From a population of 90 in 1940 to over 175,000 in 2002, the Greater Fort Walton Beach area has enjoyed growth in many areas. Undiscovered for many years, the area abounds with both large and small businesses, beautiful residential neighborhoods, sophisticated condominium complexes, an active industrial park engaged in light, clean industry, and many opportunities for outdoor sports and activities. A civic auditorium, council chambers, library complex, and attractive parks give the city its core of activity. Fort Walton Beach has an unusual number of fine restaurants and entertainment facilities. A top rated educational system provides students with the opportunity of a kindergarten through graduate school education. The city has many churches of every denomination as well as numerous c... 03/28/2007

How much money do you need to bring to the table on closing day? Reminder: Keep your copy of the "good faith estimate" and compare it to the final list of closing costs. Question any changes or additions. Your closing agent should allow you to review the settlement form one business day before closing. You may want to preview a sample of the HUD-1 Settlement Statement at the web site of the Department of Housing and Urban Development. The site also has other helpful information about closings and settlement. At this point, having secured the mortgage loan, you already have paid for the loan application fee, the property appraisal and some of the down payment. At the closing, you will need to pay the balance of your down payment. There are other costs that still must be paid in order to ... 03/23/2007