Explore Lone Tree, CO

By Laurie James
(Your Castle Real Estate)
Comments 0
Investing in Real Estate 2 - Assignments This blog will discuss a type of real estate investment, assignments, in the Lone Tree area in Denver.   What this investment is:  An investor who is interested in Assignments gets a property under contract for an attractive price then assigns the contract...

By Laurie James
(Your Castle Real Estate)
Comments 0
Take a look at the first page, for AUN (Aurora North).  Note these positive market trends this year:-          number of active listings steadily declining-          average list price pretty stable (finally!)-          U/C up dramatically-          Number of sales / month up (partially seasonali...

By Laurie James
(Your Castle Real Estate)
Comments 0
Colorado Mortgage Broker Licensing In response to the troubled national real estate market and Colorado's high volume of home foreclosures, efforts have increased to make higher caliber professionals involved in real estate. Licensing, rules and regulations have become more stringent for agents, ...

By Brian Burke, Broker & Advising Expert-Denver Luxury Real Estate
(Kenna Real Estate)
Comments 0
Lone Tree Homes and Real Estate - Heritage Estates Nov 08 No homes sold in Heritage Estates Luxury Homes community in November and no homes are currently under contract. Yet there are 12 homes for sale in Heritage Estates. 11 out of the 12 homes have been on the market for over 100 days. Two home...

By Brian Burke, Broker & Advising Expert-Denver Luxury Real Estate
(Kenna Real Estate)
Comments 2
Park Meadows Mall Holiday Shopping HoursThere is still time to shop for the holidays! Whether you have already done most of your holiday shopping (that is excellent!) or just getting started, Park Meadows Mall has extended shopping hours for you. Expect to see many shopper scurrying around at the...

By Brian Burke, Broker & Advising Expert-Denver Luxury Real Estate
(Kenna Real Estate)
Comments 2
Lone Tree Homes and Real Estate - Heritage Hills Nov 08 In November two homes sold in Heritage Hills in Lone Tree. Two homes are currently under contract. One of the homes sold was a cluster/patio home in the Enclave of Heritage Hills The winter months are typically slower in terms of sales  and ...

By Chuck Kane
(Your Castle Real Estate)
Comments 0
Loan Considerations for Buy and Hold InvestorsAs far as investment loans, little or no money down loans are impossible.  However, lenders do permit the use of Home Equity Lines of Credit or second mortgages from other properties owned by the borrower as a source of down payment.  Or, self-employe...

By Chuck Kane
(Your Castle Real Estate)
Comments 0
Loan Considerations for Fix & Flip / Short-Term InvestorsSecuring conventional financing on a fix & flip or short-term loan is not recommended.  Most conventional lenders sell off their mortgages to investors on the secondary market.  If the loan is paid off early (before six payments are made), ...

By Chuck Kane
(Your Castle Real Estate)
Comments 0
Loan Considerations for Jumbo MortgagesFor the Greater Metro Denver area, any loan amount greater than $417,000 is considered a jumbo loan.  Fannie Mae and Freddie Mac assign different thresholds for various regions across the country.  For instance, $417,000 is not considered a jumbo loan in a h...

By Chuck Kane
(Your Castle Real Estate)
Comments 0
Loan Considerations for Loan Amounts Between $200K - $417KWith all the doom and gloom publications that are mostly exaggerated, many potential borrowers believe that home mortgage lending options have dried up.  While underwriters and investors are scrutinizing files more closely, attractive rate...

By Chuck Kane
(Your Castle Real Estate)
Comments 0
FHA First-Time Buyer Tax CreditIn an effort to boost the sagging real estate market and overall economy, first-time home buyers are being offered a limited time tax credit when purchasing a primary residence.  The highlights of the tax credit are:•    The tax credit is available for first-time ho...

By Chuck Kane
(Your Castle Real Estate)
Comments 0
Loan considerations for a first time buyerLending guidelines are changing on a daily basis for every type of loan: conventional, FHA, VA & commercial.  Nevertheless, there are still very attractive first-time home buyer options available.   If you are or will be a first-time buyer, it is critical...

By Chuck Kane
(Your Castle Real Estate)
Comments 0
How can you improve your FICO score?To improve one’s credit score, it’s critical to understand the factors influencing a credit score.  The factors that contribute to a FICO score and the weighted percentages for each are as follows:•    35% — timeliness of payments •    30% — the ratio of used d...

By Chuck Kane
(Your Castle Real Estate)
Comments 0
How does your FICO score impact your interest rate on your loan?Low credit scores are deemed greater risk for lenders since the likelihood for defaulting on the loan increases.  As such, lower FICO scores translate into higher interest rates.  Mortgage lenders will group credit scores in a range,...

By Chuck Kane
(Your Castle Real Estate)
Comments 0
What is a FICO score?FICO stands for Fair Isaac Corporation, a company that created the most used credit scoring model in the United States.  An individual’s credit score is calculated through a statistical algorithm and is used as a factor in determining the likelihood of a borrower defaulting o...

By Chuck Kane
(Your Castle Real Estate)
Comments 0
There are some signs of strengthening in our Denver market.  The metro area's inventory of available resale housing decreased 20% to 23,120 units in October from October 2007.  Some of this reduced inventory is attributed to homeowners taking their properties off the market in frustration because...

By Laurie James
(Your Castle Real Estate)
Comments 0
Loan Considerations for Buy and Hold InvestorsAs far as investment loans, little or no money down loans are impossible.  However, lenders do permit the use of Home Equity Lines of Credit or second mortgages from other properties owned by the borrower as a source of down payment.  Or, self-employe...

By Laurie James
(Your Castle Real Estate)
Comments 0
Loan Considerations for Fix & Flip / Short-Term InvestorsSecuring conventional financing on a fix & flip or short-term loan is not recommended.  Most conventional lenders sell off their mortgages to investors on the secondary market.  If the loan is paid off early (before six payments are made), ...

By Laurie James
(Your Castle Real Estate)
Comments 0
Loan Considerations for Jumbo MortgagesFor the Greater Metro Denver area, any loan amount greater than $417,000 is considered a jumbo loan.  Fannie Mae and Freddie Mac assign different thresholds for various regions across the country.  For instance, $417,000 is not considered a jumbo loan in a h...

By Laurie James
(Your Castle Real Estate)
Comments 0
Loan Considerations for Loan Amounts Between $200K - $417KWith all the doom and gloom publications that are mostly exaggerated, many potential borrowers believe that home mortgage lending options have dried up.  While underwriters and investors are scrutinizing files more closely, attractive rate...

Lone Tree, CO Real Estate Professionals