WHAT IS A SHORT SALE? A short sale (also known as a short payoff) is selling a security that the seller does not own but is committed to.  It is used to capitalize on an expected decline in the security's price.  When a homeowner owes more than can be collected through a real estate sale, a short sale allows them to sell their property to avoid a foreclosure for themselves and the lender. Short Sales present a unique opportunity for homeowners, mortgage servicers, real estate agents and investors.  By accepting a short sale, or a voluntary transfer of title, the lender experiences savings on average of $14,000 and reduces the time to receive payment by 6 months, as reported in July 2004 by the Deputy Chief Economist at Freddie Mac. A short sale minimizes the time and costs associated w... 09/07/2007

 Wednesday's bond market has opened in well in positive territory with stocks showing sharp losses. The stock markets are in selling mode with the Dow down 170 points and the Nasdaq down 20 points. The bond market is currently up 12/32, which will likely improve this morning's mortgage rates higher by approximately .250 of a discount point.There is no relevant economic news scheduled for release this morning. However, the Federal Reserve will release its Beige Book report at 2:00 PM ET. This report details current economic conditions in the U.S. by region. It is believed to be a key source of data when the Fed meets for their FOMC meetings. If it reveals any significant surprises, we may see movement in the markets and mortgage pricing as analysts adjust their theories on the Fed's next... 09/05/2007

Home prices have been adjusting, loan rates are favorable, and inventory is high!  If you've been waiting to buy that special home.....NOW may very well be the perfect time!  By searching our website you can view over 100,000 listings!!!  (all at your convenience)  We proudly serve both the Ventura and Los Angeles counties and look forward to hearing from you soon!  We're here to answer any and all questions you may have...that's our expertise and we'll make certain your needs and inquiries are handled both promptly and professionally.  Feel free to call our 800 number (905-9144).  And don't forget our informative website:  www.simivalleyhomeaccess.com  08/24/2007

AMERICAN HOMES Real Estate is celebrating their sixth year of real estate service, located at their Simi Valley branch office.  Owners MIKE LEFTON and JONI PARKINSON have over 30 years of combined full-time real estate experience.  Each and every agent associated with American Homes are FULL TIME Realtors that have been extensively trained for today's informed Buyers and Sellers.  Results oriented, each agent possesses a knowledgeable and professional approach to today's real estate market......and each are skillful at quality levels of negotiations!  American Homes was founded on the belief that home sellers are entitled to FULL SERVICE in every aspect of selling their home....while receiving a savings of thousands of dollars.  WE CHARGE A 1% LISTING FEE, while providing a powerful mar... 08/24/2007

As co-owner of American Home R.E., Inc. and Core Financial Solutions I am one of few Realtors in position to sell your home, successfully find you a home to purchase....as well as make certain your loan is taken care of professionally and effeciently!  An expert at saving each an every client TIME and MONEY!  Over twenty years of full-time real estate service!  American Homes offers an extensive marketing program and FULL SERVICE for all our home sellers-----all for only a 1% listing fee.  Our Buyer program offers a 1% rebate.  SAVING YOU MONEY is our motto!  Call today at 805 306-1444.....or visit our website at www.simivalleyhomeaccess.com 08/24/2007

In need of a loan to by that dream home that you have always wanted but never thought you could get? Stop dreaming and give us a call and let us make your dream a reality. Don't let others scare you from buying a home because lenders are still funding loans.  08/24/2007

Thursday's bond market has opened in negative territory again as investors sell holding to capture profits form the recent rally. The stock markets are showing minor losses with the Dow down 2 points and the Nasdaq down 10 points. The bond market is currently down 2/32, which will likely push this morning's mortgage rates higher by approximately .125 of a discount point.The Labor Department posted weekly unemployment figures this morning, saying that 322,000 new claims for benefits were filed last week. This was close to forecasts and has not had an impact on bond trading or mortgage rates.The week's most important news will come tomorrow morning when the Commerce Department will post July's Durable Goods Orders. This will give us an important measure of manufacturing sector strength. T... 08/23/2007

Reduced - 1837 Seasons St, Simi Valley, 1% Fee $755,000  (805)551-9489   Simi Valley Homes (805) 551-9489 1% Fee : Front ViewAddress:   1837 Seasons St    City/ST:   Simi Valley, CA   Zip Code:   93065   Location:   Simi Valley Homes (805) 551-9489 1% Full Service   Property Type:   Single Family Home   New or Resale:   Resale    Square Footage:   2907   Bedrooms:   4   Bathrooms:   3   MLS#   70002349    Newer home in sought after Big Sky community! Close to brand new Big Sky Park. Light and bright open floor-plan over 2900 sqft with view from upstairs! Many features, including: Large eat-in kitchen with walk-in pantry opens into family room with fireplace. Recessed lighting throughout! One bed + bathroom and optional 5th bedroom/den downstairs. Master suite boasts huge walk-in closet,... 08/22/2007

Simi Valley Homes (800) 905-9144 1% Fee : Front ViewAddress:   1837 Seasons St    City/ST:   Simi Valley, CA   Zip Code:   93065   Location:   Simi Valley Homes (800) 905-9144 1% Full Service   Property Type:   Single Family Home   New or Resale:   Resale    Square Footage:   2907   Bedrooms:   4   Bathrooms:   3   MLS#   70002349    Newer home in sought after Big Sky community! Close to brand new Big Sky Park. Light and bright open floor-plan over 2900 sqft with view from upstairs! Many features, including: Large eat-in kitchen with walk-in pantry opens into family room with fireplace. Recessed lighting throughout! One bed + bathroom and optional 5th b... 08/20/2007

Monday's bond market has opened in positive territory after the stock markets have failed to build on Friday's rally. The major Dow and Nasdaq initially opened with modest gains, but have since fallen into negative territory with losses of 22 points and 5 points respectively. The bond market is currently up 10/32, which will likely improve this morning's mortgage rates by approximately .125 of a discount point.The Conference Board reported late this morning that its Leading Economic Indicators (LEI) for July rose 0.4%. This indicates that economic activity is expected to increase moderately over the next three to six months, but since it matched forecasts has had little impact on this morning's mortgage rates.There is no relevant economic data scheduled for release the middle part of th... 08/20/2007

Monday's bond market has opened in positive territory after the stock markets have failed to build on Friday's rally. The major Dow and Nasdaq initially opened with modest gains, but have since fallen into negative territory with losses of 22 points and 5 points respectively. The bond market is currently up 10/32, which will likely improve this morning's mortgage rates by approximately .125 of a discount point.The Conference Board reported late this morning that its Leading Economic Indicators (LEI) for July rose 0.4%. This indicates that economic activity is expected to increase moderately over the next three to six months, but since it matched forecasts has had little impact on this morning's mortgage rates.There is no relevant economic data scheduled for release the middle part of th... 08/20/2007

Home buyers within Simi Valley and the Ventura county area can expect high quality service at American Homes Real Estate, all for FREE.  Free home loan prequalification, lists of properties actively on market, private viewings of homes for sale, complete Buyer representation, expert negotiations, complete communication and quality results allowing you to save time, money and hassles.  Become one of our Preferred Clients today!  Call 800 905-9144.  Visit our website at www.simivalleyhomeaccess.com 08/17/2007

08/17/2007

Prospective home buyers are continually looking for great homes within the Ventura county areas.  Simi Valley and Moorpark are prime locations to raise a family while allowing an easy commute for those working in the Los Angeles county.  Interest rates are extremely favorable, allowing some of the best loans available to both first time home buyers as well as step-up buyers.  American Homes R.E., Inc offers a 1% full listing fee to home sellers, allowing them to save thousands of dollars ans still receive full-service! 08/13/2007

1734 Blazewood St, Simi Valley 1% FeeType: CondoFabulous home in quiet location of Briarwood Gated Community! Light & Bright Open Floorplan! Community pool & mountain views! Simi Valley,real estate, 800-905-9144 Bedrooms: 3   Bathrooms: 2 full, 1 half    MLS# 70009993 Click For More Location:Simi Valley Homes Real Estate(800) 905-9144 1% FeePrice: $569,000  (800) 905-9144 WE JUST DO!!! (800) 905-9144 Simi Valley Homes Real Estate California, Moorpark Homes Real Estate California, Thousand Oaks Homes Real Estate California. (800) 905-9144 08/13/2007

STOP LOSING MONEY Stop Losing Money is the logo of American Homes Real Estate, co-owned by Mike Lefton and Joni Parkinson. Their combined years of active real estate experience exceeds thirty years of full-time service. Mike and Joni are currently celebrating their sixth year of operation within their Simi Valley office, located at 4511 Alamo Street. American Homes proudly represents both Sellers and Buyers within the Ventura and Los Angeles counties. The success of American Homes Real Estate is attributed to the commitment and professionalism that is demanded by today's knowledgeable clientele.  American Homes delivers both Service and Savings to today's home Seller, providing a substantial savings of thousands of dollars while still providing full service real estate. The expertise of... 08/03/2007

After reading Ana Connell’s blog about what Burbank is doing for the environment, I got to thinking what is Simi Valley doing…..well hers the answer.     Ventura County is helping you become greener.  If you own a gas powered lawn mower, and you turn it into the city they will give you a huge discount on any electric mower at Lowes.  This is for a limited time only, so if you would like more information regarding this program click here. 08/01/2007

I'm excited to start my new adventure in real estate. I know I got into the field after the boom has settled down but I feel confident that I can do well. Although people have good and bad views with their dealings in real estate. I will try my hardest to make them see nothing but the good view when dealing with me.  I'm hoping to network with other agents and to built my clientele and look forward to hearing from you all! ThanksAhmad AfzalDA/CA Financial GroupAgent/Loan Officer 07/02/2007

Music in the Park   Simi Valley will be hosting another great summer of Music at the Park.  The music will be at Rancho Simi Community Park, 1765 Royal Ave near the Firehouse Café.   This summer will be featuring:   June 16 Ticket to Ride (Beatles Tribute)   July 21 Raymond Michael (Elvis Tribute)   August 18 Dean Simmons (Garth Brooks Tribute)   All you need to bring is a blanket to sit on and a picnic.  The kids and adults will both enjoy these shows.  I hope to see you there.  If you have any questions please go to www.rsrpd.org.           www.bethbastian.com     06/12/2007

On June 9th and 10th, Simi Valley will be hosting the 6th annual Simi Valley Home and remodeling show.  The show will be hosted at the Santa Susana Park and Rec, the big park by the “s” turn.  This show is a great source of home improvement ideas, if you are looking for that new idea to make your house a home this is the place to be. So come on out with the kids, and check out the latest and greatest in home improvement.      If you would like free tickets, please contact Exit Family Realty at 805-522-2111.  www.bethbastian.com  05/31/2007