Glenwood Springs, CO Real Estate News

By RJ Baxter, 303-670-0137
(Fairway Independent Mortgage Corporation)
90% financing and low Jumbo Home Loan Rates on Jumbo Loans in Glenwood Springs CO. Are you looking for a Glenwood Springs Colorado Jumbo mortgage company? It's a great time to take advantage of the jumbo mortgage program. We specialize in helping luxury home buyers who need financing for higher jumbo loan amounts. What is a jumbo mortgage? A jumbo loan in most counties is any loan that is greater than $417,000. There are some "high balance" counties in Colorado and they are listed at the bottom of this article or follow this link to the Fannie Mae County Loan Limits. These counties allow for "conforming" rates above $417,000 and up to the county limit. Are rates higher on jumbo home loans in Glenwood Springs? Not necessarily! Currently, we have jumbo rates available that are lower than ...
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By Debbie Laity, Your Real Estate Resource for Delta County, CO
(Cedaredge Land Company)
No More Dreaming...We Have a White Christmas. You wouldn't think Colorado would be without a white Christmas, but this year we were starting to wonder. We've been in a summer time drought that was followed by a winter time drought, but the Christmas Gods have blessed us with a White Christmas. Today over 3 inches of snow has fallen in Glenwood Springs, Colorado. It's tapered off tonight, but is still coming down. Tomorrow is going to be a White Christmas. Everyone is so happy to see the snow and the moisture.  My family is traveling for Christmas. We are in Glenwood Springs which is only about 2 hours away from our house, but it's world away in terms in people and things to do. The weather patterns are similar. Glenwood Springs is a mountain town like my own mountain town, except it's b...
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By Debbie Laity, Your Real Estate Resource for Delta County, CO
(Cedaredge Land Company)
Stay, Play and Get Scared in Colorado. The Hotel Colorado is Home to Some Permanent Guests. If you are looking for a haunting good time, The Hotel Colorado may have just what you are looking for. This grand hotel is located in Glenwood Springs and has hosted some pretty famous people over the years, and some of them are refusing to leave. Walter Devereaux built this grand establishment in 1891. It was quite the draw for such famous guests as Presidents Teddy Roosevelt and William Taft. Al Capone and his buddies also spent time at the hotel. Devereaux is still said to be hanging out, and you can smell his cigar smoke. During WWII the hotel was used as a naval hospital. At this time a chamber maid was caught in a lovers triangle and killed by a jealous lover. Employees report hearing her ...
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By Debby Langford, Garfield-Western Slope Home Stager
(Altitude Designs Home Staging of Colorado)
Today on Monday even though I feel like it was one of the worst Mondays I have had in a long time. Everything that could go wrong was well on its track, then I opened up an email that said ...... Congratulations Debby.  The Design Selection Team at Ava Living has chosen your project from among 1,000’s for this week’s Ava’s Choice!   I’ve included is a special commemorative photo for your use and distribution.  This photo will appear as one of the featured projects in Ava’s Choice slide show for 7 days, from Monday, April 12th until Sunday, April 18th at 10PM PDT.   Only Ava Living promotes your works to people from over 150 countries through Ava’s Choice and also on the Facebook network with our application named “Interior Design” which features the Design of the Day.  At Ava Living, we...
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By Debby Langford, Garfield-Western Slope Home Stager
(Altitude Designs Home Staging of Colorado)
Just pass the round about with the naked mountain climber, yes you read this right. In the center of our little town of Silt, COLORADO round about is the naked mountain climber made out of stone. Yes the statue is all about the things you can do in COLORADO. It made national attention last fall, see this link on Denver channel , it was the talk of the whole valley. http://www.thedenverchannel.com/news/20689868/detail.html Back to the reason of this blog is just behind the statue is the BEST BBQ on the Western Slope of COLORADO. Red Brick BBQ is owned by Daniel & Molly Fredrich of Silt. As you can tell by the picture they have fun with what they do. Daniel is from Texas but he loves COLORADOand he can smoke any kind of meat and make it taste GREAT! Daniel and Molly were trained in the cu...
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Well the week started out with a Rock slide on 1-70 in the Glenwood Springs Canyon closing it for 5 days in both directions. Living in this beautiful state you never know when rock slides, mudslides or avalanches will happen. It really keeps you on your toes in a sense. When you are driving through the canyons getting to work or a client's home it goes through your mind what could happen. Most of us are on our own mission and want to just get our tasks done for the day so when we are inconvienced by acts of nature it makes a few mad but most of us are happy no one (this time) was hurt. I think it is really amazing to hear people say "What is Taking so LONG to clean up! Well let me think, the boulders are 6' x 8' & 10' by 20' in size and my rake and yard equipment just can't do this tas...
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By Debby Langford, Garfield-Western Slope Home Stager
(Altitude Designs Home Staging of Colorado)
          S-   Staging                                                                                      I-    Impresses M-   Many P-   Potential L-    Lead I-    Interests    F-   For            Y-  Your                PROPERTY                                                                                  I know it as been said many times but STAGING your property really does put it at the top of the list. When a property goes up for sale and it is cluttered and not cleaned to the finest detail, your potential buyer will click right pass it on the Internet where most of your leads will come from. Unless you want them to give you a bid for a fix it up you better clean it up. Right now as there are 100's of homes on the market and 100's more now that spring is around the corner you ...
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By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Hi there child of the King!Well, it's only a few days away from Christmas. And I hope that in the midst of all of the Christmas-ing you've really had an opportunity to sit and ponder the incredible event of love that we're celebrating. God loves you with a love that would knock you to your knees if you could experience it fully, friend. That's why He came to earth. I share this YouTube video every year, but it both makes my heart sing and reminds me of what's true. It's Linus telling us about the true meaning of Christmas from The Charlie Brown Christmas, and I hope it speaks to you like it does to me:http://www.youtube.com/watch?v=DKk9rv2hUfAMay your soul feel its worth this week, and this Christmas season, much-loved one.Have a merry, merry Christmas!ChristopherHere's this week's devo...
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By Debby Langford, Garfield-Western Slope Home Stager
(Altitude Designs Home Staging of Colorado)
Garfield County Libraries will bepresenting 4 Home Staging Workshops for Homeowners & Realtors by Debby Puckett with Altitude Designs. New Castle, Glenwood Springs, Silt & Rifle Colorado are setting up workshops to teach homeowners and realtors about Home Staging and its benefits. Or if you wnat a new look with your excisting furniture and accessorieslearn about ReDesign.  Please see each branch's schedule below for dates and times. Please mark your calendars for these workshops to learn how to market your home even in this market.  Call Debby @ 970.230.0479 for more information e Designs
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By Debby Langford, Garfield-Western Slope Home Stager
(Altitude Designs Home Staging of Colorado)
I like the idea of WORKING out this economy situation for us little people so I am announcing today a strategy that will put money into our economy and keep everyone WORKING (and paying taxes). For you Americans who are ready to sell your home or you bigger people who are willing to sell one of your homes this is how it will play out. 1. Call a Professional  Home Stager and she will do an evaluation on your property and will provide a WORKING plan that will direct you on how to proceed. 2. On that list you will find out that you may need some painting, electrical , intense house cleaning, or landscaping done to complete the package for resell. This is where we help the little people who keep this country moving and functional. We then hire these professional little people to complete t...
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By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Christopher Shearer Need help buying a home? You may qualify for one of these programs. County Programs   Adams County Housing Authority - Homeownership or Program HOTLINE (303) 227-2089   Arapahoe County - HomeBuyer Program or (303) 738-8060   Boulder County - Outside city limits of Boulder - Down Payment Assistance Program or (303) 651-8530   Eagle County - Colorado Housing Assistance Corp or (303) 572-9445   El Paso County - Single Family Mortgage Bond Program or (719) 520-6481   Fremont, Chaffee, Custer and Lake counties - Upper Arkansas Area Council of Governments - Mutual Self-Help Housing or call (719) 269-7687 ext. 107   Huerfano and Las Animas Counties - Down Payment Assistance Loan Program and Homebuyer Education, or call (719) 846-7882   Jefferson County - Colorado Housing As...
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By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Christopher Shearer More info: www.ftc.gov For People on Debt Management Plans: A Must-Do List Reputable credit counseling organizations employ counselors who are certified and trained in consumer credit, money and debt management, and budgeting. Those organizations that are nonprofit have a legal obligation to provide education and counseling. But not all credit counseling organizations provide these services. Some charge high fees, not all of which are disclosed, or urge you to make "voluntary" contributions that can cause you to fall deeper into debt. Many claim that a debt management plan is your only option before they spend time reviewing your financial situation, and offer little or no consumer education and counseling. Others misrepresent their nonprofit status or fraudulently o...
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By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Chrisotpher Shearer Check out these links: http://www.fhfa.gov/webfiles/1279/CLLarra022309_final.pdf February 24, 2009 MORTGAGEE LETTER 2009-07 TO:                 ALL APPROVED MORTGAGEES          SUBJECT:    Loan Limit Increases for FHA  This Mortgagee Letter provides information on Federal Housing Administration (FHA) single family loan limits that have changed as a result of the American Recovery and Reinvestment Act of 2009 (ARRA) signed into law on February 17, 2009.  These limits are effective for those loans for which credit is approved in calendar year (CY) 2009 and will remain in effect until December 31, 2009.   FHA Single Family Programs Affected:  The loan limits described in this Mortgagee Letter are effective for those mortgages insured under the following Sections of the ...
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By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Rural Development Guaranteed Housing Home Financing Options For Applicants   Advantages Frequently Asked QuestionsEligibility CriteriaChoose Rural Development Tools and Web SitesFind Authorized LenderBrochures and GuidesFind an Agency OfficeHow to start Are you ready to own a home but are not sure you will qualify due to lack of a down payment?    Rural Development may be able to help you!  USDA Rural Development has partnered with local lenders to help them extend 100% financing opportunities to rural individuals and families.  No down payment required  No expensive monthly mortgage insurance means you may qualify for a larger loan. Flexible credit and qualifying guidelines. The Rural Development guaranteed loan program has assisted thousands of customers just like you.  Tell your mort...
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