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Vista, CA Real Estate News

By Jeff Dowler, CRS, The Southern California Relocation Dude
(eXp Realty of California, Inc.)
What’s the Value of My Vista Home? Vista Home Sales for April 2025 Vista is an inland community in North San Diego County, bordering Oceanside, Carlsbad and San Marcos. Vista offers a wide variety of housing opportunities, with tract home neighborhoods (gated and ungated), custom homes, condos and townhomes, rental complexes, and 55+ communities. There are also homes with large lots in rural areas, and in the hills, some offering panoramic views. There are mixed use and agricultural areas in Vista, too. And downtown Vista continues to grow and change, with plentiful dining and shopping opportunities and services.  Major commuting routes (e.g., the 15 and 78 freeways) are readily accessible. The longest running farmers market in San Diego is the Vista Farmers Market, opened in 1981. The ...
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By Tony Cannon, Real Estate - Oceanside Carlsbad
(Bressi Realty Carlsbad)
Real Estate Market Analysis for Vista CA Resale Homes Data July 2013: Interest rates jumped May to June and has had an affect on buyer activity. Also loan officers are feeling the pinch as refinances have stopped. Another key indicator we are seeing this month is how the number of new listings is way up compared to a year ago. Sellers have realized the real estate market analysis for Vista CA says the time to sell is now! But with a lot of new listings and less buyers, the brakes have been put on the market so homes now take days to sell instead of hours, and the number of multiple offers are in the single digits. This feels like the bottom has dropped out, but it is actually a good thing. Now inventory and price appreciation will have a chance to stabilize. Buyers can take a little mor...
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By Casey Cooke, Vista Realtor
(Coldwell Banker Residential Brokerage)
Is an FHA Loan Always the Best Choice? As a North County home buyer, you likely well know that there are a variety of home loan and mortgage products available to you, each with its own list of pros, cons and appeal. A Federal Housing Administration (FHA) backed loan is one such option for first time home buyers. However, according to MoneyWatch, if you're thinking about possibly taking out an FHA home loan, there are a few things to consider. First, a little background for you - FHA loans help home buyers purchase their first homes by making it easier for them to qualify. They require smaller down payments and feature low interest rates lower than most other viable loan options, which made them ideal for buyers who might not have the highest of credit scores or huge balances to put dow...
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By Jeff Dowler, CRS, The Southern California Relocation Dude
(eXp Realty of California, Inc.)
We’re Off to See the Wizard – The Moonlight Amphitheater in Vista California   We’re off to see the wizard, the wonderful wizard of Oz.   Who doesn’t smile and think of Dorothy and friends skipping down the yellow brick road when you read these words.   And who can’t hum the tune, even if you aren’t sure of the exact words to the song? I bet you're doing it now!! Admit it.   We’re off to see the Wizard of Oz performed at the outdoor Moonlight Amphitheater in Vista in Brengle Terrace Park, the second of 4 productions this season.   The 2000-seat Moonlight Amphitheatre in Vista is a wonderful open-air venue, with a terrific orchestra, very reasonable pricing for the caliber of their broadway productions (we saw South Pacific last month), and a small restaurant, the Artisan Café, if you de...
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By Kevin Kueneke, San Diego Mortgage Banker
(Caliber Home Loans)
Vista CA - The VA Zero Down Loan Limits for 2013 were released near the end of 2012.  However, I felt that it was important to remind potential homebuyers, and their agents, about the changes.  Vista in San Diego County saw a slight decrease from $518,750 to $500,000.  The new limits apply to all loans closed January 1, 2013 through December 31, 2013.  Does this mean that the maximum VA loan is only $500,000?  Absolutely not.  This just means that someone purchasing a home and utilizing their VA Home Loan Benefits in Vista, San Diego County will be required to have some down payment if purchasing a home with a sales price greater than $500,000.  An easy way to calculate the required down payment for purchase prices above the Zero Down VA Loan Limit is to subtract the new Zero Down VA Lo...
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By Solutions Real Estate San Diego, Expert Real Estate Advisors in San Diego
(Solutions Real Estate)
Shodowridge Sellers, Are you ready to move on? Has the Market improved enough to avoid a short sale? We have buyers wanting to own in Shadowridge. Inventory and interest rates are LOW! Are you considering the sell of your Shadowridge home? What's My Shadowridge home worth? Contact us today for your free market evaluation. We can help you sell your Shadowridge home for the the highest price in the least amount of time and hassle. 
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By Casey Cooke, Vista Realtor
(Coldwell Banker Residential Brokerage)
Five Reasons to Sell Your Home NOW! If there is even just the slightest chance that you want to sell your home this year, you might want to seriously start to consider putting it on the market now. As you've likely picked up from my last few posts, this is a promising time to list your North San Diego County home. But you don't have to take my word for it. Here are the Top 5 reasons, according to Keeping Current Matters, as to why now is the perfect time to sell your home! Check out my full post here!
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(CMG Mortgage, San Diego, CA)
We had a long-overdue correction to mortgage pricing yesterday with a 60 basis point improvement. Thus far, we have had an fairly volatile morning for Mortgage Backed Securities. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with TH...
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By Solutions Real Estate San Diego, Expert Real Estate Advisors in San Diego
(Solutions Real Estate)
Vista, CA market report - market report Vista, CA The median list price in VISTA, CA this week is $395,000. The 145 properties have been on the market for an average of 116 days. Demand measured by the Market Action Index is increasing and days- on- market is trending downward. Even as more properties come available, these are positive trends for the market. Take a look at this week's Vista, CA market report As with any real estate market, the key is to see where the trend is headed so right now we're very confident that prices will keep rising through the summer but then we're predicting a little softening in the fall with more homes on the market and most of the motivated buyers already in a home. If you'd like a market report like this market report Vista, CA just contact us through ...
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By Kevin Kueneke, San Diego Mortgage Banker
(Caliber Home Loans)
If you are shopping for an FHA Streamline Refinance with No Appraisal in Vista CA, San Diego County, CA let over 20 years of experience work for you. Experience AND new ideas count when helping you close your FHA Streamline Refinance with No Appraisal in Vista CA, San Diego County. For your next home purchase or refinance consider Kevin Kueneke.  Kevin has closed over 2,500 closed loans in just over 20 years of experience, certified continuing education trainer teaching Realtors and Lenders about FHA and VA loans, and a proven track record of excellent customer service. Your FHA home loan mortgage professional needs to be backed by one of the nations most well respected mortgage banking firms. With a combination of years of experience, plenty of proof handling tough situations under pre...
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By Solutions Real Estate San Diego, Expert Real Estate Advisors in San Diego
(Solutions Real Estate)
This home in Shadowridge is coming on the market next week for $525,000. It has nearly 2200 sq. ft. on a beautiful cul de sac. Inside the home you'll find wood floors throughout the downstairs, master bedroom downstairs with a slider to the backyard, 3 more bedrooms upstairs, white kitchen cabinets, corian countertops, ceiling fans in all the rooms, plantation shutters, formal living in the front, formal dining, a family room and eat in kitchen. The yard features a long drive way with a mature tree in the front. There's a patio in the front with views towards the ocean and a gorgeous Magnolia tree. The rear yard is fully landscaped with green grass, a covered patio and ocean breezes. It's completely private. If you're a buyer and Shadowridge real estate is on your radar, contact us imme...
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By Laura Borja Mortgage Professional, Specializing in VA and FHA Loans
(Supreme Lending NMLS 2129)
Single Story home for Sale in Vista 92084-HomePath Financing available 672 HILLSIDE TERRACE VISTA CA 92084 $251,950 | 2 BEDROOMS | 1 BATHROOM | 1 CAR GARAGE | 815 SQUARE FEET This single story home for Sale in Vista CA 92084 is elilgible for HomePath Financing. HomePath financing is offered on select FannieMae owned properties.  A HomePath Mortgaage features low down payments with flexible sources, no appraisal and No Mortgage Insurance. Not a Short Sale! Fannie Mae home, eligible for Homepath Financing. A perfect starter home. Move in ready with fresh paint and new carpet. Kitchen has granite with new gas stove. Located at the end of an easement which offers plenty of privacy. Plenty of space to park additional vehicles. Schools and shopping are within walking distance. Freeway is jus...
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By Laura Borja Mortgage Professional, Specializing in VA and FHA Loans
(Supreme Lending NMLS 2129)
Home for Sale in Vista CA under $275,000 Financing for this Home for Sale in Vista CA under $275,000 is available by contacting Laura Borja at The Lending Company, local VA, FHA and HomePath loan expert. Laura Borja can be reached at (858) 3-LOAN-SD   www.lauraborja.com   672 HILLSIDE TERRACE VISTA CA 92084 $251,950 | 2 BEDROOMS | 1 BATHROOM | 1 CAR GARAGE | 815 SQUARE FEET 672 Hillside Terrace is being offered for $251,950 This Home for Sale in Vista CA under $275,000 features fresh paint, new carpet, granite countertops in the kitchen, a new gas stove and plenty of space available for parking additional vehicles. This 815 square foot property has 2 bedroom and 1 bath on a 6700 square foot lot.  The home has a 1 car attached garage. This Home for Sale in Vista CA under $275,000 is loca...
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By Solutions Real Estate San Diego, Expert Real Estate Advisors in San Diego
(Solutions Real Estate)
homes for sale in Shadowridge - Shadowridge homes for sale Right now in Shadowridge, Vista, CA there are 6 active homes for sale, 22 under contract and 27 that have sold in the past 3 months. The momentum in Shadowridge has picked up. We have a listing that we just put under contract in 21 days and we had 60 buyers through the house in that time period. A lot of buyers are coming from the San Elijo Hills and Carlsbad search areas because they're getting priced out of homes in those neighborhoods and they fall in love with the variety of homes for sale in Shadowridge. If you'd like to see a list of Shadowridge homes for sale you can just click one of the 3 links on this blog and you'll be taken to our search page for your convenience. 
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By Solutions Real Estate San Diego, Expert Real Estate Advisors in San Diego
(Solutions Real Estate)
Shadowridge Home Values - Home Values in Shadowridge   Shadowridge is a golf course community in Vista, California with a variety of homes for sale. There's small condominiums, homes and townhomes along the edge of the golf course and larger luxury homes as well. Real Estate Insight is very active in this community with broker caravans, open houses and weekly door knocking. Our team recently accepted a full price offer on our listing which overlooks the 17th green and has ocean views. When this home closes escrow it'll represent the highest sale in Shadowridge in at least 5 years. The real estate market has improved dramatically over the past few months and Shadowridge home values have appreciated dramatically in the past year. If you'd like to know what your home is worth in Shadowridg...
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By Casey Cooke, Vista Realtor
(Coldwell Banker Residential Brokerage)
Five Steps for the Self Employed to Secure a Mortgage or to Refinance MSN ran this article a few months ago, but it's definitely a topic that is always relevant so I thought I'd share the post. If you are among the thousands of Americans who are self employed and are looking to buy a home, here are five important steps to take. 1. Good credit All borrowers today need good credit, with a minimum score of 620 or 640 for a Federal Housing Administration loan (minimum score depends on the loan) and a score of 740 or higher to be offered the best mortgage rates for a conventional loan. Some lenders consider self-employment income a higher risk than regular paychecks, so a higher credit score can offset your potential risk factors and give a lender greater confidence when considering you for ...
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By Casey Cooke, Vista Realtor
(Coldwell Banker Residential Brokerage)
Average Weeks Buyers Take to Consider a Home Purchase As you can likely imagine, the home buying process often begins long before a real estate agent like myself gets involved. It is estimated that on average, potential buyers start considering a home purchase more than three months before contacting an agent. This is according to the California Association of Realtor’s 2012 Home Buyer Survey, and is actually down from a previous survey. For those of us with lots of experience in the real estate industry, this is an indication that today's buyers are quick to take advantage of current home prices and low interest rates. Related: Home prices are going up giving buyers a huge incentive to buy now! Buyers have also grown increasingly more thoughtful about their home purchase. While the "bu...
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By Casey Cooke, Vista Realtor
(Coldwell Banker Residential Brokerage)
Do Exterior Replacement Projects Boost Home Values? The answer is a resounding YES! Homeowners looking for the most return on their investment when it comes to remodeling should definitely consider exterior replacement projects. According to the 2013 Remodeling Cost vs. Value Report, Realtors® rated exterior projects among the most valuable home improvement projects. Aside from photos online, a home’s exterior is the very first ‘real’ thing potential buyers see. This is why curb appeal projects make such a difference when it comes to home values. Here are five easy and quick ways to Increase your Curb Appeal! Remodeling exteriors with new windows, doors, roofing, siding or landscaping can bring about a huge return on investment. In fact, the majority of the top 10 most cost-effective re...
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By Casey Cooke, Vista Realtor
(Coldwell Banker Residential Brokerage)
Tell-Tale Signs You Should Reduce Your Home Price While the main goal of any home sale is for the seller to get maximum value, it can sometimes be challenging to determine the exact maximum value price. However, it doesn't usually take long before a seller knows if he or she over-priced their home. There are some key tell-tale signs that will let you know. The best course, obviously, would be to appropriately price your home in the first place. If you hire a good real estate agent, you're much less likely to run into this problem. But... if this does not happen for some reason or another, it's important to know when to drop the price. Below are six tell-tale signs that you may have overpriced your home. According to Houselogic, these are good indicators that it's time to lower your aski...
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By Casey Cooke, Vista Realtor
(Coldwell Banker Residential Brokerage)
Selling a Home in a Seller's Market Not that you need to be reminded, but North San Diego County is in a seller’s market! Low inventory and interest rates mean more buyers and higher home offers. Of course, if there is one thing we know about the cyclical nature of real estate, it's that a seller's market won't last forever. With this in mind, if you have been wanting to sell your home, now may be the best time to do so. With a growing pool of home buyers chasing a shrinking supply of homes, you have better chances of getting the maximum value for you home. As one of North San Diego County's leading home sellers, my clients have been seeing multiple offers, often for more than the list price, and have had their home pending sale within just a few days! Before listing your home, there ar...
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By Casey Cooke, Vista Realtor
(Coldwell Banker Residential Brokerage)
What's Behind Today's Low Housing Inventories? I've been posting a lot about how home prices have been going up while the number of homes for sale has been declining. I thought it would be good to touch on some of the actual reasons behind this decline in home inventory. If buyer demand is so high, why is inventory low? According to an article in the Wall Street Journal, there are several possible reasons why home inventories have been falling: Many homeowners are still underwater: As of this past January, about 22 percent of U.S. homeowners with a mortgage still owed more than their home is worth. To sell now would mean taking a huge loss on their home, which is why many are holding off. Are you under water on your mortgage? Find out with a FREE professional home valuation! Home owners...
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