Explore Altamonte Springs, FL
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 3
  A report issued Monday by the U.S. government showed core inflation rising 2.5 percent in the last 12 months for its biggest one-year gain since January 2010. Everyday living is becoming expensive, it seems. But there are some U.S. towns in which the cost of living remains affordable -- and downright cheap -- as....   Read the COMPLETE BLOG POST HERE: Top 25 Least Expensive U.S. Cities
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 1
  Compact fluorescent light bulbs are widely praised for their energy-efficiency and relatively low price points. However, unlike traditional light bulbs, they pose a specific health risk to humans and pets. Most compact fluorescent light bulbs are loaded with mercury vapor and mercury is poisonous -- even in... Read the COMPLETE BLOG POST HERE: How Do I Clean Up A Broken Compact Fluorescent Bulb?
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 1
Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are.....   Read the COMPLETE BLOG POST HERE: Renting vs Buying A Home
By Dennis Burgess, Orlando Property Manager and Realtor
(AmeriTeam Property Management)
Comments 1
Tito's Pipe & Drain, Inc., Altamonte Springs, FL  32701 (407) 331-8486 I've used a number of vendors in the last 10 years- appliance folks, pool guys, electricians, painters, roofers, carpet cleaners, general cleaning folks and more lawn guys than I can remember.  Some have been great, some good, some fair and a few that were nothing short of pitiful.  We all know the stories of the jacklegs that prey on the unsuspecting and wary alike. Tito's Pipe & Drain, Inc., Altamonte Springs, FL  32701 (407) 331-8486 is the exception.  I can say unequivocally that Tito, the owner of the company, is the best and most trusted contractor/vendor I've ever used- period. So what makes Tito's Pipe & Drain, Inc., Altamonte Springs, FL  32701 (407) 331-8486 the best vendor I've ever had- and the only one I...
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
Congratulations on finding a house! You now have only a few days from when you signed the purchase and sales agreement to have a home inspection. Chances are your real estate agent made the offer contingent upon a satisfactorily home inspection and obtaining mortgage financing. What Is A Home Inspection? According to Wikipedia, a home inspection “is a limited, non-invasive examination of the condition of a home, often in connection with the sale of that home. This is usually conducted by a home inspector who has the training and certifications to perform such inspections. The inspector prepares a written report, often using home inspection software, and delivers it to a client, typically the home buyer. The buyer uses the knowledge gained from the home inspection to make informed decisi...
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
  Wednesday, the Federal Open Market Committee voted to leave the Fed Funds Rate unchanged within its current target range of 0.000-0.250 percent. The vote was 10-0 -- the fourth straight unanimous vote for the nation's Central Bank. In its press release, the FOMC said that the economy is recovering, although "somewhat more slowly" than what was expected. Labor markets have been weaker than anticipated and the Fed believes that is, in part, a result of higher food and energy costs, and....   Read the COMPLETE BLOG POST HERE: A Simple Explanation Of The Federal Reserve Statement (June 22, 2011 Edition)
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
  Home resales slipped 4 percent in May, falling below the 5,000,000-unit mark on a seasonally-adjusted, annualized basis for the first time since February. April's resales were revised lower, too. Analysts were surprised by the figures because it runs counter to the National Association of...   Read the COMPLETE BLOG POST HERE: Existing Homes Sales Slip In May
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 1
  Despite rising new home sales and an increase in building permits nationwide, home builder confidence slipped to a 9-month low in June. The monthly Housing Market Index from the National Association of Homebuilders registered 13 this month -- three ticks lower than last month, and its lowest level since September 2010. June's 3-point drop from May is the biggest one-month move since May 2010, the month after the expiration of the federal home buyer tax credit. The retreat could signal favorable pricing for new home buyers in Longwood in the months ahead. When builders get less bullish on....   Read the COMPLETE BLOG POST HERE: Homebuilder Confidence Slips To 9-Month Low
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 1
    This week marks the official start of Summer in Lake Mary. If your home's outdoor area has furniture in it, you'll want to make sure that your furniture is clean. In this 4-minute video from Lowe's, you'll learn tricks to keep your outdoor furniture clean, and protected from the elements. All types of outdoor furniture are covered in....   Read the COMPLETE BLOG POST HERE: How To Clean Outdoor Furniture : Resin, Wood And Metal
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
A Home Owner Association (HOA) can have a huge impact on your life when you buy a home in a PUD (Planned Unit Development) or Condominium Project. According to Wikipedia: A homeowners' association (abbrev. HOA) is an organization created by a real estate developer for the purpose of developing, managing and selling a development of homes. It allows the developer to exit financial and legal responsibility of the community, typically by transferring ownership of the association to the homeowners after selling off a predetermined number of lots. It allows the municipality to..... Read the COMPLETE BLOG POST HERE: HOA Hurdles to be Aware of When Looking at New Properties  
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 2
  The housing market received a jolt of good news Thursday. The Commerce Department reports that Single-Family Housing Starts improved in May. As compared to April, last month's Single-Family Housing Starts rose 4 percent to a seasonally-adjusted, annualized rate of 419,000 units, a figure slightly better than the 6-month average and the highest tally since January. A "housing start" is defined as..... Housing Starts Climb Unexpectedly In May  
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
  Foreclosure rates are falling. According to foreclosure-tracking firm RealtyTrac, monthly foreclosure filings fell 2 percent in May to just under 215,000 filings nationwide. A foreclosure filing is defined as any one of the following: a default notice, a scheduled auction, or a bank repossession. On an annual basis, foreclosure counts have...   Read the COMPLETE BLOG POST HERE: Monthly Foreclosure Count Drops For 16th Straight Month  
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 1
  The jobs market is recovering slower than expected, and so is housing. But neither condition has slowed U.S. consumers. According to the Census Bureau, Retail Sales rose for the 11th straight month in May. Excluding cars and auto parts, sales receipts climbed to $322 billion last month. It's an all-time high and another example of the U.S. economy's resiliency. Wall Street didn't expect such results. As a result, mortgage rates worsened...   Read the COMPLETE BLOG POST HERE: Mortgage Rates Surge On May Retail Sales Figures
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 4
  Mortgage rates are falling, falling, falling. On a wave of uncertainty about Greece and its debt; and weaker-than-expected economic data at home, conforming 30-year fixed rate mortgage rates have fallen to levels not seen since December 2, 2010. Mortgage rates have dropped 8 weeks in a row. Not even last year's Refi Boom produced an 8-week winning streak. This season's streak is....   Read the COMPLETE BLOG POST HERE: Is This The Start Of A Refi Boom? Mortgage Rates Fall For 8 Straight Weeks.  
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
  If you have a flair for home decoration projects, Better Homes & Garden has some terrific ideas for you on its website. Titled "Fast and Fabulous Decorating Projects", the lifestyle company offers inspiration for 20 do-it-yourself art projects that can breathe life into old furniture, and add pop to your home. Published in thumbnail format, the guide is....   Read the COMPLETE BLOG POST HERE: 20 Craft Projects To Spice Up Your Home
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
Many people believe that interest rates are simply set by lenders, but the reality is that mortgage rates are largely determined by what is known as the Secondary Market. The secondary market is comprised of investors who buy the loans made by banks, brokers, lenders, etc. and then either hold them for their earnings, or bundle them and sell them to other investors. When the secondary market sells the bundles of mortgages, there are end investors who are willing to pay a certain price for those loans. That market price of those Mortgage Backed Securities (MBS) is what impacts mortgage rates. Typically, investors are willing to accept a lower return on mortgage backed securities because of their relative safety compared to other investments. This perception of safety is due to the implie...
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 0
  A mortgage comes with many moving pieces and understanding them is the key getting a great deal. Unfortunately, studies show that few Americans have a firm grasp of how mortgages work -- from mortgage types to mortgage fees. In this back-to-basics interview on NBC's The Today Show, you'll learn some mortgage planning basics to help you get smarter with your next home loan in....   Read the COMPLETE BLOG POST HERE: Do You Know What Questions To Ask Your Lender?  
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 1
  It's a fact: It's more expensive to live in some cities than others. Beyond just the costs of buying a home, different cities also carry a different Cost of Living. For households relocating from Florida and  across state lines, the change in "life costs" can be jarring. Depending on where you live, everyday expenses -- from groceries to gasoline -- make a different-sized dent in....   Read the COMPLETE BLOG POST HERE: Moving To A New City? See How Much Your Cost Of Living Will Change.
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 1
  If you live in a high-cost area, keep an eye on your calendar. Effective October 1, 2011, temporary conforming loan limits will be lowered nationwide. Perhaps by as much as 14 percent. These limits range up to $729,750 currently. "Temporary loan limits" were enacted as part of the government's 2008 economic stimulus package. At the time, the financial sector was entering its crisis and private mortgage lending had all but disappeared. Financing was scarce for both homeowners and home buyers for whom loan sizes exceeded Fannie Mae and Freddie Mac's national $417,000 limit -- even for.... Read  the COMPLETE BLOG POST HERE: Temporary Conforming Loan Limits Expire September 30, 2011
By Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974
(Chris Brown | Certified Mortgage Planners)
Comments 3
  The March Case-Shiller Index was released this week and it corroborates the findings of the government's most recent Home Price Index -- home values are slipping nationwide. According to the Case-Shiller Index's publisher, Standard & Poors, home values fell in March from the year prior. The March report was among the worst Case-Shiller Index readings in 3 years. On a... Read the COMPLETE BLOG POST HERE: Case-Shiller Shows Home Values Rolling Back 9 Years

Altamonte Springs, FL Real Estate Professionals