Explore Victorville, CA

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
If you're thinking about taking out a home improvement loan, there are several options to consider. First and foremost, your mortgage professional needs to know why you want a home improvement loan. Here are some factors to take into consideration.•·  How long have you been in the home?•·  Will t...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
It's all over the news. Subprime mortgage companies are in the midst of a true crisis! According to The New York Times, over two dozen lenders have already closed their doors for good. In fact, more than half of the top 25 mortgage companies from 2006 have either reported serious losses, been sol...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the credit status you've worked so hard to achieve.Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay ...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
With interest rates still near 40-year lows, is a 30- year, fixed-rate mortgage the right choice? While the mass media's response is usually yes, my reply is NO. Today's market is much different than the market and lifestyle of the previous generation. That generation typically had one job, one p...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
The mortgage planning process is different than the typical "shopping for a mortgage" experience. The mortgage planning relationship is not about you: Wasting your valuable time trying to save $25/month by comparing rates, fees and closing costs among different lenders. Wasting your valuable time...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 1
Finding a mortgage that's right for you should be easy. There are literally hundreds of options to choose from, including Fixed Rate, Adjustable Rate, Hybrids, Interest Only, Monthly Option ARMs, and Pay Select Mortgages, to name just a few. Mortgages are available at rates ranging from an introd...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
Did you know that the major credit bureaus sell your personal information? It's true! Known as "trigger leads", the files of borrowers applying for a home loan are immediately flagged, packaged, and sold by the credit bureaus to the highest bidders. For about $25 to $100 or more, your name and ce...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 1
Points are up-front fees paid by the borrower to obtain a better interest rate on a loan. One point equals one percent of the loan amount. And while a lower interest rate may result in a lower monthly payment, it is important to consider how long you intend to be in the loan and to compare curren...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
Since its inception, the Internet has caused a fair share of controversy. Some people see it as a valuable tool while others consider it the devil's playground. Wherever you stand, one thing is certain - it has changed our idea of commerce forever.eBay® is a perfect example. On this website, the ...

By Val Rensink
(HomeSource Lamoreaux Group)
Comments 0
Where do people go to talk about real estate in an open atmosphere where you feel carefree and not pressured? Well, just perhaps, at the Diamond Anniversary Celebration of the San Bernardino County Fair.  60 years in the making and still drawing crowds and headliner's. According to the new promot...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
When a bank, mortgage company or credit union approves your home equity line of credit (HELOC), it doesn't give you a check. Instead, you get a checkbook; sometimes you receive a debit card too. You can write checks as you normally would (or use the card), except that each use is really a loan ag...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
The Internet has revolutionized the way we live in countless ways. We are able to access news as it's happening, email friends and relatives all over the world, and purchase anything from cars to vacation packages with a few clicks of the mouse.What's ironic is that we frequently neglect to use t...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
1. Pre-qualification - Lenders are encouraging buyers to get pre-qualified for a mortgage so they'll know in advance how much house they can afford.2. Loan Search - Although buyers often use a lender recommended by their Real Estate agent, some prefer to do their own comparisons.3. The Hunt - The...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
The U.S. economy, interest rates, and the housing market are frequent topics on the nightly news. Viewers are told about leading economic indicators, how the stock market has performed, and whether the Federal Reserve is planning on changing interest rates. What isn't explained is how these items...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
Interpreting one of the main challenges of today's mortgage market isn't as difficult as it might seem. With interest rates on the rise, a lot of consumers are extremely troubled by the negative effects of increasing interest rates on their Adjustable Rate Mortgages. Each month, they are forced t...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
Does this scenario sound familiar? Your latest credit card statement comes in the mail, and there's an error. You know that it needs to be dealt with, but for some reason you keep putting it off. Then it hits you. The reason for your procrastination is that you just cannot bear the thought of cal...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
Here is a link that will help you discover Victorville and some of the history behind it!!Victorville, California - Wikipedia, the free encyclopediaHope you find this site informative. Please don't hesitate to give me a call if you need any more information.   

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 6
In terms of the economy and its effect on our daily lives, there is no hotter topic than the outrageous prices we are seeing at the pumps. The maddening part is as consumers, we have zero control over these inflated costs. To make matters worse, there's always that person who says something like,...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 0
Saving for your child's education just became a bit more complex as a result of the new tax bill passed last May. The Uniform Gifts to Minors Act (UGMA) is a popular program which allows minors to own stock in their name and, if they fall between the ages of 14-17, to pay taxes on the proceeds ex...

By John Caylor, Post Falls, ID Mortgages
(Infinity Financial Group)
Comments 2
The US government expects to collect some $2.6 trillion in tax revenue this year! That's a 6% increase over last year, and a 13% jump since 2005. With the tax season behind us, did you ever wonder how your tax contributions are spent? Well, according to the government's 2008 budget, nearly 71% of...

Victorville, CA Real Estate Professionals