Join Terre Pruitt for Nia on Tuesdays at 6:00 pm in Willow Glen, San Jose (click here for details) Tuesday evenings are Nia classes/workouts.    And this weekend there are two Nia Events: Saturday, October 3, 2009 there is a Niamaste Celebration Playshop in Berkeley from 2:00 pm to 4:00 pm.  Play and dance with Sabine and Philippe residents of Auroville, India.  This will be a one hour playshop and then a one hour Nia class.   Click for for details. Sunday, October 4, 2009 there is a Nia Jam in Berkeley from 1:30 pm to 3:30 pm.  Come enjoy the fun and joy with various East Bay Nia Teachers.  A jam is basically a two hour Nia class with different teachers leading.     Click for for details. If you would like more information regarding Nia, Nia classes, or the services Terre Pruitt offe... 09/29/2009

Mortgage Delinquencies on the Rise – Avoid ForeclosureIf you are one of the thousands of mortgage borrowers who added to the record high delinquency in August, then you definitely want to take action now and choose to sell your home and avoid foreclosure and/or bankruptcy.With unemployment on the rise, 7.6% of homeowners fell more than 30 days late on their mortgage payments in August 2009. Statistical data suggests that the current month over month rise in mortgage delinquencies is increasing. The numbers are staggering.Many homeowners feel overwhelmed and simply do not know what to do. The natural tendency for many is to do nothing. No matter the circumstances hiding is not a viable solution. The longer a homeowner waits the worse the situation gets. Taking action early and understand... 09/27/2009

If you want to take advantage of of the $8,000 TAX CREDIT, you will need to be in contractno later than mid October! DON'T DELAY! This means that short sales are no longeran option for you at this time. LEARN THE BEST WAY TO GET YOUR OFFER ACCEPTED.  THERE ARE OVER 300 REO PROPERTIES IN SANTA CLARA COUNY. Don't miss out on your opportunity to buy in San Jose.  Below are a current list of San Jose single family REOs as of September 26th.  2188 PETTIGREW DR 2702 CAMINO ECCO 5082 DEREK DR 1290 FREMONT ST 281 STAPLES AVE 1308 THORNBURY LN 3051 CUNNINGHAM AVE 698 PLATTE RIVER CT 1918 EVERMONT CT 5899 ETTERSBERG DR 5134 GALLANT FOX AVE 283 MCDONALD AVE 2967 VANPORT DR 380 BAY ST 2592 ABORN RD 3301 MONCUCCO WAY 10100 ENDFIELD WAY 3222 FALLEN OAK CT 5865 SOUTHWIND DR 3199 RUSKIN DR 540 INDEPEND... 09/26/2009

Maybe you've run across this when searching on the internet for a home. Below are some of the benefits of purchasing a home through HomePath: Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only) You may qualify even if your credit is less than perfect Available to both owner occupiers and investors Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit    organization, state or local government, or employer No mortgage insurance* No appraisal fees Also eligible for HomePath Renovation Mortgage (see details below) HomePath Mortgage financing is available from a variety of lenders 09/26/2009

With inventory so low, first time home buyers are finding it difficult to get theiroffers accepted with many cash investors coming out of the woodwork. Time is of the essence as the $8,000 first time home buyer credit willexpire before Dec. 1st. This means that most buyers will need to bein contract by mid October at the latest. Contact me at (408) 591-7771 to learn the best way to get your offer accepted. 09/26/2009

The TJ Martin Neighborhood Associatin hosted a well-attended meeting on Thursday, September 10th at the Almaden Winery Center. In attendence, along with nearly 100 residents, were Nancy Pyle, Dolores Carr and and Captain Vaughan Edwards. A few items from the meeting were that since April there were 83 burglaries in the area. Also, the website www.crimereports.com the captain stressed that these include crimes that were reported and not alwaysverified. This information is in each report. It is important to review each one for details. The importance of forming more Neighborhood Watch Groups was also covered as well as certain precautions to take. When a crime is in proces, contact Captain Vaughan Edwards at (408) 277-4728. For more information on the meeting, 09/26/2009

This year's festival was very enjoyable. There were opportunities for teens (like my son), and other communitymembers to volunteer helping out as well as some great bands. I was only able to catch 3 of them; The Dead Poser's Society-great music and lots of fun to listen to. Rich Lehman; just moved to LA, very intense, hones and talented Nuthin' Fancy; Lynyrd Skynyrd cover band with 2 Almaden residents that really did sound like the real thing. Lots of fun.   09/26/2009

FHA recently tightened the credit standards for it's Streamline Refinancing Program for San Jose and rest of the Bay Area. So if you currently have an FHA loan and want to refinance into another FHA loan, you will be subjected to new parameters starting January 1, 2010. Below are the highlights per FHA mortgagee letter issued on 9/18/2009. A. Seasoning At the time of loan application, the borrower must have made at least 6 payments on the FHA-insured mortgage being refinanced. B. Payment History 1) For mortgages with less than a 12 months payment history, the borrower must have made all mortgage payments within the month due. 2) For mortgages with a 12 months payment history or greater, the borrower must have: a) Experienced no more than one 30 day late payment in the preceding 12 mont... 09/21/2009

It is amazing that 95% of prospects are not Followed up after a convention or meeting.  40 Ways to connect   http://sendagreatcard.com/index.php?option=com_mojo&Itemid=40 It is amazing that 95% of prospects are not Followed up after a convention or meeting.  40 Ways to connect   http://sendagreatcard.com/index.php?option=com_mojo&Itemid=40   It is amazing that 95% of prospects are not followed up after a convention.  Your fortune for success is in the follow.   Following up with potential customers as well as your business organization is an integral part of finding success. It's a well known saying        at most all growing business organizations "the fortune is in the follow-up." When you follow up it shows you care and strengthens your relationships. It reminds others that a persona... 09/20/2009

I'd like to tell you a little bit about Marti Coates!  Marti was our realtor when we purchased our home in San Jose, CA 25 years ago.  When we began getting our house ready to sell I naturally thought of Marti...she made such an impression 25 years ago that I'd never forgotten. You see when we first decided on our home it was in great shape..by the time escrow closed the husband and two sons had moved a motorcycle into the family room to work on it.  You can imagine what the carpet looked like.  Yes, oil and grease all over the carpet as well as the rest of the house.  It was awful what they did in 30 short days. I cried when I saw it...not Marti!  She called in her miracle workers...a cleaning lady, carpet shampooer and window washer.  By the time we were ready to move in our boxes the... 09/15/2009

Saturday, September 26, 2009 – Save the Date! The Willow Glen Founder's Day Parade begins at 10:30am along Lincoln Avenue between Coe and Minnesota.  Of course the streets will look a lot different than the photo above which was taken January 2009. The Intero Willow Glen Office is participating in the Parade and of course, I will be participating in the parade as well.We will have several vintage cars, balloons, and candy for the little ones. It is great fun and a wonderful celebration of Willow Glen!Save the Date. I look forward to seeing you there!San Jose Real Estate Agent - Certified REO Specialist - Certified Short Sale SpecialistKD Realty Copyright © 2008, All Rights Reserved by Kathleen Daniels *Founder’s Day Parade – Willow Glen San Jose Ca* 09/15/2009

You're Invited to *2* NEW FABULOUS Get RE$ult$ Team Homes This Weekend !! Sat. & Sun., Sept. 12th & 13th from 1:30 to 4:30 Your Own Private Park! Live in Your Own Private Park !!  Enjoy Privacy & Comfort in this Beautifully Updated 4 Br.! Granite Slab K! Copper Plumbing! Gleaming Hardwood! Even Central A/C! All on a HUGE ~$10K Lot!  Move-In Condition! And on a Quiet Street !!  4090 Yellowstone Drive, West San Jose (Open Sat. & Sun.); Offers due by Noon on Tu., 9/15   www.4090Yellowstone.com Immaculate 3 Br in Exquisite Willow Glen! Lovely Light-Filled Charmer! FABULOUS NEIGHBORHOOD! Move-In Condition! Gleaming Hardwood! DPW! Clean & Bright K! Conv. Inside Laundry! His/Hers Closets in MBR! E-Z Walk to All 3 Schools! 2180 Cheryl Way, San Jose, CA 95125 Willow Glen (Open Sat. & Sun.); Offe... 09/11/2009

San Jose Willow Glen homes for sale week ending September 5, 2009 compared to September 6, 2008San Jose Willow Glen 95125There were 180 active San Jose Willow Glen homes for sale, including short sales and bank owned homes in the week ending September 5, 2009 compared to 259 San Jose Willow Glen homes for sale, including short sales and bank owned homes in week ending September 6, 2008. 40.8% Listings in escrow!There were 26 San Jose Willow Glen condos and San Jose Willow Glen Townhomes for sale, including short sales and bank owned homes compared to 43 in 2008.It's important that a San Jose Willow Glen home buyer and San Jose Willow Glen home seller work with an experienced San Jose Real Estate agent who understands Willow Glen Real Estate Market Trends and statistics. Knowledge is pow... 09/09/2009

San Jose Silver Creek homes for sale week ending September 5, 2009 compared to September 6, 2008San Jose Silver Creek Valley 95138There were 22 active San Jose Ca homes for sale, including short sales and bank owned homes in the week ending September 5, 2009 compared to 121 San Jose Ca homes for sale, including short sales and bank owned homes in week ending September 6, 2008. 82.7% of Listings in EscrowThere were 9 San Jose condos and San Jose Townhomes for sale, including short sales and bank owned homes compared to 23 in 2008.A San Jose Silver Creek home buyer and San Jose Silver Creek home seller definitely want to consult with an expert who understands San Jose Silver Creek Real Estate Market Trends and statistics. Knowledge is power and the key to making informed home buying and h... 09/09/2009

Cambrian Park San Jose California homes for sale week ending September 5, 2009 compared to September 6, 2008 Cambrian Park San Jose Ca homes - Cambrian Park 95118 Cambrian Park San Jose Ca homes - Cambrian Park 95124 There were 103 Cambrian Park San Jose Ca homes for sale, including short sales and bank owned homes in the week ending September 5, 2009 compared to 188 Cambrian Park San Jose Ca homes for sale, including short sales and bank owned homes in week ending September 6, 2008. 51.2% Listings in Escrow! There were 17 Cambrian Park San Jose Ca condos and Cambrian Park San Jose Townhomes for sale, including short sales and bank owned homes compared to 57 in 2008.It's important that a Cambrian Park San Jose home buyer and Cambrian Park San Jose home seller work with an experienced Sa... 09/09/2009

Blossom Valley San Jose Ca homes for sale week ending September 5, 2009 compared to September 6, 2008 Blossom Valley San Jose Ca homes - Blossom Valley 95123 Blossom Valley San Jose Ca homes - Blossom Valley 95136 There were 66 Blossom Valley San Jose Ca homes for sale, including short sales and bank owned homes in the week ending September 5, 2009 compared to 239 Blossom Valley San Jose Ca homes for sale, including short sales and bank owned homes in week ending September 6, 2008. 74.3% Listings in escrow!There were 58 Blossom Valley San Jose Ca condos and Blossom Valley San Jose Townhomes for sale, including short sales and bank owned homes compared to 190 in 2008.It's important that a Blossom Valley San Jose home buyer and Blossom Valley San Jose home seller work with an experienced ... 09/09/2009

Almaden Valley San Jose Ca homes for sale week ending September 5, 2009 compared to September 6, 2008. Almaden Valley San Jose 95120 - San Jose Ca homesThere were 66 Almaden Valley San Jose Ca homes for sale, including short sales and bank owned homes in the week ending September 5, 2009 compared to 110 Almaden Valley San Jose Ca homes for sale, including short sales and bank owned homes in week ending September 6, 2008. 47.6.0% of Listings in Escrow.There were 7 Almaden Valley San Jose Ca condos and Almaden Valley San Jose Townhomes for sale, including short sales and bank owned homes compared to 16 in 2008.It’s important that an Almaden Valley San Jose home buyer and Almaden Valley San Jose home seller work with an experienced San Jose Real Estate agent who understands Almaden Valley ... 09/09/2009

The Tapestry Arts Festival is this Labor Day Weekend in San Jose Plaza Park will transform and host the 34th Tapestry Arts Festival ... three days of great food, great fun, art, music, entertainment and much more.Event Hours: Saturday, September 5, 2009 from 10:00 am to 6:00 pm Sunday, September 6, 2009 from 10:00 am to 6:00 pm Monday, September 7, 2009 from 10:00 am to 5:00 pm  Entrance to the Festival is Free All proceeds fund arts education programs in schools and arts outreach to the community   This year also celebrates the 18th year of the Design for Living Home & Garden Show. This indoor event is a great place to get connected with home improvement, interior design, landscape talent, and so much more!I recommend taking the Light Rail. You’ll want to exit at the Convention Center ... 09/03/2009

Nia, the great workout for EveryBODY is still happening on Monday (Labor Day), September 7, 2009 at 9:00 am in San Jose. Since you might have the day off from your job, why don't you come down and give Nia a try.  It is a great way to start the day and the week.  It will help energize you for all the things you have to do on your day "off".  We workout to music in our bare feet.  Bare feet gives us great stability and gives our feet a great workout (yes, feet need exercise too!)  Nia is a workout for everyBODY.  Terre Pruitt, Certified Nia White Belt, leads the workout.  Nia has all the cycles that a workout you are familiar with has; a warm-up, a "cardio", a cool down, and a floor time.  It is a make-you-feel-good-all-over-leave-you-wanting-more-kind of workout. Mondays at 9:00 am  (Ye... 09/01/2009

Cambrian Park San Jose California homes for sale week ending August 29, 2009 compared to August 30, 2008 Cambrian Park San Jose Ca homes - Cambrian Park 95118 Cambrian Park San Jose Ca homes - Cambrian Park 95124 There were 108 Cambrian Park San Jose Ca homes for sale, including short sales and bank owned homes in the week ending August 29, 2009 compared to 183 Cambrian Park San Jose Ca homes for sale, including short sales and bank owned homes in week ending August 30, 2008. Of the 108 Cambrian Park San Jose Ca homes for sale there were 13 short sales, 9 bank owned homes and 86 traditional listings. 49.1% of Listings in escrow.There were 17 Cambrian Park San Jose Ca condos and Cambrian Park San Jose Townhomes for sale, including short sales and bank owned homes compared to 53 in 2008. ... 08/31/2009