Yesterday I began a series "Questions That Must Be Asked ............ Declarations Section VII Of Loan Application" which is a follow up to a blog I did on Tuesday about the need for Buyers to be Pre-Approved for a loan "Mortgage/Loan Programs with Low or No Downpayment Still Available In Connecticut ..... Pre-Appoval Letter", and the process that should be followed. In Pre-Approving a Buyer it is EXTREMELY IMPORTANT that the Loan Officer not just look at Credit and Income, or even collect documentation to verify the information that they were given, they have to complete a full Loan Application (1003). Without completing a FULL APPLICATION, mistakes are very likely to happen, because each page of the 1003 has questions if not answered can create surprises and huge problems later on. A... 08/28/2009

On Tuesday I posted a blog on the need for Buyers to be Pre-Approved for a loan  Mortgage/Loan Programs with Low or No Downpayment Still Available In Connecticut ..... Pre-Appoval Letter, and the process that should be followed.  In Pre-Approving a Buyer it is EXTREMELY IMPORTANT that the Loan Officer not just look at Credit and Income, or even collect documentation to verify the information that they were given, THEY HAVE TO, let me repeat that, THEY HAVE TO complete a full Loan Application (1003).  Without completing a FULL APPLICATION, mistakes are very likely to happen, because each page of the 1003 has questions if not answered can create surprises and huge problems later on. One of the pages of the Loan Application (1003) that unfortunately does not get the full attention that it... 08/27/2009

  ****************************************************************************************************************** Info about the author: George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com 08/26/2009

The last few days have been really hot sticky humid days here in Connecticut, so I have been having to water the grass and flower more so than usual.  As I was watering the flowers in front of the house I started to notice that they were beginning to show signs that summer is coming to an end and that fall is around the corner. It is amazing how mother nature knows what time of the season it is, no matter what the weather is like it knows its time.  It knows when it is time to bloom and when it is time to let its leaves fall.  This made me wonder, do we have the same sense when it comes to our business?  Do we do what needs to be done during our seasons? Do we plant when we need to plant? Do we water and grow during our growing season? And do we fully take advantage of our harvest time... 08/22/2009

  ****************************************************************************************************************** Info about the author: George Souto is a Loan Officer who can assist you with all your FHA, CHFA, andConventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com 08/16/2009

****************************************************************************************************************** Info about the author: George Souto is a Loan Officer who can assist you with all your FHA, CHFA, andConventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com 08/12/2009

My favorite meal of the day is breakfast, but unfortunately because of time constraints I don't get to have a full breakfast as often as I would like, and because it is my favorite meal I will sometimes have it as my dinner meal.  When I do get a chance to go out for breakfast Mitchell's On Main Street In Cromwell, Connecticut is my favorite place to go. Mitchell's On Main Street In Cromwell, Connecticut is not fancy as you can see from the pictures, but I do not go there because of looks, I go there because of the quality of the food, and Mitchell's On Main Street In Cromwell, Connecticut is as good as it gets.  They have three locations in Connecticut, Mitchell's on the River at 273 Meadow Road - Rocky Hill, Mitchell's Coffee House at  2010 Silas Deane Hwy. - Rocky Hill, and the one ... 08/11/2009

  This weekend was a great weekend for Yankee Fans, the Yankees not only broke an 8 game losing streak against the Red Sox, but they SWEPT them.  That is not the only reasons why this was a great weekend for Yankee Fans.  The Yankees held the Red Sox scoreless for 31 consecutive innings, and were one inning short of holding them scoreless for three consecutive games. Friday night's game between A.J. Burnett and Josh Beckett was a classic.  The Yankees and Red Sox went 14 innings of scoreless baseball until the Yankees scored 2 runs to end the game on a walk off home run by Alex Rodríguez.  And last night capped off a perfect weekend with the Red Sox going ahead 2-1 in the eight inning, to only have the Yankees come back with four runs in the bottom of the eight inning and win the game ... 08/10/2009

The Topsy Turvy Tomato Tree Really Works!!!  I ordered both the tomato and strawberry Topsy Turvy planters this year, and I have been amazed at how well the work, and how easy it is to take care of the tomatoes and strawberries.  I have the planters on my deck so they are easy to get to, to water the plants at any time of the day. I ordered them late so the tomatoes are just starting to come in, but as you can see they have started to come in, and will be nice and red before to long. I have been getting strawberries for about a month now, a few ripen every couple of days.  However, I think that next year I will plant cherry tomatoes in the strawberry planter, and the larger tomatoes in the larger planter.  I will also plant them earlier in the year since I will already have the planters... 08/08/2009

Empower in Middletown, Connecticut is a new business in town which offers a fun, team building, and action packed activity for all who dare to participate, and take the challenge that they offer.  Empower in Middletown, Connecticut uses a Zip Line Course, which consists of 5 Zip Lines to engage individuals or groups in developing self confidence, and stronger relationships with others, through different programs designed for: Friends & Family Group Outings Teambuilding Teambuilding Leadership Development Personal Leadership Empower in Middletown, Connecticut trys to teach team building and self confidence through one or all of the following.  Traversing suspension bridges 40 feet in the air Climbing cargo nets up into the tree tops Zipping from tree to tree, obstacle to obstacle Cruisi... 08/07/2009

  ****************************************************************************************************************** Info about the author: George Souto is a Loan Officer who can assist you with all your FHA, CHFA, andConventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com 08/06/2009

  ****************************************************************************************************************** Info about the author: George Souto is a Loan Officer who can assist you with all your FHA, CHFA, andConventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com 08/02/2009

After you have purchased your beautiful new home in Middletown, Connecticut, and gone to Smith & Bishel for your new locks, paint, and all the tools and supplies that you will need to prepare you house for moving in. You will next want to go to the Stone Post Gardens in Middletown, Connecticut to get plants and flowers to spruce up the outside of your beautiful new home. The Stone Post Gardens in Middletown, Connecticut, is located right on Randolph Road, RT 155. At the Stone Post Gardens in Middletown, Connecticut, you will find all of the plants and flowers that you are looking for to make your beautiful new house standout from all the others in the neighborhood. The Stone Post Gardens in Middletown, Connecticut is a family owned and run business by the Eddinger Family. The Eddinger’s... 08/01/2009

When I do a Mortgage Loan for a Borrower, one of the first things that I always advise them to do is to replace all of the locks on their new house as soon as possible, and the place that I tell them to go to is Smith & Bishel Hardware In Middletown, Connecticut.  They can go to one of the big boys like Home Depot, or Lowe's, but non of those places will give them the type of personal and professional service like they will get from Scott Bishel at Smith & Bishel Hardware In Middletown, Connecticut. Smith & Bishel Hardware In Middletown, Connecticut is probably the oldest business in Downtown Middletown.  Smith & Bishel Hardware was started by Scott Bishel's Great, Great Grandfather in 1898.  For those of you who have a hard time doing math, that is 111 years that this family owned and ... 07/30/2009

The Harborpark area in Middletown, Connecticut has played an important role in the development of the Connecticut River, the City of Middletown, and the State of Connecticut, from the early days of Indian settlements, to the present day. Settled by the English and early Pilgrims, Harborpark in Middletown, Connecticut quickly developed into an important port along the river. Shipbuilding began on almost as soon as the first settlers arrived. Shipbuilding and steamboat construction became a major industry. Many of our fighting ships in the Revolutionary and Civil wars were launched from Harborpark in Middletown, Connecticut, including the first commissioned warship in the newly established United States NavyHarborpark in Middletown, Connecticut was also the home base during the Revolutio... 07/29/2009

 Westlake Drive in Middletown, Connecticut or more commonally known as just Westlake, is a short stretch of road of only 1.4 miles, but within those 1.4 miles there are 12 Condominium Complexes, and 3 Apartment Complexes.  One might say that Westlake, Middletown, Connecticut is Condo Haven, for anyone looking to purchase a condominium.  When you say Condominium and Middletown in the same sentence there is no doubt in anyones mind as to where you are talking about. If you are looking to purchase a condo, you will find several styles, size, and price range to choose from in Westlake, Middletown, Connecticut.  There are thousands of condo's within these 12 Condo Complexes in Westlake, Middletown, Connecticut, and you are certain to find one that will fit your needs at: The Meadows Carriag... 07/28/2009

Middletown Connecticut can be identified by five major sections, South Farms, Westfield, Westlake, Downtown, and the Northend. With the most rural, and diverse sections being the Westfield, and South Farm sections of town.  Of these two sections South Farms, Middletown, Connecticut is the most centrally located to major through-ways, shopping areas, as well as Downtown. South Farms, Middletown, Connecticut is bordered by RT 9 & 155.  While this section of town has a very country atmosphere to it, you can be Downtown, grocery shopping, taking in a movie, or having your favorite fast food within 5 minutes. While South Farms, Middletown, Connecticut is the home to several small farms that are still run by families that first started them, such as the Lee, Graves, Harris, and Brock familie... 07/27/2009

Cedar Village Planned Residential Community, Middletown, Connecticut, also known as Julia Terrace, is located in the South Farms area of Middletown, Connecticut near RT 9.  It is one of the five Planned Residential Communities that were built in Middletown, Connecticut during the 70's and 80's.  The other four were Wesleyan Hills, Sand Hill Road, Knox Boulevard, and The Farms. Unlike the Wesleyan Hills Planned Residential Community which I wrote about yesterday, Cedar Village Planned Residential Community, Middletown, Connecticut did not follow the original plan that it was supposed to be developed under.  Cedar Village was suppose to be developed in three different phase, which it was, but before the first phase was completed the original builder filled bankruptcy and left the sub con... 07/26/2009

Wesleyan Hills Planned Residential Community, Middletown, Connecticut was one of five Planned Residential Communities that were built in Middletown, Connecticut during the 70's and 80's.  Of the five Planned Residential Communities Wesleyan Hills, Cedar Village, Sand Hill Road, Knox Boulevard, and The Farms, Wesleyan Hills was the largest and best planned of the five. Wesleyan Hills Planned Residential Community, Middletown, Connecticut is comprised of over 560 units, which are almost split equally between single family homes and condominiums.  Wesleyan Hills is divided into sections that are identified by colors, and within each section all the street begin with the section color. The Blue, Yellow, and Green sections are composed of moderately priced houses that are affordable to "Fir... 07/25/2009

When "Purchasing A House In Middletown, Connecticut", you truly have a wide range of houses to chose from, which reflects the diverse community that Middletown is.  Middletown has whatever type of house that you may be looking for both price and style.  If you are a "First Time Homebuyer" "Purchasing A House In Middletown, Connecticut", Middletown has multiple areas that are affordable for "First Time Homebuyers" that are spread through out the town.  "First Time Homebuyers" can find both house and condominiums of different levels of pricing, and in different types of neighborhoods that have a country, city, or residential settings.  If you like the smell of cows we have a house for you, if you like urban residential neighborhoods we have a house for you, if you like Downtown City livi... 07/24/2009