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Gulf Breeze, FL Real Estate News

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Economy growing but could do better if Administration would take action   Fannie Mae: U.S. economy remains sluggish, but housing market's "durable, long-term recovery" still on track. Read more. Economic activity slowed during the first half of 2012, according to Fannie Mae’s latest economic report – but a housing recovery remains on track. Inflation-adjusted consumer spending growth dropped nearly a percentage point during the second quarter to a one-year low of 1.5 percent, as spending fell in June for the first time since last August. However, strong July retail sales helped soothe concern of another pullback. Today's Prayer Dear Lord, I have so many things going on in my life. Please help me to know which tasks are really important and what special projects or missions I should take...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Treasury changes Fannie and Freddie bailout and the effect on Gulf Breeze Florida   Gov't hopes to shrink the fed-backed mortgage giants more quickly by limiting size and taking all quarterly profits. Read more. The government is changing the terms of its bailout agreement with Fannie Mae and Freddie Mac in a way that will shrink the holdings of the two mortgage giants more quickly and will require payment to the government of all quarterly profits the companies earn.The Treasury Department announced the changes Friday in an effort to deal with concerns that the companies could at some point exhaust the federal support they were guaranteed when they were taken over by the government in September 2008 during the financial crisis.   Treasury changes Fannie and Freddie bailout and the effe...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Is eminent domain use a legal housing fix? And will it help Gulf Breeze Buyers   Experts say its use to help underwater owners may be legal under Supreme Court guidelines but expect lots of litigation. Read more. Mortgage Resolution Partners formed at the start of the year to peddle a plan it said would both bolster the housing market and turn a profit for its investors. Its first chairman was developer and ex-state Treasurer Phil Angelides, who later resigned. Its half-dozen partners include financiers and Silicon Valley executives. The group counts former state Assembly Speaker Willie Brown among its investors. Is eminent domain use a legal housing fix? And will it help Gulf Breeze Buyers Today's Prayer Dear Lord, Your Word tells us "For though we walk in the flesh, we do not war acco...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Citizens to revamp reinspection programs to help Gulf Breeze Buyers.   Public outcry follows state insurer saying it made $137M by nixing policy discounts; will give owners some options. Read more. Citizens Property Insurance Corp. announced major changes to its home reinspection program Friday, following an outcry from consumers and recent media coverage about a staggering $137 million in premium increases tied to the unpopular program.Under its new plans, homeowners who lose insurance discounts due to a reinspection can receive a second inspection free of charge and will have new tools to dispute the first inspectors’ findings. There will also be a stronger effort to educate homeowners about what they need to prepare for a reinspection. Citizens to revamp reinspection programs to help...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Key reverse mortgage considerations for Gulf Breeze Buyers   It sounds like a good deal - live in the home and collect money each month - but it's not best option for some people. Read more. Reverse mortgages represent an alluring proposition for seniors: Stay in your own home while the bank pays you either a lump sum or a stream of payments to help supplement your retirement income.For some, that arrangement can help bring peace of mind. Others will scoff at the hefty fees and restrictions involved. And in many cases, alternative options, such as using one’s home as collateral for a loan from a family member, might be a better fit. Key reverse mortgage considerations for Gulf Breeze Buyers Today's Prayer Dear God, Thank you for being orderly and powerful and loving and understanding! I...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Fannie Mae: People still want to buy homes in Gulf Breeze   85% of Americans would rather own their home than rent, but finances prevent many from achieving ownership. Read more. Of the survey respondents carrying mortgages, 40 percent said the ease of obtaining a mortgage, affordability, homeownership benefits and financial stressors would determine whether they buy or rent in the future. Thirty-nine percent cited attitudes about housing, and 21 percent cited demographics as the factors driving their decision. Overall, the study found that the decision to buy or rent – and when to buy – is complex and involves more than the current state of the housing market. Fannie Mae: People still want to buy homes in Gulf Breeze Today's Prayer Dear God, again, I am led to pray for pastors--the she...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Rate on 30-year mortgage rises to 3.62% helping Gulf Breeze buyers   While still low, the 30-year FRM increased for the third week in a row. Three weeks ago it hit a record low of 3.49%. Read more. Average U.S. rates on fixed mortgages ticked up for the third straight week, staying slightly above record lows. Cheap mortgages have helped fuel a modest housing recovery this year. Today's Prayer Oh Lord, I'm so sorry for the pride that creeps into my heart. You alone are worthy. You spoke this earth into being. You breathed the breath of life into mankind. You hold the universe in place. Who am I to take credit for anything. Thank You for all You have given and all You have done. Thank you for meeting my needs and for all the You have accomplished through me. Please, make me a blessing to ...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Gulf Breeze Florida Homes for sale and Market Report for August 2012 brought to you by Charles Stallions Real Estate Services we continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Gulf Breeze, Florida real estate statistic. For last months stats scroll down, call me or e-mail for even more details. What can I do to sell my home for more money? SELLERS TIP # 11    A Snapshot of the GulfBreeze, Florida Housing Market   Available Homes                         = 211 FORECLOSURES/ Short Sales        = 37 Current Homes Under Contract      = 94 Homes Sold In Last 30 Days       = 28 Average Days On The Market      = 138 Average Sales Price                   = $244,393 Gulf Breeze Florida Homes for sale and Mar...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Banks profiting from low home loan rates and Obama policies.   Mortgage bankers know they're making a lot of money from home loans but blame tougher regulations for higher expenses. Read more. Low interest rates are increasing mortgage profits for U.S. banks, analysts say.Mortgage bankers know they’re making big gains from home loans but say they can’t afford to make cuts, blaming tougher regulations for higher expenses, The New York Times reported. Today's Prayer "Hear my cry, O God: Attend to my prayer. From the end of the earth I will cry to you. When my heart is overwhelmed; lead me to the rock that is higher than I. For you have been a shelter for me; a strong tower from the enemy. I will abide in your tabernacle forever; I will trust in the shelter of your wings" (Psalm 61:1-4). P...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
First HGTV Smart Home to be built in Fla. Money Money Money   Cable channel will track construction of the high-tech, green Jacksonville Beach home; viewers can register to win it. Read more. The HGTV cable channel will construct its first HGTV Smart Home in Paradise Key South Beach in Jacksonville Beach, Fla. Designed to fit into the coastal Northeast Florida architecture, the home will feature the latest technology and incorporate many of energy-saving features. Today's Prayer Dear God, today I lift up all teachers to you. I pray for your anointing upon their lives, their work, their ministry. I pray you will give them wisdom, knowledge, guidance, patience, love, protection, understanding, insight and everything they need to be a positive life-changing influence upon those they teach....
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Florida Realtors PAC releases primary results and Tea Party is alive and well.   A number of pro-real estate candidates won their districts and will go on to the general election. View results. Today's Prayer "For He will command His angels concerning you to guard you in all your ways; they will lift you up in their hands, so that you will not strike your foot against a stone," Psalm 91:11-12. Dear God, I beg of you and trust in you to command your angels concerning every child in this world, that through your power and your command guardian angels will be round about to protect them from harm and evil and to lift them up so that they will not strike their feet against stones or stumble and fall. Please keep watch over the little ones. Help them remain pure. Deliver those who have been ...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
More adult kids living at home due to Obamanomics, we got change but no hope.   Number of U.S. adults ages 20 to 34 living with parents rose to 24% during the 2007-2009 recession, up from 17% in 1980. Read more. A report by Ohio State University sociology professor Zhenchao Qian for the US2010 Project shows that the number of young U.S. adults between the ages of 20 and 34 living with their parents rose to 24 percent during the recent recession in 2007-2009. That’s an increase from 17 percent in 1980. Today's Prayer "Hear my cry, O God: Attend to my prayer. From the end of the earth I will cry to you. When my heart is overwhelmed; lead me to the rock that is higher than I. For you have been a shelter for me; a strong tower from the enemy. I will abide in your tabernacle forever; I will ...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Creating leads versus converting leads a lesson learned   Converting leads into clients can be more important than number of leads - but most agents don't track success rates. Read more. While many agents believe their focus should be on creating leads in order to generate revenue, some experts say lead generation is the easy part. There are thousands of strategies for creating leads, from farming and cold calling to referrals and open houses. And each has its own ratio of success. Today's Prayer God, I come to You seeking Your face, searching for answers so I can do something about the problems. There is so much turmoil in the world. There have been so many disasters, many beyond man's control. I pray that You will broaden the minds the people affected by each incident and open their e...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Hispanics majority of new owner households, legal or not   Census Bureau: Hispanics created new households in U.S. at faster clip in 2Q as ownership among whites and blacks ebbed. Read more. The Census Bureau reports that Hispanics created new owner households in the United States at a faster clip during the second quarter even as white and black homeownership continued to ebb.Ownership among Latinos expanded 63 percent to 6.7 million households in June from 4.1 million households in June 2000. Over the same time, homeownership levels for whites inched up just 2.3 percent from 57.8 million from 56.5 million. Today's Prayer "For He will command His angels concerning you to guard you in all your ways; they will lift you up in their hands, so that you will not strike your foot against a st...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Chase makes loan modifications easier for our owners   It's reducing owners' interest rates and cutting debt with nothing more than a signature - and sometimes not even that. Read more. JPMorgan Chase is reducing home loan interest rates and cutting mortgage debt balances with nothing more than a homeowner’s signature, and sometimes even that isn’t requiredNo more faxing documents over and over again or waiting months for an answer.   "Love one another unconditionally and you will be Enlightened." — Sri Siva:is an Indian teacher, spiritual leader and humanitarian   Buyers are taking advantage of our Smooth Move Program at closing, Choose between 1% Cash Back,  1 years taxes paid, 1 years insurance paid, Free Home Warranty and Use of our Moving Van or Free Survey with Free Termite. Lots ...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Many markets face few low-end homes for sale, time to sell in Gulf Breeze   NAR: In 2Q, national median existing single-family home price up 7.3% - strongest year-over-year increase since 1Q 2006. Read more. Median existing single-family home prices are rising in more metropolitan areas, but a lack of inventory – notably in lower price ranges – is limiting buyer choices in an increasing number of markets around the country, according to the latest quarterly report by the National Association of Realtors® Today's Prayer "For He will command His angels concerning you to guard you in all your ways; they will lift you up in their hands, so that you will not strike your foot against a stone," Psalm 91:11-12. Dear God, I beg of you and trust in you to command your angels concerning every chil...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Rate on 30-year mortgages rises to 3.59%, it is the economy STUPID.   Freddie Mac: 30-year FRM rose for the second week in a row, though it remains near historic lows. Read more. Mortgage buyer Freddie Mac says the rate on the 30-year loan increased to 3.59 percent, up from 3.55 percent last week. Two weeks ago, the rate fell to 3.49 percent, the lowest since long-term mortgages began in the 1950s. Today's Prayer Dear God of peace, make me perfect in every good work to do your will. Work in me that which is well-pleasing in your sight, through Jesus Christ; to whom be glory for ever and ever (based on Hebrews 13:20-21). You are worthy of all praise, honor, and glory. Please see my worth through the blood of Jesus Christ, my Redeemer. Please forgive me of my shortcomings, and help me to ...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Amendment to use doc stamps for environment and the effect on Gulf Breeze?   Fla. environmental groups say they're collecting signatures to propose a constitutional amendment on the 2014 ballot. Read more. Future funding for Everglades restoration and other environmental programs could be enshrined in the state constitution under a ballot initiative proposal. If the proposal goes through all the hurdles necessary to be added to the Florida Constitution, it would require $10 billion be spent on state environmental programs over 20 years. "If you decide to enroll in a full-time MBA program, you must also consider the opportunity cost of lost wages and long-term investable savings." — Josh Kaufman:is an author, learning expert and business advisor   Buyers are taking advantage of our Smoot...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Fed hits MetLife with $3.2M sanction while running up a 5.6 trillion dollar tab.   Federal Reserve says MetLife had shady procedures in its home loan servicing and foreclosure processing. Read more. The U.S. Federal Reserve Board hit MetLife with a $3.2 million fine for failing to adequately oversee its subsidiaries’ home loan and foreclosure operations.When levying the sanction, the Fed took into account the relative severity of MetLife’s misconduct and the size of MetLife’s foreclosure activities, among other things, the board said Tuesday in a release.   "If you want to succeed in business in any capacity - employee, manager, or owner - you must have a solid, comprehensive understanding of what business principles actually are and how they actually work." — Josh Kaufman:is an author,...
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By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
7 states with the most underwater homeowners helps buyers in Gulf Breeze   24/7 Wall St analysis: Fla. ranks second in percent of mortgage-holders underwater at 45.1%. In Nev., it's 61.2%. Read more. Fewer homeowners nationwide are “underwater” on their mortgages, owing more on their loan than their home is currently worth. CoreLogic reported in July that the number of underwater mortgages fell from 12.1 million – or 25.2 percent – at the end of 2011 to 11.4 million – or 23.7 percent – by the end of the first quarter of this year.   3007 W Lee St, Pensacola, FL 32505 For Rent: $650 /mo 3 beds | 2 baths | 984 sqft MLS #: 429528 Sellers Flat Fee of $2995 when one of our agents sells your home or if you want MLS (where you home is available for all Real Estate Agents to sell) then the best...
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