Explore Altamonte Springs, FL
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
With the start of autumn comes a chill in the The Crossings air, plus a simple way to drop your home's energy bill. For homeowners with ceiling fans, it's as simple as moving a button. In this vintage video from The Weather Channel, you'll learn how the blades of......   Read the COMPLETE BLOG POST HERE: With The Start Of Autumn, An Easy Way To Save On Energy Bills  
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
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The value of a home is based on the basic economic principle of Supply and Demand. When the number of buyers exceeds the number of sellers, home prices rise. Conversely, when sellers outnumber buyers, home prices fall. There's always a opening price point for.......   Read the COMPLETE BLOG POST HERE: America's Most Expensive ZIP Codes (2010 Edition)
By Rob Arnold, Metro Orlando Full Service - Investor Friendly & F
(Sand Dollar Realty Group, Inc.)
Comments 1
September was a crazy month for sales in Central Florida.  The $8000 tax credit came to an end this month - if you had a straggling contract from back in April but didn't close it before September 30, your chance at getting the credit is gone. Sadly I know a few short sale buyers that lost deals because of this deadline.  Additionally GMAC, JP Morgan Chase, Bank of America, and a few other REO bank owned sellers pulled their listings off the market this month - including listings that were pending to close.  It should be quite interesting to see the affect this will have on the monthly sales statistics.  We did manage to close quite a few deals during September though.  Check these deals out:                        Moorings                              Leon                              ...
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 1
Home builder confidence held firm this month, according to the National Association of Home Builders' monthly Housing Market Index. September's reading of 13 equaled a 17-month low. The HMI is on a 1-100 scale. A value of.....   Read the COMPLETE BLOG POST HERE: As Homebuilder Confidence Stagnates, Deals Abound
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
For the 17th straight month, the Case-Shiller Index reports that home values are rising across the United States. As compared to June, July's prices were up by 4 percent. However, despite the improvement, July's Case-Shiller Index showed weaker as......   Read the COMPLETE BLOG POST HERE: Case-Shiller Shows Slowing Growth In Home Prices... Two Months Ago
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job transfer?  Regardless of the motivation for keeping one property while purchasing another, let’s address this......   Read the COMPLETE BLOG POST HERE: Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 2
A kitchen is often a home's busiest room -- a meeting place for meals and conversation. It's also among the home's most grimy rooms. Bacteria, dirt and germs collect on floors, on countertops, and inside appliances. In this 4-minute clip from NBC's The Today Show, you'll learn how to rid your kitchen of "nastiness".  The featured fixes use.......   Read the COMPLETE BLOG POST HERE: Rid Your Kitchen Of Hidden Dirt And Grime
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 3
Sales of existing homes in recovered in August, perhaps the result of a post-tax credit normalization. As compared to July, Existing Home Sales rose 8 percent in August, buoyed by falling interest rates and slow-to-rise home prices. There's lot of "good deals" out there and home buyers in.........   Read the COMPLETE BLOG POST HERE: Existing Home Sales Rebound In August, Give Hope For Autumn
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
The number of single-family Housing Starts rebounded in August, climbing 4 percent from July's 14-month low. A "Housing Start" is defined as a home on which construction has started and the August increase represents 18,000 single-family units nationwide. If you only read the headlines, however, you would think the data was stronger. This is.......   Read the COMPLETE BLOG POST HERE: Housing Starts Rise In August, But By Less Than The Headlines Report
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 1
Today, in its 7th meeting of the year, the Federal Open Market Committee voted 9-to-1 to leave the Fed Funds Rate unchanged.  The Fed Funds Rate remains at a historical low, within a Fed's target range of 0.000-0.250 percent. In its press release, the FOMC said that.......   Read the COMPLETE BLOG POST HERE: A Simple Explanation Of The Federal Reserve Statement (September 21, 2010 Edition)
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 1
How can a fully approved loan get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated credit report to verify that there hasn't been any new activity since original approval was issued, and the new findings kill the loan. This generally won't happen in a 30 day time-frame, but borrowers should anticipate a new credit report being pulled if the time from an original credit report to funding is more than 60 days. Purchase transactions involving short sales or foreclosures tend to.......   Read the COMPLETE BLOG POST HERE: Ten Credit Do's and Don'ts To Bear In Mind Prior To Getting Your Mortgage Loan
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
The Federal Open Market Committee adjourns from its 6th scheduled meeting of the year today, and 7th overall. Upon adjournment, Federal Reserve Chairman Ben Bernanke will release a formal statement to the market. In it, the Fed is expected to announce "no change" to......   Read the COMPLETE BLOG POST HERE: The Federal Reserve Meets Today. Should You Lock Your Rate Before It Adjourns?
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 3
If a home is an expression of personality, then these 10 homes say something unique about their owners.  Culled by Zillow, this list of one-of-a-kind properties make for excellent party conversation. There's the "round house", the geodesic dome, the firehouse home, and........   Read the COMPLETE BLOG POST HERE: Unique Homes Across The Country  
By Alex F, Central Florida, Realtor
(Charles Rutenberg Realty)
Comments 0
Cranes Roost Altamonte Springs Located at the heart of Uptown Altamonte. The area offers shopping, dining, offices for rent and a unique destination of living at the Lofts at Uptown. The Lofts are where you can find the view is Amazing overlooking the surrounding Cranes Roost Lake. This beautiful lake one-mile long is well manicured well maintained body of water. Cranes Roost Altamonte Springs offers an exercise facility with water fountains every quarter of a mile. If you love birds, Cranes Roost offers a variety of birds such as Cranes, Egrets, Barn Owls, Cuckoos, and Red Tail Hawks. On any given day other wildlife can be spotted including turtles, snakes and otters. Residents and visitors can enjoy the wooden boardwalks and shaded areas to sit and feed the fish, ducks, and turtles.  ...
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 2
  Is it better to rent a Longwood home, or to buy one? The answer may not be as clear-cut as you think. In this balanced, 3-minute joint interview from NBC's The Today Show, you'll hear the case for both sides. From the pro-renting part of the talk, there's valid points about the economic impact of low credit scores and/or no cash for downpayment, and the ongoing, annual cost of......   Read the COMPLETE BLOG POST HERE: Rent A Home Or Buy A Home : The Case For Both Sides  
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
According to foreclosure-tracking firm RealtyTrac, the number of foreclosure filings climbed 4 percent in August from the month prior. A foreclosure filing is defined as default notice, scheduled auction, or bank repossession. Despite the number of filings surpassing 300,000 for the 18th straight month, RealtyTrac's report shows some bright spots for.......   Read the COMPLETE BLOG POST HERE: Home Defaults Dropped For The 7th Month In A Row In August
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
The recent rise in mortgage rates was slowed this week after the government released its Retail Sales report for August. Prior to Tuesday, mortgage rates had been spiking across Florida on the resurgent hope for U.S. economic recovery. The sentiment shift was rooted in reports including the Pending Home Sales Index and Initial Jobless Claims, both of........   Read the COMPLETE BLOG POST HERE: Home Affordability Gets A Boost From Weak Back-to-School Retail Receipts  
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 4
While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pricing premiums, credit score, secondary approval layering, rescission deadlines, property type, HOA insurance requirements, title and property flip rules are just a few of the daily changes that can have a serious impact on a borrower's home loan financing. With today's volatile lending environment, it's obviously important for home buyers to get a full loan approval which clearly defines all contingencies that pertain to......   Read the COMPLETE BLOG POST HERE: Seven Things Your Agent Should K...
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 3
Want a lower mortgage rate on your upcoming Longwood home buy? Think about moving up the closing date. The reason is rooted in "rate locks", a bank's guarantee to honor a specific mortgage rate for a specific, finite period of time. Rate locks allow home buyers to........   Read the COMPLETE BLOG POST HERE: The Math Of Choosing A Great Closing Date
By Richard Shuman, Real Estate Broker - Orlando Area - Love Referrals
(The Only B.S. I Have is from the University of Massachusetts)
Comments 6
Everyone Needs to Snap Out of The Doom and Gloom Mode - It's Hurting your Business! As a Broker I hear our agents and mortgage brokers every day having problems with other REALTORS and Mortgage Brokers. It seems like a lot of other agents and brokers have given up. Are hard to get a hold of or grumpy when you do get them. TIP TO GET OUT OF A FUNK . . . Get away from negative people. Go to the office, the gym, take your Dog for a walk or go where ever you can start your day with a positive outlook. STOP LISTENING TO THE NEWS AT LEAST UNTIL THE END OF THE DAY!!! Go buy a CD or download some music that PICKS YOU UP!  Put your headphones on while blogging or networking online! It will put a smile on your face. It's amazing how much other people want to be around us when we have a smile on o...

Altamonte Springs, FL Real Estate Professionals