner" but was unable to get an offer to satisfy the liens and was unable to negotiate a lower payoff. The home owner was moving out of California an... 11/27/2009

Ladera Ranch Homes/Nov. 23, 2009 - Homes throughout South Orange County continue to see a surge in short sale listings coming to market due to the number of benefits a short sale offers over a foreclosure.  Ladera Ranch homes this month have seen an increase of homes being served with Notices of Defaults.  The situation is the same for Rancho Santa Margarita homes and those in Mission Viejo and Coto de Caza. For your list of ways to stay out of foreclosure, Call Doug or Jane Lippman at 949-267-9999.  All calls kept confidential.   11/23/2009

 Ladera Ranch Real Estate News/Orange County, CA-Nov. 19, 2009 - $400,000 and below is the price tag that is getting the most offers in the Orange County right now.  It is advisable that when you start looking at homes, that you are not only qualified by a lender, but that you have gone through the loan approval process.  With the fierce competition in the field from other buyers, it's important that you and your real estate agent have a complete package ready to submit with your offer.  In this market, being first, being ready and being able to perform on closing the home is what counts.  The once dreaded Short Sale is moving with much less resistance these days.  I have recently experienced up to 8 offers on Ladera Ranch homes, as well as those in Ranch Santa Margarita and Irvine tha... 11/18/2009

 Successful Ladera Ranch short sale!!! This was an investment property that my client bought 5 years ago. He refinanced the condo and cashed out 2 times prior to short selling the condo. He owed the 1st mortgage $ 530,000  and the 2nd mortgage $ 200,000 Property sold in approx 10 days for 349k Short sale approval for both banks took 7 weeks. The original buyer cancelled escrow and then we received a new offer for 337k. The bank did accept the new offer. That process took approx 7 days for the new approval. 1st lender accepted $ 307,000 2nd lender accepted $ 3,000 The bank paid all past due taxes, hoa fees, escrow, title and commissions. This seller received a full settlement.   Interested in short selling your home contact Ann Urias with ReMax Homes and Estates Pre-Foreclosure division.... 11/18/2009

Orange County, CA - Nov. 18, 2009 - I was invited yesterday to attend an event where the Sr. Economist for Wells Fargo Bank, Dr. Eugenio Aleman, spoke.  In his words, "There will be no better time to buy a home like today." He pointed to all the factors taking place in the U.S. economy today and drove home the point that we are at the begining of a recovery. He backed up his speech by stating that the factors driving his statements stem from existing home sales have being up the past few month, interest rates remaining low and unemployment numbers are slightly lower. He discussed the impact of shorts sales and loan modifications and what is currently working for sellers to bring them out of debt. For informaton on pre-foreclosures in your area call us at Lippman Properties at 949-355-95... 11/18/2009

Ladera Ranch, CA - Are Short Sales Getting any Easier?  This was one of the many questions posed at this week's National Association of Realtor's Convention in San Diego.  Answers included, yes, due to more consumers being educated, as well as know, due to the fact that there are a majority of agents who have not put themselves out to be educated and still don't know what they are doing. What do you think? 11/16/2009

Ladera Ranch, CA - If you are still thinking you'll wait for the market to come down some more before you buy a home, think again.  I just placed a new listing on the market and got 10 calls on it the first day.  Why?  Because buyers feel the listings coming on the market are at prices they feel good about and are finally jumping on. Short sale closes have completed the learning curve that both banks and agents went through, and so, buyers are more willing to bid on these.  If you are contemplating an Orange County short sale , it's very important to work with highly trained, professional representation.  Call us for further questions on short sales. And, if you've been sitting on the fence, this is the time to jump. For more on who we are and on Short Sales, click on the word, "Rainmak... 11/15/2009

I received a call the other day from the owner of a Las Flores home.  "How did I get myself into this mess?", she said, referring to the short sale deal that was being negotiated on her home.  When I questioned who was negotiating the deal, she shared that her agent was working with a third party that was responsible for getting answers from the bank.  "But there are no answers coming back.", she shouted.  Short sales in this new market can be extremely frustrating.  Some methods are proven to get better results than others.  We have found what works and are happy to share it with you. Be sure to interview your agent carefully prior to signing any listing agreement.  We offer a list of the top questions you should ask prior to choosing an agent to represent your short sale.  Contact us ... 11/13/2009

  According to a recent survey, the country saw a national decline in the percentage of U.S. homeowners with debt from mortgages that exceeds their home values in the thrid quarter.  This is attributed to leveling of home prices and homes already lost in foreclosures.  Banks still have large inventory of foreclosed on homes that have yet to hit the maket.  Watch for more Ladera Ranch homes, Rancho Santa Margarita homes and many homes in Irvine. 11/10/2009

Many buyers have been waiting and concerned about the expiration of current higher loan limits that were scheduled to take place at the end of 2009. But last week, Congress passes a resolution that extends the higher limits on the FHA, Freddie Mac and Fannie Mae loans to continue through 2010.  There was an increase in activity levels in South Orange County this past weekend, especially in Ladera Ranch homes, and also in Rancho Santa Margarita, Dana Point, Mission Viejo and Laguna Niguel, as buyers are ready to move forward again. 11/03/2009

Pending home sales are up this month again, making it the eight consecutive monthly gain which is the longest consecutive amount since the pending home index began in 2001.  This information is comes from the National Association of REALTORS® pending home sales index and is based on contracts signed in September '09. Contracts signed for home purchase in September rose 6.1 percent to 110.1 from a 103.8 percent in August. This marks the greatest annual increase and puts the index at the its peak level since December 2006.  The gain from a year ago is the largest annual increase on record, and the index is at the highest level since December 2006 when it was 112.8. NAR estimates approximately 3 million renters are now financially well-qualified to buy a median-priced home. If you are in n... 11/02/2009

What's happening with South County homes these days?  Lippman Properties is an active real estate player in South Orange County.  What we are seeing are more multiple offers on properties now then we saw at the peak of the market when inventory was slim and demand high.  Why?  Because the consumer senses homes have reached a very "fair market value".  This sense of value is what is driving the buyers who have been waiting on the fence for the past 2 years.  If you are a first time buyer under a range of $500,000, homes are moving quickly.  You'd do best to work with someone who can find the home for you before it even goes to market.  Chose your representative wisely and if you need to talk further about the areas we specialize in, give us a call at 949-355-5920.  We're ready to make it... 10/30/2009

RE/MAX Homes & Estates Pre-Foreclosure Division  (714) 588 -7676 ∙  www.orangecountyshortsalerealtor.com   If you are in a situation where: • You lost your job • Your Medical Expenses are too high • Just went through/going through a divorce • You are behind on your payments • You have no equity • You can't afford the cost of selling your home • Your income has been reduced • You are in foreclosure   WE CAN HELP YOU! It's easy and doesn't cost you any MONEY! Our services are Free!!! WHEN THE DEBT EXCEEDS YOUR HOME'S VALUE... we can help is with a SHORT SALE.   Benefits of a Short Sale: • Avoid Foreclosure • Avoid Bankruptcy • Reduced damage to your credit • Postpone your foreclosure sale date • A short sale will stay on your credit approx 3 years • BE FREE of financial and emotional burd... 10/27/2009

 Successful Ladera Ranch short sale!!! This was an investment property that my client bought 5 years ago. He refinanced the condo and cashed out 2 times prior to short selling the condo. He owed the 1st mortgage $ 530,000  and the 2nd mortgage $ 200,000 Property sold in approx 10 days for 349k Short sale approval for both banks took 7 weeks. The original buyer cancelled escrow and then we received a new offer for 337k. The bank did accept the new offer. That process took approx 7 days for the new approval. 1st lender accepted $ 307,000 2nd lender accepted $ 3,000 The bank paid all past due taxes, hoa fees, escrow, title and commissions. This seller received a full settlement.   Interested in short selling your home contact Ann Urias with ReMax Homes and Estates Pre-Foreclosure division.... 10/14/2009