Recently we stayed at a hotel and this chess board and pieces was located outside in the patio area for visitor’s enjoyment. We did not play but I couldn’t resist taking a picture of it.   As I have blogged recently, Time Out,  it is good to take a rest from anything you are doing that is tiring or stressful and to play some short games like chess, crossword puzzles, computer games etc. After a few minutes you will feel better and ready to face any challenges ahead for the day. Crosswords and a coffee drink perk me up in about 10 minutes. California is a dream come true state no matter what your needs or wants are. We have year round warm weather, beautiful beaches, rustic mountains and desert communities. If you are looking for a home in southern California, please contact me. I am ... 08/16/2012

The Beauty of long-legged & long-necked Birds     Which photograph do you like the best? California is a dream come true state no matter what your needs or wants are. We have year round warm weather, beautiful beaches, rustic mountains and spacious desert communities. If you are looking for a home in southern California, please contact me. I am a local California Realtor, live in the Inland Empire community and aware of the local market. I am here to help you find a home or to sell the home you currently own. California has great opportunities to view Nature and Bird Watching.Whatever your needs are, you will find it here in California! Call Kristin Hamilton in California 909-557-6966 to list your home. I sell real estate in Riverside and San Bernardino Counties. I am a trained and expe... 08/12/2012

SHORT SALE RIVERSIDE CA REAL ESTATE SHORT SALE AGENTS - RIVERSIDE CA Times are tough, and many distressed homeowners in Riverside California are having trouble paying their mortgages every month. Are you one of them? Are you behind on your mortgage payments now? Are you in danger of missing a mortgage payment? Don't let foreclosure happen to you- explore the Riverside CA Short Sale Option instead, but don’t wait; the biggest killer of the short sale negotiation is waiting until it’s too late to process the short sale. You’re also going to want to hire the best Riverside CA Short Sale team in Southern California to help you with your difficult situation, at NO CHARGE TO YOU! We do not charge you for our real estate short sale services: we collect our commission from the bank’s proceeds. ... 08/10/2012

Excitement is in the air for Riverside new construction communities. The tone of many news reports has changed significantly from the doom and gloom reports of last year. Los Angeles Times reported June U.S. housing starts up 6.9% to highest level in four years. DataQuick reported "home sales rose for the sixth straight month in Southern California." Communities throughout the Inland Empire and Riverside, once a booming mecca of new construction, reflect the truth of this statement. Standard Pacific Homes, at Mission Grove in Riverside, is holding their Phase Ten release this Saturday, August 11th. Sales expectations are running high as other communities have recently sold-out on phase release day. The six new homes, just beginning construction, will allow the lucky buyers the opportuni... 08/08/2012

Lake Hills Riverside Real Estate Update - July 2012 provides current information for buyers and sellers interested in the 750 acre masterplanned mountaintop community. Nestled among the rolling hills this community offers panoramic city, canyon and Lake Mathews views. A beautifully designed community which includes 500 acres of reserved green space, parks and hiking trails. The HOA fees support an Olympic size pool, picnic area and pavilion with fire pit. Lake Hills Riverside Real Estate Update   Active Listings: 6 (4 Standard Sales <2 are new construction> - 2 Short Sales) Pending Sales: 10 (3 Standard Sales, 5 Short Sales) Closed Sales: 2 (1 Short Sale, 1 Standard) Average price $366,975  Average price per square foot $126 What does this mean for you? The real estate activity in Lake ... 08/06/2012

Orangecrest Riverside Real Estate Update -  July 2012. It's not only the temperatures that are sizzling but real estate activity continues to burn red hot in Orangecrest! Orangecrest Riverside Real Estate Update provides information on a masterplanned community with homes built from the 1980's forward. Standard Pacific homes has continued new construction building in the area at it's Mission Grove community. Orangecrest is a neighborhood of tract homes (homes built by builders.) The homes are often personalized through creative landscaping, hardscaping and outdoor entertainment areas. The area parks host the junior league baseball team, soccer games and a community center houses meeting rooms and a library.The widely recognized school district has been the recipient of several awards an... 08/04/2012

  Do you feel like you are always butting heads with others? Your colleagues, boss, kids, family, friends or even your pets. Do they not agree, always have another opinion, feel they are right and you are wrong, or just want to argue to argue?   So what are your options here? Talk it out and listen to their opinion, get a third party to intermediate, or ignore them and stay frustrated.   I just spent 2 days at the zoo and watched the animals there interacting with each other. Interesting enough, most of the animals I observed clashed verbally, bumping heads or antlers or striking with arms (paws). But interesting enough most of these animals immediately made up and sat down together. The fighting seemed to be over territory or food and in the animal world, these are important to them. O... 08/01/2012

Shop now for the best selection. | View this e-mail in a Web browser      *Surcharges may apply due to size, weight or special handling required. If your item has a surcharge, it will appear on the product page.**Based on merchandise totals after transaction discounts and special promotions. Surcharges may apply due to size, weight or special handling required. If your item has a surcharge, it will appear on the product page.***Clearance prices represent savings off original prices. Interim markdowns may have been taken. Selection of sizes, colors and styles may be limited per item. Sorry, no price adjustments on prior purchases.This mailbox is unattended, so please do not reply to this message. If you no longer wish to receive e-mails fromKohls.com, unsubscribe here. Please allow up to... 07/31/2012

Woodcrest Home for Sale - Must See! OPEN HOUSE - Saturday July 28th                            15545 Brookview Ct Riverside, CA                            Horse Property                                Updated lovely home - a must see! Panoramic views surround this traditional home located on a peaceful Woodcrest cul-de-sac. Views of canyons and rolling hills meet your eye at every window. Sitting on almost an acre this lovingly maintained home greets you with a welcoming slate porch. As you open the doors you are met by a dramatic curving staircase on one side and a large living room on the other side. The crown molding and medallion define the beautiful entry. Two fireplaces, crown molding, granite counters and much more await you. If you are seeking a unique home to fill your dreams, ... 07/27/2012

“ Aren’t fixed rate reverse mortgages better?” I get this question, or a variation of it at every appointment I go on.  Most people’s first reaction is to go with a fixed rate reverse mortgage.  It’s what we’ve heard thousands of times. “Fixed rate mortgages are the only way to go. I would never get an adjustable.”When you are contemplating a reverse mortgage though you have to look a little closer.   It all depends on your purpose for the loan, how much you need to borrow, what you will be doing with the money from the loan and your intentions for your home.  Remember in the reverse world fixed rate loans are “closed-end loans” and adjustable rate loans are “open-ended”.   Also remember that reverse mortgages require no monthly payments so the interest and mortgage insurance accrue ea... 07/25/2012

What’s My Riverside CA Home Worth? – Find the Value of Your Riverside CA House In this current real estate market, understanding the current value of your Riverside home can be a confusing task. Even so-called experts, banks and real estate agents have a tough time determining the market value of Riverside California houses. There are websites like Zillow and Yahoo Real Estate that enable you to input your address and get a formula-derived price of your Riverside home, but these tools are unreliable because the data feeds that enable this can sometimes be inaccurate. These tools also do not take into account the varying differences in homes, like condition, upgrades and other amenities. So what is the best way to determine the price of your Riverside CA home? By ordering our FREE Compar... 07/21/2012

I love my job and previewing homes is not a hardship for me. This week I decided my Riverside Featured Homes of the Week would showcase two New Construction homes.   Riverside Living - Featured Homes of the Week  An elegant hilltop community is the setting for one of this week's featured home - a new construction home located in the prestigious Lake Hills Reserve.  The rural atmosphere, enhanced by 500 acres of dedicated open space, attracts buyers with various needs. From young families impressed by the new elementary school, to young active adults  who enjoy the several community parks, through empty nesters looking to downsize. The featured home is a beautiful single-story home in a breath taking hillside location. The panoramic views, allowing the homeowner to look over the city or ... 07/11/2012

Lake Hills Reserve Real Estate Update - July 2012 provides current information for buyers and sellers interested in the 750 acres of a masterplanned mountaintop community. Nestled among the rolling hills this community offers panoramic city views, beautiful sunsets and glimpses of the sparkling blue waters of Lake Mathews. This is a beautifully designed community which includes 500 acres of reserved green space, parks and hiking trails. The HOA fees support an Olympic size pool, picnic area and pavilion with fire pit. Lake Hills Reserve Real Estate Update Active Listings: 10 (8 Standard Sales - 5 are new construction - 2 Short Sales) Pending Sales: 8 (3 Standard Sales, 5 Short Sales Closed Sales: 2 (1 Short Sale, 1 Standard) Average price $394,475  Average price per square foot $117 Wha... 07/10/2012

Orangecrest Riverside Real Estate Update -  July 2012 should be titled 92508 is going crazy! The lure of great prices, excellent schools and a wonderful family lifestyle has enticed buyers to enter a frenzy of buying creating a seller's market in Orangecrest. Orangecrest Riverside Real Estate Update provides information on a masterplanned community with homes built from the 1980's forward. Standard Pacific homes has continued new construction building in the area at it's Mission Grove community. A typical tract community the homes are often personalized through creative landscaping, hardscaping and outdoor entertainment areas. The area parks host the junior league baseball team, soccer games and a community center houses meeting rooms and a library.The widely recognized school district ... 07/09/2012

Thank you for visiting.  You must be looking for some information on reverse mortgages. My name is Deborah Nance (call me Debbie) and I have been a local Reverse Mortgage Specialist here in Riverside County since 2005.  I hope you will take some time to look around the links provided to gather some good information on this unique home loan. Then, I would love to meet with you to discuss whether or not a it is a solution for your needs. I’m a big fan of reverse mortgages BUT they are not always the best solution. There are really just two ways to get cash from your home. You could sell and move - or you could borrow against your home. If you move there are costs (Realtor® commission & settlement fees). If you borrowed against your home, you again have costs AND now have to make monthly l... 07/06/2012

Buying a Lake Hills Reserve Home can be a tricky process as the market has changed in the rolling hills of this desirable community. The real estate sales are no longer dominated by the distressed properties but now standard sales are equally represented. Standard sales are listings in which the homeowner has equity in the property. They are not upside down and they do not owe more than the property is worth. Therefore they can (and often do) command top dollars for their homes. It is not unusual to find this type of property generating multiple offers if it is well-priced and well maintained. Investor flips are another type of standard sale which may cause a more cumbersome loan process for the buyer. It is important to identify this type of transaction early as FHA loan may require tw... 07/03/2012

Selling a home in Lake Hills Reserve is a strategic/creative process. Timing, marketing, presentation and negotiation are a few on the components considered when placing your home on the market.  Now is a great time for selling a home in Lake Hills Reserve. Inventory levels are low - California has four months of inventory according to California Association of Realtors. (More than 6 months is considered a buyer's market while less than 6 months is a seller's market.) Interest rates remain low and buyers have decided to get off the fence and purchase now. Bidding wars, multiple offers and above list price offers are becoming common for well-priced homes throughout the Inland Empire.  Marketing, while selling a home in Lake Hills Reserve, is very important. I like to work with the seller... 07/02/2012

The Lake Hills Reserve Homes are within a masterplanned community offering entry level, mid level and luxury homes consisting of new and newer homes. The mountain top community is set among a 750 acre reserve boasting  500 acres of dedicated green space, parks, walking paths, a resident's club and a community school - Lake Hills elementary school. The private resident's club provides a community swimming pool, playground and an open-air fireplace pavilion.   Panoramic mountain and city views are part of the allure of this mountain top community, Lake Hills Reserve Homes. The community, which was built in phases, offers home ranging from 2498 square feet to 5411 square feet. The single-story and two story homes offer 3 to 7 bedrooms. Optional room selections personalize Lake Hills Reserv... 07/01/2012

Selling homes in Orangecrest Riverside has changed dramatically in the last several months. The pendulum is shifting and it is once again a seller's market, (for now!) Three types of sales dominate the market. Standard sales, short sales and bank owned sales. Last month's sales reflected a even distribution between all three types. Despite the fierce competition among buyers selling homes in Orangecrest Riverside continues to be strategic process and seller's aware of the formulas are witnessing multiple offer situations, bidding wars and above list price sales. Standard seller's are homeowner's who posses equity (the current market value is greater than what is owed on the property.)  When the property is marketed correctly and strategically introduced to the public a buzz is generated... 07/01/2012

Riverwalk Vista - Riverside New Home Community was once a deserted ghost town seated above the 91 fwy. It is now a thriving resort style, gated community which offers nine floorplans within three distinct neighborhoods. The community, which opened last summer, is conveniently located near the Metrolink and freeways. Providing homeowners commuting to Orange county or Los Angeles easy access. The bluff side location offers residents beautiful city and mountain views amidst greenbelts, walking paths and parks. The crown jewel of Riverwalk Vista is the expansive recreation center which provides a resort style pool with a beautiful waterfall, lush green lawns, outdoor entertaining pavilion and barbecue area. (Wonder if you'll be able to see fourth of July fireworks?) TriPointe Homes and Arti... 06/30/2012