Detached Single Family . MLS#: 509779 OfficeFile#: ListPrice: $124,500 Status: Active ApproxSF: 1,155 BG: Address: 1313 EDENFIELD DR $/Sqft: $107.79   FORT WALTON BEACH, FL Bedrooms: 3 Zip: 32547 Baths Full/Half: 2/ County: OKALOOSA Stories: 1 MainArea: 12 Fort Walton Beach YearBuilt: 1981 SubArea: 07 WRIGHT OccStat: Vacant Subdiv: PINE MEADOWS ImmOcc? Y ParcelID: 33-1S-24-2062-000C-0200 ConstrStat: ConstrCmplt ElemSch: KENWOOD Middle: PRYOR High: CHOCTAWHATCHEE Dir: From green Acres Rd., travel North on Freen Acres Blvd. Take 1st left on Meadow Lane, then follow as it curves, then right on same Meadow Ln. Right on 5th right turn which is Edenfield Dr. House on the right. Legal: PINE MEADOWS ADD #2 LOT 20 BLOCK C Come see this 3BR/2BA home with new paint & wainscoting. This home is upd... 05/02/2009

While the housing market is going through a period of correction, the news media would have you believe the sky is falling.  While great for generating news bites, the fact is, if you follow the timeline of property values over the past few years, you will notice a modest increase in property values somewhere around 6 percent.  When the housing market spiked in 2005-2006, it wasn't possible for the market to sustain that type of spike at those prices. Basically people were buying their future equity in the home, and thereby leaving it unable to gain additional equity.  The result is a market correction.  While I don't mean to over-simplify, I'm not trying to write a dissertation either. So if you followed the timeline from 2000 on, you may find that we are right about where we should b... 05/01/2009

University prepares for an influx thanks to GI Bill.   If you serve or served in the military, the University of West Florida wants to serve you. UWF has ramped up its efforts to make education accessible to veterans and active-duty military in Northwest Florida.  UWF is preparing for a possible influx of veteran students related to changes extending the benefits of the Montgomery GI Bill and the return of soldiers from Iraq. The school is preparing for a significant increase in active-military students in the next few years as a result of the relocation of the Army's 7th Special Forces Group from Fort Bragg, North Carolina, to a new facility north of Eglin Air Force Base. The complex is slated for completion in Sept. 2011 and will bring more than 6,000 military members and civilians as... 04/25/2009

From a population of 90 in 1940 to over 175,000 in 2002, the Greater Fort Walton Beach area has enjoyed growth in many areas. Undiscovered for many years, the area abounds with both large and small businesses, beautiful residential neighborhoods, sophisticated condominium complexes, an active industrial park engaged in light, clean industry, and many opportunities for outdoor sports and activities. A civic auditorium, council chambers, library complex, and attractive parks give the city its core of activity. Fort Walton Beach has an unusual number of fine restaurants and entertainment facilities. A top rated educational system provides students with the opportunity of a kindergarten through graduate school education. The city has many churches of every denomination as well as numerous c... 04/23/2009

Gear up for new HUD-1 Settlement Statements and GFEs. The Department of Housing and Urban Development (HUD) finalized its new rulings on the Real Estate Settlement Procedures Acts (RESPA). What does RESPA reform mean to you?Whether you help consumers find, purchase, finance or close the sale on a home, you can expect some significant changes in process and paperwork. The reforms include two new forms: a firmer Good Faith Estimate (GFE) and a new HUD-1 Settlement Statement. New rulings go into effect January 1, 2010. New forms, more disclosure-HUD’s goal was to make it easier for borrowers to shop and compare prices among loan originators. Today, many borrowers must first pay a fee to the loan originator before they are allowed to see estimated settlement costs on the GFE – and actual se... 04/14/2009

According to a recent national survey, Real Estate professionals are seeing younger retirees (ages 60 and under) looking to purchase homes. Furthermore, sales associates and brokers surveyed believe market and economic conditions may cause an increase in demand for retiree homes in their areas throughout the next year. Over the past couple of years, since home prices have declined significantly in what is known as markets with traditional appeal to retirees, such as Florida, Arizona or Texas. Younger retirees are taking advantage of these more affordable prices and turning the economic downturn into an opportunity. While the survey indicates that this is emerging trend across the country, driving factors seem to vary regionally.  For example, Coldwell Banker real estate professionals i... 04/14/2009

Governor Crist signed SB 2860 requiring that beginning in 2010 houses insured by Citizens Property Insurance for more than $500,000 in the wind borne debris region MUST disclose the home's windstorm rating at the real estate closing.  This means these homeowners HAVE to complete the windstorm mitigation inspection prior to selling their homes.And... Starting in 2011, ALL homes in windborne debris regions (ALL VALUES and ALL INSURANCE CARRIERS) MUST disclose this rating at closing. http://www.weaverprecast.com/florida/downloads/wind-borne_debris_region_map.pdf In the map link below, scroll over or click the approximate location of your house. This will display the appropriate wind speed, terrain, and click here to view windborne debris region for your area. http://www.floridadisaster.org... 04/11/2009

Yesterday I attended a rally in support of the new F35's coming to our area in Okaloosa County.  I signed the billboard that will be placed in Okaloosa County.  Not that anyone will see my signature, but to show support of our military families coming into the area.  This will be a great boost to our economy here.  I took some photos while there.  Enjoy them. That is me on the right.  The billboard is behind me. The high school band played some old time favorites.  The drummer was excellent!  Way to go! Chris Hughes Supporter.  Okaloosa County Tax Collector Chris Hughes Friends of mine that I spotted at the Rally.  Also, Realtors in the area.  Cerenna and Donna Why we fight for our Freedom !  I Pledge Alligence to the Flag of the United States of America Call Kelly Klein, Destin Real Es... 03/14/2009

COLDWELL BANKER AGAIN LEADS REAL ESTATE INDUSTRY NOW WITH INNOVATIVE USE OF MICROSOFT SURFACE TO ENHANCE THE HOME SEARCH EXPERIENCE        Dynamic, Interactive Interface Allows for ‘Hands-On' Engagement in All Aspects of Home Search Process     SAN ANTONIO, TEXAS, - March 3, 2009 - Coldwell Banker Real Estate LLC today announced the launch of their customized real estate application developed for Microsoft SurfaceTM, unveiled at the Coldwell Banker® International Business Conference being held this week in San Antonio, Texas. It's new Microsoft Surface home search application allows users to interact with home listings, mapping and other www.coldwellbanker.com features in a way that is familiar, by using simple hand gestures. Similar to the intuitive technology featured in the futuristi... 03/07/2009

In 2009, Coldwell Banker will drive traffic to coldwellbanker.com through the use of online advertising on mass reach sites, advertising networks, content sites and search engine marketing efforts. Mass Reach SitesBanner advertising on will run on the following mass reach sites: msn:        March - June; Aug.  - Oct. Yahoo!:            April  AOL:             March Behavioral targeting on these sites will drive qualified traffic by serving Coldwell Banker ads to users who have shown interest in real estate within the last 48 hours.In addition, through a direct response effort on MSN, our display ads will appear throughout the entire msn network on a cost per click basisContent Sites & Ad NetworksPreviously, we identified several, key life triggers that signal our target audience is prep... 03/07/2009

  Going thru Fort Walton Beach area uptown station today on the way to a BPO I  took a few pictures of some of the new construction in the area there are signs up for lease spaces available and many commercial spaces growing in this area I have also noticed other building signs for coming soon poping up around the area too.       03/07/2009

COLDWELL BANKER AGAIN IS LEADING THE REAL ESTATE INDUSTRY NOW WITH INNOVATIVE USE OF MICROSOFT SURFACE TO ENHANCE THE HOME SEARCH EXPERIENCE   (If you aren't familiar with Microsoft Surface, I've included a sample video of how it works for you.)  http://www.microsoft.com/SURFACE/videos.html#gid=demos&vid=d2    Coldwell Banker Real Estate LLC today announced the launch of their customized real estate application developed for Microsoft Surface™, unveiled at the Coldwell Banker® International Business Conference being held this week in San Antonio, Texas. It’s new Microsoft Surface home search application allows users to interact with home listings, mapping and other www.coldwellbanker.com features in a way that is familiar, by using simple hand gestures. Similar to the intuitive technolo... 03/03/2009

UberRealty.com Help you remove the risk in Real estate. 03/02/2009

http://www.msnbc.msn.com/id/3032619/vp/29433583#29433583    If everybody got fired for posting that, there would be a lot more people filing for unemployment.  I've seen some critical stuff posted about how people view their job situation.  Compared to what others have said and are venting about, this is the least of what she could have said.But that also says that employers are looking at what you say out loud on line also. KB Alert: PS SSSt.... In todays market... be werwey, werwey quiet ... you have a job to whine about.     www.KarenButler.com          E-Mail     850-830-8780     Follow my Blogs for current information here:       http://activerain.com/blogs/karenbutler          http://spaces.coldwellbanker.com/blog/KButler0519/    Free search for homes near Eglin AFB, Fort Walton B... 02/28/2009

Fannie Mae modified a policy that limited real estate investors to only 4  financed properties. That number can now be increased upwards from 5 to 10, depending on eligibility criteria, underwriting and delivery requirements are met. The change is noted in a just-released update of Fannie Mae’s “Multiple Mortgages to the Same Borrower Policy.” The change is effective March 1 2009. To qualify, borrowers must meet Fannie Mae’s criteria. Fannie Mae offers more information about its new policy in Announcement 09-02, released on Friday. To download the policy guidance (PDF format) and get more information on qualifying and underwriting criteria, go to: https://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2009/0902.pdf This will give a boost to the struggling housing market.  And with rates c... 02/27/2009

   Veterans who experience injury and/or disability may have a difficult time accommodating their disability to their home. Veterans with limb injuries may struggle with stairs, hallways, bathrooms, and kitchens. Vets with brain injuries or vision problems may have trouble navigating their existing home. Whether you are a disabled veterans or a disabled vet’s family member, understanding how to handle housing adaptations and veteran status is important for your quality of life. The VA offers the Specially Adapted Housing Grant program for disabled veterans. Unlike traditional VA home loans, the Specially Adapted Housing Grant (SAH grant) program is available only to disabled vets, and typically only those with service-related injuries. Because veterans often come home to homes that form... 02/27/2009

It's never too early to get a jumpstart on planning a more beautiful backyard. Maybe you are looking forward to inhaling the perfume of flowers  through the air, clipping buds from your rose bushes, or simply enjoying the beauty of you often neglected backyard oasis this year like me.Here are some tips to help you to make that dream a reality, in a "greener," more cost-conscious way: How about a push lawn mower or electric mower this year. Overall they're traditionally lower in price, save you money at the gas pump and also provide you with healthy exercise.  Use a landscape fabric like Weed-X or Weed Shield to protect your investment in expensive perennial and annual plants. Unlike other landscape fabrics or simple black plastic, these fabrics are the only products reported to prevent... 02/23/2009

Emerald Coast Association of REALTORS® will be the title sponsor of the 2009 USTA Pro Circuit Emerald Coast Association of REALTORS® $25,000 Women’s Challenger Tennis Tournament presented by First City Bank. The international event will feature a field of thirty-six tennis professionals in the singles tournaments and sixteen teams in the doubles tournament. All matches will be played at the Fort Walton Beach Tennis Center, 45 West Audrey Dr NW. The tournament beings Saturday, February 28, with an opening ceremony featuring students from Elliott Point Elementary School and Liza Jackson Preparatory School who will be carrying flags from all countries represented in the tournament. Tennis begins Sunday, March 1, and continues through March 8. Entry to the early-round matches is free, and ... 02/22/2009

Moratorium in place until March or the Obama administration announces a plan Citigroup Inc, JPMorgan Chase & Co., Bank of America Corp, Morgan Stanley and  Wells Fargo agreed to suspend foreclosures while the Obama administration works on a housing plan to modify mortgages for troubled borrowers. Citigroup will halt foreclosures through March 12, Wells Fargo said its moratorium is in place until a plan is announced. The other lenders said foreclosures will be stopped on owner-occupied homes until March 6. So basically they are stopping for 3 weeks? JPMorgan, Citigroup, Bank of America, Morgan Stanley, Goldman Sachs Group Inc., Wells Fargo, State Street Corp and Bank of New York, Mellon Corp. got $125 billion from the Troubled Asset Relief Program in October, and Citigroup and Bank of Am... 02/16/2009

 The Federal Trade Commission announced a settlement with three lenders – one in Florida – who violated FTC law by misleading potential borrowers by allegedly touting low monthly payments and rates without fully disclosing loan terms. The lenders have actually agreed to settle, and admitted that their ads violated federal law. I'm not going to bother naming the culprits, because many more are doing it, they just haven't been caught/charged yet.  One of the direct mail ads for the company states: “30-Year Fixed. 1.95%.” However, in the magnifying glass required fine-print, virtually illegible footnote at the bottom of the ad states, “4.981% Annual Percentage Rate,” and a fine-print disclosure on the reverse side of the ad states, “Initial Annual Percentage Rate (APR) for a 30 year mortga... 02/07/2009