Homes in Upper Bear Creek Evergreen Colorado One of the most exclusive neighborhoods in Evergreen, Homes in Upper Bear Creek meander along the winding creek for several miles with a few small offshoots of side streets.  Homes in Upper Bear Creek begin less than a mile beyond the Evergreen Golf Course.  The main road is Upper Bear Creek Road, which makes it's way through a tight canyon for the first mile, with many nice homes in that area.  Beyond that, the canyon opens up, and spectacular views of Mount Evans are seen from most of the Homes in Upper Bear Creek. Some of Evergreen and Denver's elite live and have lived in Homes in Upper Bear Creek, as the babbling brook and fantastic views make for a relaxing and luxurious setting.  The community has a rich history, originally envisioned ... 04/01/2010

Mountain Biking Trails in Evergreen Colorado If you are looking for exciting Mountain Biking Trails, Evergreen is the place.  There are many singletrack Mountain Biking Trails in and around Evergreen that provide a wide range of difficulty and diverse terrain. Here are reviews of the most popular Mountain Biking Trails in Evergreen: Elk Meadow/ Bergen Peak:  Elk Meadow is one of the best Mountain Biking Trailsin the area if for no other reason than the location.  The park sits directly across from Hiwan off of Evergreen Parkway, and boasts a wide array of terrain for all skill levels.  The climb to Bergen Peak is one of the most technical climbs in Jefferson County, and the rolling single track in the meadow areas can't be beat.  Wide trails mark the low land areas which is great for fa... 03/31/2010

Mortgage Backed Security Purchase Program Ending - RJ Baxter First Mortgage Corp Evergreen CO As I have been writing about for months, today is D-Day for the end of the Mortgage Backed Security Purchase Program, the last day of the Fed's plan to purchase mortgage-backed bonds in an effort to stimulate the economy and lower mortgage rates. So far, the end of the Mortgage Backed Security Purchase Program has not spelled disaster, as mediocre economic data has kept bond prices up for the time being.  However, we have already seen volatility today in the markets, with wild swings in bond prices.  Some of this may be due to the end of the Mortgage Backed Security Purchase Program, but it may also be nervousness in the markets as a series of reports is due out the remainder of the week, and a... 03/31/2010

Homes in Wah Keeney Park Evergreen Colorado Homes in Wah Keeney Park are among of the most affordable in North Evergreen, and is a great place for a family looking for affordability with a great location. Dating back to the 1930's, Homes in Wah Keeney Park are some of the oldest in Evergreen, with some newer construction mixed in.  The neighborhood provides opportunities for both first time home buyers looking for a perfect starter home as well as higher end luxury homes with spectacular views. Homes in Wah Keeney Park are sandwiched between the Hiwan and El Pinal neighborhoods, with close access to Evergreen Parkway.  There is easy access to shopping, banking, grocery stores, recreation, and more. Recreation is abudant in Evergreen, and access from Homes in Wah Keeney Park is no except... 03/30/2010

  Troutdale in The Pines is Located in Upper Bear Creek in Evergreen, CO. Evergreen Colorado Real Estate is known for providing the fantastic quality of life that is found in the fabulous Rocky Mountains.  Evergreen is a place that allows its residents and visitors to feel away from it all yet be close to the city of Denver at the same time.  Easy access to Interstate 70 makes skiing in some of Colorado’s best ski resorts accessible as well.  Whether you want to work from home or commute into the city, Evergreen provides a laid back place to call home, complete with fresh air and unparalleled views. Evergreen Colorado is located in unincorporated Jefferson County and is made up of many subdivisions and neighborhoods.  Located at just over 7,400 feet in elevation, the Troutdale subdivisi... 03/30/2010

Hiwan Hills in Evergreen Colorado Hiwan Hills is one of the most desirable neighborhoods in North Evergreen.  Homes in Hiwan Hills are reasonably priced, and the neighborhood is centrally located with a family atmosphere.  Hiwan Hills boasts one of the best locations in North Evergreen.  Central to everything, downtown Evergreen, Evergreen Parkway, and all shopping needs are only a mile or two from any location in the neighborhood.  Hiwan Homestead Museum is nearby with the summer events on it's grounds, as is Evergreen Lake, Wah Keeney Park, and Dedise Open Space.  Denver is only a short 30-40 minute commute.  Hiwan Hills is known for it's family atmosphere and friendly neighbors.  This is the kind of neighborhood where people know their neighbors and spend time outdoors at neighborhoo... 03/29/2010

  Upper Bear Creek creates a spectacular alpine valley as it tumbles down from the lofty Mount Evans-- a 14,000 foot plus snow capped mountain which makes a beautiful backdrop for an already beautiful town-- Evergreen, CO.   Some of Colorado’s greatest estates are located on Upper Bear Creek.  It’s a dream come true location for anyone appreciating the beauty and grandeur of the Rocky Mountains.  Real estate here takes advantage of a crystal clear creek flowing over granite outcroppings, creating broad, grassy meadows and carving an impressive canyon.   Evergreen CO Homes in Upper Bear Creek can be majestic mansions built right into the walls of the canyon with beautiful picnic areas and private streamside settings.  Some homes higher, up in the headwaters, are perched along forested hi... 03/29/2010

Mortgage Rates in Evergreen, CO - Market Update March 29, 2010 Mortgage Rates rose last week as we saw extreme volatility in the markets.  The volatility in Mortgage Rates was brought on in part by testimony by Federal Reserve chairman Ben Bernanke that confirmed the Fed will end it's mortgage-backed security program this week on Wednesday.  Bernanke commented on the fact that the MBS purchase program was necessary in order to further stimulate the economy after the Fed Funds Rate was lowered as far as it could go last year.   Now, the Fed seems to be hinting that they may in fact become sellers of MBS in the near future.  If this happens, it will certainly add downward pressure to bond prices, and send Mortgage Rates up.  Simple supply and demand dictates that supply cannot continue to... 03/29/2010

What is Community Property?  RJ Baxter First Mortgage Corp Evergreen Colorado This article is a brief overview of Community Property title vesting and summary of Community Property States. As a nationwide bank, I handle many transactions in other states.  It is essential to understand the unique laws that apply in other states. One of the key things that must be understood in every state is title vesting.  Most states allow for joint tenancy, but there are a handful of states that are Community Property states.  The Community Property states are: AZ, CA, ID, LA, NV, NM, TX, WA, and WI. Community Property is a system by which a husband and wife automatically have equal ownership interest in all property acquired during marriage.  In a Community Property state, any property acquired befor... 03/23/2010

Mortgage Rates Report - Evergreen Colorado - RJ Baxter First Mortgage Corp Mortgage Rates remained low last week, ending the week about where they began.  The week, however, gave us plenty of drama and volatility.  The FOMC had their meeting and left short term rates unchanged with the added verbiage that the Federal Funds Rate will "remain exceptionally low for an extended period of time."  This commentary is interesting in the face of potential inflation, which would have a negative effect on Mortgage Rates. Despite this fact, for now inflation remains subdued.  PPI numbers came out with the lowest reading in months, signaling that perhaps the FOMC is right for now, and inflation will remain low for awhile. As I have written about over the past several months, the Fed policy of buying... 03/22/2010

Its so beautiful to live with wildlife, here in Bailey, I have a herd of big horn sheep right in my neighborhood; bears, cougars, foxes, deer, elk, even moose. Even in a little bit more populated areas such as Conifer and Evergreen there is wildlife abound. Imagine sitting on your deck in your beautiful home on some acreage in the mountains or foothills and observing wildlife, what a wonderful experience. Colorado has it all and is waiting for you. I have lived here now for 15 years and the Bailey/Conifer/Evergreen/Pine area is like my backyard to me; I would be happy to help you find your dreamhome or acreage whatever you prefer. www.sophiapaul.com 03/21/2010

First Mortgage Corp Evergreen Colorado Accredited by Better Business Bureau First Mortgage Corp has became the first and only mortgage company in Evergreen to become accredited by the Better Business Bureau. To become an accredited business, First Mortgage Corp was evaluated by the Better Business Bureaubased on their high standards for accreditation including years in business, customer satisfaction, and professional image.  The company has been in existence since January 2007, and has been affiliated with First Mortgage Corp since 2008. First Mortgage Corp is focused primarily on the Evergreen, Denver, and Denver Front Range regions.  As a Wholly Owned Subsidiary of Health One Credit Union, the company is able to lend in virtually any state.  This lending capacity helps the company to... 03/19/2010

I am excited about the 2010 real estate market in the Evergreen Colorado foothills area.  Currently I am working with 7 buyers wanting to buy by this Summer.  Most are trying to take advantage of the Home Buyer Tax Credit (see "Buyers & Sellers" page) now extended to existing homeowners.  Others are just trying to take advantage of this "Buyer's Market".  I love working with folks wanting a new lifestyle in the mountains.  All my clients are coming from different parts of the country.  Wisconsin, Illinois, California, Kansas & New Mexico are most popular right now.  My clients have loved my newly updated website CoMountainLiving.com as it has an innovative map search tool and shows as much detail as Realtors add to the MLS.  I have valuable information about how to live in the mountains... 03/12/2010

RJ Baxter First Mortgage Corp Evergreen Colorado Mortgage Market Update My weekly Mortgage Market Update has been published here:  RJ Baxter First Mortgage Corp Here are the Mortgage Market Update highlights: GDP:  Best reading in 6 years at 5.9% growth in 4Q 2009.  However, when looking below the surface, the growth came mainly from restocking of inventories, not from consumer spending, which was down sharply.  This is not a good sign for the economy. Home Sales:  Down again last month and below expectations after peak in Nov 2009.  Weather has surely played a factor, but this does not exactly signal a rebound in housing right now. This Week:  Plenty of news in store for the week, and we start out with a bang today with the PCE inflation reading.  This will likely have an effect on rat... 03/01/2010

Evergreen Real Estate Market Report, Evergreen, Colorado Evergreen Colorado is a great community nestled in the foothills of the Rocky Mountains west of Denver, Colorado with lots of amenities. Open space is all around for outdoor recreation. Downtown Evergreen has many restaurants, bars, and shops. Grocery and hardware stores are conveniently located. It is about a 35 minute commute to Denver. If you're looking for a great community in the foothills with wide open spaces, Evergreen is the community for you! Real estate sales are relatively strong in lower price ranges in Evergreen. If a home is priced competitively, it sells quickly for close to the asking price. Now is a great time to purchase a home for sale in Evergreen. Interest rates are still low and if you are under contract bef... 02/28/2010

Evergreen Mountain Trail Race DescriptionParticipants pass the four rock formations called the Three Sisters and Little Brother as they weave their way throughout this 10-mile course. The ascent up Evergreen Mountain features an elevation gain of over 1,000 feet, with runners ultimately reaching an elevation of 8,400 feet. Date & Time Saturday, June 12, 2010 @ 8:00 AM Address Alderfer/Three Sisters Open Space Park Buffalo Park Rd., 1.5 miles east of highway 73 Fees$30 In Advance or $35 Race Day Registration Closing Date Friday, June 11, 2010 @ 8:00 AM Additional Information and Registration Get out there and run. Running Event Information Provided By: J. David Lampe, REALTOR® Broker Associate Denver Real Estate Group 303.550.8563 websavvyrealestate.com I'm an active runner and regularl... 02/28/2010

Radon Gas is present in Colorado.....NO SURPRISE.  Living on rock, it's going to be around.  How much is the question.  Is it also in your Water? These are questions that a good inspector will help you understand.  I know houses, and I know how to sell them.  I don't know Radon.  I trust the experts for that.  If a Realtor tries to educate you on the whats/hows/whens of Radon, don't hang on their word.  Get an expert to test, evaluate, deliver & explain the results as well as some options to mitigate if necessary. I'll get off my soap box now. Here's the reason for my post.  A trusted inspector in Evergreen, Colorado has compiled a study spanning the Denver Metro area to the Evergreen/Conifer/Bailey Foothills showing average radon levels, highs and lows.  This study uses data he has ret... 02/24/2010

RJ Baxter First Mortgage Corp Market Update February 22, 2010 My latest market update has been published.  Please visit RJ Baxter First Mortgage Corp Market Update to read the report.  Bottom line- mortgage rates got hammered last week on hot PCI inflation numbers and positive economic data. CPI is also up: Inflation is the enemy of long-term mortgage rates because inflation devalues the returns on such an investment.  This is bad for mortgage rates! 02/22/2010

Saddleback Ridge Estates is one of the westernmost subdivisions in Evergreen, CO.  Located in Clear Creek County and accessed from I-70 at Floyd Hill and exit 247 this area offers quick access to the ski areas to the west as well as Denver just 40 miles east. I've written about Saddleback and the various neighborhoods within the area at the Evergreen real estate web site, and the associated page for Saddleback Ridge Estates. Today I created a full page map based search of the area showing every home for sale in Evergreen in or around Saddleback.  This includes some spectacular custom homes for sale in communities like The Grand Preserve and North Santa Fe Mountain to name a few.  Browse the homes by clicking here: Saddleback Ridge Estates Search Map.  Be sure to use the variety of tools... 02/18/2010

Please check out my mortgage market update newsletter which has just been published for this week! RJ Baxter First Mortgage Corp Market Update 02/15/2010