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Santa Margarita, CA Real Estate News

By Regina P. Brown, M.B.A., Broker, Instructor
(MBA Broker Consultants)
Many business professionals worked hand-in-hand with you as a partner.  Why did they do it?  Many vendors in the real estate industry really enjoy helping buyers like you.  They get great delight when they can help a family like yours move into their new home.Thank the professionals who made your new home possibleMany service providers made the purchase of your new home possible.  Yes, they were paid, but in the real estate industry, often times they perform a lot of work without being paid.  It is nice that they closed escrow successfully and were paid.However, for your REALTOR®, the icing on the cake is having YOU as a happy first-time homebuyer.  Your REALTOR® worked hard just so she could see you smiling with joy.  Let your REALTOR® know how much you appreciated his help.Remember th...
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By Regina P. Brown, M.B.A., Broker, Instructor
(MBA Broker Consultants)
You have your choice of top real estate agents.  There are so many real estate agents!  So how do you choose the best one for you?  Remember our formula:  Research 5, interview 3, and select 1.Find out about the business professional with which you will be working closely.  Is this a person you want representing you?  Do you trust him or her to negotiate on your behalf?  Find out his or her communication and working style.  If you are tech savvy, you will be best suited by selecting an agent who also is tech savvy.Find out each agent’s reputation in the community.  Can they provide you with recommendations from clients who have used their services?  How much experience have they had with first-time homebuyers?Why do I say that you should select a REALTOR® rather than just a plain real e...
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By Regina P. Brown, M.B.A., Broker, Instructor
(MBA Broker Consultants)
Now that you’re a homeowner, you are ready to take on the responsibilities and take good care of your new home.As soon as you get the keys, conduct an orientation of your new home.  Make sure you know which keys unlock what, that the garage door opener actually opens the garage, and how to turn off the utilities in case of emergency.  Here’s a checklist to keep you on track: Test all the locks and keys Garage door opener Gate codes / remotes Common area entry keys (swimming pool gate etc.) Mailbox key Smoke detectors & test Carbon monoxide detector & test Water shut-off valve & tool Gas/fuel shut-off valve & tool Circuit breaker for power shut off/on Sewer clean-out Read more in our book, "Buy Your First Home", http://tinyurl.com/nrvmgc7.Image courtesy of Stuart Miles at FreeDigitalPhot...
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By Mike Hendrickson, Fine Homes, Short sales, excellent client services
(Premier Agent Network)
San Luis Obispo Ca 3 Bedroom 2 Bath Homes for sale Click on below to see homes available in San Luis Obispo http://www.myslohomefinder.com/listings/pgn/6/propertytype/SINGLE/areas/48910/ We offer a 5 Star Rated web site that allows you to see all the properties available. You see what a real estate agent sees when they search for a property.  If a property is sold or is removed from the market, it is taken off our web site.  No more seeing a property to find out that it has been sold like what happens to you on many of the large for profit web sites. We do not keep and sell your information.  We do not cold call you!  We allow you to search our site and contact us if you find a home you like. Our web site is a source of information for you if you are attempting to get a loan, or find o...
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By Regina P. Brown, M.B.A., Broker, Instructor
(MBA Broker Consultants)
Complete the loan application form (1003) Now that you have found a great lender to work with, you are going to need to fill out the loan application form.  It is also called the Form 1003 (ten-oh-three) Freddie Mac form.  The application is a 4-page form on legal size paper with lots of questions.  You are going to write down your employment information going back at least two years, your residences for the past 2 years, and list all outstanding loans and credit. Remember that your credit report will be compared to this list, so make sure it is accurate.  It will also ask you to list your assets, which are items of value that you own.  Since you are a renter, your car is probably your biggest asset. The form may look overwhelming at first, but do not get discouraged.  Ask your lender i...
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By Regina P. Brown, M.B.A., Broker, Instructor
(MBA Broker Consultants)
Brief Definition of Terms In the real estate industry, you will discover terms (jargon) that you've never heard before.  What do they really mean?  Here's a list that will guide consumers to understand terms commonly used in the real estate industry. Adjustable Rate Mortgage (ARM)   Mortgage loan with an interest rate that changes every 6 months or so, adjusting up or down with the market. It usually has a "cap", or maximum interest rate. ARMs are compared to fixed rate mortgages. Amortization   A loan which is calculated, including compounded interest, to be paid off completely in a certain number of years. Each monthly payment includes an amount applied to the interest and the balance applied to the principal. Annual PercentageRate (APR) A loan’s interest rate plus other loan fees, ca...
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By Sherry Peckhoon Sim, Broker/Owner, Covering the Beautiful Central Coast
(Sims & Company)
    Spring is here, and wildflowers are springing up all along the Central Coast.  The 2nd annual Wildflower Festival in Santa Margarita will be held from 9:00 a.m. to 5:00 p.m., on Saturday & Sunday, March 24 & 25 2012,  at the Santa Margarita Elementary School, 2207 H Street, Santa Margarita CA.     There is no cost to enjoy the festival, which includes a "California Wildflower Photo Contest" that is open to all where winners are voted on by the public.  A spectrum of wildflowers will be displayed.   Wildflower ID books are also available for sale.  Subject to supplies and availability, all attendees will be given a wildflower map and wildflower seeds. In addition to Hidden Treasure presentattion on the unique features of Central Coast, arts, crafts, & food Vendors as well as music en...
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