Authorized User accounts are NOT what they use to be. In short, I use to recommend them but not anymore because they really don’t work now. An authorized user (commonly referred to as a piggyback account) is when someone adds you as an authorized user to their credit account. Then your credit report would be updated to show that account with all it’s longstanding positive history. Sounds good right? Well it was good for years but not anymore. The new FICO scoring model has 4 (yes four) scorecards devoted to credit files with authorized user accounts. The credit system has figured out this loop hole and closed it hard. Let me give you an example of why authorized user accounts do NOT work. In 2009, I helped a young couple fix their credit to buy their first home. Both achieved over 80% ... 01/03/2012

Gillette Castle State Park 67 River RoadEast Haddam, CT 06423Phone: 1-860-526-2336 After three long years Gillette Castle has reopened their doors! I have so many great memories growing up from the beautiful Gillette Castle. As we all know when your little the world is so big! A beautiful piece of art! Gillette Castle is named after William Gillette an incredible actor, builder and author! Born in 1853 and passing on in 1937, this amazing mans legacy lives on! Whether taking the kids for an educational day trip or looking for a day of relaxation for two, Gillette Castle is sure to leave a lasting impression!  There are several activities for people of all ages! Breathtaking views! Make incredible everlasting memories for your little ones! Or enjoy a day for two with their wine tastings!... 08/06/2009

PRISON VS. MOMS In prison, you get three square meals a day.At home, you cook three square meals a day and try to get your kids to eat it.In prison, you get an hour each day in the yard to exercise and mingle.At home you get to clean the yard up so you can mow it so your kids can spread more toys all over it so that you can go out and clean it again because little Jr. can't sleep without his latest lego creation.In prison, you get to watch TV, cable even.At home, you get to listen to your children fight over the remote control and get treated to hours and hours of mindless cartoons thanks to cable.In prison, you can read whatever you want and attend college for free.At home, you get to read weekly readers starring Dick, Jane, and Spot and worry about how to send Jr. to college and still... 07/29/2009