Will you or your Buyer be receiving money from some else to help with the  down payment? This is called a "Down Payment Gift." AND yes...                                                                 There are RULES of how to accept gift funds     3 Step Process when you accept a cash gift for a down payment on a home, there's a 3-step process to follow. No matter where your loan is ultimately headed -- Fannie Mae, Freddie Mac, FHA, VA, or the USDA -- the process is the same.   First, write a gift letter that follows the includes the following information : The amount of the gift ·         The subject property address ·         The relationship of the gifter to the giftee ·        A note that the gift is actually a gift and not a loan ·         Have all parties sign and date the lette... 02/22/2013

JUST LISTED 8551 Alexandria Street, Riverside, CA Summer's coming. Time to secure your Bedrooms: 4 Bathrooms: 2 full, 1 half Living Area Approx: 2580 List Price: $Get Current Price Schedule a Showing Search All Homes For Sale Free List of Foreclosed Homes For Sale Avoid Foreclosure Homes Close to Where You Work What is Your Home Worth? See Property Details Call 951-778-9700 for more information on this or any other property. Visit Property Website Summer's coming. Time to secure your very own Orangecrest pool home, in the heart of the New England tract, near Orange Terrace Park and the Orangecrest Community Center. This fantastic home has an awesome back yard with pool and raised spa, and decking that covers the entire back yard. There also is room to park an RV, with an RV dump that g... 02/21/2013

Lake Hills Reserve Real Estate Update January 2013 Prices are increasing as homeowners hold out for higher prices in the Lake Hills Reserve. This report provides current information for buyers and sellers interested in the 750 acre masterplanned mountaintop community - Lake Hills Reserve. Nestled among the rolling hills this community offers panoramic city, canyon and Lake Mathews views. It is a beautifully designed neighborhood offering 500 acres of reserved green space, parks and hiking trails. The HOA fees support an Olympic size pool, picnic area and pavilion with fire pit. Lake Hills Reserve Real Estate Update Active Listings: 13 (8 Standard Sales <3 are new construction> 5 Short Sales) Pending Sales: 16 (8 Standard Sales, 7 Short Sales, 1 Bank Owned) Closed Sales: 3 (2 Standard Sa... 02/14/2013

  10 Foods to Spice Up your Romance on Valentine’s Day                                          Chocolate           Garlic                                     Vanilla Bean                 Oysters                                                                       Lavender                     Pomegranate                                                                                                                  Ginger                         Honey                   Figs                   Pine Nuts               For delicious recipes, with these 10 foods, check out this website I found called Epicurious.         This site has named 10 aphrodisiac ingredients that will surely heat up your kitchen—and other places too.               Kristin Hamilton  DRE #014092138 Keller Williams Rea... 02/13/2013

Riverside, CA Homes for Sale:  February 2013 Looking for a home for sale in Riverside, CA?  Here are of the 'just listed' homes for sale in Riverside, CA.  By clicking on the photo you will be taken to the complete list and also be able to search for all homes available for sale in Riverside and the Inland Empire.   02/11/2013

    The Good News! It's a Seller’s Market            We now have many more buyers looking for homes than we have homes available to sell them. This makes it a great time to sell and get top dollar. With over 13 years experience as a Real Estate agent and a member of the National Association of Realtors here in Riverside County, I can help you sell your home at the best price, in the shortest time, and with the least amount of hassle. Even if you are underwater, I can help you do a Short Sale that will get you out from under that huge monthly payment and Stress.            If you would like a FREE Competitive Market Analysis, please fill in the form below or call me at 951-223-5847      Top Listing Agent Sell my Riverside Home, Senior Home Sales in Riverside, Riverside Listing Agent, Riv... 02/09/2013

  It’s Snowing all over Southern California....Yeah!   We have had a storm hit our area and pound us with rain and snow. I thought I would share some pictures. As you can see, the weather continued to get worse and we finally had to turn around as we did not have chains and it was snowing pretty hard. It is beautiful in Southern California and fun to be able to drive to the snow within 15 minutes of home.                                                                                                                                   California is a dream come true state no matter what your needs or wants are. We have year round warm weather, beautiful beaches, rustic mountains and desert communities. If you are looking for a home in southern California, please contact me. I am a local C... 02/08/2013

    Breakfast.......The Most Important Meal of the Day     Breakfast is the most important meal of the day. There are many reasons why we should not skip breakfast; here are a few reasons:   Revs up your metabolism and burns faster the entire day You should never go more than 8 hours between meals. If you skip breakfast your body will try to conserve and it will make you weak plus it shows down your metabolism. You burn a lot of calories in the morning after breakfast and will give you energy to get through the day. Breakfast gives you good brain power too. By eating breakfast, you are less likely to binge at lunchtime You will be in a better mood if you eat breakfast as your blood sugar levels do not drop AMA says people who eat breakfast, tend to be healthier and less overweight. Peop... 02/06/2013

Look... we work hard and we should play hard and under playing comes rewards. That leads us to the title of the post and to the picture below. I use fresh ingredients that include milk, eggs and lemons off the tree. The pulp of the fruit makes for a great after taste as well as a good binder for the mix. The results? Sheer lemon bliss A TRUE PUCKERING EXPERIENCE I don't like things that are too sweet, too buttery or rich and that don't compliment the palette. I have created this to be more of a FUN food but a food none the less. In other words part of the meal and not a dessert per se. I had a large portion and you haven't really puckered until you have had a near perfect blend of the sweet and sour... RICHIE'S LEMON PUCKERED PIE...to die for Remember...all my clients eat their fill fro... 02/05/2013

Yes it s true. PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID is a biased book. It favors and caters to the woman ages 12 to 60 covering subjects important to her world and well being. Over 100 chapters devoted to the married, divorced, thinking about either one, starting out fresh or starting over again MOST OFTEN REPEATED REMARK IN REGARDS TO THIS BOOK: I wish we had this when we needed it. PEARLS FOR GIRLS responds....WISH NO MORE ITS A LOVE GIFT IN BOOK FORM... Learn how to go about living your heart's desires without harm, care or concern..... Ladies, long after the Valentines day chocolate is gone, the flowers have wilted, the stuffed animal hits the shelf and the Hallmark card is put into storage, PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPI... 01/31/2013

Letter of Recommendation for Sharon Lee- Virginia’s Best Virtual Assistant. Sharon Lee is an ActiveRain member and writes amazing posts daily. I love to read her articles as she is a nature lover like myself. She posts many great pictures of flowers and birds, and tonight she posted a delicious recipe.  She writes interesting articles on gardening and finds the greatest pictures. Sharon is my AR friend and I am sure many others feel the same way as she has many readers and followers. Sharon Lee is a full service “Virtual Assistant”. She has been in business for many years and has become very successful. She is very thorough with attention to detail, very organized, works hard, trustworthy & loyal to the people she works for. Give her a call and she can lighten your load. From reading he... 01/30/2013

No not that....I am recommending the book with a heart that is all heart PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID ...DON'T BE STUPID to be given and shared to mark this most decent occasion. Love is in the air however I want it safe, sound and down to earth so that the woman's well being is supported PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID This book continues to be purchased by women for women because women look out for each other and they do it without being told too. Yet men marvel at reading of the rewards of treating a woman correctly and continue to be satisfied customers too... ALL CIRCUMSTANCES APPLY AGES 12-60...starting out or over...married or divorced we have quite a bit of data for you.  We took 100 chapters of feminine cent... 01/27/2013

  Bank of America Short Sale Specialist (Riverside)     Are you considering a Bank of America Short Sale? Behind on Payments with no Equity or have Equity? Don't know where to turn or what to expect? Recieved a Notice of Default and need to know what to do? The Keller Williams Realty Team has over 15 years Real Estate experience and we have offices in Southern and Northern California and have helped over 700 homeowners avoid foreclosure. Act now while Bank of America is offering Sellers $-CASH-$ money to sell their home. On top of selling homes we have gladly donated countless hours just giving good sound advice at no cost. You may be able to refi. It may be wiser to short sale. You may be able to do a loan modification. Learn your options TODAY! Call or Email for a low pressure but hig... 01/23/2013

The PEARLS SERIES of books has a special book that it would like to call to your attention. It is a feminine centered book for women ages 12-60 that is devoted entirely to their world and well-being. SORRY BOYS your book is coming soon. For now and for Valentines day..PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID is presented THE MARRIAGE PATH This book has been a best seller now for 2 years in a row appealing to the mysterious world of women and some of its dynamics. If married, the book submits ideas, procedures and approaches to make deeper and more fulfilling progress in your current marital status. Expect depth and meaning to go on point... THINKING ABOUT DIVORCE If divorcing, the book counsels and gives good feedback and input that allows you to procee... 01/20/2013

Lifestyle Marketing for the Lake Hills Reserve   Why Do People Live in the Lake Hills Reserve? This is a  scenic mountain-top community, situated among rolling hills on 750 acres, offering a tranquility not often found in a tract community. It is a master-planned community offering panoramic views of the city and the beautiful Lake Matthews. Surrounded by the majestic backdrop of nature's mountains the contemporary homes offer modern conveniences with touches of luxury. **Benefits of green space to homeowners and the community A recent study found in Tuesday's Tactics by Scott Levitt titled "How Cities Use Parks to Create Safer Neighborhoods" offers interesting insight about the impact green space has on communities. According to the article "time spent in nature immediately adjacent to... 01/17/2013

Share the American Pie.   National Pie Day is just around the corner. I want to make sure you have plenty of time to plan, prepare, celebrate and share America's favorite dessert with family and friends. This is most definitely America's comfort food especially with the entire cold spell we have been blessed with lately.  Show case your baking skill and warm someone’s tummy and heart at the same time.   I will be sharing an apple pie…what will you be sharing this American National Pie day?   01/16/2013

Riverside, CA Homes for Sale for January 2013 Each day there is another home for sale coming onto the market.  Are you looking to buy a home?  Here are a few of the homes for sale in Riverside, CA.  These are just a sampling and when you visit the website, you can explore the many, many homes for sale in Riverside, CA, as well as Redlands, CA and Rancho Cucamonga.   There are many great places to live in the Inland Empire.  If you are looking for a knowledgeable agent who can help you find your dream home, Call Me Today!  1-909-963-1789. Looking to buy a home for sale in the Inland Empire? View homes for sale in Redlands View homes for sale in Riverside View homes for sale in Rancho Cucamonga   Now is a great time to sell! If you have to sell now, then it is important to contact a knowl... 01/15/2013

  Today January 13, 2013 is the 12th Annual “No Pants Sunday” event.   Today is the 12th Annual "No Pants Subway Ride," first organized by Improve Everywhere in New York City. The stunt was inaugurated in 2002 when seven pranksters boarded a subway without pants. Ten years later, the delightfully tacky gag has spread across the globe and enlisted thousands of "agents" in a yearly mission. It is scheduled to begin at 1:00 pm until 3:00 pm but may vary at different locations across the nation.    Don’t be surprised today if you see people a little undressed on the streets, waiting at bus stops or in the subways as many are going pantless today!    In Los Angeles this morning, large groups of people showed up to ride and yes they were pantless and surprised many riders and bystanders.     ... 01/13/2013

Celebrate the Cultures and Heritage of  Asian Americans in Riverside January 26, 2013 will kick-off the celebration for this Community-held Asian Pacific Lunar Festival and Parade for all the diverse communities in Riverside and the Inland Empire. Commemorating Asian American contributions to Riverside’s history, from building the railroads and working the citrus groves to contributing the vast transcontinental education with other cities around the world... Visit http://lunarfestriverside.com/ for more details Event Programs Spectacular Lunar Parade Traditional Asian Music Taiko Drums Dance Performances Art Displays and Day-Long Exhibitions of Martial Arts Anime Cosplayers Range of thrilling Asian themed demonstrations Visit http://lunarfestriverside.com/ for more details  Dedicated t... 01/09/2013

Riverside Luxury Homes for Sale - January 2013 Out with the old and in with the new!  Now is the time to get your home SOLD!  Sellers are happy to be selling and buyers are delighted to be buying.  The Holidays are over!   Did you know that 2013 is going to bring a New Market? Every year brings a new market.  The difference this year is that many Sellers are saying, we are not going to take it anymore!  Sellers will be defining the market place and setting prices that make sense for a win-win sale. Here are a few of the 'Active' Riverside Luxury Homes for Sale this month: The median home price for Riverside Luxury Homes for Sale $1,000,000 and above in January 2013 is $1,295,000.  The price per square foot for listings is $270.  The median days on the market is 88 and there are currentl... 01/08/2013