I speak to several agents who all agree that the banks have no clue as to what to do with short sales. They all ask why do they take so long to make a decision on a "no brain-er"? For example, we are asking for a short sale on a home with a 1st and a 2nd. The first will be paid 94% of what is owed and 2nd agrees to accept $3,000. Yet the 1st is dragging their feet for the approval, 5 months. We as agent think, what is the hold up, why can't they see this is more profitable to short sale than to foreclosure. My thought is that the people in charge of the bank are not making the decisions. It is a person making $13 an hour with hundreds of file who could care less which is more profitable. So be friendly to everyone you speak to you just may get somewhere. 06/09/2009

  Western red cedar log home, one and a half story, with wrap around porch on 5.95 agricultural acres overlooking pond. Features 30x50 basement, hardwood floor and wood burning fireplace. NO HOA.  This home is a must see, There is nothing else like it in the area for sale. The owners has totally outdone themselves. Top quality everywhere. from the flooring to the landscaping. Beds: 3 Baths: 3 SqFt Heated: 2,350, Year Built: 1994. Directions to the property: ROYAL TRAILS TO RT ON W. THYME TO RT ON POINCIANA, TO LEFT ON ALDER TO LEFT ON ASPEN TO RT ON NUTMEG, TO RT ON DAHLIA TO RT ON LARKSPUR. Horses allowed, RV parking and Boat. Thank you for considerating this property, look forward to showing it or others similar. Sincerely, Katina Hargrove 352-551-0308 katina@stakeyourland.com www.sta... 06/07/2009

   It's been confirmed! The income limits in Lake County (and the entire Orlando area) for USDA Guaranteed Rural Development loans will go up to $70,750 for households from 1-4 persons and $92,400 for households from 5-8 persons. No false start anymore folks. We can start taking and processing applications immediately but cannot submit them to the USDA until 04/20. Folks don't take this lightly. I did my preliminary research on this change when it was first announced and discovered EVERY FHA deal I had done would have qualified for RD. Why is this a big deal? RD has no monthly private mortgage insurance and can save our customers an average of $50-$80 per month. Please communicate this to any buyers you had going FHA. In some cases it can mean the difference between qualifying or not, a... 04/10/2009

NOT A SHORT SALE OR FORECLOSURE BUT PRICED TO COMPETE WITH THEM...  3 Bedroom Home in a charming neighborhood reduced $20,000 to $129,900 TODAY NEW PRICECozy 3BR home in quiet neighborhood complete with hurricane wind protection, Alarm System, Screened Lanai,Ceiling Fans and automatic irrigation system. Located on a Quiet Cul-de-sac just minutes away from Mount Dora Shops, restaurants and events! This Block Construction Home features a generous 16 x 17 Living Area and Inside Laundry. Call us today for a private showing. Ray Levy 352-978-8551 www.lakecountyhomepros.com 03/16/2009

The Lake and Sumter Counties Home Builder's Association Parade of Homes kicks off this weekend, Saturday February 21 with great deals on new, never lived in homes for sale. The great incentives being offered by builders, coupled with the new $8000 tax credit for first time buyers makes it an excellent time to buy. Also remember if you want to have a home built to order, and want to be able to collect on your $8000 credit, you need to start construction within a few months so you can be closed by the November 30, 2009 deadline. You can get more information at the Lake/Sumter HBA website here. Look forward to seeing you there, and Happy Parading! Gerry Suarez, Jr. Your FHA Loan Pro! 02/18/2009

Eustis, FL (32726 and 32736 zip codes) is eligible for the government backed USDA Guaranteed Rural Development home loan program. Potential homeowners can finance their new home at 100%. However, they can get a 102% loan to cover the 2% USDA loan fee. And if the appraised value is greater than the purchase price, most if not all of the closing costs can be financed into the new loan provided the closing costs do not exceed the difference between the purchase price and appraised value. Home prices are down. Mortgage rates are down. Now, is the time to buy. Call Knightlines today at (352) 308-7219 to get your financing reserved, or click here to apply online. 02/15/2009

 OAK BROOK LN, EUSTIS SqFt Heated: 2,349 Year Built: 2006 4 bedroom, 2.5 bath in beautiful Misty Oaks Sub-division. 3 air zones, 30 year structural warranty is transferable, termite bond, alarm system, HOME WARRANTY. This is truly a gorgeous subdivision, very well maintained, minutes to the elementary school. 5 minutes to Mount Dora. Interior Features: Attic,Blinds/Sh,Ceiling Fan(s),Smoke Alarm(s),Solid Sfc Cntrs,Solid Wd Cabnts, Walk In Closet, Wshr/Dryr Hkup. Appliances Incl: Dishwasher,Disposal,Exhaust Fan,Hot Water Electric,Microwave Hood,Oven,Range,Refrigerator. Ext. Construction: Block,Stucco,Wood Frame. Exterior Features: Irrigation System,Mature Landscaping,Oak Trees,Satellite Dish,Sliding Doors. Community Features: Comm  Pool,Deed Restr,Fees Req,HOA Required,Park, Pets Permitt... 01/29/2009

NOT A SHORT SALE OR FORECLOSURE BUT PRICED TO COMPETE WITH THEM...  3 Bedroom Home in a charming neighborhood reduced $30,000 to $119,900 TODAY NEW PRICEOutstanding 3BR home in quiet neighborhood complete with hurricane wind protection, Alarm System, Screened Lanai,Ceiling Fans and automatic irrigation system. Located on a Quiet Cul-de-sac just minutes away from Mount Dora Shops, restaurants and events! This Block Construction Home features a generous 16 x 17 Living Area and Inside Laundry. Call us today for a private showing. Ray Levy 352-978-8551 www.lakecountyhomepros.com 01/15/2009

A friend of mine spoke tonight at our men's meeting at church and I wanted to share this with you in case you have not already set your goals, dreams and visions for this year. for each area list 5 goals. Dream and visualize these every morning. Share these goals with your spouse, family and friends so you can be held accountable. Pray and declare that the goals are already achieved by FAITH. What is one goal in 2009, if achieved that would have the greatest impact on your life? For me it would be to have my kids thirst after God more than they ever have. And for this to happen means that I will have to have a more intimate relationship with him and be the leader of my home that God has called me to be. This will take alot of prayer because my kids live with their mother 5 days out of t... 01/07/2009

  This real estate market has become a unique opportunity for first time buyers, who aren't saddled with trying to sell a home, to take advantage of the long list of reasons to buy. As a first time buyer in Eustis now you can: •·         Take advantage of some of the best interest rates in history! •·         Buy homes in our market at prices that haven't been seen since 2002 or longer! •·         Move in with less money than you can rent, often with zero cash! •·         Get $7,500 back on this year's taxes to do with as you please! •·         Continue to get some of the most liberal common sense underwriting from FHA, VA and USDA loans! Never before has this perfect storm existed for first time buyers, but the truth is we know it won't last forever. Interest rates may stay low but who... 01/07/2009

I just want to introduce myself and our company. Our mission statement is : We deliver the "ultimate real estate expierence" to everyone we touch. We work together as a team to and are motivated to be the very best for our clients. I have been in the sales field for almost 5 years and just recently moved my license to Vangie Berry Signature Realty 2 months ago.This is the best place that God could have me be at. In this market God has given favor when other doors are shutting down. I am married to the most wonderful woman (Diane) who is my prayer and business partner. Diane works for First Florida Home Loans as a mortgage lender. I have 2 wonderful kids ( Matthew & Alyssa ) who are on the honor roll at Wolf Branch Middle School in Apopka. I attend Victory Church in Apopka and am heavly ... 01/06/2009

  HOME FOR SALE IN EUSTIS, FLORIDA       Year Built: 2006-Beds: 4 Baths: 2/1 SqFt Heated: 2,349 COMMUNITY POOL, BASKETBALL COURT, PLAYGROUND, Property: Two Story Single Family Home-Total Acreage: Up to 10889 Sq. Ft. Lot Dimensions: 60x100 - Front Exposure: North-Air Conditioning: Central-Heat & Fuel: Central-Utilities Data: City Water,Public Sewer,Sprinkler Recycled,Street Lights- Interior Features: Attic,Blinds/Shades,Ceiling Fan(s),Smoke Alarm(s),Solid Surface Counters,Solid Wood Cabinets, Walk In Closet, Washer/Dryer Hookup-Master Bath: Dual Sinks, Garden Bath-Appliances Incl: Dishwasher,Disposal,Exhaust Fan,Hot Water Electric,Microwave Hood,Oven,Range,-Walk In Pantry, Foyer,Game Room, Ext. Construction: Block,Stucco,Wood Frame-Exterior Features: Irrigation System,Mature Landscaping,... 12/27/2008

REMINDER: Light Up Eustis November 28th 5 to 9 PM.  Plan to attend the holiday event at Ferran Park The family will enjoy Christmas carols, a variety of amusement rides live bands and a special visit from Mr. and Mrs. Claus It's an outstanding opportunitty to make a memory with friends and family. Be sure to bring your camera.   Have a special holiday season, Ray and karen Levy www.lakecountyhomepros.com   11/20/2008

  Upcoming changes in the Rural Development loan program should allow more families to qualify with ZERO down and ZERO closing costs! The income restrictions are expected to ease, allowing households from 1to 4 family members to make over $70,000/yr and still qualify. Households having 5 to 8 family members would actually be able to qualify even if they make over $92,000/yr! These are substantial increases so if you were told you made too much to qualify for an RD loan, please look again! This coupled with the fact that every home in Eustis is in the eligible area will allow many young families and first time buyers the opportunity to take advantage of some of the best prices we have seen in four years. In September, 2009 over 57% of the single family homes sold in Lake County were pric... 11/07/2008

  Now more than ever government backed loan programs helping first time home buyers achieve their dream of homeownership. While talk of a credit crunch keeps some buyers sidelined many others are getting the best deals in years, with low rates and low or no down payments! Leading the charge is the old standby FHA loan. With as little as 3% down (increasing to 3.5% as of 01/01/09) you can get rates similar to those giving huge down payments. Qualifying is very flexible and most people with credit scores over 580 can qualify. The rules regarding the downpayment are very flexible too. For most buyers their tax refund may be enough, and gifts are allowed! We also have VA and USDA backed loans that allow someone to buy with no down payment. When you negotiate to have the seller pay your clos... 10/27/2008

One of the best government backed 100% financing programs is available throughout the 32726 and 32736 zip codes of Eustis in Lake County, FL. The guaranteed rural development loan also allows you to finance up to 2% of your closing costs and frequently results in zero cash at closing to buy a home. Call for more information, and get in on some of the best priced real homes we have seen in years! Gerry Suarez, Jr. Your FHA Loan Pro! 10/17/2008

ML# G4626765 ROYAL TRAILS RD, EUSTIS, 32736 1.05 acres only 2 miles from entrance in Royal Trails Subdivision. Zoning permits 2 horses per acre. No time limit to build. Access to Lake Norris. Miles of paved roads to jog or bike.   RV & BOATS ALLOWED,  NO TIME LIMIT TO BUILD, SELLER FINANCING AVAILABLE. Community Features: Deed Restrictions,Fees Required,Pets Permitted,Water Access,Horses Allowed,Playground. Driving Directions: From Eustis, drive on 44 heading East to Royal Trails. Turn left and drive about 2 miles to property on right.If your are interested in similar properties, please do not hesitate to call me at 352-551-0308. Or if you would like to see more pictures or similar properties visit :https://www.stakeyourland.com/ "Making Dreams Come True,  One Home at a time" Welcome to... 10/05/2008

ML# G4611991 CHINABERRY ST., EUSTIS, 327362 acres in equestrian community.  Beautiful peaceful neighborhood conveniently located to Deland, Eustis, Tavares, Mt. Dora, and Orlando. All roads lead to Royal Trails!  Build your dream home.  Zoning permits 2 horses per acre. PROPERTY HAS LOT-OF-RECORDLots 7 and 8---RV AND BOATS ALLOWED- NO TIME LIMIT TO BUILD--HOA'S $35. A YEAR. Community Features: Deed Restrictions,Fees Required,Pets Permitted,Playground,Water Access. Driving Directions: TAKE 44B TO RT ON 44.  CONTINUE ON TO ROYAL TRAILS .  TURN RIGHT ONTO SAFFRON AVE, TURN RIGHT ONTO CASHEW ST., TURN LEFT ONTO CHINABERRY ST. Lots 7 and 8  PROPERTY HAS LOT-OF-RECORD AND LOTS 9 AND 10 ALSO FOR SALE, BUYER CAN MAKE OFFER ON ALL 4, VERY MOTIVATED SELLER.If you need further details, please do n... 10/04/2008

ML# G4615715 TAMARAC ST, EUSTIS, 327361 ACRE IN ROYAL TRAILS--HOA'S $35 A YEAR---NO TIME LIMIT TO BUILD---RV'S AND BOATS ALLOWED--ACCESS TO LAKE NORRIS--2 HORSES PER ACRE ALLOWED---PAVED ROADS. Community Features: Deed Restrictions,Fees Required,Pets Permitted,Water Access. Lot Dimensions: 157x290. Driving Directions: SR 44 TOWARD DELAND  TO ROYAL TRAILS SUBDIVISION.  TAKE ROYAL TRAILS DRIVE ABOUT 2.5 MILES TO POINCIANA AND TURN LEFT, THEN TURN LEFT ON TAMARAC AND LOOK FOR SIGN ON LEFT SIDE. If you would like to see more properties similar to this one, visit my website at www.stakeyourland.com  Also you may find it in www.realtor.com  for additional pictures and details.Sincerely for all your real estate needs,Katina Hargrove 352-551-0308www.stakeyourland.com  "Making Dreams Come True, ... 09/30/2008

HIGH & DRY, 1  acre lot in Royal Trails Subdivision permits 2 horses per acre.  Lot 26 may also be purchased.  Access to Lake Norris & miles of paved roads to explore. HOA'S $40 A YEAR--NO TIME LIMIT TO BUILD---BOAT AND RV ALLOWED.  Community Features: Deed Restrictions,Fees Required,Pets Permitted,Playground,Water Access. Driving Directions: 44 TO ROYAL TRAILS SUBDIV. DRIVE ABOUT 2.5 MILES AND MAKE RIGHT ON W. THYME TO RIGHT ON POICIANA TO LEFT ON ALDER TO LEFT ON ASPEN TO LEFT ON VERONICA TO LEFT. ON BALSAM.  LOOK FOR SIGN ON RIGHT SIDE. If you need more information, please do not hesitate to call or email.Sincerely for all your real estate needs,Katina Hargrovehttps://www.stakeyourland.com/  "Making Dreams Come True,  One Home at a time" Welcome to my website. My name is Katina Hargr... 09/27/2008