- Academy Cove
- Brantley Estates
- Brantley Terrace
- Country Creek
- Cranes Roost
- Crescent Place At Lake Lotus
- Glen Arden Heights
- Lake Brantley
- Lake Lotus
- Lotus Vista
- Oakland Estates
- Orienta Point
- River Run North
- River Run South
- River Run Villas
- Royal Arms
- Sanlando
- San Sebastian Heights
- Spring Oaks
- Spring Valley
- Victoria Park
- Weathershield
- Windmeadows 55+ Community
Fannie Mae Guidelines Change Monday. Apply Today To Lock In To "Old" Rules.
(Chris Brown | Certified Mortgage Planners)
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Fannie Mae rolls out new mortgage guidelines Monday. Therefore, if you're in the process of applying for a conforming home loan, consider giving your complete application by the close of business Friday. All Fannie Mae applications taken on, or after, December 13, 2010, are subject to the chang...
Home Affordability Reaches Record-Levels... Last Quarter.
(Chris Brown | Certified Mortgage Planners)
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Last quarter, with home prices still relatively low and mortgage rates making new, all-time lows almost weekly, the cost of home ownership was extraordinarily low in Florida and most U.S. markets. According to the National Association of Home Builders' quarterly Home Opportunity Index, 72.5 per...
Boost Your 2010 Tax Deductions By Making Your January Mortgage Payment A Little Bit Early
(Chris Brown | Certified Mortgage Planners)
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Looking for an extra 2010 tax deduction? Consider making your January mortgage payment a few days early. It's a simple strategy that works because of how mortgage interest works. Unlike rent which is paid in advance at the start of a month, mortgage interest is only paid after it's been borrowe...
Sutton Place Altamonte Springs Sutton Place Altamonte Springs is a brand new Town Home community located in Altamonte Springs off Pearl Lake Causeway just steps from Hwy 436 and Hwy 434. The pricing starts at $119,000-$147,000 for 1584- 1676 square footage of space with attached 2 car garages. Th...
Pending Home Sales Index Points To A Budding Seller's Market
(Chris Brown | Certified Mortgage Planners)
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The Pending Home Sales Index surged 10 percent in October as low mortgage rates and low home prices spurred Orlando buyers into action. A "pending home sale" is an existing home under contract to sell, but not yet closed. The Pending Home Sales Index is at its highest level since April 2010 -- ...
How To Install Motion-Detector Lighting On Your Home
(Chris Brown | Certified Mortgage Planners)
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Activated by infrared waves, motion-detector lighting can illuminate a dark driveway, a dark sidewalk, and a dark yard, thwarting would-be thieves while also giving homeowners a lit, safe path to their own front or back door. If your home is not already equipped with such lighting, this video fr...
Top 8 Things To Ask Your Lender During The Application Process
(Chris Brown | Certified Mortgage Planners)
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Knowing what questions to ask your lender during or before the loan application process is essential for making your mortgage approval process as smooth as possible. Many borrowers fail to ask the right questions during the mortgage pre-qualification process and end up getting frustrated or hurt ...
Understatement : Freddie Mac Says Mortgage Rates Rose Last Week
(Chris Brown | Certified Mortgage Planners)
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It's been a wild 30 days for home affordability. Since the Federal Reserve's November 3 press release, in which our nation's central banker committed $600 billion to bond markets, mortgage rates have leaped, moving quicker than the news can report them. This week is.... Read the COMPLETE BLOG...
Mortgage Rates Rapidly Rising On Jobs Data; More Risk Ahead For Friday
(Chris Brown | Certified Mortgage Planners)
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Mortgage rates are rising, up nearly 1 percent since mid-October. Tomorrow, rates could rise again. The Bureau of Labor Statistics releases the November jobs report at 8:30 A.M. ET Friday. With a stronger-than-expected reading, mortgage rates should continue their climb, harming home affordabil...
September's Case-Shiller Index Reflects A Slowing Housing Market
(Chris Brown | Certified Mortgage Planners)
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Standard & Poors released the September Case-Shiller Index Tuesday. The Case-Shiller Index is a home-value tracker. The report shows home prices down 0.7% from August and values fading, in general. Case-Shiller representatives assessed the findings as "another weak report; weaker than last mont...
After posting a strong September, the number of newly-built homes sold nationwide slipped in October. Total units sold on an annual basis dropped by 25,000 from September; supplies of new homes climbed 0.7 months. Home supply is back to its rolling, 6-month average of 8.6 months. Like everythin...
How To Find Air-Leaking Windows And Seal Them
(Chris Brown | Certified Mortgage Planners)
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Preventative care will minimize your home repair costs and, at this time of year, it's a good idea to sweep your home's exterior for sign of air leaks and drafts around windows. According to the U.S. Department of Energy, drafty windows can account for Read the COMPLETE BLOG POST HERE: How ...
By committing to a mortgage loan, the borrower is entering into a financial agreement with a lender to pay back the mortgage money, with interest, over a set period of time. The borrower's monthly mortgage payment may change over time depending on the type of loan program, however, we're going t...
Fed Minutes Help Push Mortgage Rates To 4-Month High
(Chris Brown | Certified Mortgage Planners)
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The Federal Reserve released its November 2-3, 2010 meeting minutes Tuesday afternoon. Mortgage rates in Florida have been on the move since. The Fed Minutes is a comprehensive review of Federal Open Market Committee meetings; a detailed look at the debates and discussions that shape our countr...
October Existing Home Sales : Buyers And Sellers In Balance
(Chris Brown | Certified Mortgage Planners)
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After two months of surging sales, home resales fell by 100,000 units last month to 4.4 million homes nationwide. October's Existing Home Sales tally is slightly below the report's 6-month rolling average, according to the National Association of REALTORS® -- a time span which includes....... ...
Applying For A Mortgage Soon? Don't Open New Credit Cards On Black Friday.
(Chris Brown | Certified Mortgage Planners)
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Black Friday is 3 days away. It's the official start of the 2010 Holiday Shopping Season. Sales are expected to top $111 billion this year and, already, businesses are vying for shoppers and their dollars. Newspaper circulars are getting larger, and in-store discounting is more prevalent. But o...
Home Safety Tip : How To Install And Test A Smoke Detector
(Chris Brown | Certified Mortgage Planners)
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According to the United States Fire Administration, in 2008, there were an estimated 378,200 in-home fires. Combined, these fires caused $8 billion in property damage and killed 2,600 people. Unfortunately, many of affected homes did have smoke detectors installed, but the devices were faulty e...
Understanding the Difference Between an Appraisal vs Neighborhood Listing Prices
(Chris Brown | Certified Mortgage Planners)
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Why is there such a difference between what my appraised value is and the price similar homes are selling for on my street? It’s a great question, and you don’t have to be a mortgage professional or a real estate agent to understand the answer. The distinction lies in the purpose of the two valua...
Mortgage Rates Still Rising. Is This The End Of The Refi Boom?
(Chris Brown | Certified Mortgage Planners)
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Rock-bottom mortgage rates may be gone for good. This week's Freddie Mac Primary Mortgage Market Survey shows in numbers what Florida rate shoppers have learned the hard way -- mortgage rates are spiking. During the 7-day period ending November 18, the average 30-year, conforming fixed rate mo...
Housing Starts Data Much Better Than The Headlines Would Have You Believe
(Chris Brown | Certified Mortgage Planners)
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Newspaper stories can be misleading sometimes -- especially with respect to real estate. We saw a terrific example of this Wednesday. A "Housing Start" is a privately-owned home on which construction has started and, according to the Commerce Department's October 2010 data, Housing Starts data ...
