Moorpark, CA Real Estate News

By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
By Chris B Johnson Realtor,  Moorpark Short Sale , I am waiting for YOU!! Incredible home with privacy and views out almost every window. Light and bright home with a Tuscan feel. Beautiful wood-laminate flooring, throughout the downstairs. High open beam ceilings, upgrades throughout the home and landscaped private side and backyard which looks up on the hillside, no neighbors peering over your back fence. Cul-de-sac location. There is a community pool, spa, meeting room and children's play area. Close to shopping, parks and award winning Moorpark schools. The owners are moving back east, so they have priced to sell! http://rapcoop.rapmls.com/scripts/mgrqispi.dll?APPNAME=rapcoop&PRGNAME=MLSLogin&ARGUMENT=gb6i8BfKabslmgen7NOJDelUGY7ZYreqqHcfMHdI%2FeuVeP2ctXRgjyP0o3X2o2Y%2F&KeyRid=1
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
By Chris B Johnson Realtor,  Moorpark Short Sale , Thousand Oaks Short Sale,Simi Valley Short Sale, Moorpark Short Sale  Ventura County Short Sale,The market has been cooling over time and prices have recently flattened. Despite the consistent decrease in Market Action Index (MAI), we're in a Seller's Market (where significant demand leaves little inventory available). If the MAI begins to climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer's zone, watch for downward pressure on prices.   Pricing your home correctly the FIRST TIME is more important than ever! If you want an accurate idea of what your home is worth Click Here:                       You may now have enough EQUITY in your home to sell WITHOUT having to be “short”. If you are thinkin...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
By Chris B Johnson Realtor,  Moorpark Short Sale , Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale  Ventura County Short Sale,  Pricing your home correctly the FIRST TIME is more important than ever! If you want an accurate idea of what your home is worth Click Here:                         You may now have enough EQUITY in your home to sell WITHOUT having to be “short”. If you are thinking about a short sale I can help you get an accurate value for your home and get back on your feet.    If you would like periodic updates on what is going on in Your Neighborhood or the Ventura County Real Estate Market, Click on the Links!   Thanks for reading this,    Chris B Johnson.    Chris B Johnson is a Realtor with Berkshire Hathaway HomeServices .    Phone: 805-208-0823.  ...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Inventory has been decreasing lately but the Market Action Index is falling also. With days-on-market climbing, these are relatively negative implications for the market. By Chris B Johnson Realtor,  Moorpark Short Sale , Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale,  Many Ventura County Homes Appreciated by over 16% Last Year.  If you’re thinking of selling, yours may have now have enough equity to sell without being “Short”. Pricing your home correctly the FIRST TIME is more important than ever! If you want an accurate idea of what your home is worth Click Here:                         You may now have enough EQUITY in your home to sell WITHOUT having to be “short”. If you are thinking about a short sale I can help you get an accura...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
By Chris B Johnson Realtor, Moorpark Short Sale ,Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale, Fannie Mae recently released a report revising the waiting periods for distressed borrowers with a derogatory credit event such as a foreclosure, bankruptcy, short sale, or deed-in-lieu of foreclosure on their credit history to obtain a new loan. For borrowers with a short sale or deed-in-lieu of foreclosure on their record, Fannie Mae’s new mandated minimum waiting period to become eligible for a new loan is four years. The time is shortened to two years if there are extenuating circumstances. According to Fannie Mae, extenuating circumstances are defined as “nonrecurring events that are beyond the borrower’s control that result in a sudden...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago. There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any time in history. The government has set new guidelines that now demand that the bank provebeyond any doubt that you are indeed capable of affording the mortgage. During the run-up in the housing market, many people ‘qualified’ for mortgages that they could neve...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
By Chris B Johnson Realtor, Moorpark Short Sale ,Thousand Oaks Short Sale,   Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale,   My Market Insider - Update for September 2014   Local real estate conditions are changing and your Market Insider provides valuable, up-to-date information about the communities important to you. View critical information about what is happening now, so you can be a "Market Insider"! Market Area: 93021 Listing Price $712,330 Listing Price Trend -0.03% Sold Price $360,000 Sold Price Trend -19.14% Just a fraction of what's happening...click now to view more local market conditions! Buying or selling a home involves many factors. Stay on top of current community trends by viewing these listing and sale prices, demographics, school performan...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
  By Chris B Johnson Realtor, Moorpark Short Sale Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale, September 9, 2014 in For Buyers   Many people wonder whether they should hire a real estate professional to assist them in buying their    dream home or if they should first try to go it on their own. In today’s market: you need an experienced professional! You Need an Expert Guide if you are Traveling a Dangerous Path The field of real estate is loaded with land mines. You need a true expert to guide you through the dangerous pitfalls that currently exist. Finding a home that is priced appropriately and ready for you to move in to can be tricky. An agent listens to your wants and needs, and can sift out the homes that do not fit within the...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
By Chris B Johnson Realtor,  Moorpark Short Sale Map-  Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark Short Sale Map- Ventura County Short Sale,  If you would like periodic updates on what is going on in Your Neighborhood or the Ventura County Real Estate Market, Click on the Links! Thanks for reading this,  Chris B Johnson.  Chris B Johnson is a Realtor with Berkshire Hathaway HomeServices .  Phone: 805-208-0823.  email cjohnson@BHHScalhomes.com.  Certified HAFA Specialist   Certified Distressed Property Expert   Certified Short Sale Negotiator     Finding The Right Solution                                               How To Do A Short Sale How To Write A Hardship Letter                            Loan Modification Kit   Short Sale VS Foreclosure                  ...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
By Chris B Johnson Realtor, Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark Short Sale Map- Ventura County Short Sale,  New reports are revealing that the number of months’ inventory of existing homes available for sale is increasing. Some of these sellers are moving up, some are downsizing and others are making a lateral move. There is no way for us to predict the future but we can look at what happened over the last year. Let’s look at buyers that considered moving up last year but decided to wait instead. Assume, last year, they had a home worth $300,000 and were looking at a home for $450,000 (putting 10% down they would get a mortgage of $405,000). By waiting, their house appreciated by approximately 10% over the last year (national average based on the Case Shil...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
  By Chris B Johnson Realtor,Moorpark Short Sale Map-Ventura County Short Sale,Moorpark CA – If you have a foreclosure or short sale on your credit report, then it will lower your credit score quickly. In the near term, the decrease will be much more than it will be a few months down the road when it starts to inch its way back up.Click here to discover how other sellers successfully did a short sale and avoided foreclosure.The credit reporting bureaus weigh the most recent activity more heavily than the distant past.Taking action now to build up the most recent activity is a great way to help your score rebound. So for now, here are the things you should be doing from this day forward to keep your score improving:First, keep your report clean and clear of NEW negative items. This mean...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
by chrisbjohnsonrealtor By Chris B Johnson, REALTOR® Moorpark Short Sale Map- Ventura County Short Sale, Moorpark CA – The next step in your path to an improved credit score is to do what they say on the shampoo bottles: Rinse and Repeat. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. In the Rinse and Repeat phase, you just keep working their system. Here’s what I mean: You send in a dispute, maybe disputing the date that the account was opened, and the credit reporting bureau can’t verify it, and they pull the whole listing off your report! You can’t keep submitting the same dispute reason over and over again to the bureau – they will view you as a nuisance and will dismiss your disputes as frivolous. Also, don’t bombard these folks with...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
By Chris B Johnson Realtor,   Moorpark Short Sale Map-  Ventura County Short Sale, Moorpark Home prices continue to rise at different rates depending on price segment. In May, the lowest-cost third of the region's housing stock saw a 16.7 percent year-over-year increase in the median price paid per square foot for resale houses. The annual gain was 11.9 percent for the middle third of the market and 9.3 percent for the top, most-expensive third. With inventory, days-on-market, and the Market Action Index all recently plateaued, the market is not sending strong directional signal for the near-term outlook. The market seems to have paused around this plateau. The Market Action Index is a good leading indicator for the durability of this trend.   Market View for Moorpark Average Listing Pr...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
After A Ventura County Short Sale This Is The First Step To Fixing Your Credit By Chris B Johnson Realtor, Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark Short Sale Map- Ventura... » Ventura County Short Sale-Fixing Credit Step 2: Analyzing Your Credit Report After A Ventura County Short Sale By Chris B Johnson Realtor,  Moorpark Short Sale Map- Ventura County Short Sale ← Moorpark Home Owners Save Big with Smart... » Step 3: Rank Items In Order Of Importance-Fixing Credit After A Ventura County Short Sale   By Chris B Johnson Realtor,  Moorpark CA. Step 3: Rank Items In Order Of Importance-Fixing Credit After A... » Fixing Credit After A Ventura County-Moorpark Short Sale: Step 4-Writing The Credit Bureaus by chrisbjohnsonrealtor By Chris B Johnson Realtor,  Moorpa...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Step 3: Rank Items In Order Of Importance-Fixing Credit After A Ventura County Short Sale   By Chris B Johnson Realtor,  Moorpark CA. Step 3: Rank Items In Order Of Importance-Fixing Credit After A... » Fixing Credit After A Ventura County-Moorpark Short Sale: Step 4-Writing The Credit Bureaus by chrisbjohnsonrealtor By Chris B Johnson Realtor,  Moorpark CA – Using your work on the credit report, you are... » Ventura County Short Sale-Fixing Credit After A Moorpark Short Sale Step 5-Mailing The Letter Ventura County Short Sale-Mailing The Letter-Fixing Credit After A Moorpark Short Sale Step 5 By Chris B Johnson... »
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Step 6: Why It’s So Important To Document Everything, Fixing Credit After A Ventura County Short Sale by chrisbjohnsonrealtor By Chris B Johnson Realtor, Moorpark Short Sale Map- Ventura County Short Sale, – I... » Step 7: The Waiting Period, Fixing Credit After A Moorpark Short Sale By Chris B Johnson Realtor,  Ventura County Short Sale, Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark... » Fixing Your Credit After A Ventura County Short Sale Step 8: Checking Your Results By Chris B Johnson Realtor, Ventura County, Moorpark CA – The next step in your credit repair process is a very important... » Thousand Oaks Short Sale Market Update, Which Way Are We Headed? By Chris B Johnson Realtor,  Thousand Oaks Short Sale Map, Ventura County Short Sale,   The Thousand Oaks Sh...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
By Chris B Johnson Realtor,  Moorpark Short Sale Map- Ventura County Short Sale, The Moorpark Short Sale Market seems to have paused around price this plateau. The Market Action Index is a good leading indicator for the durability of this trend. While the Market Action Index shows some strengthening in the last few weeks, prices have settled in a bit of a plateau. We currently seem to be in a Seller’s market so prices might likely resume their climb should this trend persist. The average price per square foot for Moorpark was $274, an increase of 12.3% compared to the same period last year. The median sales price for homes in Moorpark for Mar 14 to May 14 was $492,500 based on 60 home sales. Compared to the same period one year ago, the median home sales price decreased 1.5%, or $7,500,...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
By Chris B Johnson Realtor,   The Moorpark Short Sale Market has been pulling back and prices have recently flattened. Demand measured by the Market Action Index is increasing and days-on-market is holding steady. With more properties coming available, conditions are mildly positive. In the last few weeks the market has achieved a relative stasis point in terms of sales to inventory. However, inventory is sufficiently low to keep us in the Seller’s Market zone so watch changes in the MAI. If the market heats up, prices are likely to resume an upward climb.   Moorpark Short Sale Map- Ventura County Short Sale,   Market View for Moorpark Average Listing Price                $764,015 for week ending May 21           -$13,126                                                                 ...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Trends Update By Chris B Johnson Realtor,  Ventura County Short Sale, Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark Short Sale Map- http://www.VCNeighborhoodValues.com Eric Belsky is Managing Director of the Joint Center of Housing Studies at Harvard University. He also currently serves on the editorial board of the Journal of Housing Research and Housing Policy Debate. Last year he released a paper on homeownership - The Dream Lives On: the Future of Homeownership in America. In his paper, Belsky reveals five financial reasons people should consider buying a home. Here are the five reasons, each followed by an excerpt from the study: 1.) Housing is typically the one leveraged investment available.  “Few households are interested in borrowing money to buy stocks an...
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By Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity
(Allison James Elite)
Ventura County Short Sales-How Long Do I Have To Wait After A Short Sale To Buy Another Home?   By Chris B Johnson Realtor,  Ventura County Short Sale, Simi Valley Short Sale Map, Thousand Oaks Short Sale Map, Moorpark Short Sale Map,     By Chris B Johnson, REALTOR®, Ventura County- Moorpark CA – The Stop Foreclosure Institute gets asked this question quite a bit. The answer depends on the type of loan you are looking to use to purchase your next home.Here are the details on your options to buy another home after a short sale. Click here to discover how other sellers successfully did a short sale and avoided foreclosure.Owner Financing. You can buy a home with owner financing anytime after a short sale.FHA Financing. (FHA is very popular because it only requires you to put down 3.5% an...
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