Officials say $25M condo sale sets record but not in Gulf Breeze   Owner plans to "rip everything out" of Miami penthouse and spend $2 million to redecorate. Read more. The newspaper reports the five-bedroom condo with a private pool at 100 South Pointe Drive in South Beach recently sold to a buyer who plans to “rip everything out” and spend $2 million to finish it. "Remember you will not always win. Some days, the most resourceful individual will taste defeat. But there is, in this case, always tomorrow - after you have done your best to achieve success today." — Maxwell Maltz: was a motivational author and creator of the Psycho-Cybernetics Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as ... 05/27/2012

U.S. 30-year FRM falls to record 3.78% and the 15 remains at 3.08%   Regular record-breaking low mortgage rates will end one day - but not yet. This week's FRM again hits all-time low. Read more. The average rate on 15-year fixed mortgages, a popular option for refinancing, held steady at 3.04 percent, matching the record low hit last week. "Happiness is native to the human mind and its physical machine. We think better, perform better, feel better, and are healthier when we are happy." — Maxwell Maltz: was a motivational author and creator of the Psycho-Cybernetics   Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as simple as contacting one of our property management experts. We would love ... 05/27/2012

NAR analysis of RESPA Supreme Court decision and the effect in Gulf Breeze   NAR-supported case finds that fees do not violate RESPA despite earlier decisions to the contrary. Read more. According to the National Association of Realtors® (NAR) analysis of the decision, earlier court cases had “sent shock waves through the brokerage community” by suggesting that transaction fees (administrative brokerage commissions) violated RESPA. In a case that impacted Florida, Busby v. JRHBW Realty, Inc. d/b/a Realty South, a federal court decided that transaction fees are “not sufficiently related to any specific service performed … and could not be justified,” and therefore violate RESPA. "I've failed over and over and over again in my life and that is why I succeed ." — Michael Jordan: : is a for... 05/27/2012

Foreclosed Gulf Breeze owners could get free review   Some foreclosed owners from 2009-2010 may qualify for money. A new video from Fed explains why and offers help. Read more. The reviews are a result of April 2011 federal regulatory actions. Eligible borrowers were in the foreclosure process in 2009 or 2010 and their mortgage loan servicer participates in the Independent Foreclosure Review.The public service videos were produced in English and Spanish, and both are available on YouTube or the Federal Reserve Board’s website.   "You can always find the sun within yourself if you will only search."   — Maxwell Maltz: was a motivational author and creator of the Psycho-Cybernetics     Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   Renting in Pensacola, P... 05/26/2012

Fla. Bar group to study CAM duties and possible effects in Gulf Breeze   CAMs perform a number of functions, but are some within the purview of lawyers? Committee to take testimony soon. Read more. The committee will listen to testimony about specific CAM activities, and anyone may testify. The committee will also consider written testimony submitted prior to the meeting.After it finishes gathering facts and testimony, the committee will consider whether a CAM engaged in any of the specific activities is practicing law. The committee could then choose to issue an advisory opinion on the selected activities and submit it to the Florida Supreme Court for review. However, the committee could issue an advisory opinion that finds the activity isn’t the practice of law; or the committee could... 05/26/2012

U.S. Supreme Court: RESPA fee decision and the effect on Gulf Breeze   Unanimous ruling: Fees paid to a settlement service provider that aren't split do not violate RESPA. Read more.   In an opinion delivered by Justice Antonin Scalia, the U.S. Supreme Court found that RESPA only covers consumer fees split by a settlement service provider with at least one other person.The main issue in the case involved the section of RESPA that precludes settlement service providers from collecting fees for services they don’t perform. The court decided that this section only applies when the settlement service provider splits the fee with another provider in the transaction.   "When you are in the zone, your intuition comes to the forefront, ... Your intuition will guide you. It is your best friend. ... 05/26/2012

End nears for bargain Fla. condos in Gulf Breeze   A website focused on top real estate deals claims the Fla. condo market peaked in early 2011 - but bargains still exist. Read more. "Visualize this thing that you want, see it, feel it, believe in it. Make your mental blue print, and begin to build." — Robert Collier:was a self help and New Thought author   Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as simple as contacting one of our property management experts. We would love to earn your business and WOW you with our services. Regardless of price we treat you with total respect as to what you want not a home that we need to rent. We want you to get a rental that you can call HOME. Rente... 05/26/2012

10% of settlement not going to homeowners in Pensacola, Pace or Gulf Breeze.   Fla. A.G. hasn't announced plans for 90% of $334M bank foreclosure money, but 10% will help run state government. Read more. Florida Realtors has talked to Bondi’s office about the money and hopes at least $100 million will be allocated to the state’s affordable housing trust fund, the Sadowski Fund. Bondi hasn’t turned that idea down, but she accepted comments from all Floridians on how to best spend the money, and it’s not yet clear how she’ll proceed. (See Florida Realtors: Spend $100M on workforce housing) "Intellectual capital is the most valuable of all factors of production." — Brian Tracy: is a self-help author and motivational speaker Would you like information on buying or selling Foreclosures / Sho... 05/26/2012

Beautiful home with inground pool, four bedrooms, two and 1/2 bathrooms, covered front porch + courtyard. Lots of lighting from the windows that seem to cover the house. Three skylights. Alarm system. Great room with built-ins and a sliding glass door that leads to courtyard and pool. Separate family room with gas fireplace that is connected to the kitchen with all wood cabinets Call 850-698-4315 or 850-288-9725 for more information FULL DETAILS AND ADDITIONAL PHOTOS: http://www.gulfbreezenavarrerealestate.com/listing/mlsid/196/propertyid/421264/ LISTING COURTESY OF KELLER WILLIAMS REALTY GULF COAST Search all of the homes in the REGION http://www.gulfbreezenavarrerealestate.com/ 05/23/2012

Fla.’s ‘hardest-hit’ eligible for more aid and what it means to Pace   Struggling homeowners gain more time and more money under rules announced Friday for Fla.'s Hardest Hit Fund. Read more. The changes to the Hardest Hit Fund, which also eliminate eligibility roadblocks, validate complaints that the original plan was too optimistic in its timeline for unemployed and underemployed homeowners to turn their lives around.Instead of six months of mortgage assistance, homeowners can now get up to a year, while the allowance to bring a loan current was increased from a cap of $6,000 to $18,000. "What we think, we become." — Hindu Prince Gautama Siddharta:the founder of Buddhism     Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   Renting in Pensacola, Pace or ... 05/20/2012

Property listing data stolen, misused in Pace and Gulf Breeze Criminals can create fake rentals, home sales, etc. Realtor.com had 385M 'scrape' attempts in Oct., down to 75M in Feb. Read more. Realtor.com recently announced several efforts it took to prevent the scraping and misuse of listing data on Realtor.com. The listing site, owned by the National Association of Realtors® (NAR), says it detected 385 million scraping attempts in October 2011 but, thanks to better security actions, only 75 million attempts in February 2012. "The key to success is to focus our conscious mind on things we desire not things we fear." — Brian Tracy:is a self-help author and motivational speaker     Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   Renting in Pensacola, Pace... 05/20/2012

Where's the recovery going? The effect on the Gulf Breeze Market For the first time in two years, U.S. is beating economists' predictions. Bullish outlooks in 2010 and 2011 fell short. Read more. Heading into this year, economists all but unanimously predicted a first-half slowdown that would keep unemployment near 8.5 percent through the election.Fortunately, so far this year they’ve been wrong again. "If you learn from defeat, you haven't really lost." — Zig Ziglar:Motivational author and speaker     Investors and Landlords Wanted for Pensacola, Pace and Gulf Breeze Short Sales   Renting in Pensacola, Pace or Gulf Breeze and Home for Rent is as simple as contacting one of our property management experts. We would love to earn your business and WOW you with our services. Regardless of ... 05/20/2012

Employers change focus to keep workers happy and content in Gulf Breeze   Workers once happy just to have jobs will consider leaving as economy improves. Make changes now to avoid losing talent. Read more. “It’s nice every once in a while to just laugh,” Kelly said. “There is a noticeable difference in the mood here after an event. Everyone is chatting and laughing. You don’t have to spend a lot of money.”Yet the payoff is significant: People want to work there.And that’s important, according to a report issued this month by the Society of Human Resource Management. If employers don’t want their best talent to slip out the door for good, they need to fortify their employee retention and recognition programs. "It doesn't matter where you are coming from. All that matters is where you are... 05/20/2012

Stricter mortgage standards too tight for Pensacola Pace and Gulf Breeze Markets Group that pushes consumer protection agrees with NAR and lenders that federally proposed QRMs might go too far. Read more. To prevent this from happening again, the Dodd-Frank financial-reform act of 2010 required that changes be made. The chief targets: such mortgage instruments as “interest-only” and “negative-amortization” loans, both of which allowed marginal borrowers to buy more house than they could have ever possibly afforded.Those were risky loans even in good financial times, but when the market collapsed, failure to meet even interest payments cost hundreds of thousands of borrowers their houses. To meet the reform law’s mandate, the Consumer Financial Protection Bureau, another Dodd-Frank creat... 05/19/2012

Where's the recovery going in Pace and Gulf Breeze? For the first time in two years, U.S. is beating economists' predictions. Bullish outlooks in 2010 and 2011 fell short. Read more.     For the past two years, forecasters have overpromised, as bullish predictions for 2010 and 2011 fell short. Last year’s hoped-for recovery soon faded in the fallout from Japan’s earthquake, coupled with Washington’s flirtation with defaulting on the national debt.Heading into this year, economists all but unanimously predicted a first-half slowdown that would keep unemployment near 8.5 percent through the election.   Where's the recovery going in Pace and Gulf Breeze?           Today's Prayer Oh Lord, Help me be strong and courageous. Empower, lift up, and encourage me that I will not be terrified of an... 05/16/2012

Florida housing market changing quickly in Pace and Gulf Breeze Florida   Economist John Tuccillo: Time to buy. Expect investor interest in mid-priced homes as low-end inventory shrinks. Watch video. For the past two years, forecasters have overpromised, as bullish predictions for 2010 and 2011 fell short. Last year’s hoped-for recovery soon faded in the fallout from Japan’s earthquake, coupled with Washington’s flirtation with defaulting on the national debt. Florida housing market changing quickly in Pace and Gulf Breeze Florida Heading into this year, economists all but unanimously predicted a first-half slowdown that would keep unemployment near 8.5 percent through the election. Today's Prayer Dear God, So many things just look impossible. Sometimes I wonder how I will make it throu... 05/16/2012

  Gulf Breeze Real Estate is gorgeous. They encompass some of the greatest neighborhoods. Residents enjoy the great view, parks, great weather, lifestyle. Gulf Breeze Real Estate is located in some of the most prestigious NW Florida  neighborhoods. Gulf Breeze Homes range from 50,000 to over a 4,000,000 dollars. Gulf Breeze, Florida's beautiful homes can be smack dabbed in the middle of the city, to being in the beautiful rural family oriented communities to the east. Gulf Breeze Real Estate foreclosures are selling quicker than they ever have. You’re going to want to jump on these deals before they’re all sold. Gulf Breeze Real Estate is a great value. Gulf Breeze has lush landscaped backyards with an inviting 18x38 pools with great decking to absolutely gorgeous, inviting and elegant,... 05/14/2012

Gulf Breeze Florida Homes for sale and Market Report for April 2012 brought to you by Charles Stallions Real Estate Services we continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Gulf Breeze, Florida real estate statistic. For last months stats scroll down, call me or e-mail for even more details. What can I do to sell my home for more money? SELLERS TIP # 2    A Snapshot of the GulfBreeze, Florida Housing Market   Available Homes                         = 263 FORECLOSURES/ Short Sales        = 43 Current Homes Under Contract      = 97 Homes Sold In Last 30 Days       = 41 Average Days On The Market      = 151 Average Sales Price                   = $224,749 Gulf Breeze Florida Homes for sale and Marke... 05/13/2012

April consumer confidence down a bit in Pace and Gulf Breeze Fla. Three-month decline mirrors pattern seen last year, but the numbers are stronger - 5 points higher than in 2011. Read more.     All five categories measured by the survey dropped. Respondents’ overall assessment that their personal finances are stronger now than they were a year ago fell three points to 59. Their expectations of being better off financially a year from now fell four points to 78.   April consumer confidence down a bit in Pace and Gulf Breeze Fla.           Today's Prayer Lord, You are the Potter; I am the clay. Please mold me and make me, according to your will. Show me the steps and direct my ways that all I do will be your will for my life; that your purpose may be accomplished. To you be all glory and ... 05/13/2012

Housing market shows pockets of improvement even in Gulf Breeze Florida Conflicting home reports may be best signal that market is stabilizing, but most major indexes say prices slightly up. Read more.   Nationwide, prices fell 0.8 percent in February, the sixth-consecutive month of price declines, according to the Standard & Poor’s/Case Shiller index released Tuesday. When adjusted for seasonal factors, prices rose 0.2 percent.The latest Federal Housing Finance Agency index shows home prices rising 0.4 percent for the 12 months ended in February, the first 12-month increase since July 2007. Housing market shows pockets of improvement even in Gulf Breeze Florida  Today's Prayer Dear God, It's true...I may be the only "Bible" someone ever reads. Please help me be a living testament that ... 05/13/2012