Yes...it is possible, the snow man army recently learned of the great benefits in relocating to Colorado for its winter games. This due to a recent report on the top 10 cities that are posed for a great comeback (MSN.com news) They are considering the pros and cons in relocating to Colorado. The small, yet, awesome army is well known for their part on providing protection on world freezing vs global warming. ^^^^^^^^^ V V V V   Yes , it also true the above information is part true and part false....can you determine which ?  If you choose the snow man army relocating to Colorado....well , please put on a coat..to get warm, because you are so cold....  If you choose Denver as being in the top cities, you are correct and  most likely warm at this moment  9. Denver - up 1% - Prices there f... 01/12/2011

This past week as we were working on our short sale transactions, we found a lien holder with a new twist. The lien holder offered the owner , the seller, a $20,000 bonus for cooperating with the short sale. Now this is not on a million dollar home, it was on a $300,000 home. It has been my prediction that the Short Sale process would replace the typical foreclosure. The lein holders are incurring losses due to legal - foreclosure issues. In the short sale process all parties work towards a common goal, a closing... imagine that ? We have found short sales to a be a win -win -win situation. It appears the lien holders are finally in agreement. This Seller bonus is a strong indiactior of the many short sales to come. If you do know some one going a through a financially difficult time, t... 01/11/2011

The hoopla of the Holidays is over and we are all getting ramped up for a new year. We completed several market updates for clients considering selling their home via a Short Sale. We are listing two great short sales this week. This past weekend I was showing homes in Westminster,Colorado to a new purchaser, in the snow !! We looked at several homes and we found that 60% of these homes were Short Sales. We did write an offer on one of the Short Sale listings. Our purchasers are quite aware of the process of a Short Sale. We presented them our Short Sale Time Table ( Please see below in our Short Sale Presentation Video. If you do know some one going a through a financially difficult time, there is hope. Are they troubled with the thought of losing their home in a foreclosure.? There ar... 01/10/2011

Do you know some one who is going through a financial difficult time? Are they troubled with the thought of losing their home in a foreclosure.? There are many questions that may be going through a home owners mind in this situation. There is hope.. A Short Sale !!! Click and watch this short Video on the Short Sale Process. http://234925.myvideotalkstudio.com/videomail/player/mid/699630/tid/59884/cid/20704/uid/126717/fid/140314 Click below to read about a true short story on a short sale !!! http://enjoydenver.blogspot.com/2011/01/true-short-story-short-sale-story.html Gary DiGiorgio The DiGiorgio Group 9035 Wadsworth pkwy 2000 Westminster.Co 80021 Direct 303 898 4279 Office 303 422 5200 fx 303 467 0211 Gary@Di-DenverRealty.com 01/05/2011

There is hope in the possibilities of succeeding in a new business. Rather the new business is in Sales, Manufacturing or profession services. Rahter the new business be in Denver or any where international , you need to understand a few principles and know your inter person.  There have been many who have tried and have succeeded at starting and making a new business fly. I must caution those in thought of flying to start a biz...to be very conscious of the ingredients of success. The Top 5 Ingredients for Success.  1. You must have the education and experience. 2. You must have staying power. Capital....Money in the bank!! 3. You must have a sincere passion for the business before profits. 4. Being the boss means you work harder and more hours then your competitor. 5. You are the boss... 01/04/2011

Do you know some one who is going through a financial difficult time? Are they troubled with the thought of losing their home in a foreclosure.? There are many questions that may be going through a home owners mind in this situation. There is hope.. A Short Sale !!! Click and watch this short Video on the Short Sale Process. http://234925.myvideotalkstudio.com/videomail/player/mid/699630/tid/59884/cid/20704/uid/126717/fid/140314 Click below to read about a true short story on a short sale !!! http://enjoydenver.blogspot.com/2011/01/true-short-story-short-sale-story.html Gary DiGiorgio The DiGiorgio Group 9035 Wadsworth pkwy 2000 Westminster.Co 80021 Direct 303 898 4279 Office 303 422 5200 fx 303 467 0211 Gary@Di-DenverRealty.com       01/04/2011

So we hear these words every Christmas Season, peace and goodwill to all people When you hear these words, what do they mean to you ? When you extend these words to others , do you really mean it? Where did these words originate ? Here is a little clue.. How about the meanng of Glória in excélsis Deo .... Glória in excélsis Deo is transalted to ---- Glory to God in the Highest and on earth .... Please click on this Holiday song below Next time you hear it, please remember the reason for the season.... The birth of our new born KING I pray the Happiest of a Christmas Season for you and yours this year Merry Christmas Gary D... Gary DiGiorgio The DiGiorgio Group 9035 Wadsworth pkwy 2000 Westminster.Co 80021 12/22/2010

A Toast is not just a toast, yet it is a way to thank all the pro's involved in a purchase for a service well done. In purchasing a home, it's a group effort. It all starts with a call to your favorite Lender or Real Estate Broker. It continues to all the many people in the transaction that work together. Below are a few suggested toasting topics for the holiday toasting.  To great buyers To lenders that fund on time To appraisers that come in at value To Brokers To loan processors To title processors To lending institution that fund on time To the wonderful time at the closing table To good weather in the move To good communications between all   Here's a few more personal suggestions:   To our nearest To our closest To the one that always there To loyalty To trust To our family To our... 12/15/2010

It is the Christmas Season, the most wonderful time of the year. I love all the music, the lights , the trees, the snow ( well not in Denver Metro thus far, yet a bunch in the Mountains !!!) and the feel of love , confort and joy. It seems we all do the know the reason for the season , yet it seems the commercial sector of this world does love to collect on the season of giving. I myself really do believe this is the best time of the year. On the music part, one of my fav's is - Do You Hear What I hear ? It is a great song on what we are really celebrating this time of the year. Please see the words and song below. The lyrics are simple and it has a catchy tune which makes it a favorite among adults and kids alike. It uses imagery from the nativity scene and describes how everyone and e... 12/09/2010

So you’re thinking about buying or selling a property. Rather it be in Colorful Arvada, Colorado or fabulous Fort Lauderdale, Florida, remember to breathe. Buying and selling properties can be emotional. One of the best ways to smooth the process is to get together with professionals with a proven track record. The two most important professionals along the path will be your Real Estate Broker and your Mortgage Broker. The first thing I would do in purchasing a property in another city, would be to find a great agent. I would ask friends and family for a referral first. If I couldn’t get a referral there I would go to the Certified Residential Specialist web site. These agents are the best of the best. I'd arrange a meeting to meet a few agents and look for the right fit. Once I have te... 12/06/2010

Last week I was talking with my nephew. He is in the construction industry, here in Denver Colorado.. We were having a great discussion on ... HOW IS IT POSSIBLE....We had several how is it possible.. topics. If you have the answer, I ‘d appreciate the answer to theses questions:  How is it possible ....   To have scrap metal pulled from a structure here in the states, cut up into smaller pieces and shipped over sea. The metals are then re fabricated, shipped back to the states and resold here in the states.. How is it possible with all the shipping, taxes and cost to fabricate... to have this re fabricated metal cost less then being able to be processed in the states?   To have elected Officials / Politian's buy their way into office by having the money to over power their opponent?   ... 12/06/2010

I wrote a post on the renovation of Westminster Mall back in August, and occasionally I check the official Westminster Center website for updates. They have an interesting illustration on there, depicting just how much area this valuable piece of real estate covers. It's an aerial shot of Denver's LoDo area, with an outline of the Wesminster Mall superimposed. It includes Coors Field, Union Station, Market and Larimar Streets. Pretty amazing to think about! See it for yourself, on the Westminster Center web site. While you're there, you can check out the Vision for the project. Keep up with news about this long-term project at the official Westminster Center website.  * * * * * * * * * * * * * * * * * * * * * * * * I write posts on real estate issues and local events in the Denver metro... 11/29/2010

It is very easy to blame someone else when you encounter a tough situation. On the other hand it takes a special person to realize they might be part of the complication. In real life, as in the real estate biz , one must work hard and smart to succeed. So below is a refit on an old tune.. Kay Sera...EXCEPT ..a bit different And the tip of the day.. The future is yours to see and what will be.... is up to thee. ------------------------------------------ Please scroll down to get the tune and re-scroll back up and sing along ----------------------------------------- When I was just a new agent I asked my Broker, what will I be Will I be witty, will I be rich Here's what he said to me. KAy Sera, Sera, Whatever will be, is up to thee The future's is ours, to see kay Sera, Sera What will be... 11/18/2010

Ever thought of how great it would be to find out about beautiful properties that are sure to be great deals before everyone else does?  You would even have the opportunity to preview it with me before it is open for everyone else to see.  That way you could do your research on property values within that neighborhood, with my assistance, and be ready with an offer the minute it becomes active on the market.  Sellstate ACE Realty, in Westminster, the company for which I work, serves as the listing agent for many great homes in the Broomfield and Westminster areas. I would love to represent you as your buyer's agent to give this opportunity to you. All you have to do is let me know what areas and features you are looking for in a new home, and I will let you know when a great deal is abo... 11/16/2010

This snapshot of the real estate market in Westminster, Colorado provides info on homes for sale, under contract, sold in the past six months, and days on market using information taken directly from Metrolist on November 4, 2010, for single family homes. See current market reports for Arvada, Westminster, and Broomfield CO (click the link) Absorption rate is an estimate of how long it would take all the houses currently on the market to sell, if no new ones were added, based on how many sold in recent months. It’s an artificial number, of course, but a good indicator of market trends. I think it’s one of the most useful statistics we can be aware of. I believe absorption rate is more valid than ‘days on market’, because DOM is quite skewed by short sales, which stay on the market consi... 11/06/2010

I was reading the 4th book of Proverbs and was blessed by the Chapter. It was interesting, the author referred and noted wisdom... in the feminine. I know my female friends will love this and my male friends will wonder why I would bring up such a notion. Rather one is female or male, it is still interesting. I would be pleased to hear your take on the authors reference to wisdom.    5 Get wisdom, get understanding;        do not forget my words or swerve from them.  6 Do not forsake wisdom, and she will protect you;        love her, and she will watch over you.  7 Wisdom is supreme; therefore get wisdom.        Though it cost all you have, [a] get understanding.  8 Esteem her, and she will exalt you;        embrace her, and she will honor you.  9 She will set a garland of grace on your... 10/05/2010

I recall several years ago, after experiencing a defeat, a friend /agent shared this statement with me. In life, we all go through ups and downs, yet the successful individual keeps on keeping on. We must never loose that sense of wonder. In the Real Estate business, we share many aspects of life with our clients. Perhaps it's a new birth that necessitates a need for a new home. Perhaps a marriage, or a divorce, to a death, that requires a change in housing. . We are an all purpose people in this biz. Rather we are selling in Denver ,Co or where ever, we must keep on keeping on , and be willing to dance !!!! I pray each and everyone reading this blog is encouraged to never loose the sense of wonder. Below is the words to a song .."I hope you dance" Keep on dancing and never loose that s... 09/15/2010

The top ten list of States with the highest foreclosures did not include Colorado. HALLELUJAH !!!! I can sympathize with all ten of the top ten states, as Colorado once filled one of their slots. The States with high appreciation forn 2000-2007 -top- the top ten. Colorado did not have the high appreciation, althought we were one of the first states to be on the top ten (Colorado held #1 for some time ) and one of the first state to improve. It is still a great time to buy, rather it be a foreclosure, HUD and or mom and pop. Owner occupied rates at 4% fixed 30 year. Take a minute to watch the video, you' ll be gad you did !! Gary DiGiorgio The DiGiorgio Group 9035 Wadsworth pkwy 2000 Westminster.Co 80021 Direct 303 898 4279 Office 303 422 5200 fx 303 467 0211 Gary@Di-DenverRealty.com Ser... 09/08/2010

1: Life is not fair - get used to it! Rule 2: The world doesn't care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself. Rule 3: You will NOT make $60,000 a year right out of high school. You won't be a vice-president with a car phone until you earn both. Rule 4: If you think your teacher is tough, wait till you get a boss. Rule 5: Flipping burgers is not beneath your dignity. Your Grandparents had a different word for burger flipping: they called it opportunity. Rule 6: If you mess up, it's not your parents' fault, so don't whine about your mistakes, learn from them. Rule 7: Before you were born, your parents weren't as boring as they are now. They got that way from paying your bills, cleaning your clothes and listening to you ... 09/07/2010

What are the options on getting an inadequte FHA apprisal modified. In the event the current apprisaer does not modify, there are options.  I did investigate the options. I'm also curious if any one has successfully disputed a FHA appriaisal , please let me know. The following is a option on getting a appraisal reviewed and modified. Once an FHA appraisal is completed, it is stored in a system called FHA Connection, which keeps track of all matters related to FHA loans, appraisers, underwriters, etc. FHA Connection can only be accessed by FHA lenders, and only the lender which originated your FHA insured transaction may access your file (which is why your FHA Case Number must be transferred to proceed with a new lender). Once the appraisal is completed, the appraiser provides both the l... 09/07/2010