DU Refinance Plus The new DU Refinance Plus guidelines are being released soon. Enhancements will include unlimited loan-to-value ratios which means anyone with a Fannie Mae Owned mortgage can take advantage of the program. What is DU Refinance Plus? The DU Refinance Plus program is a government-sponsored program under the Home Affordable Refinance initiative, that allows home owners with Fannie Mae owned mortgage that originated prior to May, 2009, to refinance into lower rates, - New DU Refinance Plus loan will not have mortgage insurance.  Your current Fannie Mae loan must also not have mortgage insurance. - Owner occupied, second homes, and investment properties qualify. - If a reliable AVM or Automated Valuation Method (computer appraisal) is available on your home, no appraisal wi... 11/10/2011

Don't make this mistake!  Rob Harris of USHealthGroup joins me for this week's tip of the week on how to avoid paying double for your health insurance bills. This is a common mistake that I know I was making and you probably are too.  No one needs to pay MORE for health insurance!     11/09/2011

Monday was another golf tournament with the group I belong to called F.I.S.A.  We get to play a different course every three to four weeks.    Monday’s tournament was at Hiwan Country Club in Evergreen, Colorado.  Even though they were calling for thunderstorms in the mountains, the rain somehow skirted around us.  It was perfect weather with temperatures in the low 80’s and blue skies most of the time.    My business partner, Belinda, wasn’t too thrilled that I took the day off to play golf after just returning from a Yellowstone vacation.  But, I bought her lunch today and she was fine.   Luckily she has a short memory when it comes to these kinds of things.   Just look at the view I had in my office Monday.   08/31/2011

Increasing Home Values in Denver CO? I saw something over the weekend that I haven't seen for quite some time.  Not once, but twice. Although we still get an occasional declining neighborhood in the Denver area these days, most appraisals are rated as "stable."  Well, we got a pleasant surprise on two appraisals in completely different areas of town.  INCREASING Home Values! Now, perhaps this is an anomaly.  Perhaps the appraisers need glasses or were disoriented or mistook these neighborhoods for hot real estate markets.  But two appraisals?  It seems unlikely this would happen twice unless we are starting to show signs of increasing home values in Denver. And to add to the positive vibe, this came from two vastly different neighborhoods.  One was in my hometown of Evergreen, a Denver ... 08/30/2011

In this week's tip of the week, I will share with you a simple yet effective way to save time and paper.  Learn how to sign any document in seconds without printing it and without using a pen.  This week's tip is a no-brainer and is free, but I didn't even think of it until someone showed me how to do this. And, I have another bonus tip to share with you, watch the video to find out more!   08/03/2011

Watch out for this new loan scam! Homeowners nationwide are falling for this, so this is a heads-up so you don't fall victim too. This week I also have a strategy for you that will enable you to double your client base! New Loan Scam ps- Your clients will also love you for sharing this tip with them!  Call me if you need help with how to make your own video for your clients! 07/06/2011

Horse Property in Soda Creek Evergreen CO Evergreen is a serene setting just west of Denver that offers many picturesque neighborhoods with ideal horse property.  The rolling hills of the area make for an incredible setting to keep your horses and the tranquility of the area will cleanse your soul. Soda Creek offers some of the best locations and settings in Evergreen with some idyllic settings for horse property.  Soda Creek is nestled off Evergreen Parkway just minutes from I-70, making for a quick commute "down the hill" as well as conveniently close shopping and amenities. This area is known for great horse property.  There are also many other neighborhoods in North Evergreen that offer horse property, as the area is known for incredible views and trails.  However, none is as specta... 07/05/2011

Did you know that if you haven't taken fire mitigation steps with your home, firefighters may have to make the difficult decision to protect someone else's home who has take prevention steps? This week, Evergreen Fire Rescue Chief Garry DeJong joins me with some simple tips on making your home safer in the event of a wild fire. These simple steps could save your home if a wild fire ever threatens your neighborhood! Fire Mitigation Tips Free Home inventory video from Frontier Insurance Free Fire Mitigation Inspection from Lam Tree 06/15/2011

Tip of the Week: This week I will share with you an awesome free program that you can use to log into you office computer from anywhere.  I hope you don't always want to be in your office, but this will enable you to "be there" even if you're not! Stop worrying about whether you brought all of your files with you when you are out of the office or whether you have the right up to date software on your laptop. Now you can just log on to your office computer as if you're sitting right there at your desk! logmein 06/08/2011

This week, I share with you a great tip to make sure the people around you know how much you appreciate them.  Watch the video to find out more! For more great tips like this, visit my fanpage, Real Estate Agent Success Strategies. Let's get your business going this summer! 06/02/2011

Where's My Phone? You've lost your phone and it's on vibrate.  You can't call it to find it!  With this week's tip, you can find it immediately!   Also, find out more about the real estate agent home buyer hotline.  You don't want to miss this!     05/04/2011

Don't Flatline Your Business - Tip of the Week This week I give you a tip to prevent your business from suddenly flatlining.  What am I talking about?  Check it out!   Also revealed is the three letter word that will guarantee you success with obtaining referrals from your clients! 04/13/2011

Last Week in Review: The Jobs Report for March was released on April 1, and that's no joke. But did the numbers give us something to smile about? Forecast for the Week: It's a quiet week ahead when it comes to economic reports, though news from Japan and the Middle East may keep things volatile. View: Identity theft is never a laughing matter. Check out these important tips from Kiplinger. Last Week in Review People say that "life is full of surprises." And last week's Jobs Report offered a few surprises of its own. But were those surprises positive, and what do they mean for home loan rates overall? Read on for details. The headline Jobs Report number showed that 216,000 jobs were created in March, which was a positive surprise as this was above expectations. In addition, 230,000 jobs... 04/04/2011

In This Issue... Last Week in Review: Europe and the Treasury Department impacted Bonds. Find out what it all means to home loan rates. Forecast for the Week: This week will be busy from start to finish... but the biggest news will hit on Friday. Read below to learn why. View: Mobile phone banking is convenient. But is it safe? Read these tips to help lower your risk!   Last Week in Review "It's not a matter of IF, but WHEN!" That old adage proved true last week as the fiscal problems in Europe came back to roost as predicted - even after being overshadowed recently by news from Japan and the Middle East. Despite all the focus on government debt in Europe, it's important to note that the problems are more than just financial; there is also a ton of political capital at risk. The strong... 03/28/2011

Check out this simple and little-known Outlook tweek!  Customize your "from" line for your outgoing emails - cool! For more great and FREE tips like this to help you EXPLODE your business, visit my Facebook fanpage RE Agent Success Strategies and become a fan (hit the "like" button at the top).  Please let me know your feedback on the site!   03/25/2011

RJ Baxter Mortgage Market Update Last Week in Review: Our thoughts continue to go out to people suffering in both Japan and the Middle East. Read on to learn how world events impacted the markets. Forecast for the Week: The volatility is sure to continue, as will the barrage of news, including several reports that will tell us how our economic recovery is faring. View: Have a home equity line of credit? Know if it is impacting your credit score unfairly? Check out important details below! Last Week in Review "It's a small world after all..." That notion was especially evident last week, with both the news in Japan and the Middle East impacting our markets. Here's what happened, and what the impact was on home loan rates. The first thing to understand is the concept of "safe haven tradin... 03/21/2011

Another stop along the way on our Rocky Mountain day excusion "break from real estate" with my business partner, Belinda, was just outside of Evergreen, Colorado.  The mountains were unbelievable. There was also a picture perfect farm that we couldn't resist taking a picture of.  I might need to go back next winter and take a picture of this farm.  It would be a great Christmas card picture.  03/17/2011

Home Home on the Range....... Give Me A Home Where The Buffalo Roam.... As part of my mountain excursion yesterday with my business partner, Belinda, we stopped in Genesee, Colorado where there is a herd of buffalo grazing. Genesee is just off of I-70 at exit 254, just east of Evergreen. The buffalo are fed every day by the City of Denver Mountain Park system. Here are some great shots of the herd.  This big guy didn't move much.  He just sat back and kept an eye on things while the rest of his herd relaxed and ate.   03/17/2011

RJ Baxter Mortgage - Market Update 3-14-2011 Last Week in Review: Our hearts and minds - as well as the markets - were moved by the tsunami in Japan and unrest in Saudi Arabia. Read how both impacted Bonds and home loan rates! Forecast for the Week: Double dose after double dose hits the news wires this week. Find out what to watch and why! View: Discover the pros, cons, and interesting tidbits about Daylight Saving Time, which begins this week.   Last Week in Review "And now... the rest of the story" - Paul Harvey. With his famous line, Paul Harvey pointed out for years that there's more to every story - and often those hidden details influence what happened. With that in mind, let's look at the "rest of the story" behind last week's news items, which had alternating impacts on Bond pr... 03/14/2011

Mortgage Market Update from RJ Baxter Gold Star Mortgage 3-7-2011 Today's Colorado Mortgage Rates Last Week in Review: The Jobs Report numbers are in, but did they make us roar with happiness? Forecast for the Week: It's a quiet week when it comes to economic reports, but will that be true of events around the world? View: Thinking of making your home more energy efficient and wondering if you still get a tax break? Rules are different this year - see the details below.   Last Week in Review "I've got just what the doctor ordered...." And last week, the Jobs Report certainly had just what the doctor ordered for our economy. What did the report say, and what are the implications for home loan rates? Read on to learn more. The Jobs Report showed that 192,000 jobs were created in February,... 03/07/2011