When it comes to military moves, trust a REALTOR who has been in your shoes more than once.  One that can and will explain the real estate and home buying process.  I have an extensive military background, and over 12 years real estate experience in and around the Fort Walton Beach area. Here is a quick did you know on Veteran Eligibility: http://www.coldwellbanker.com/servlet/AgentListing?action=detail&ComColdwellbankerDataAgent_id=198468 12/22/2010

Well that's exactly what it is.  RFID stands for Radio Frequency Identification technology.  Who and what is at risk?  You, your credit card, debit card and even passports!  It is actually electronic picpocketing, and you are never touched and your credit card never leaves your wallet, pocket or purse! How scary is that?  Think about the group activities you attend where you wouldn't even think twice about seeing someone with a tablet PC.  Basketball games, football games, concerts, movie theaters, conventions?!  You know I researched it before posting this, and apparently they pulled the episode of MythBusters who were planning to address it.  Now that is scary.  And it didn't just happen, it's been around for at least the last year and a half, so why am I just hearing about this?  I'm... 12/08/2010

The U.S. Air Force Air Demonstration Squadron "Thunderbirds" have announced their 2011 air show schedule. The team is scheduled to perform nearly 70 shows in 25 states, one U.S. territory and 10 European countries. They will kick-off the 2011 season by performing a flyover for the 53rd running of the Daytona 500, Feb. 20.The U.S. Air Force Air Demonstration Squadron is an Air Combat Command unit composed of eight pilots (including six demonstration pilots), four support officers, four civilians and approximately 110 enlisted Airmen performing in more than 29 Air Force specialties.A Thunderbirds' aerial demonstration is a mix of formation flying and solo routines. The pilots perform approximately 40 maneuvers in a demonstration. The entire show, including ground and air, runs about one h... 12/08/2010

Are you looking for a Fort Walton Beach FL Real Estate School that will give you the real estate training you need to pass your state exam the first time? Rowlett Real Estate School is the leading Walton County Real Estate School providing live classroom real estate training at the best prices.Our Fort Walton FL Real Estate School will be holding real estate classes at The Palms Resort in Destin Florida every other month. Check our classroom schedule for real estate classes in Fort Walton Beach.  Rowlett Real Estate School is dedicated to serving Okaloosa and Walton County. Rowlett Real Estate School has the best live classroom real estate training at the most affordable prices. Captain Wayne Rowlett delivers the highest quality Real Estate training.  Check out our website at http://www... 11/22/2010

Becoming a broker requires additional education, experience, and passing the broker license exam. Rowlett Real Estate School has a brokers course in Panama City Florida and in Destin Florida taught by Captain Wayne Rowlett twice a year.  Captain Wayne can give you the real estate training you need to pass your state exam.  While many sales associates want the prestige of a brokers license, they are not interested in opening their own real estate brokerage business.  They have the choice to be a Broker Associate.  A broker associate is an individual who holds a broker's license but who chooses to register and work in real estate under the direction of another broker. If you are interested in getting your brokers license and are in the area of Panama City and Destin Florida,we invite you ... 11/20/2010

 I received a call this weekend from a home buyer who just sold his previous home as a short sale about 2 months ago, and is ready to purchase another home. Can a seller buy again in less than two years? Not really, Fannie Mae guidelines now require 24 months "seasoning". FHA adopted guidelines in 2010 that say a seller who is current on their mortgage and does a short sale "may" qualify to immediately buy another home. But unfortunately that is going to be the exception rather than the rule. Fannie Mae guidelines allow a seller to immediately apply for a new loan to buy another home if that seller kept the payments current, had no delinquencies exceeding 30 days and did not agree to repay the debt relief. Moreover, it's the late payments that dramatically affect your credit report, not... 11/08/2010

I just received approval for a Wells Fargo short sale in the Bayou Subdvision, Fort Walton Beach Florida.  The approval was a swift 30 days, but the journey getting there was strange.  Here is a summary 9/29 – Short Sale package faxed to Wells Fargo 10/5 – Broker Price Opinon completed 10/22- Negotiator asks for $1000 cash contribution from seller.  Seller asks if buyer can pay this fee, negotiator says “YES”. Buyer agrees to reduction in buyer credit. 10/23- Revised Settlement Statement (HUD) sent to Wells Fargo increasing their net by $1000 by reducing buyer credit 10/24- Negotiator says “unacceptable”, seller must pay this fee (even though she said buyer could pay this fee earlier). Seller says he'll pay the $1000, but asks if he will get still deficiency judgment on the remainder o... 11/01/2010

Have you taken a real estate class lately?  How about a class on social media or blogging or using Facebook for business?  Have you been to a recent Ethics Class or Fair Housing Class.  What about a new Contracts Class?  All of these classes are offered by my local Association.  In fact, I think that my local Association, the Emerald Coast Association of Realtors is the best on Earth.  They are very proactive and offer more training and classes than one can possibly take all in one year, but offer alternatives too.  For example, there is a four day cruise at sea planned and you can get all 14 hours of Continuning Education credits while cruising around.  How cool is that?  If you are not locally involved in your Association or you want your Association to be better at what they do, then... 10/14/2010

Master bedroom and living room offer direct views of the Gulf, plus this location allows for Bay views from the Balcony as well. VERY NICE UNIT!     Project: NAUTILUS CONDO       Address: 660 NAUTILUS CT. , #2510 Bedrooms: 2   FORT WALTON BEACH, FL Baths Full/Half: 2/0 Zip: 32548 StoriesInUnit: 7 County: OKALOOSA YearBuilt: 1986 MainArea: 12 Fort Walton Beach OccStat: Vacant SubArea: 01 OKALOOSA ISLAND ImmOcc? Y ParcelID: 00-2S-24-173A ConstrStat: Construction Complete ElemSch: ELLIOTT POINT Middle: BRUNER High: FORT WALTON BEACH Dir: 98 to Santa Rosa Blvd. (Okaloosa Island) Building 2, 5th Fl., Unit 2510 Legal: Buliding 2, 5th Fl., Unit 10 10/09/2010

I just help with the sale of MLS#: 524477 OfficeFile#: ListPrice: $45,000 Status: Sold Last Change: 10/1/2010 ApproxSF: 1,024 BG: Address: 696 TYNER ST , #24 $/Sqft: $43.95   FORT WALTON BEACH, FL Bedrooms: 2 Zip: 32547 Baths Full/Half: 1/1 County: OKALOOSA Stories: 2 MainArea: 12 Fort Walton Beach YearBuilt: 1984 SubArea: 06 OCEAN CITY OccStat: Vacant Subdiv: TYNER VILLAS ImmOcc? Y ParcelID: 02-2S-24-2563-0000-0240 ConstrStat: Construction Complete ElemSch: OCEAN CITY Middle: PRYOR High: CHOCTAWHATCHEE Dir: FROM RACETRACK RD HEAD SOUTH ON DENTON, TURN RIGHT ON BOB SIKES TO TYNER Legal: LOT 24 TYNER VILLAS ACCORDING TO THE PLAT THEREOF FILED IN PLAT BOOK 8 PAGE 3 PUBLIC RECORDS OF OKALOOSA COUNTY FLORIDA Nice townhouse in convenient location,master bedroom has a big walk in closet. Clo... 10/03/2010

Excellent opportunity to own a distressed property in Destin West. Unit has a great view of the Gulf from the master bedroom and the living area overlooks the bay, lagoon pool and will overlook the proposed marina. Enjoy floating in the lagoon pool during the day or under the lights at night. Very relaxing and fun for the whole family. Kids just love it. You must see this unit. This unit has been tastefully upgraded by the previous owner with installed custom made bunk beds in bunk room and added a door for privacy. Crown molding has been added and fans replaced with decorative palm leaf blades and lights. Custom paint makes this unit special. See pictures attached to this listing. Unit has washer/dryer hookup. Custom window treatments convey with sale. It's a pleasure and so relaxing t... 09/05/2010

CW Aired “The Gulf Is Back,” An Inspiring Tribute Concert Honoring the Courage of Gulf Coast Residents, On Friday, August 27, 8:00-9:00 PM ET. That featured Taylor Hicks. He then followed up with the weekend FWB concert for the military appreciation Alabama Beach Ad featuring American Idol Taylor Hicks. The ad was released Sunday, August 15 at the Governor's Conference on Tourism.   August 28Saturday "> Taylor Hicks - Armed Forces Appreciation Day August 28, 2010 from 6pm to 7pm - Bull Rigdon Fairgrounds - Fort Walton Beach, FL Headliner for "American Idols for Our American Heroes" Organized by Taylor Hicks | Type: concert   08/29/2010

Regions Mortgage speedily approved a Waterscape condo for short sale in Fort Walton Beach, Florida.  This Okaloosa Island condo was decorated with luxury in mind. The kitchen had granite counters, undermount sink, stainless steel appliances.  The bunk room was an added bonus. Waterscape has two pools, two hot tubs, waterfall and impressive work-out center. This Waterscape unit had a Regions mortgage of about $450,000.  The sale price was about $260,000.How did Regions approve this short sale in just two weeks?- Complete package submitted to lender- Strong fair market value offerIf you are considering selling your Okaloosa Island condo to avoid foreclosure, contact an experienced Fort Walton Beach real estate agent who specializes in short sales. It's Wendy! Wendy Rulnick, Broker, Rulni... 08/25/2010

Yep, I said it!  You know how I feel about cable news reporting that the sky if falling.  Well, I just did a search for Foreclosed properties and those in foreclosure in Okaloosa County in Northwest Forida.  That search encompassed, Fort Walton Beach, Shalimar, Mary Esther, Crestview, Niceville, (which inclulded Valparaiso, Bluewater Bay and Rocky Bayou) and Destin.  And what I looked for were:  Townhomes      Detached Single Family homes...    and   Condos.  So what did I find?  Survey says... Under $200K  I found 86!  click here to view:  The following are the links to the selected listings. http://ecarmls.com/EmeraldReports/ListitLib/show_report.aspx?ID=1924957116  From $200-$250k I found 5!  The following are the links to the selected listings. http://ecarmls.com/EmeraldReports/List... 08/23/2010

If you haven't visited the beautiful beaches of the Gulf of Mexico, then now is the time!  The oil spill didn't ruin the beautiful white sand beaches from Panama City, Destin, Fort Walton Beach, and Navarre up to Pensacola. Bring the family to this all day All Star Jam, where you are sure to have a terrific time.  Something for everyone. The Clean Coast Music & Arts Festival, benefits local businesses and individuals that have been affected by the BP oil spill in the Gulf of Mexico is scheduled to be held on Sunday, Aug 22 11:00a to 11:00p at HarborWalk Village, Destin, FLorida.  The day will begin with live entertainment at over 6 stages set up throughout the harbor front. Additional artists are being added to the line-up, but this is what they have scheduled so far.National touring ac... 08/09/2010

Fall Panhandle Job Fair September 16, 2010 10:00 AM - 3:00 PM Northwest Florida Fairgrounds 1958 Lewis Turner Blvd Fort Walton Beach, Florida 32547 The Panhandle Job Fair Foundation will host the Fall Panhandle Job Fair September 16, 2010, at Northwest Florida Fairgrounds, in Fort Walton Beach, Fl. The job fair will start at 10:00 AM and run until 3:00 PM. This job fair is completely free to the public. Here is a great opportunity, so help get the word out. Seminars will also be offered on Federal Job Applications, Resume Writing, Interviewing Techniques, and Job Search Strategies. Complete information is available at http://www.panhandlejobfair.com/.   Employers will have access to highly motivated military members from the five Air Force and Naval installations in the area in addition... 08/06/2010

Information about your Federal Voting Assistance Program (FVAP)  has been provided to me to help folks who may be currently deployed and unaware of changes. November general election is only 90 days away. And since the law has changed--  You may not get your ballot automatically. To register, request a ballot and vote absentee by mail takes a LONG time.  But you can now go to www.FVAP.gov today, use the online registration and absentee ballot assistant, and have your forms completed, printed out and ready to send back home in less than 10 minutes.   It's simple and fast!!  Most election officials are now emailing blank ballots. Why wait 30 days, when you can get it emailed in 30 milliseconds.     Go to www.FVAP.gov and get started!  Make sure you include your email address!   Help sprea... 08/05/2010

Excellent opportunity to own a distressed property in Destin West. Unit has a great view of the Gulf from the master bedroom and the living area overlooks the bay, lagoon pool and will overlook the proposed marina. Enjoy floating in the lagoon pool during the day or under the lights at night. Very relaxing and fun for the whole family. Kids just love it. You must see this unit. This unit has been tastefully upgraded by the previous owner with installed custom made bunk beds in bunk room and added a door for privacy. Crown molding has been added and fans replaced with decorative palm leaf blades and lights. Custom paint makes this unit special. See pictures attached to this listing. Unit has washer/dryer hookup. Custom window treatments convey with sale. It's a pleasure and so relaxing t... 07/17/2010

  Bank of America just approved the short sale for Island Princess Unit 310 on Okaloosa Island, Florida. It took a longer-than normal 4.5 months.  And we're going to have a hard time complying with the closing requirements.... The approval letter date: yesterday.   The closing deadline:  today.  Enough said.    It's Wendy! Wendy Rulnick, Broker, Rulnick Realty, Inc. Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204 Email Wendy: itswendy@rulnickrealty.com Fort Walton Beach Florida Real Estate Fort Walton Beach Short Sales & Pre Foreclosure Help. Read Wendy's Fort Walton Beach Real Estate Blog Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Bro... 07/16/2010

Excellent opportunity to own a distressed property in Destin West. Unit has a great view of the Gulf from the master bedroom and the living area overlooks the bay, lagoon pool and will overlook the proposed marina. Enjoy floating in the lagoon pool during the day or under the lights at night. Very relaxing and fun for the whole family. Kids just love it. You must see this unit. This unit has been tastefully upgraded by the previous owner with installed custom made bunk beds in bunk room and added a door for privacy. Crown molding has been added and fans replaced with decorative palm leaf blades and lights. Custom paint makes this unit special. See pictures attached to this listing. Unit has washer/dryer hookup. Custom window treatments convey with sale. It's a pleasure and so relaxing t... 07/11/2010